🙂A single person spends $811 per month in Kumanovo vs $1,404 in Ubud, Bali, rent included.
🙂A couple spends around $1,176 per month in Kumanovo vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $1,540 per month in Kumanovo vs $3,694 in Ubud, Bali, rent included.
🙂Kumanovo is about 42% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Kumanovo sits 40% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kumanovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.62MKD 298
$3.57Rp 64.0K
57.42%
Three-Course Dinner for Two, Mid-Range
$28.54MKD 1,514
$32.50Rp 582.3K
-12.18%
Fast Food Meal(McDonalds, etc)
$5.01MKD 266
$4.86Rp 87.1K
3.09%
Cappuccino
$1.58MKD 84.0
$2.75Rp 49.2K
-42.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.66MKD 87.9
$1.32Rp 23.7K
25.76%
Water(0.33 liter bottle)
$1.15MKD 60.8
$0.70Rp 12.6K
64.29%
Local Beer(0.5 liter draught)
$1.56MKD 82.7
$2.91Rp 52.2K
-46.39%
Imported Beer(0.33 liter bottle)
$1.76MKD 93.6
$3.79Rp 68.0K
-53.56%
🛒 Groceries & Markets
Kumanovo
Ubud, Bali
Difference
Milk(1 liter)
$1.25MKD 66.1
$1.71Rp 30.6K
-26.90%
White Bread(500g)
$0.67MKD 35.35
$2.47Rp 44.3K
-72.87%
Rice(white)(1kg)
$1.76MKD 93.4
$1.20Rp 21.5K
46.67%
Eggs
$2.11MKD 112
$2.44Rp 43.8K
-13.52%
Local Cheese(1kg)
$7.18MKD 381
$14.38Rp 257.7K
-50.07%
Chicken Fillets(1kg)
$7.28MKD 386
$4.31Rp 77.1K
68.91%
Beef Round Steak(1kg)
$11.43MKD 607
$12.21Rp 218.7K
-6.39%
Apples(1kg)
$0.64MKD 33.76
$3.68Rp 66.0K
-82.61%
Banana(1kg)
$1.37MKD 72.7
$1.55Rp 27.8K
-11.61%
Oranges(1kg)
$1.27MKD 67.1
$2.79Rp 49.9K
-54.48%
Tomato(1kg)
$1.06MKD 56.3
$2.33Rp 41.8K
-54.51%
Potato(1kg)
$0.94MKD 49.81
$1.97Rp 35.3K
-52.28%
Onion(1kg)
$0.77MKD 40.97
$2.31Rp 41.4K
-66.67%
Lettuce(1 head)
$0.54MKD 28.76
$1.06Rp 19.1K
-49.06%
Water(1.5 liter bottle)
$0.52MKD 27.36
$0.73Rp 13.1K
-28.77%
Cigarettes 20 Pack(Marlboro, Camel)
$3.06MKD 163
$3.28Rp 58.8K
-6.71%
Wine(Bottle)
$7.37MKD 391
$22.79Rp 408.4K
-67.66%
Local Beer(0.5 liter bottle)
$0.99MKD 52.3
$2.81Rp 50.3K
-64.77%
Imported Beer(0.33 liter bottle)
$1.09MKD 57.7
$2.78Rp 49.9K
-60.79%
🚌 Getting Around
Kumanovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.68MKD 36.04
$0.29Rp 5,217
134.48%
Public Transport Monthly Pass(Regular Price)
$19.80MKD 1,050
$8.06Rp 144.4K
145.66%
Taxi Start(Normal Tariff)
$1.11MKD 58.9
$0.45Rp 8,047
146.67%
Taxi(Normal Tariff)(1km)
$0.53MKD 28.32
$0.45Rp 8,094
17.78%
Taxi 1hour Waiting(Normal Tariff)
$6.76MKD 359
$6.24Rp 111.7K
8.33%
Gasoline(1 liter)
$1.47MKD 78.1
$0.85Rp 15.2K
72.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0KMKD 1.7M
$26.0KRp 465.4M
23.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6KMKD 1.8M
$31.7KRp 567.2M
6.00%
🧾 Monthly Utilities & Internet
Kumanovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120MKD 6,387
$80.8Rp 1.4M
49.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.92MKD 898
$4.06Rp 72.7K
316.75%
Internet(50+ Mbps, Unlimited Data)
$15.39MKD 816
$24.42Rp 437.6K
-36.98%
🎉 Sport & Entertainment
Kumanovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$18.98MKD 1,007
$97.7Rp 1.7M
-80.57%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
$4.83MKD 256
$4.04Rp 72.4K
19.55%
🧸 Childcare & Education
Kumanovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$220MKD 11.7K
$304Rp 5.4M
-27.75%
International Primary School, 1 Child(Yearly)
$1,180MKD 62.6K
$6,621Rp 118.6M
-82.18%
👕👟 Clothing & Footwear
Kumanovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$38.25MKD 2,030
$54.2Rp 971.7K
-29.47%
Summer Dress(H&M, Zara, etc)
$47.45MKD 2,518
$38.78Rp 694.7K
22.36%
Sport Shoes(Adidas, Nike)
$74.0MKD 3,927
$86.1Rp 1.5M
-14.08%
Men's Leather Business Shoes
$46.41MKD 2,463
$76.7Rp 1.4M
-39.47%
🏠 Accommodation & Living
Kumanovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$261MKD 13.8K
$986Rp 17.7M
-73.53%
1-bedroom Apartment, Outside City Center(Monthly)
$207MKD 11.0K
$658Rp 11.8M
-68.51%
3-bedroom Apartment, City Center(Monthly)
$559MKD 29.7K
$3,369Rp 60.4M
-83.41%
3-bedroom Apartment, Outside City Center(Monthly)
$314MKD 16.7K
$2,066Rp 37.0M
-84.80%
Buy Apartment in City Center(m2)
$1,652MKD 87.7K
$2,741Rp 49.1M
-39.74%
Buy Apartment Outside City Center(m2)
$1,475MKD 78.3K
$2,228Rp 39.9M
-33.79%
💵 Salaries & Financials
Kumanovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$578MKD 30.6K
$163Rp 2.9M
253.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
4
13.28
-69.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kumanovo: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $261 in Kumanovo versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 253% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $29.00 in Kumanovo versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $183 vs $297 – making Kumanovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kumanovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Kumanovo and Ubud, Bali compare overall?
Monthly costs with rent: $811 in Kumanovo, $1,404 in Ubud, Bali – roughly 73% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Kumanovo compared to Ubud, Bali?
For a comfortable life, plan on about $1,217 per month in Kumanovo and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Kumanovo and Ubud, Bali?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Kumanovo or Ubud, Bali?
Monthly expenses with rent come to $811 in Kumanovo and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Kumanovo and Ubud, Bali?
Public transport costs about 146% less in Kumanovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $811, than in Ubud, Bali at $1,404. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Kumanovo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $811 in Kumanovo to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Kumanovo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Kumanovo and Ubud, Bali?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.