Last update: Nov 2026

Cost of Living Comparison Between Khoy and Ubud, Bali

For one person, living is cheaper in Khoy: $355 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Khoy
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Khoy Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Khoy

🇮🇷 Iran

$355

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Khoy and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khoy and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $355 in Khoy versus $1,331 in Ubud, Bali.

Khoy $355
Ubud, Bali $1,331

Estimated couple costs with rent: $722 in Khoy versus $2,255 in Ubud, Bali.

Khoy $722
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,089 in Khoy versus $3,180 in Ubud, Bali.

Khoy $1,089
Ubud, Bali $3,180

Living in Khoy costs roughly 73% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Khoy 74% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.80 $1.80

$3.38 Rp 60.9K

-46.75%

Three-Course Dinner for Two, Mid-Range

$14.99 $14.99

$34.65 Rp 625.4K

-56.74%

Fast Food Meal (McDonalds, etc)

$3.56 $3.56

$5.57 Rp 100.6K

-36.09%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.77 $0.77

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.25 $1.25

Cappuccino

$1.08 $1.08

$2.62 Rp 47.3K

-58.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 $0.52

$1.54 Rp 27.8K

-66.23%

Water (0.33 liter bottle)

$1.11 $1.11

$0.64 Rp 11.6K

73.44%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$0.70 $0.70

$1.46 Rp 26.4K

-52.05%

White Bread (500g)

$0.51 $0.51

$2.29 Rp 41.4K

-77.73%

Rice (white) (1kg)

$2.07 $2.07

$1.11 Rp 20.0K

86.49%

Eggs

$1.25 $1.25

$2.10 Rp 37.9K

-40.48%

Local Cheese (1kg)

$4.51 $4.51

$15.94 Rp 287.7K

-71.71%

Chicken Fillets (1kg)

$3.57 $3.57

$3.88 Rp 70.1K

-7.99%

Beef Round Steak (1kg)

$10.07 $10.07

$11.40 Rp 205.8K

-11.67%

Apples (1kg)

$1.01 $1.01

$3.55 Rp 64.1K

-71.55%

Banana (1kg)

$1.43 $1.43

$1.54 Rp 27.7K

-7.14%

Oranges (1kg)

$1.16 $1.16

$2.23 Rp 40.2K

-47.98%

Tomato (1kg)

$0.68 $0.68

$1.97 Rp 35.6K

-65.48%

Potato (1kg)

$0.55 $0.55

$1.86 Rp 33.5K

-70.43%

Onion (1kg)

$0.64 $0.64

$2.42 Rp 43.6K

-73.55%

Lettuce (1 head)

$0.51 $0.51

$1.02 Rp 18.5K

-50.00%

Water (1.5 liter bottle)

$0.27 $0.27

$0.52 Rp 9,427

-48.08%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.79 $0.79

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.51 $0.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.41 $1.41

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 $2.56

$2.20 Rp 39.7K

16.36%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.17 $0.17

$0.25 Rp 4,519

-32.00%

Public Transport Monthly Pass (Regular Price)

$9.62 $9.62

$8.17 Rp 147.5K

17.75%

Taxi Start (Normal Tariff)

$0.42 $0.42

$0.44 Rp 7,901

-4.55%

Taxi (Normal Tariff) (1km)

$0.32 $0.32

$0.47 Rp 8,446

-31.91%

Taxi 1hour Waiting (Normal Tariff)

$2.98 $2.98

$5.60 Rp 101.1K

-46.79%

Gasoline (1 liter)

$0.10 $0.10

$0.83 Rp 14.9K

-87.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K $50.8K

$24.4K Rp 441.3M

107.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.3K $45.3K

$31.7K Rp 572.1M

42.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$12.78 $12.78

$77.5 Rp 1.4M

-83.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.05 $2.05

$6.14 Rp 110.9K

-66.61%

Internet (50+ Mbps, Unlimited Data)

$3.82 $3.82

$18.92 Rp 341.4K

-79.81%

Gym Membership (Monthly)

$18.62 $18.62

$51.0 Rp 920.4K

-63.48%

Tennis Court (1 Hour on Weekend)

$14.17 $14.17

$18.25 Rp 329.4K

-22.36%

Cinema Ticket

$2.04 $2.04

$4.38 Rp 79.1K

-53.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 $106

$492 Rp 8.9M

-78.39%

International Primary School, 1 Child (Yearly)

$2,677 $2,677

$12.2K Rp 220.6M

-78.10%

Jeans (Levis 501 Or Similar)

$22.95 $22.95

$45.16 Rp 815.1K

-49.18%

Summer Dress (H&M, Zara, etc)

$28.37 $28.37

$34.89 Rp 629.7K

-18.69%

Sport Shoes (Adidas, Nike)

$97.1 $97.1

$78.3 Rp 1.4M

23.98%

Men's Leather Business Shoes

$27.00 $27.00

$77.9 Rp 1.4M

-65.33%

1-bedroom Apartment, City Center (Monthly)

$90.7 $90.7

$1,078 Rp 19.4M

-91.58%

1-bedroom Apartment, Outside City Center (Monthly)

$60.6 $60.6

$665 Rp 12.0M

-90.89%

3-bedroom Apartment, City Center (Monthly)

$799 $799

$3,510 Rp 63.4M

-77.24%

3-bedroom Apartment, Outside City Center (Monthly)

$361 $361

$1,671 Rp 30.2M

-78.42%

Buy Apartment in City Center (m2)

$1,146 $1,146

$2,340 Rp 42.2M

-51.05%

Buy Apartment Outside City Center (m2)

$527 $527

$2,236 Rp 40.4M

-76.44%

Average Monthly Net Salary (After Tax)

$213 $213

$166 Rp 3.0M

27.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.3

13.78

76.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khoy: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Khoy

$117 32.9%

Ubud, Bali

$279 21% 139% $163

Clothing & Footwear

Khoy

$79 22.3%

Ubud, Bali

$106 8% 34.7% $27

Accommodation & Living

Khoy

$61 17.1%

Ubud, Bali

$665 50% 997% $604

Eating Out

Khoy

$45 12.6%

Ubud, Bali

$106 8% 137% $61

Sport & Entertainment

Khoy

$23 6.4%

Ubud, Bali

$60 4.5% 163% $37

Monthly Utilities & Internet

Khoy

$19 5.3%

Ubud, Bali

$103 7.7% 450% $84

Getting Around

Khoy

$12 3.5%

Ubud, Bali

$12 0.9% 2.8% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $91 in Khoy and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Khoy pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15 in Khoy vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $117 vs $279 per month, with Khoy cheaper across the board.

Good to know

🇮🇷 Khoy

🇮🇩 Ubud, Bali

🕒 Local time

12:38 12:38 PM

17:08 5:08 PM

4 h 30 min ahead of Khoy

🌤 Weather

👥 Population

198,845

74,800

💱 Currency

USD USD

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, EUR to USD – USD Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

USD exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Khoy Ubud, Bali 8,930 km ≈ 12 h nonstop flight

From you

Khoy
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Khoy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $355 in Khoy and $1,331 in Ubud, Bali, so Khoy is about 73% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 28% higher in Khoy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $91 in Khoy versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khoy – a meal for two runs $15 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $355 per month in Khoy versus $1,331 in Ubud, Bali – Khoy is about 73% cheaper, which adds up to real savings over time.

At $355 in Khoy versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Khoy but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Khoy and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.