Cost of Living Comparison Between Ubud, Bali and Kumanovo Cost of Living Comparison Between Ubud, Bali and Kumanovo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $815 in Kumanovo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,181 in Kumanovo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,547 in Kumanovo, rent included.

Ubud, Bali costs about 68% more than Kumanovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kumanovo is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$6.71 MKD 357

-48.73%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$28.61 MKD 1,522

26.91%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.81 MKD 362

-16.15%

Cappuccino

$2.67 Rp 47.3K

$1.51 MKD 80.1

76.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.42 MKD 75.8

23.24%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.10 MKD 58.2

-20.91%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.58 MKD 84.3

86.71%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.75 MKD 93.2

158.29%

Milk (1 liter)

$1.62 Rp 28.7K

$1.26 MKD 67.2

28.57%

White Bread (500g)

$2.33 Rp 41.3K

$0.71 MKD 37.75

228.17%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.91 MKD 102

-41.88%

Eggs

$2.20 Rp 39.0K

$2.42 MKD 129

-9.09%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.59 MKD 457

105.94%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$7.62 MKD 405

-46.19%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$11.84 MKD 630

2.87%

Apples (1kg)

$3.71 Rp 65.6K

$1.01 MKD 53.6

267.33%

Banana (1kg)

$1.59 Rp 28.1K

$1.39 MKD 73.9

14.39%

Oranges (1kg)

$2.28 Rp 40.4K

$1.35 MKD 71.8

68.89%

Tomato (1kg)

$1.95 Rp 34.6K

$1.78 MKD 94.7

9.55%

Potato (1kg)

$1.91 Rp 33.7K

$0.84 MKD 44.81

127.38%

Onion (1kg)

$2.33 Rp 41.3K

$0.80 MKD 42.65

191.25%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.55 MKD 28.99

83.64%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.58 MKD 31.10

-5.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.06 MKD 163

-27.12%

Wine (Bottle)

$23.07 Rp 408.6K

$7.66 MKD 407

201.17%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.04 MKD 55.2

132.69%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.03 MKD 55.0

191.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.11 MKD 59.1

-56.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.63 MKD 33.36

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.00 MKD 319

-6.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.42 MKD 75.5

-43.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$36.0K MKD 1.9M

-30.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$28.8K MKD 1.5M

9.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$132 MKD 7,008

-38.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$17.20 MKD 914

-62.27%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$19.59 MKD 1,042

-4.19%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$28.45 MKD 1,513

99.89%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$18.47 MKD 982

1.41%

Cinema Ticket

$4.54 Rp 80.4K

$5.55 MKD 295

-18.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$369 MKD 19.6K

30.14%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$5,807 MKD 308.8K

-1.64%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$44.36 MKD 2,359

2.61%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$20.66 MKD 1,099

73.67%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$85.0 MKD 4,518

-5.37%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$50.8 MKD 2,701

54.89%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$248 MKD 13.2K

349.28%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$202 MKD 10.7K

245.68%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$435 MKD 23.2K

735.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$248 MKD 13.2K

599.71%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,641 MKD 87.2K

69.72%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,488 MKD 79.1K

53.93%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$570 MKD 30.3K

-70.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kumanovo: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $248 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 239% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Kumanovo. Monthly groceries follow the same trend: $295 vs $200 – making Kumanovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $815 in Kumanovo – roughly 68% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,223 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $815 in Kumanovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $369 in Kumanovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $815, than in Ubud, Bali at $1,368. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $815 in Kumanovo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.