Last update: Oct 2026

Cost of Living Comparison Between Medford, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,087 in Medford, MA, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

149

Cost of Living Index in Medford, MA
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Medford, MA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Medford, MA

🇺🇸 United States

$3,087

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Medford, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Medford, MA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,087 per month in Medford, MA vs $1,349 in Ubud, Bali, rent included.

Medford, MA $3,087
Ubud, Bali $1,349

A couple spends around $4,233 per month in Medford, MA vs $2,305 in Ubud, Bali, rent included.

Medford, MA $4,233
Ubud, Bali $2,305

A family of three spends $5,378 per month in Medford, MA vs $3,261 in Ubud, Bali, rent included.

Medford, MA $5,378
Ubud, Bali $3,261

Medford, MA costs about 129% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.23 $18.23

$3.32 Rp 60.4K

449.10%

Three-Course Dinner for Two, Mid-Range

$95.9 $95.9

$35.64 Rp 647.8K

169.00%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$5.53 Rp 100.6K

119.71%

Cappuccino

$5.50 $5.50

$2.72 Rp 49.4K

102.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 $2.96

$1.70 Rp 30.9K

74.12%

Water (0.33 liter bottle)

$2.52 $2.52

$0.76 Rp 13.8K

231.58%

Local Beer (0.5 liter draught)

$7.89 $7.89

$2.65 Rp 48.2K

197.74%

Imported Beer (0.33 liter bottle)

$8.73 $8.73

$4.38 Rp 79.6K

99.32%

Milk (1 liter)

$1.08 $1.08

$1.49 Rp 27.1K

-27.52%

White Bread (500g)

$4.00 $4.00

$2.28 Rp 41.4K

75.44%

Rice (white) (1kg)

$5.35 $5.35

$1.19 Rp 21.6K

349.58%

Eggs

$4.74 $4.74

$2.04 Rp 37.0K

132.35%

Local Cheese (1kg)

$11.48 $11.48

$17.70 Rp 321.7K

-35.14%

Chicken Fillets (1kg)

$14.58 $14.58

$3.96 Rp 72.0K

268.18%

Beef Round Steak (1kg)

$17.81 $17.81

$12.19 Rp 221.6K

46.10%

Apples (1kg)

$6.61 $6.61

$3.66 Rp 66.4K

80.60%

Banana (1kg)

$1.80 $1.80

$1.52 Rp 27.6K

18.42%

Oranges (1kg)

$5.38 $5.38

$2.23 Rp 40.5K

141.26%

Tomato (1kg)

$5.54 $5.54

$1.97 Rp 35.9K

181.22%

Potato (1kg)

$4.47 $4.47

$1.85 Rp 33.6K

141.62%

Onion (1kg)

$4.18 $4.18

$2.42 Rp 44.1K

72.73%

Lettuce (1 head)

$3.01 $3.01

$0.99 Rp 18.0K

204.04%

Water (1.5 liter bottle)

$3.00 $3.00

$0.51 Rp 9,332

488.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.10 $13.10

$2.22 Rp 40.4K

490.09%

Wine (Bottle)

$13.47 $13.47

$22.24 Rp 404.2K

-39.43%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.26 Rp 41.1K

-7.08%

Imported Beer (0.33 liter bottle)

$4.29 $4.29

$2.97 Rp 54.0K

44.44%

One-way Ticket (Public Transport)

$2.38 $2.38

$0.25 Rp 4,562

852.00%

Public Transport Monthly Pass (Regular Price)

$60.0 $60.0

$7.82 Rp 142.2K

667.39%

Taxi Start (Normal Tariff)

$2.63 $2.63

$0.44 Rp 7,989

497.73%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$0.43 Rp 7,817

311.63%

Taxi 1hour Waiting (Normal Tariff)

$28.34 $28.34

$5.41 Rp 98.3K

423.84%

Gasoline (1 liter)

$1.07 $1.07

$0.82 Rp 15.0K

30.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$23.8K Rp 433.3M

16.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 577.0M

-17.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$79.1 Rp 1.4M

210.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.9 $54.9

$6.45 Rp 117.2K

751.78%

Internet (50+ Mbps, Unlimited Data)

$85.3 $85.3

$18.58 Rp 337.7K

358.83%

Gym Membership (Monthly)

$41.33 $41.33

$49.48 Rp 899.4K

-16.47%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$14.19 $14.19

$4.27 Rp 77.7K

232.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,839 $1,839

$491 Rp 8.9M

274.94%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$5,674 Rp 103.1M

430.96%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$44.64 Rp 811.4K

29.46%

Summer Dress (H&M, Zara, etc)

$38.42 $38.42

$34.95 Rp 635.3K

9.93%

Sport Shoes (Adidas, Nike)

$79.3 $79.3

$79.9 Rp 1.5M

-0.73%

Men's Leather Business Shoes

$99.8 $99.8

$79.4 Rp 1.4M

25.71%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$1,125 Rp 20.4M

42.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,639 $1,639

$671 Rp 12.2M

144.10%

3-bedroom Apartment, City Center (Monthly)

$2,510 $2,510

$3,565 Rp 64.8M

-29.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,164 $2,164

$1,723 Rp 31.3M

25.58%

Buy Apartment in City Center (m2)

$2,745 $2,745

$2,732 Rp 49.6M

0.49%

Buy Apartment Outside City Center (m2)

$2,408 $2,408

$2,284 Rp 41.5M

5.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

13.78

-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medford, MA: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Medford, MA

$1.6K 53.1%

Ubud, Bali

$672 49.8% 59% $968

Groceries & Markets

Medford, MA

$461 14.9%

Ubud, Bali

$288 21.4% 37.4% $172

Monthly Utilities & Internet

Medford, MA

$386 12.5%

Ubud, Bali

$104 7.7% 73% $282

Eating Out

Medford, MA

$327 10.6%

Ubud, Bali

$108 8% 67.1% $219

Clothing & Footwear

Medford, MA

$124 4%

Ubud, Bali

$108 8% 13.2% $16

Getting Around

Medford, MA

$81 2.6%

Ubud, Bali

$11 0.9% 85.9% $70

Sport & Entertainment

Medford, MA

$70 2.3%

Ubud, Bali

$58 4.3% 16.7% $12

Cost Breakdown

A central one-bedroom costs $1,600 in Medford, MA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $96 in Medford, MA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $461 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Medford, MA

🇮🇩 Ubud, Bali

🕒 Local time

14:50 2:50 PM

02:50 2:50 AM

12 h ahead of Medford, MA

🌤 Weather

👥 Population

56,173

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Medford, MA Ubud, Bali 16,190 km ≈ 21 h nonstop flight

From you

Medford, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Medford, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Medford, MA is pricier by about 129%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,631 per month in Medford, MA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,600 in Medford, MA.

Monthly expenses with rent come to $3,087 in Medford, MA and $1,349 in Ubud, Bali. That’s a gap of about 129%.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $3,087 in Medford, MA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and the 129% gap matters a lot on a fixed budget or early-career salary.