Cost of Living Comparison Between Ubud, Bali and Kumanovo Cost of Living Comparison Between Ubud, Bali and Kumanovo

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $811 in Kumanovo, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,176 in Kumanovo, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,540 in Kumanovo, rent included.

Ubud, Bali costs about 73% more than Kumanovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Kumanovo is 40% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kumanovo
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$5.62 MKD 298
-36.48%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$28.54 MKD 1,514
13.88%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$5.01 MKD 266
-2.99%
Cappuccino
$2.75 Rp 49.2K
$1.58 MKD 84.0
74.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.66 MKD 87.9
-20.48%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.15 MKD 60.8
-39.13%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.56 MKD 82.7
86.54%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$1.76 MKD 93.6
115.34%
🛒 Groceries & Markets
Ubud, Bali
Kumanovo
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.25 MKD 66.1
36.80%
White Bread (500g)
$2.47 Rp 44.3K
$0.67 MKD 35.35
268.66%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.76 MKD 93.4
-31.82%
Eggs
$2.44 Rp 43.8K
$2.11 MKD 112
15.64%
Local Cheese (1kg)
$14.38 Rp 257.7K
$7.18 MKD 381
100.28%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$7.28 MKD 386
-40.80%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$11.43 MKD 607
6.82%
Apples (1kg)
$3.68 Rp 66.0K
$0.64 MKD 33.76
475.00%
Banana (1kg)
$1.55 Rp 27.8K
$1.37 MKD 72.7
13.14%
Oranges (1kg)
$2.79 Rp 49.9K
$1.27 MKD 67.1
119.69%
Tomato (1kg)
$2.33 Rp 41.8K
$1.06 MKD 56.3
119.81%
Potato (1kg)
$1.97 Rp 35.3K
$0.94 MKD 49.81
109.57%
Onion (1kg)
$2.31 Rp 41.4K
$0.77 MKD 40.97
200.00%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.54 MKD 28.76
96.30%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.52 MKD 27.36
40.38%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.06 MKD 163
7.19%
Wine (Bottle)
$22.79 Rp 408.4K
$7.37 MKD 391
209.23%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.99 MKD 52.3
183.84%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.09 MKD 57.7
155.05%
🚌 Getting Around
Ubud, Bali
Kumanovo
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.68 MKD 36.04
-57.35%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$19.80 MKD 1,050
-59.29%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.11 MKD 58.9
-59.46%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.53 MKD 28.32
-15.09%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$6.76 MKD 359
-7.69%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.47 MKD 78.1
-42.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$32.0K MKD 1.7M
-18.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$33.6K MKD 1.8M
-5.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kumanovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$120 MKD 6,387
-32.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$16.92 MKD 898
-76.00%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$15.39 MKD 816
58.67%
🎉 Sport & Entertainment
Ubud, Bali
Kumanovo
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$18.98 MKD 1,007
414.59%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$4.83 MKD 256
-16.36%
🧸 Childcare & Education
Ubud, Bali
Kumanovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$220 MKD 11.7K
38.41%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,180 MKD 62.6K
461.15%
👕👟 Clothing & Footwear
Ubud, Bali
Kumanovo
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$38.25 MKD 2,030
41.78%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$47.45 MKD 2,518
-18.27%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$74.0 MKD 3,927
16.39%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$46.41 MKD 2,463
65.20%
🏠 Accommodation & Living
Ubud, Bali
Kumanovo
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$261 MKD 13.8K
277.75%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$207 MKD 11.0K
217.59%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$559 MKD 29.7K
502.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$314 MKD 16.7K
557.93%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,652 MKD 87.7K
65.96%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,475 MKD 78.3K
51.04%
💵 Salaries & Financials
Ubud, Bali
Kumanovo
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$578 MKD 30.6K
-71.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4
232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kumanovo: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $261 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 253% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Kumanovo. Monthly groceries follow the same trend: $297 vs $183 – making Kumanovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Kumanovo compare overall?
Monthly costs with rent: $1,404 in Ubud, Bali, $811 in Kumanovo – roughly 73% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kumanovo?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,217 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kumanovo?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Kumanovo?
Monthly expenses with rent come to $1,404 in Ubud, Bali and $811 in Kumanovo. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Ubud, Bali and Kumanovo?
Public transport costs about 146% less in Kumanovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $811, than in Ubud, Bali at $1,404. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kumanovo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $811 in Kumanovo to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kumanovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kumanovo?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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