Cost of Living Comparison Between Ubud, Bali and Kumanovo Cost of Living Comparison Between Ubud, Bali and Kumanovo

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $808 in Kumanovo, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,202 in Kumanovo, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,596 in Kumanovo, rent included.

Ubud, Bali costs about 72% more than Kumanovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kumanovo is 39% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kumanovo
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$5.79 MKD 310
-38.34%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$27.75 MKD 1,483
16.47%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$5.12 MKD 273
-2.15%
Cappuccino
$2.82 Rp 51.0K
$1.54 MKD 82.5
83.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$1.62 MKD 86.6
-16.67%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.16 MKD 61.8
-37.07%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$1.58 MKD 84.6
85.44%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$1.73 MKD 92.7
127.75%
🛒 Groceries & Markets
Ubud, Bali
Kumanovo
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.26 MKD 67.2
41.27%
White Bread (500g)
$2.45 Rp 44.2K
$0.62 MKD 33.05
295.16%
Rice (white) (1kg)
$1.15 Rp 20.7K
$1.77 MKD 94.5
-35.03%
Eggs
$2.41 Rp 43.6K
$2.09 MKD 112
15.31%
Local Cheese (1kg)
$14.33 Rp 258.7K
$7.18 MKD 384
99.58%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$7.04 MKD 376
-40.48%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$11.30 MKD 604
6.73%
Apples (1kg)
$3.64 Rp 65.7K
$0.68 MKD 36.12
435.29%
Banana (1kg)
$1.57 Rp 28.3K
$1.40 MKD 74.7
12.14%
Oranges (1kg)
$2.79 Rp 50.3K
$1.31 MKD 70.3
112.98%
Tomato (1kg)
$2.24 Rp 40.5K
$1.09 MKD 58.5
105.50%
Potato (1kg)
$1.98 Rp 35.7K
$0.91 MKD 48.58
117.58%
Onion (1kg)
$2.28 Rp 41.1K
$0.72 MKD 38.30
216.67%
Lettuce (1 head)
$1.05 Rp 19.0K
$0.53 MKD 28.40
98.11%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.49 MKD 25.94
61.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$2.99 MKD 160
6.69%
Wine (Bottle)
$23.49 Rp 424.1K
$7.24 MKD 387
224.45%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.00 MKD 53.6
190.00%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$1.04 MKD 55.5
165.38%
🚌 Getting Around
Ubud, Bali
Kumanovo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$0.67 MKD 35.93
-59.70%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$20.32 MKD 1,086
-58.81%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$1.15 MKD 61.6
-60.87%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$0.49 MKD 26.40
-6.12%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$6.40 MKD 342
-5.16%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.49 MKD 79.4
-42.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$31.4K MKD 1.7M
-15.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$34.4K MKD 1.8M
-5.47%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kumanovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$121 MKD 6,492
-34.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$16.67 MKD 891
-75.46%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$15.61 MKD 834
52.79%
🎉 Sport & Entertainment
Ubud, Bali
Kumanovo
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$18.65 MKD 996
429.65%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
-
-
Cinema Ticket
$4.01 Rp 72.3K
$4.76 MKD 254
-15.76%
🧸 Childcare & Education
Ubud, Bali
Kumanovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$222 MKD 11.9K
33.66%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$1,183 MKD 63.2K
458.11%
👕👟 Clothing & Footwear
Ubud, Bali
Kumanovo
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$37.65 MKD 2,012
41.91%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$48.65 MKD 2,600
-21.66%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$74.4 MKD 3,978
19.11%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$46.07 MKD 2,462
66.31%
🏠 Accommodation & Living
Ubud, Bali
Kumanovo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$260 MKD 13.9K
292.97%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$208 MKD 11.1K
226.78%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$566 MKD 30.2K
513.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$314 MKD 16.8K
566.30%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$1,620 MKD 86.6K
68.47%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$1,481 MKD 79.1K
54.99%
💵 Salaries & Financials
Ubud, Bali
Kumanovo
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$581 MKD 31.1K
-71.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4
232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kumanovo: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $260 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 255% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $28.00 in Kumanovo. Monthly groceries follow the same trend: $298 vs $181 – making Kumanovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Kumanovo compare overall?
Monthly costs with rent: $1,392 in Ubud, Bali, $808 in Kumanovo – roughly 72% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kumanovo?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,212 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kumanovo?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Kumanovo?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $808 in Kumanovo. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Ubud, Bali and in Kumanovo?
Public transport costs about 143% less in Kumanovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $808, than in Ubud, Bali at $1,392. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kumanovo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $808 in Kumanovo to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kumanovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kumanovo?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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