Cost of Living Comparison Between Ubud, Bali and Kochi Cost of Living Comparison Between Ubud, Bali and Kochi

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $395 in Kochi, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $618 in Kochi, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $841 in Kochi, rent included.

Ubud, Bali costs about 246% more than Kochi, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kochi is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.56 ₹149

120.51%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$8.28 ₹795

338.53%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.73 ₹358

53.08%

Cappuccino

$2.67 Rp 47.3K

$1.30 ₹124

105.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.40 ₹38.09

337.50%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.12 ₹11.11

625.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.63 ₹156

80.98%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.15 ₹206

110.23%

Milk (1 liter)

$1.62 Rp 28.7K

$0.64 ₹61.0

153.13%

White Bread (500g)

$2.33 Rp 41.3K

$0.52 ₹50.3

348.08%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.58 ₹55.4

91.38%

Eggs

$2.20 Rp 39.0K

$0.98 ₹94.0

124.49%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.18 ₹689

146.38%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.61 ₹346

13.57%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$2.33 ₹223

59.23%

Banana (1kg)

$1.59 Rp 28.1K

$0.70 ₹67.0

127.14%

Oranges (1kg)

$2.28 Rp 40.4K

$1.01 ₹97.0

125.74%

Tomato (1kg)

$1.95 Rp 34.6K

$0.47 ₹45.08

314.89%

Potato (1kg)

$1.91 Rp 33.7K

$0.39 ₹37.04

389.74%

Onion (1kg)

$2.33 Rp 41.3K

$0.51 ₹48.85

356.86%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.57 ₹54.3

77.19%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.29 ₹27.63

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.04 ₹484

-55.75%

Wine (Bottle)

$23.07 Rp 408.6K

$8.03 ₹771

187.30%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.64 ₹157

47.56%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.54 ₹244

18.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.80 ₹461

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.32 ₹31.06

-15.62%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$14.26 ₹1,368

-37.03%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.70 ₹67.6

-31.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.30 ₹28.31

43.33%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.26 ₹121

347.62%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 ₹106

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$12.4K ₹1.2M

101.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$17.4K ₹1.7M

82.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$31.86 ₹3,057

155.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.29 ₹315

97.26%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$6.59 ₹632

184.83%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$16.35 ₹1,568

247.83%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$9.21 ₹883

103.37%

Cinema Ticket

$4.54 Rp 80.4K

$1.85 ₹178

145.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$56.7 ₹5,435

748.49%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,838 ₹176.4K

210.67%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$25.23 ₹2,420

80.42%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$17.23 ₹1,653

108.24%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$35.92 ₹3,446

123.80%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$26.50 ₹2,542

196.87%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$173 ₹16.6K

545.62%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$101 ₹9,717

588.83%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$380 ₹36.5K

857.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$204 ₹19.5K

753.51%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$971 ₹93.1K

186.85%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,206 ₹115.7K

89.82%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$467 ₹44.8K

-63.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kochi: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $173 in Kochi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 178% higher in Kochi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $8.00 in Kochi. Monthly groceries follow the same trend: $295 vs $117 – making Kochi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kochi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 246%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $593 in Kochi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 152% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $8.00 in Kochi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Kochi, where all-in costs run around $395, than in Ubud, Bali at $1,368. In Kochi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kochi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.