Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kochi

For one person, living is cheaper in Kochi: $412 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
20

Cost of Living Index in Kochi
Learn more

Kochi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kochi

🇮🇳 India

$412

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kochi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kochi actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $412 in Kochi, rent included.

Ubud, Bali $1,349
Kochi $412

A couple spends around $2,305 per month in Ubud, Bali vs $626 in Kochi, rent included.

Ubud, Bali $2,305
Kochi $626

A family of three spends $3,261 per month in Ubud, Bali vs $840 in Kochi, rent included.

Ubud, Bali $3,261
Kochi $840

Ubud, Bali costs about 227% more than Kochi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.62 ₹154

104.94%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$8.34 ₹792

327.34%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.71 ₹352

49.06%

Cappuccino

$2.72 Rp 49.3K

$1.35 ₹128

101.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.42 ₹40.00

304.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.04

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.62 ₹154

63.58%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.05 ₹195

113.66%

Milk (1 liter)

$1.49 Rp 27.0K

$0.60 ₹57.4

148.33%

White Bread (500g)

$2.28 Rp 41.3K

$0.50 ₹47.05

356.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.57 ₹54.5

108.77%

Eggs

$2.04 Rp 36.9K

$0.99 ₹94.2

106.06%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.00 ₹665

152.86%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.69 ₹350

7.32%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$2.32 ₹220

57.76%

Banana (1kg)

$1.52 Rp 27.5K

$0.69 ₹65.4

120.29%

Oranges (1kg)

$2.23 Rp 40.4K

$1.07 ₹101

108.41%

Tomato (1kg)

$1.97 Rp 35.8K

$0.52 ₹48.91

278.85%

Potato (1kg)

$1.85 Rp 33.5K

$0.40 ₹37.84

362.50%

Onion (1kg)

$2.42 Rp 44.0K

$0.48 ₹45.17

404.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.53 ₹49.86

86.79%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.29 ₹27.23

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.11 ₹485

-56.56%

Wine (Bottle)

$22.24 Rp 403.4K

$8.09 ₹768

174.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.66 ₹158

36.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.43 ₹231

22.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.03 ₹477

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.20 ₹18.94

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$6.28 ₹597

24.52%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.75 ₹71.4

-41.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.31 ₹29.43

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.30 ₹123

316.15%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ₹104

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.3K ₹1.1M

110.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$18.0K ₹1.7M

76.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$32.93 ₹3,126

140.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.35 ₹318

92.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$6.98 ₹663

166.19%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$16.79 ₹1,594

194.70%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$9.25 ₹879

90.81%

Cinema Ticket

$4.27 Rp 77.5K

$1.94 ₹184

120.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$55.4 ₹5,259

785.45%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,859 ₹176.5K

205.28%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$25.95 ₹2,464

72.02%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$17.73 ₹1,683

97.12%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$36.07 ₹3,425

121.51%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$26.66 ₹2,531

197.90%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$191 ₹18.1K

490.19%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$120 ₹11.4K

459.44%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$452 ₹42.9K

688.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$217 ₹20.6K

693.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,125 ₹106.8K

142.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$676 ₹64.2K

237.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$421 ₹40.0K

-61.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kochi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kochi

$120 29.1% 82.1% $551

Groceries & Markets

Ubud, Bali

$288 21.4%

Kochi

$116 28.2% 59.7% $172

Eating Out

Ubud, Bali

$108 8%

Kochi

$55 13.3% 49.1% $53

Clothing & Footwear

Ubud, Bali

$108 8%

Kochi

$48 11.6% 55.5% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kochi

$43 10.5% 58.4% $61

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kochi

$21 5% 64.4% $37

Getting Around

Ubud, Bali

$11 0.9%

Kochi

$9.4 2.3% 17.9% $2

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $191 in Kochi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kochi are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $8 in Kochi. Monthly groceries follow the same trend: $288 vs $116 – making Kochi the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kochi

🕒 Local time

08:47 8:47 AM

06:17 6:17 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

677,381

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kochi 4,780 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kochi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kochi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 227%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $618 in Kochi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments: a one-bedroom in the center costs $191 there versus $1,125 in Ubud, Bali.

Groceries cost about 148% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $8 in Kochi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kochi, where all-in costs run around $412, than in Ubud, Bali at $1,349. In Kochi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kochi is the easier option financially – housing and daily costs are lower, and overall it costs about 69% less, which matters a lot on a fixed budget or early-career salary.