😐A single person spends $1,438 per month in Ubud, Bali vs $789 in Kumanovo, rent included.
😐A couple spends around $2,585 per month in Ubud, Bali vs $1,166 in Kumanovo, rent included.
😐A family of three spends $3,732 per month in Ubud, Bali vs $1,543 in Kumanovo, rent included.
😐Ubud, Bali costs about 82% more than Kumanovo, driven mainly by Groceries & Markets.
📊Ubud, Bali sits 7% above the global median, while Kumanovo is 41% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Ubud, Bali
Kumanovo
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$5.73MKD 302
-37.70%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$28.55MKD 1,505
14.12%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$4.97MKD 262
2.01%
Cappuccino
$2.83Rp 49.0K
$1.59MKD 84.0
77.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$1.59MKD 84.0
-15.72%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$1.16MKD 61.0
-40.52%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$1.55MKD 82.0
92.90%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$1.74MKD 91.6
121.26%
🛒 Groceries & Markets
Ubud, Bali
Kumanovo
Difference
Milk(1 liter)
$1.74Rp 30.2K
$1.32MKD 69.4
31.82%
White Bread(500g)
$2.54Rp 44.0K
$0.62MKD 32.61
309.68%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.78MKD 93.9
-33.15%
Eggs
$2.43Rp 42.0K
$2.09MKD 110
16.27%
Local Cheese(1kg)
$14.66Rp 254.1K
$6.93MKD 365
111.54%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$7.28MKD 384
-42.58%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$11.40MKD 601
4.74%
Apples(1kg)
$3.69Rp 63.9K
$0.63MKD 33.12
485.71%
Banana(1kg)
$1.61Rp 27.8K
$1.38MKD 72.8
16.67%
Oranges(1kg)
$2.69Rp 46.5K
$1.30MKD 68.4
106.92%
Tomato(1kg)
$2.33Rp 40.4K
$1.06MKD 55.7
119.81%
Potato(1kg)
$1.91Rp 33.0K
$0.98MKD 51.5
94.90%
Onion(1kg)
$2.19Rp 37.9K
$0.78MKD 41.31
180.77%
Lettuce(1 head)
$1.06Rp 18.3K
$0.55MKD 28.75
92.73%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.52MKD 27.68
38.46%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$3.05MKD 161
2.62%
Wine(Bottle)
$23.49Rp 407.1K
$7.48MKD 394
214.04%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$1.01MKD 53.4
171.29%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$1.04MKD 55.1
176.92%
🚌 Getting Around
Ubud, Bali
Kumanovo
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.67MKD 35.44
-56.72%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$19.99MKD 1,054
-59.13%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.15MKD 60.8
-60.87%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.49MKD 25.98
-14.29%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$6.61MKD 349
-6.81%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.45MKD 76.2
-42.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$32.3KMKD 1.7M
-18.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$34.4KMKD 1.8M
-5.58%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kumanovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$122MKD 6,414
-35.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$16.71MKD 881
-76.36%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$15.80MKD 833
54.43%
🎉 Sport & Entertainment
Ubud, Bali
Kumanovo
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$19.13MKD 1,009
404.65%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
-
-
Cinema Ticket
$4.04Rp 70.0K
$4.77MKD 252
-15.30%
🧸 Childcare & Education
Ubud, Bali
Kumanovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$217MKD 11.4K
39.74%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$1,184MKD 62.4K
450.93%
👕👟 Clothing & Footwear
Ubud, Bali
Kumanovo
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$38.07MKD 2,008
41.42%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$47.60MKD 2,510
-20.21%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$73.5MKD 3,876
18.04%
Men's Leather Business Shoes
$78.9Rp 1.4M
$47.89MKD 2,525
64.67%
🏠 Accommodation & Living
Ubud, Bali
Kumanovo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$258MKD 13.6K
292.21%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$213MKD 11.2K
216.72%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$557MKD 29.4K
508.21%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$311MKD 16.4K
574.16%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$1,676MKD 88.4K
78.09%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$1,502MKD 79.2K
55.78%
💵 Salaries & Financials
Ubud, Bali
Kumanovo
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$585MKD 30.8K
-70.39%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4
232.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Kumanovo: April 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,012 in Ubud, Bali versus $258 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 238% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Kumanovo. Monthly groceries follow the same trend: $298 vs $183 – making Kumanovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Kumanovo compare overall?
Monthly costs with rent: $1,438 in Ubud, Bali, $789 in Kumanovo – roughly 82% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kumanovo?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,183 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kumanovo?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Kumanovo?
Monthly expenses with rent come to $1,438 in Ubud, Bali and $789 in Kumanovo. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Ubud, Bali and Kumanovo?
Public transport costs about 145% less in Kumanovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $789, than in Ubud, Bali at $1,438. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kumanovo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $789 in Kumanovo to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kumanovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kumanovo?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared