🙂A single person spends $815 per month in Kumanovo vs $1,368 in Ubud, Bali, rent included.
🙂A couple spends around $1,181 per month in Kumanovo vs $2,348 in Ubud, Bali, rent included.
🙂A family of three spends $1,547 per month in Kumanovo vs $3,327 in Ubud, Bali, rent included.
🙂Kumanovo is about 40% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Kumanovo sits 40% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kumanovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.71MKD 357
$3.44Rp 60.9K
95.06%
Three-Course Dinner for Two, Mid-Range
$28.61MKD 1,522
$36.31Rp 643.0K
-21.21%
Fast Food Meal(McDonalds, etc)
$6.81MKD 362
$5.71Rp 101.0K
19.26%
Cappuccino
$1.51MKD 80.1
$2.67Rp 47.3K
-43.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.42MKD 75.8
$1.75Rp 31.0K
-18.86%
Water(0.33 liter bottle)
$1.10MKD 58.2
$0.87Rp 15.4K
26.44%
Local Beer(0.5 liter draught)
$1.58MKD 84.3
$2.95Rp 52.3K
-46.44%
Imported Beer(0.33 liter bottle)
$1.75MKD 93.2
$4.52Rp 80.0K
-61.28%
🛒 Groceries & Markets
Kumanovo
Ubud, Bali
Difference
Milk(1 liter)
$1.26MKD 67.2
$1.62Rp 28.7K
-22.22%
White Bread(500g)
$0.71MKD 37.75
$2.33Rp 41.3K
-69.53%
Rice(white)(1kg)
$1.91MKD 102
$1.11Rp 19.6K
72.07%
Eggs
$2.42MKD 129
$2.20Rp 39.0K
10.00%
Local Cheese(1kg)
$8.59MKD 457
$17.69Rp 313.3K
-51.44%
Chicken Fillets(1kg)
$7.62MKD 405
$4.10Rp 72.5K
85.85%
Beef Round Steak(1kg)
$11.84MKD 630
$12.18Rp 215.6K
-2.79%
Apples(1kg)
$1.01MKD 53.6
$3.71Rp 65.6K
-72.78%
Banana(1kg)
$1.39MKD 73.9
$1.59Rp 28.1K
-12.58%
Oranges(1kg)
$1.35MKD 71.8
$2.28Rp 40.4K
-40.79%
Tomato(1kg)
$1.78MKD 94.7
$1.95Rp 34.6K
-8.72%
Potato(1kg)
$0.84MKD 44.81
$1.91Rp 33.7K
-56.02%
Onion(1kg)
$0.80MKD 42.65
$2.33Rp 41.3K
-65.67%
Lettuce(1 head)
$0.55MKD 28.99
$1.01Rp 17.8K
-45.54%
Water(1.5 liter bottle)
$0.58MKD 31.10
$0.55Rp 9,773
5.45%
Cigarettes 20 Pack(Marlboro, Camel)
$3.06MKD 163
$2.23Rp 39.5K
37.22%
Wine(Bottle)
$7.66MKD 407
$23.07Rp 408.6K
-66.80%
Local Beer(0.5 liter bottle)
$1.04MKD 55.2
$2.42Rp 42.8K
-57.02%
Imported Beer(0.33 liter bottle)
$1.03MKD 55.0
$3.00Rp 53.1K
-65.67%
🚌 Getting Around
Kumanovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,814
-
Public Transport Monthly Pass(Regular Price)
-
$8.98Rp 159.1K
-
Taxi Start(Normal Tariff)
$1.11MKD 59.1
$0.48Rp 8,566
131.25%
Taxi(Normal Tariff)(1km)
$0.63MKD 33.36
$0.43Rp 7,679
46.51%
Taxi 1hour Waiting(Normal Tariff)
$6.00MKD 319
$5.64Rp 99.9K
6.38%
Gasoline(1 liter)
$1.42MKD 75.5
$0.80Rp 14.2K
77.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0KMKD 1.9M
$24.9KRp 441.7M
44.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8KMKD 1.5M
$31.7KRp 561.5M
-9.06%
🧾 Monthly Utilities & Internet
Kumanovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$132MKD 7,008
$81.5Rp 1.4M
61.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.20MKD 914
$6.49Rp 115.0K
165.02%
Internet(50+ Mbps, Unlimited Data)
$19.59MKD 1,042
$18.77Rp 332.4K
4.37%
🎉 Sport & Entertainment
Kumanovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$28.45MKD 1,513
$56.9Rp 1.0M
-49.97%
Tennis Court(1 Hour on Weekend)
$18.47MKD 982
$18.73Rp 331.7K
-1.39%
Cinema Ticket
$5.55MKD 295
$4.54Rp 80.4K
22.25%
🧸 Childcare & Education
Kumanovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$369MKD 19.6K
$481Rp 8.5M
-23.16%
International Primary School, 1 Child(Yearly)
$5,807MKD 308.8K
$5,711Rp 101.1M
1.67%
👕👟 Clothing & Footwear
Kumanovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.36MKD 2,359
$45.52Rp 806.0K
-2.55%
Summer Dress(H&M, Zara, etc)
$20.66MKD 1,099
$35.88Rp 635.4K
-42.42%
Sport Shoes(Adidas, Nike)
$85.0MKD 4,518
$80.4Rp 1.4M
5.67%
Men's Leather Business Shoes
$50.8MKD 2,701
$78.7Rp 1.4M
-35.44%
🏠 Accommodation & Living
Kumanovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$248MKD 13.2K
$1,115Rp 19.7M
-77.74%
1-bedroom Apartment, Outside City Center(Monthly)
$202MKD 10.7K
$698Rp 12.4M
-71.07%
3-bedroom Apartment, City Center(Monthly)
$435MKD 23.2K
$3,637Rp 64.4M
-88.03%
3-bedroom Apartment, Outside City Center(Monthly)
$248MKD 13.2K
$1,737Rp 30.8M
-85.71%
Buy Apartment in City Center(m2)
$1,641MKD 87.2K
$2,784Rp 49.3M
-41.08%
Buy Apartment Outside City Center(m2)
$1,488MKD 79.1K
$2,290Rp 40.5M
-35.03%
💵 Salaries & Financials
Kumanovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$570MKD 30.3K
$168Rp 3.0M
239.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
4
13.78
-70.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kumanovo: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $248 in Kumanovo versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 239% higher in Kumanovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $29.00 in Kumanovo versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $200 vs $295 – making Kumanovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kumanovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Kumanovo and in Ubud, Bali compare overall?
Monthly costs with rent: $815 in Kumanovo, $1,368 in Ubud, Bali – roughly 68% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Kumanovo compared to Ubud, Bali?
For a comfortable life, plan on about $1,223 per month in Kumanovo and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Kumanovo and Ubud, Bali?
Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Kumanovo or Ubud, Bali?
Monthly expenses with rent come to $815 in Kumanovo and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Kumanovo and Ubud, Bali?
Kindergarten costs $369 per month in Kumanovo and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $815, than in Ubud, Bali at $1,368. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Kumanovo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $815 in Kumanovo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Kumanovo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Kumanovo and Ubud, Bali?
If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.