😐A single person spends $1,392 per month in Ubud, Bali vs $808 in Kumanovo, rent included.
😐A couple spends around $2,557 per month in Ubud, Bali vs $1,202 in Kumanovo, rent included.
😐A family of three spends $3,723 per month in Ubud, Bali vs $1,596 in Kumanovo, rent included.
😐Ubud, Bali costs about 72% more than Kumanovo, driven mainly by Groceries & Markets.
📊Ubud, Bali sits 5% above the global median, while Kumanovo is 39% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Ubud, Bali
Kumanovo
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$5.79MKD 310
-38.34%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$27.75MKD 1,483
16.47%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$5.12MKD 273
-2.15%
Cappuccino
$2.82Rp 51.0K
$1.54MKD 82.5
83.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$1.62MKD 86.6
-16.67%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.16MKD 61.8
-37.07%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$1.58MKD 84.6
85.44%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$1.73MKD 92.7
127.75%
🛒 Groceries & Markets
Ubud, Bali
Kumanovo
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.26MKD 67.2
41.27%
White Bread(500g)
$2.45Rp 44.2K
$0.62MKD 33.05
295.16%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.77MKD 94.5
-35.03%
Eggs
$2.41Rp 43.6K
$2.09MKD 112
15.31%
Local Cheese(1kg)
$14.33Rp 258.7K
$7.18MKD 384
99.58%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$7.04MKD 376
-40.48%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$11.30MKD 604
6.73%
Apples(1kg)
$3.64Rp 65.7K
$0.68MKD 36.12
435.29%
Banana(1kg)
$1.57Rp 28.3K
$1.40MKD 74.7
12.14%
Oranges(1kg)
$2.79Rp 50.3K
$1.31MKD 70.3
112.98%
Tomato(1kg)
$2.24Rp 40.5K
$1.09MKD 58.5
105.50%
Potato(1kg)
$1.98Rp 35.7K
$0.91MKD 48.58
117.58%
Onion(1kg)
$2.28Rp 41.1K
$0.72MKD 38.30
216.67%
Lettuce(1 head)
$1.05Rp 19.0K
$0.53MKD 28.40
98.11%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.49MKD 25.94
61.22%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$2.99MKD 160
6.69%
Wine(Bottle)
$23.49Rp 424.1K
$7.24MKD 387
224.45%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.00MKD 53.6
190.00%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.04MKD 55.5
165.38%
🚌 Getting Around
Ubud, Bali
Kumanovo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$0.67MKD 35.93
-59.70%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$20.32MKD 1,086
-58.81%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$1.15MKD 61.6
-60.87%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$0.49MKD 26.40
-6.12%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$6.40MKD 342
-5.16%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.49MKD 79.4
-42.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$31.4KMKD 1.7M
-15.33%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$34.4KMKD 1.8M
-5.47%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kumanovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$121MKD 6,492
-34.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$16.67MKD 891
-75.46%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$15.61MKD 834
52.79%
🎉 Sport & Entertainment
Ubud, Bali
Kumanovo
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$18.65MKD 996
429.65%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
-
-
Cinema Ticket
$4.01Rp 72.3K
$4.76MKD 254
-15.76%
🧸 Childcare & Education
Ubud, Bali
Kumanovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$222MKD 11.9K
33.66%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$1,183MKD 63.2K
458.11%
👕👟 Clothing & Footwear
Ubud, Bali
Kumanovo
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$37.65MKD 2,012
41.91%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$48.65MKD 2,600
-21.66%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$74.4MKD 3,978
19.11%
Men's Leather Business Shoes
$76.6Rp 1.4M
$46.07MKD 2,462
66.31%
🏠 Accommodation & Living
Ubud, Bali
Kumanovo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$260MKD 13.9K
292.97%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$208MKD 11.1K
226.78%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$566MKD 30.2K
513.17%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$314MKD 16.8K
566.30%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$1,620MKD 86.6K
68.47%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
$1,481MKD 79.1K
54.99%
💵 Salaries & Financials
Ubud, Bali
Kumanovo
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$581MKD 31.1K
-71.85%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4
232.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Kumanovo: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,020 in Ubud, Bali versus $260 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 255% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $28.00 in Kumanovo. Monthly groceries follow the same trend: $298 vs $181 – making Kumanovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Kumanovo compare overall?
Monthly costs with rent: $1,392 in Ubud, Bali, $808 in Kumanovo – roughly 72% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kumanovo?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,212 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kumanovo?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Kumanovo?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $808 in Kumanovo. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Ubud, Bali and in Kumanovo?
Public transport costs about 143% less in Kumanovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $808, than in Ubud, Bali at $1,392. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kumanovo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $808 in Kumanovo to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kumanovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kumanovo?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared