Cost of Living Comparison Between Ubud, Bali and Kochi Cost of Living Comparison Between Ubud, Bali and Kochi

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $420 in Kochi, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $686 in Kochi, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $952 in Kochi, rent included.

Ubud, Bali costs about 238% more than Kochi, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kochi is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$1.70 ₹162

109.41%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$9.50 ₹909

244.53%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.69 ₹449

5.54%

Cappuccino

$2.71 Rp 48.6K

$1.44 ₹138

88.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.44 ₹42.03

204.55%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.18 ₹17.46

288.89%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.79 ₹172

63.13%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.88 ₹275

37.50%

Milk (1 liter)

$1.81 Rp 32.4K

$0.64 ₹61.4

182.81%

White Bread (500g)

$2.52 Rp 45.1K

$0.57 ₹54.1

342.11%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.60 ₹57.3

93.33%

Eggs

$2.46 Rp 44.1K

$1.02 ₹97.3

141.18%

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.54 ₹722

95.09%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.23 ₹405

2.13%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$2.23 ₹213

72.20%

Banana (1kg)

$1.56 Rp 27.9K

$0.78 ₹74.2

100.00%

Oranges (1kg)

$2.83 Rp 50.8K

$1.08 ₹103

162.04%

Tomato (1kg)

$2.33 Rp 41.7K

$0.67 ₹63.7

247.76%

Potato (1kg)

$1.91 Rp 34.3K

$0.49 ₹46.73

289.80%

Onion (1kg)

$2.20 Rp 39.5K

$0.56 ₹53.6

292.86%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.72 ₹68.6

40.28%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.32 ₹31.02

143.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.60 ₹441

-27.83%

Wine (Bottle)

$23.74 Rp 425.5K

$7.90 ₹756

200.51%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.88 ₹180

48.40%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.65 ₹254

7.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.84 ₹463

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.21 ₹20.06

28.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$15.76 ₹1,509

-49.05%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.53 ₹50.8

-13.21%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.33 ₹31.38

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.13 ₹109

439.82%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.19 ₹114

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$16.4K ₹1.6M

59.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$22.4K ₹2.1M

43.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$27.37 ₹2,619

192.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.08 ₹295

31.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$6.92 ₹662

239.88%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.01 ₹1,819

419.20%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$12.13 ₹1,161

-45.34%

Cinema Ticket

$4.15 Rp 74.3K

$2.03 ₹195

104.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$73.9 ₹7,074

311.20%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,349 ₹224.8K

181.50%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$26.27 ₹2,514

111.42%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$20.27 ₹1,940

89.00%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$36.57 ₹3,499

142.28%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$25.20 ₹2,412

209.01%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$185 ₹17.7K

444.49%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$106 ₹10.1K

536.92%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$457 ₹43.8K

652.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$260 ₹24.8K

685.52%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,079 ₹103.3K

163.30%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,200 ₹114.8K

88.68%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$453 ₹43.4K

-63.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.5

56.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kochi: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $185 in Kochi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 174% higher in Kochi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Kochi. Monthly groceries follow the same trend: $302 vs $126 – making Kochi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kochi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 238%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $630 in Kochi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 140% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $10.00 in Kochi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Kochi, where all-in costs run around $420, than in Ubud, Bali at $1,419. In Kochi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kochi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.