Cost of Living Comparison Between Ubud, Bali and Khoy Cost of Living Comparison Between Ubud, Bali and Khoy

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $533 in Khoy.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $824 in Khoy.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,115 in Khoy.

Living in Ubud, Bali is roughly 164% more expensive than Khoy, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Khoy is 60% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.93 $3.93

-9.16%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$16.83 $16.83

93.11%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.54 $4.54

7.05%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.68 $0.68

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.01 $1.01

Cappuccino

$2.75 Rp 49.2K

$1.14 $1.14

141.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.45 $0.45

193.33%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.95 $0.95

-26.32%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.59 $0.59

189.83%

White Bread (500g)

$2.47 Rp 44.3K

$0.57 $0.57

333.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.88 $1.88

-36.17%

Eggs

$2.44 Rp 43.8K

$1.19 $1.19

105.04%

Local Cheese (1kg)

$14.38 Rp 257.7K

$3.40 $3.40

322.94%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.83 $3.83

12.53%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.95 $9.95

22.71%

Apples (1kg)

$3.68 Rp 66.0K

$0.86 $0.86

327.91%

Banana (1kg)

$1.55 Rp 27.8K

$1.10 $1.10

40.91%

Oranges (1kg)

$2.79 Rp 49.9K

$1.39 $1.39

100.72%

Tomato (1kg)

$2.33 Rp 41.8K

$0.54 $0.54

331.48%

Potato (1kg)

$1.97 Rp 35.3K

$0.62 $0.62

217.74%

Onion (1kg)

$2.31 Rp 41.4K

$0.72 $0.72

220.83%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.70 $0.70

51.43%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.28 $0.28

160.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.59 $0.59

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.49 $0.49

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.38 $1.38

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.14 $2.14

53.27%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.17 $0.17

70.59%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$10.12 $10.12

-20.36%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.34 $0.34

32.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.29 $0.29

55.17%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.96 $1.96

218.37%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.72 $0.72

18.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$72.5K $72.5K

-64.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$55.8K $55.8K

-43.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$15.92 $15.92

407.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$2.04 $2.04

99.02%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$5.65 $5.65

332.21%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$16.05 $16.05

508.54%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$12.74 $12.74

-49.37%

Cinema Ticket

$4.04 Rp 72.4K

$1.48 $1.48

172.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$116 $116

162.00%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,934 $1,934

242.27%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$22.15 $22.15

144.83%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$25.10 $25.10

54.50%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$111 $111

-22.21%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$69.2 $69.2

10.84%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$291 $291

238.68%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$198 $198

232.57%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$623 $623

440.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$323 $323

540.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,142 $1,142

140.07%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$625 $625

256.43%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$207 $207

-21.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

22.24

-40.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Khoy: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $291 in Khoy. Housing cost is often the main lever when comparing two cities.

Khoy pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $17.00 in Khoy for a mid-range dinner for two. Groceries echo the gap at $297 vs $112 per month, with Khoy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khoy: Cost of Living - Frequently Asked Questions

Ubud, Bali and Khoy differ by about 164% in total monthly costs ($1,404 vs $533 including rent). Khoy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Khoy earns 27% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $291 in Khoy. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khoy – a meal for two runs $17.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $533 in Khoy – a 164% gap that adds up to real savings over time for anyone picking the cheaper option.

At $533 in Khoy versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Khoy but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Khoy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khoy gentler on the wallet – expenses run 164% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.