Last update: Oct 2026

Cost of Living Comparison Between Kochi and Ubud, Bali

For one person, living is cheaper in Kochi: $412 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Kochi
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Kochi Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kochi

🇮🇳 India

$412

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kochi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kochi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $412 per month in Kochi vs $1,349 in Ubud, Bali, rent included.

Kochi $412
Ubud, Bali $1,349

A couple spends around $626 per month in Kochi vs $2,305 in Ubud, Bali, rent included.

Kochi $626
Ubud, Bali $2,305

A family of three spends $840 per month in Kochi vs $3,261 in Ubud, Bali, rent included.

Kochi $840
Ubud, Bali $3,261

Kochi is about 69% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.62 ₹154

$3.32 Rp 60.3K

-51.20%

Three-Course Dinner for Two, Mid-Range

$8.34 ₹791

$35.64 Rp 646.7K

-76.60%

Fast Food Meal (McDonalds, etc)

$3.71 ₹352

$5.53 Rp 100.4K

-32.91%

Cappuccino

$1.35 ₹128

$2.72 Rp 49.3K

-50.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.99

$1.70 Rp 30.9K

-75.29%

Water (0.33 liter bottle)

$0.15 ₹14.04

$0.76 Rp 13.8K

-80.26%

Local Beer (0.5 liter draught)

$1.62 ₹154

$2.65 Rp 48.2K

-38.87%

Imported Beer (0.33 liter bottle)

$2.05 ₹195

$4.38 Rp 79.5K

-53.20%

Milk (1 liter)

$0.60 ₹57.3

$1.49 Rp 27.1K

-59.73%

White Bread (500g)

$0.50 ₹47.03

$2.28 Rp 41.3K

-78.07%

Rice (white) (1kg)

$0.57 ₹54.5

$1.19 Rp 21.6K

-52.10%

Eggs

$0.99 ₹94.1

$2.04 Rp 36.9K

-51.47%

Local Cheese (1kg)

$7.00 ₹665

$17.70 Rp 321.2K

-60.45%

Chicken Fillets (1kg)

$3.69 ₹350

$3.96 Rp 71.9K

-6.82%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$2.32 ₹220

$3.66 Rp 66.3K

-36.61%

Banana (1kg)

$0.69 ₹65.4

$1.52 Rp 27.5K

-54.61%

Oranges (1kg)

$1.07 ₹101

$2.23 Rp 40.4K

-52.02%

Tomato (1kg)

$0.52 ₹48.88

$1.97 Rp 35.8K

-73.60%

Potato (1kg)

$0.40 ₹37.83

$1.85 Rp 33.5K

-78.38%

Onion (1kg)

$0.48 ₹45.15

$2.42 Rp 44.0K

-80.17%

Lettuce (1 head)

$0.53 ₹49.84

$0.99 Rp 18.0K

-46.46%

Water (1.5 liter bottle)

$0.29 ₹27.22

$0.51 Rp 9,316

-43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.11 ₹485

$2.22 Rp 40.3K

130.18%

Wine (Bottle)

$8.09 ₹768

$22.24 Rp 403.6K

-63.62%

Local Beer (0.5 liter bottle)

$1.66 ₹158

$2.26 Rp 41.0K

-26.55%

Imported Beer (0.33 liter bottle)

$2.43 ₹230

$2.97 Rp 53.9K

-18.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.03 ₹477

One-way Ticket (Public Transport)

$0.20 ₹18.93

$0.25 Rp 4,555

-20.00%

Public Transport Monthly Pass (Regular Price)

$6.28 ₹596

$7.82 Rp 142.0K

-19.69%

Taxi Start (Normal Tariff)

$0.75 ₹71.4

$0.44 Rp 7,975

70.45%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.43 Rp 7,804

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$1.30 ₹123

$5.41 Rp 98.2K

-75.97%

Gasoline (1 liter)

$1.09 ₹104

$0.82 Rp 15.0K

32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$23.8K Rp 432.6M

-52.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ₹1.7M

$31.7K Rp 576.1M

-43.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.93 ₹3,125

$79.1 Rp 1.4M

-58.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.35 ₹318

$6.45 Rp 117.0K

-48.06%

Internet (50+ Mbps, Unlimited Data)

$6.98 ₹662

$18.58 Rp 337.1K

-62.43%

Gym Membership (Monthly)

$16.79 ₹1,593

$49.48 Rp 897.9K

-66.07%

Tennis Court (1 Hour on Weekend)

$9.25 ₹878

$17.65 Rp 320.2K

-47.59%

Cinema Ticket

$1.94 ₹184

$4.27 Rp 77.6K

-54.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$55.4 ₹5,257

$491 Rp 8.9M

-88.71%

International Primary School, 1 Child (Yearly)

$1,859 ₹176.4K

$5,674 Rp 103.0M

-67.24%

Jeans (Levis 501 Or Similar)

$25.95 ₹2,462

$44.64 Rp 810.0K

-41.87%

Summer Dress (H&M, Zara, etc)

$17.73 ₹1,682

$34.95 Rp 634.2K

-49.27%

Sport Shoes (Adidas, Nike)

$36.07 ₹3,423

$79.9 Rp 1.4M

-54.86%

Men's Leather Business Shoes

$26.66 ₹2,530

$79.4 Rp 1.4M

-66.43%

1-bedroom Apartment, City Center (Monthly)

$191 ₹18.1K

$1,125 Rp 20.4M

-83.06%

1-bedroom Apartment, Outside City Center (Monthly)

$120 ₹11.4K

$671 Rp 12.2M

-82.12%

3-bedroom Apartment, City Center (Monthly)

$452 ₹42.9K

$3,565 Rp 64.7M

-87.31%

3-bedroom Apartment, Outside City Center (Monthly)

$217 ₹20.6K

$1,723 Rp 31.3M

-87.40%

Buy Apartment in City Center (m2)

$1,125 ₹106.7K

$2,732 Rp 49.6M

-58.83%

Buy Apartment Outside City Center (m2)

$676 ₹64.2K

$2,284 Rp 41.4M

-70.38%

Average Monthly Net Salary (After Tax)

$421 ₹39.9K

$164 Rp 3.0M

156.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.6

13.78

-37.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kochi: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kochi

$120 29.1%

Ubud, Bali

$672 49.8% 459% $551

Groceries & Markets

Kochi

$116 28.2%

Ubud, Bali

$288 21.4% 148% $172

Eating Out

Kochi

$55 13.3%

Ubud, Bali

$108 8% 96.4% $53

Clothing & Footwear

Kochi

$48 11.6%

Ubud, Bali

$108 8% 125% $60

Monthly Utilities & Internet

Kochi

$43 10.5%

Ubud, Bali

$104 7.7% 141% $61

Sport & Entertainment

Kochi

$21 5%

Ubud, Bali

$58 4.3% 181% $37

Getting Around

Kochi

$9.4 2.3%

Ubud, Bali

$11 0.9% 21.7% $2

Cost Breakdown

A central one-bedroom costs $191 in Kochi versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kochi are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8 in Kochi versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $116 vs $288 – making Kochi the more affordable choice for daily food spending.

Good to know

🇮🇳 Kochi

🇮🇩 Ubud, Bali

🕒 Local time

19:21 7:21 PM

21:51 9:51 PM

2 h 30 min ahead of Kochi

🌤 Weather

👥 Population

677,381

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.54 USD

1,000 INR = 9.44 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.9 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Kochi Ubud, Bali 4,780 km ≈ 6 h nonstop flight

From you

Kochi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kochi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 227%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $618 per month in Kochi and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments: a one-bedroom in the center costs $191 there versus $1,125 in Ubud, Bali.

Groceries cost about 148% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $8 in Kochi and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kochi, where all-in costs run around $412, than in Ubud, Bali at $1,349. In Kochi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kochi is the easier option financially – housing and daily costs are lower, and overall it costs about 69% less, which matters a lot on a fixed budget or early-career salary.