Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Medford, MA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,043 in Medford, MA, rent and utilities included – about $20,500 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Medford, MA, United States
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Medford, MA
🇺🇸 United States
$3,043
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Medford, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Medford, MA actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $3,043 in Medford, MA, rent included.

  • Ubud, Bali $1,331
  • Medford, MA $3,043

A couple spends around $2,255 per month in Ubud, Bali vs $4,134 in Medford, MA, rent included.

  • Ubud, Bali $2,255
  • Medford, MA $4,134

A family of three spends $3,180 per month in Ubud, Bali vs $5,225 in Medford, MA, rent included.

  • Ubud, Bali $3,180
  • Medford, MA $5,225

Ubud, Bali is about 56% cheaper than Medford, MA, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Medford, MA is 125% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Medford, MA
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$17.41 $17.41
-80.59%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$92.9 $92.9
-62.70%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$12.15 $12.15
-54.16%
Cappuccino
$2.62 Rp 47.5K
$5.35 $5.35
-51.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$2.87 $2.87
-46.34%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.52 $2.52
-74.60%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$8.04 $8.04
-66.79%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$7.78 $7.78
-45.24%
🛒 Groceries & Markets
Ubud, Bali
Medford, MA
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.08 $1.08
35.19%
White Bread (500g)
$2.29 Rp 41.6K
$3.81 $3.81
-39.90%
Rice (white) (1kg)
$1.11 Rp 20.1K
$5.51 $5.51
-79.85%
Eggs
$2.10 Rp 38.1K
$4.66 $4.66
-54.94%
Local Cheese (1kg)
$15.94 Rp 289.2K
$11.13 $11.13
43.22%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$13.98 $13.98
-72.25%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$17.86 $17.86
-36.17%
Apples (1kg)
$3.55 Rp 64.4K
$6.84 $6.84
-48.10%
Banana (1kg)
$1.54 Rp 27.9K
$1.81 $1.81
-14.92%
Oranges (1kg)
$2.23 Rp 40.5K
$5.51 $5.51
-59.53%
Tomato (1kg)
$1.97 Rp 35.8K
$5.66 $5.66
-65.19%
Potato (1kg)
$1.86 Rp 33.7K
$4.42 $4.42
-57.92%
Onion (1kg)
$2.42 Rp 43.9K
$4.03 $4.03
-39.95%
Lettuce (1 head)
$1.02 Rp 18.6K
$2.27 $2.27
-55.07%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$1.02 $1.02
-49.02%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$13.36 $13.36
-83.53%
Wine (Bottle)
$21.79 Rp 395.2K
$13.78 $13.78
58.13%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$2.15 $2.15
8.37%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.97 $3.97
-25.19%
🚌 Getting Around
Ubud, Bali
Medford, MA
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$2.47 $2.47
-89.88%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$59.0 $59.0
-86.14%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$2.61 $2.61
-83.14%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$1.73 $1.73
-72.83%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$27.77 $27.77
-79.83%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.08 $1.08
-23.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$27.1K $27.1K
-9.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$26.7K $26.7K
18.89%
🧾 Monthly Utilities & Internet
Ubud, Bali
Medford, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$236 $236
-67.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$55.8 $55.8
-88.99%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$81.7 $81.7
-76.83%
🎉 Sport & Entertainment
Ubud, Bali
Medford, MA
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$42.97 $42.97
18.66%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$14.12 $14.12
-68.98%
🧸 Childcare & Education
Ubud, Bali
Medford, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,849 $1,849
-73.37%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$44.9K $44.9K
-72.75%
👕👟 Clothing & Footwear
Ubud, Bali
Medford, MA
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$56.0 $56.0
-19.31%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$37.57 $37.57
-7.13%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$80.8 $80.8
-3.03%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$101 $101
-22.80%
🏠 Accommodation & Living
Ubud, Bali
Medford, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$1,554 $1,554
-30.65%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,647 $1,647
-59.62%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,594 $2,594
35.30%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$2,116 $2,116
-21.03%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$2,788 $2,788
-16.07%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$2,298 $2,298
-2.67%
💵 Salaries & Financials
Ubud, Bali
Medford, MA
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.64
107.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Medford, MA: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Medford, MA
$1.6K 148% $982
Groceries & Markets
Ubud, Bali
$279
Medford, MA
$431 54.1% $151
Clothing & Footwear
Ubud, Bali
$106
Medford, MA
$124 16.5% $18
Eating Out
Ubud, Bali
$106
Medford, MA
$317 200% $212
Monthly Utilities & Internet
Ubud, Bali
$103
Medford, MA
$373 264% $271
Sport & Entertainment
Ubud, Bali
$60
Medford, MA
$71 19.2% $11
Getting Around
Ubud, Bali
$12
Medford, MA
$80 570% $68

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,554 in Medford, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $93 in Medford, MA. Monthly groceries follow the same trend: $279 vs $431 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Medford, MA
🕒 Local time
18:12 6:12 PM
05:12 5:12 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
56,173
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Medford, MA 16,190 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Medford, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Medford, MA: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Medford, MA?
Yes – Medford, MA is pricier by about 129%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $4,565 in Medford, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,554 in Medford, MA.
What are total monthly expenses in Ubud, Bali and in Medford, MA?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $3,043 in Medford, MA. That makes Ubud, Bali about 56% cheaper.
Which city has cheaper public transport?
Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Medford, MA?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $3,043 in Medford, MA. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Ubud, Bali or Medford, MA more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Medford, MA?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is easier to live in as a foreigner?
For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 56% less, which matters a lot on a fixed budget or early-career salary.

Ubud, Bali vs other spots: cost of living compared

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