Last update: Nov 2026

Cost of Living Comparison Between Kumanovo and Ubud, Bali

For one person, living is cheaper in Kumanovo: $787 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Kumanovo
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Kumanovo Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kumanovo

🇲🇰 North Macedonia

$787

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumanovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumanovo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $787 per month in Kumanovo vs $1,331 in Ubud, Bali, rent included.

Kumanovo $787
Ubud, Bali $1,331

A couple spends around $1,159 per month in Kumanovo vs $2,255 in Ubud, Bali, rent included.

Kumanovo $1,159
Ubud, Bali $2,255

A family of three spends $1,532 per month in Kumanovo vs $3,180 in Ubud, Bali, rent included.

Kumanovo $1,532
Ubud, Bali $3,180

Kumanovo is about 41% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Kumanovo and Ubud, Bali are more affordable than the global median – Kumanovo 42% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.27 MKD 342

$3.38 Rp 61.3K

85.50%

Three-Course Dinner for Two, Mid-Range

$27.74 MKD 1,511

$34.65 Rp 629.1K

-19.94%

Fast Food Meal (McDonalds, etc)

$6.39 MKD 348

$5.57 Rp 101.2K

14.72%

Cappuccino

$1.45 MKD 79.2

$2.62 Rp 47.6K

-44.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 MKD 76.3

$1.54 Rp 27.9K

-9.09%

Water (0.33 liter bottle)

$1.08 MKD 58.9

$0.64 Rp 11.6K

68.75%

Local Beer (0.5 liter draught)

$1.57 MKD 85.4

$2.67 Rp 48.4K

-41.20%

Imported Beer (0.33 liter bottle)

$1.77 MKD 96.5

$4.26 Rp 77.4K

-58.45%

Milk (1 liter)

$1.22 MKD 66.5

$1.46 Rp 26.5K

-16.44%

White Bread (500g)

$0.68 MKD 37.17

$2.29 Rp 41.6K

-70.31%

Rice (white) (1kg)

$1.83 MKD 99.5

$1.11 Rp 20.1K

64.86%

Eggs

$2.44 MKD 133

$2.10 Rp 38.1K

16.19%

Local Cheese (1kg)

$7.98 MKD 435

$15.94 Rp 289.4K

-49.94%

Chicken Fillets (1kg)

$7.46 MKD 406

$3.88 Rp 70.5K

92.27%

Beef Round Steak (1kg)

$11.55 MKD 629

$11.40 Rp 207.0K

1.32%

Apples (1kg)

$0.93 MKD 50.9

$3.55 Rp 64.5K

-73.80%

Banana (1kg)

$1.34 MKD 73.1

$1.54 Rp 27.9K

-12.99%

Oranges (1kg)

$1.33 MKD 72.4

$2.23 Rp 40.5K

-40.36%

Tomato (1kg)

$1.74 MKD 95.0

$1.97 Rp 35.8K

-11.68%

Potato (1kg)

$0.84 MKD 45.61

$1.86 Rp 33.7K

-54.84%

Onion (1kg)

$0.77 MKD 41.95

$2.42 Rp 43.9K

-68.18%

Lettuce (1 head)

$0.57 MKD 31.18

$1.02 Rp 18.6K

-44.12%

Water (1.5 liter bottle)

$0.54 MKD 29.65

$0.52 Rp 9,483

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 MKD 170

$2.20 Rp 39.9K

42.27%

Wine (Bottle)

$7.42 MKD 404

$21.79 Rp 395.6K

-65.95%

Local Beer (0.5 liter bottle)

$1.05 MKD 57.3

$2.33 Rp 42.2K

-54.94%

Imported Beer (0.33 liter bottle)

$1.02 MKD 55.4

$2.97 Rp 53.9K

-65.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.12 MKD 61.1

$0.44 Rp 7,947

154.55%

Taxi (Normal Tariff) (1km)

$0.66 MKD 35.81

$0.47 Rp 8,496

40.43%

Taxi 1hour Waiting (Normal Tariff)

$5.73 MKD 312

$5.60 Rp 101.7K

2.32%

Gasoline (1 liter)

$1.47 MKD 80.0

$0.83 Rp 15.0K

77.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K MKD 1.8M

$24.4K Rp 443.8M

38.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K MKD 1.4M

$31.7K Rp 575.5M

-16.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 MKD 7,065

$77.5 Rp 1.4M

67.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.18 MKD 936

$6.14 Rp 111.6K

179.80%

Internet (50+ Mbps, Unlimited Data)

$16.76 MKD 913

$18.92 Rp 343.4K

-11.42%

Gym Membership (Monthly)

$28.02 MKD 1,526

$51.0 Rp 925.8K

-45.05%

Tennis Court (1 Hour on Weekend)

$17.92 MKD 976

$18.25 Rp 331.3K

-1.81%

Cinema Ticket

$5.52 MKD 301

$4.38 Rp 79.6K

26.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 MKD 20.3K

$492 Rp 8.9M

-24.49%

International Primary School, 1 Child (Yearly)

$9,015 MKD 491.1K

$12.2K Rp 221.9M

-26.23%

Jeans (Levis 501 Or Similar)

$41.69 MKD 2,271

$45.16 Rp 819.9K

-7.68%

Summer Dress (H&M, Zara, etc)

$19.89 MKD 1,084

$34.89 Rp 633.4K

-42.99%

Sport Shoes (Adidas, Nike)

$80.9 MKD 4,404

$78.3 Rp 1.4M

3.24%

Men's Leather Business Shoes

$47.89 MKD 2,609

$77.9 Rp 1.4M

-38.50%

1-bedroom Apartment, City Center (Monthly)

$239 MKD 13.0K

$1,078 Rp 19.6M

-77.79%

1-bedroom Apartment, Outside City Center (Monthly)

$192 MKD 10.5K

$665 Rp 12.1M

-71.12%

3-bedroom Apartment, City Center (Monthly)

$417 MKD 22.7K

$3,510 Rp 63.7M

-88.11%

3-bedroom Apartment, Outside City Center (Monthly)

$250 MKD 13.6K

$1,671 Rp 30.3M

-85.06%

Buy Apartment in City Center (m2)

$1,633 MKD 88.9K

$2,340 Rp 42.5M

-30.22%

Buy Apartment Outside City Center (m2)

$1,416 MKD 77.1K

$2,236 Rp 40.6M

-36.67%

Average Monthly Net Salary (After Tax)

$553 MKD 30.1K

$166 Rp 3.0M

232.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-70.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumanovo: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kumanovo

$194 24.6%

Ubud, Bali

$279 21% 44.3% $86

Accommodation & Living

Kumanovo

$192 24.4%

Ubud, Bali

$665 50% 246% $473

Monthly Utilities & Internet

Kumanovo

$164 20.8%

Ubud, Bali

$103 7.7% 37.3% $61

Eating Out

Kumanovo

$108 13.7%

Ubud, Bali

$106 8% 2.2% $2.4

Clothing & Footwear

Kumanovo

$86 10.9%

Ubud, Bali

$106 8% 24.1% $21

Sport & Entertainment

Kumanovo

$39 5%

Ubud, Bali

$60 4.5% 53% $21

Getting Around

Kumanovo

$4.4 * 0.6%

Ubud, Bali

$12 0.9% 171% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $239 in Kumanovo versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kumanovo are about 3.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $28 in Kumanovo versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $194 vs $279 – making Kumanovo the more affordable choice for daily food spending.

Good to know

🇲🇰 Kumanovo

🇮🇩 Ubud, Bali

🕒 Local time

14:43 2:43 PM

21:43 9:43 PM

7 h ahead of Kumanovo

🌤 Weather

👥 Population

75,051

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.84 USD

100 MKD = 1.64 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of November 4, 2026: 1 USD = 54.47 MKD (100 MKD = 1.84 USD). 1 EUR = 61.06 MKD (100 MKD = 1.64 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Kumanovo Ubud, Bali 10,930 km ≈ 14 h nonstop flight

From you

Kumanovo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumanovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $787 in Kumanovo, $1,331 in Ubud, Bali – Kumanovo comes out roughly 41% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,180 per month in Kumanovo and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumanovo, especially for central apartments: a one-bedroom in the center costs $239 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $787 in Kumanovo and $1,331 in Ubud, Bali. That makes Kumanovo about 41% cheaper.

Kindergarten costs $372 per month in Kumanovo and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Kumanovo, where all-in costs run around $787, than in Ubud, Bali at $1,331. In Kumanovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumanovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.