Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Horsham, Australia

Name: Horsham
Address: Horsham, AU

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,575 in Horsham, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
123

Cost of Living Index in Horsham
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Horsham Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Horsham

🇦🇺 Australia

$2,575

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Horsham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Horsham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,575 in Horsham.

Ubud, Bali $1,331
Horsham $2,575

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,652 in Horsham.

Ubud, Bali $2,255
Horsham $3,652

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,729 in Horsham.

Ubud, Bali $3,180
Horsham $4,729

Living in Ubud, Bali costs roughly 48% less than in Horsham, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Horsham is 90% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.98 A$19.97

-75.82%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.3K

$71.2 A$102

-51.30%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$12.05 A$17.21

-53.78%

Cappuccino

$2.62 Rp 47.6K

$3.52 A$5.03

-25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 28.0K

$3.20 A$4.57

-51.88%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.12 A$3.02

-69.81%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$9.96 A$14.22

-73.19%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$8.47 A$12.10

-49.70%

Milk (1 liter)

$1.46 Rp 26.6K

$1.51 A$2.15

-3.31%

White Bread (500g)

$2.29 Rp 41.6K

$2.91 A$4.15

-21.31%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.66 A$3.81

-58.27%

Eggs

$2.10 Rp 38.1K

$5.56 A$7.94

-62.23%

Local Cheese (1kg)

$15.94 Rp 289.5K

$10.45 A$14.93

52.54%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$10.00 A$14.28

-61.20%

Beef Round Steak (1kg)

$11.40 Rp 207.1K

$15.19 A$21.70

-24.95%

Apples (1kg)

$3.55 Rp 64.5K

$4.04 A$5.77

-12.13%

Banana (1kg)

$1.54 Rp 27.9K

$3.01 A$4.30

-48.84%

Oranges (1kg)

$2.23 Rp 40.5K

$3.13 A$4.47

-28.75%

Tomato (1kg)

$1.97 Rp 35.8K

$4.81 A$6.87

-59.04%

Potato (1kg)

$1.86 Rp 33.7K

$2.96 A$4.23

-37.16%

Onion (1kg)

$2.42 Rp 43.9K

$2.48 A$3.54

-2.42%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.39 A$3.42

-57.32%

Water (1.5 liter bottle)

$0.52 Rp 9,486

$1.63 A$2.32

-68.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$45.10 A$64.4

-95.12%

Wine (Bottle)

$21.79 Rp 395.7K

$10.60 A$15.14

105.57%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$5.68 A$8.11

-58.98%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.33 A$7.62

-44.28%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

$2.73 A$3.90

-90.84%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

$82.8 A$118

-90.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$4.57 A$6.52

-90.37%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,499

$1.42 A$2.03

-66.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$29.69 A$42.40

-81.14%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.43 A$2.04

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 444.0M

$29.4K A$41.9K

-16.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.6M

$25.7K A$36.7K

23.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$233 A$333

-66.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$14.26 A$20.36

-56.94%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.5K

$52.8 A$75.3

-64.13%

Gym Membership (Monthly)

$51.0 Rp 926.1K

$55.7 A$79.5

-8.41%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

$17.63 A$25.18

3.52%

Cinema Ticket

$4.38 Rp 79.6K

$17.26 A$24.65

-74.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,511 A$3,586

-80.39%

International Primary School, 1 Child (Yearly)

$12.2K Rp 222.0M

$30.4K A$43.4K

-59.83%

Jeans (Levis 501 Or Similar)

$45.16 Rp 820.2K

$79.5 A$114

-43.20%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.6K

$49.53 A$70.7

-29.56%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$121 A$173

-35.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$136 A$194

-42.70%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,416 A$2,022

-23.91%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,245 A$1,777

-46.58%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,216 A$3,165

58.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,846 A$2,637

-9.50%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$5,896 A$8,420

-60.31%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$4,975 A$7,105

-55.05%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Horsham: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Horsham

$1.2K 48.4% 87.2% $580

Groceries & Markets

Ubud, Bali

$279 21%

Horsham

$382 14.8% 36.7% $103

Clothing & Footwear

Ubud, Bali

$106 8%

Horsham

$174 6.8% 63.5% $68

Eating Out

Ubud, Bali

$106 8%

Horsham

$278 10.8% 163% $173

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Horsham

$300 11.7% 193% $198

Sport & Entertainment

Ubud, Bali

$60 4.5%

Horsham

$90 3.5% 50.9% $30

Getting Around

Ubud, Bali

$12 0.9%

Horsham

$105 4.1% 782% $93

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,416 in Horsham. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $71 in Horsham for a mid-range dinner for two. Groceries echo the gap at $279 vs $382 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Horsham

🕒 Local time

20:38 8:38 PM

23:38 11:38 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

14,543

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Horsham 4,150 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Horsham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horsham: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 48% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,862 in Horsham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,416 in Horsham. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 90% less than in Horsham. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $2,511 in Horsham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Horsham are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Horsham. Beyond cost, consider language, visa policies, and how big the international community is in each city.