Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Khoy

For one person, living is cheaper in Khoy: $355 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in Khoy
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Khoy Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Khoy

🇮🇷 Iran

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Khoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Khoy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $355 in Khoy.

Ubud, Bali $1,331
Khoy $355

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $722 in Khoy.

Ubud, Bali $2,255
Khoy $722

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,089 in Khoy.

Ubud, Bali $3,180
Khoy $1,089

Living in Ubud, Bali is roughly 275% more expensive than in Khoy, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Khoy 74% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$1.80 $1.80

87.78%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$14.99 $14.99

131.15%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$3.56 $3.56

56.46%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.77 $0.77

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.25 $1.25

Cappuccino

$2.62 Rp 47.3K

$1.08 $1.08

142.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.52 $0.52

196.15%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.11 $1.11

-42.34%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$1.46 Rp 26.4K

$0.70 $0.70

108.57%

White Bread (500g)

$2.29 Rp 41.4K

$0.51 $0.51

349.02%

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.07 $2.07

-46.38%

Eggs

$2.10 Rp 37.9K

$1.25 $1.25

68.00%

Local Cheese (1kg)

$15.94 Rp 287.7K

$4.51 $4.51

253.44%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$3.57 $3.57

8.68%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$10.07 $10.07

13.21%

Apples (1kg)

$3.55 Rp 64.1K

$1.01 $1.01

251.49%

Banana (1kg)

$1.54 Rp 27.7K

$1.43 $1.43

7.69%

Oranges (1kg)

$2.23 Rp 40.2K

$1.16 $1.16

92.24%

Tomato (1kg)

$1.97 Rp 35.6K

$0.68 $0.68

189.71%

Potato (1kg)

$1.86 Rp 33.5K

$0.55 $0.55

238.18%

Onion (1kg)

$2.42 Rp 43.6K

$0.64 $0.64

278.12%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.51 $0.51

100.00%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.27 $0.27

92.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.79 $0.79

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.51 $0.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.41 $1.41

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.56 $2.56

-14.06%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.17 $0.17

47.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$9.62 $9.62

-15.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.42 $0.42

4.76%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.32 $0.32

46.87%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$2.98 $2.98

87.92%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.10 $0.10

730.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$50.8K $50.8K

-51.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$45.3K $45.3K

-30.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$12.78 $12.78

506.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$2.05 $2.05

199.51%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$3.82 $3.82

395.29%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$18.62 $18.62

173.85%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$14.17 $14.17

28.79%

Cinema Ticket

$4.38 Rp 79.1K

$2.04 $2.04

114.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$106 $106

362.76%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$2,677 $2,677

356.54%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$22.95 $22.95

96.78%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$28.37 $28.37

22.98%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$97.1 $97.1

-19.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$27.00 $27.00

188.41%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$90.7 $90.7

1087.76%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$60.6 $60.6

997.36%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$799 $799

339.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$361 $361

363.36%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$1,146 $1,146

104.28%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$527 $527

324.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$213 $213

-21.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

24.3

-43.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Khoy: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Khoy

$61 17.1% 90.9% $604

Groceries & Markets

Ubud, Bali

$279 21%

Khoy

$117 32.9% 58.2% $163

Clothing & Footwear

Ubud, Bali

$106 8%

Khoy

$79 22.3% 25.7% $27

Eating Out

Ubud, Bali

$106 8%

Khoy

$45 12.6% 57.8% $61

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Khoy

$19 5.3% 81.8% $84

Sport & Entertainment

Ubud, Bali

$60 4.5%

Khoy

$23 6.4% 62% $37

Getting Around

Ubud, Bali

$12 0.9%

Khoy

$12 3.5% 2.8% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $91 in Khoy. Housing cost is often the main lever when comparing two cities.

Khoy pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $15 in Khoy for a mid-range dinner for two. Groceries echo the gap at $279 vs $117 per month, with Khoy cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇷 Khoy

🕒 Local time

15:43 3:43 PM

11:13 11:13 AM

4 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

198,845

💱 Currency

Indonesian Rupiah IDR Rp

USD USD

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Khoy 8,930 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Khoy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khoy: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $355 in Khoy, so Khoy is about 73% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 22% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $91 in Khoy. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khoy – a meal for two runs $15 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $355 in Khoy – Khoy is about 73% cheaper, which adds up to real savings over time.

At $355 in Khoy versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Khoy but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Khoy are both considered safe, so it’s unlikely to be the deciding factor between them.