Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kumanovo

For one person, living is cheaper in Kumanovo: $787 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Kumanovo
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Kumanovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kumanovo

🇲🇰 North Macedonia

$787

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kumanovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kumanovo actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $787 in Kumanovo, rent included.

Ubud, Bali $1,331
Kumanovo $787

A couple spends around $2,255 per month in Ubud, Bali vs $1,159 in Kumanovo, rent included.

Ubud, Bali $2,255
Kumanovo $1,159

A family of three spends $3,180 per month in Ubud, Bali vs $1,532 in Kumanovo, rent included.

Ubud, Bali $3,180
Kumanovo $1,532

Ubud, Bali costs about 69% more than Kumanovo, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Kumanovo are more affordable than the global median – Ubud, Bali 2% lower, Kumanovo 42% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$6.27 MKD 342

-46.09%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$27.74 MKD 1,511

24.91%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$6.39 MKD 348

-12.83%

Cappuccino

$2.62 Rp 47.6K

$1.45 MKD 79.2

80.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.40 MKD 76.3

10.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.08 MKD 58.9

-40.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.57 MKD 85.4

70.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.77 MKD 96.5

140.68%

Milk (1 liter)

$1.46 Rp 26.5K

$1.22 MKD 66.5

19.67%

White Bread (500g)

$2.29 Rp 41.6K

$0.68 MKD 37.17

236.76%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.83 MKD 99.5

-39.34%

Eggs

$2.10 Rp 38.1K

$2.44 MKD 133

-13.93%

Local Cheese (1kg)

$15.94 Rp 289.4K

$7.98 MKD 435

99.75%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$7.46 MKD 406

-47.99%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$11.55 MKD 629

-1.30%

Apples (1kg)

$3.55 Rp 64.5K

$0.93 MKD 50.9

281.72%

Banana (1kg)

$1.54 Rp 27.9K

$1.34 MKD 73.1

14.93%

Oranges (1kg)

$2.23 Rp 40.5K

$1.33 MKD 72.4

67.67%

Tomato (1kg)

$1.97 Rp 35.8K

$1.74 MKD 95.0

13.22%

Potato (1kg)

$1.86 Rp 33.7K

$0.84 MKD 45.61

121.43%

Onion (1kg)

$2.42 Rp 43.9K

$0.77 MKD 41.95

214.29%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.57 MKD 31.18

78.95%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.54 MKD 29.65

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.13 MKD 170

-29.71%

Wine (Bottle)

$21.79 Rp 395.6K

$7.42 MKD 404

193.67%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.05 MKD 57.3

121.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.02 MKD 55.4

191.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.12 MKD 61.1

-60.71%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.66 MKD 35.81

-28.79%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$5.73 MKD 312

-2.27%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.47 MKD 80.0

-43.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$33.9K MKD 1.8M

-27.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.4K MKD 1.4M

20.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$130 MKD 7,065

-40.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$17.18 MKD 936

-64.26%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$16.76 MKD 913

12.89%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$28.02 MKD 1,526

81.98%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$17.92 MKD 976

1.84%

Cinema Ticket

$4.38 Rp 79.6K

$5.52 MKD 301

-20.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$372 MKD 20.3K

32.42%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$9,015 MKD 491.1K

35.56%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$41.69 MKD 2,271

8.32%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$19.89 MKD 1,084

75.41%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$80.9 MKD 4,404

-3.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$47.89 MKD 2,609

62.60%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$239 MKD 13.0K

350.18%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$192 MKD 10.5K

246.30%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$417 MKD 22.7K

740.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$250 MKD 13.6K

569.22%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,633 MKD 88.9K

43.30%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,416 MKD 77.1K

57.90%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$553 MKD 30.1K

-69.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kumanovo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kumanovo

$192 24.4% 71.1% $473

Groceries & Markets

Ubud, Bali

$279 21%

Kumanovo

$194 24.6% 30.7% $86

Clothing & Footwear

Ubud, Bali

$106 8%

Kumanovo

$86 10.9% 19.4% $21

Eating Out

Ubud, Bali

$106 8%

Kumanovo

$108 13.7% 2.3% $2.4

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kumanovo

$164 20.8% 59.6% $61

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kumanovo

$39 5% 34.6% $21

Getting Around

Ubud, Bali

$12 0.9%

Kumanovo

$4.4 * 0.6% 63.1% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $239 in Kumanovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kumanovo are about 3.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $28 in Kumanovo. Monthly groceries follow the same trend: $279 vs $194 – making Kumanovo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Kumanovo

🕒 Local time

21:42 9:42 PM

14:42 2:42 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

75,051

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 MKD = 1.84 USD

100 MKD = 1.64 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

North Macedonian Denar exchange rates as of November 4, 2026: 1 USD = 54.47 MKD (100 MKD = 1.84 USD). 1 EUR = 61.06 MKD (100 MKD = 1.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kumanovo 10,930 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kumanovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumanovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $787 in Kumanovo – Kumanovo comes out roughly 41% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,180 in Kumanovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumanovo, especially for central apartments: a one-bedroom in the center costs $239 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $787 in Kumanovo. That makes Kumanovo about 41% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $372 in Kumanovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Kumanovo, where all-in costs run around $787, than in Ubud, Bali at $1,331. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumanovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.