😐Monthly costs for one person with rent: $2,652 in Horsham versus $1,368 in Ubud, Bali.
😐Estimated couple costs with rent: $3,690 in Horsham versus $2,348 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,728 in Horsham versus $3,327 in Ubud, Bali.
🌍Living in Horsham is roughly 94% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Horsham94% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Horsham
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.54A$20.37
$3.44Rp 60.6K
322.67%
Three-Course Dinner for Two, Mid-Range
$70.3A$98.4
$36.31Rp 640.2K
93.47%
Fast Food Meal(McDonalds, etc)
$12.38A$17.33
$5.71Rp 100.6K
116.81%
Cappuccino
$3.58A$5.01
$2.67Rp 47.1K
34.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.13A$4.38
$1.75Rp 30.9K
78.86%
Water(0.33 liter bottle)
$2.08A$2.92
$0.87Rp 15.4K
139.08%
Local Beer(0.5 liter draught)
$9.84A$13.78
$2.95Rp 52.1K
233.56%
Imported Beer(0.33 liter bottle)
$8.35A$11.69
$4.52Rp 79.7K
84.73%
🛒 Groceries & Markets
Horsham
Ubud, Bali
Difference
Milk(1 liter)
$1.58A$2.22
$1.62Rp 28.5K
-2.47%
White Bread(500g)
$3.19A$4.47
$2.33Rp 41.1K
36.91%
Rice(white)(1kg)
$2.91A$4.07
$1.11Rp 19.5K
162.16%
Eggs
$5.66A$7.92
$2.20Rp 38.8K
157.27%
Local Cheese(1kg)
$11.09A$15.53
$17.69Rp 311.9K
-37.31%
Chicken Fillets(1kg)
$9.62A$13.48
$4.10Rp 72.2K
134.63%
Beef Round Steak(1kg)
$15.59A$21.84
$12.18Rp 214.7K
28.00%
Apples(1kg)
$4.39A$6.15
$3.71Rp 65.4K
18.33%
Banana(1kg)
$3.15A$4.41
$1.59Rp 28.0K
98.11%
Oranges(1kg)
$3.43A$4.80
$2.28Rp 40.2K
50.44%
Tomato(1kg)
$4.95A$6.93
$1.95Rp 34.4K
153.85%
Potato(1kg)
$3.18A$4.45
$1.91Rp 33.6K
66.49%
Onion(1kg)
$2.58A$3.61
$2.33Rp 41.1K
10.73%
Lettuce(1 head)
$2.53A$3.55
$1.01Rp 17.8K
150.50%
Water(1.5 liter bottle)
$1.65A$2.31
$0.55Rp 9,730
200.00%
Cigarettes 20 Pack(Marlboro, Camel)
$45.61A$63.9
$2.23Rp 39.4K
1945.29%
Wine(Bottle)
$10.66A$14.93
$23.07Rp 406.8K
-53.79%
Local Beer(0.5 liter bottle)
$5.57A$7.80
$2.42Rp 42.6K
130.17%
Imported Beer(0.33 liter bottle)
$5.09A$7.12
$3.00Rp 52.8K
69.67%
🚌 Getting Around
Horsham
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.87A$4.02
$0.27Rp 4,793
962.96%
Public Transport Monthly Pass(Regular Price)
$73.6A$103
$8.98Rp 158.4K
719.04%
Taxi Start(Normal Tariff)
$4.59A$6.42
$0.48Rp 8,529
856.25%
Taxi(Normal Tariff)(1km)
$1.40A$1.96
$0.43Rp 7,645
225.58%
Taxi 1hour Waiting(Normal Tariff)
$30.83A$43.17
$5.64Rp 99.5K
446.63%
Gasoline(1 liter)
$1.45A$2.04
$0.80Rp 14.2K
81.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7KA$40.1K
$24.9KRp 439.8M
14.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KA$37.2K
$31.7KRp 559.1M
-16.16%
🧾 Monthly Utilities & Internet
Horsham
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$242A$338
$81.5Rp 1.4M
196.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.07A$19.70
$6.49Rp 114.5K
116.80%
Internet(50+ Mbps, Unlimited Data)
$52.8A$73.9
$18.77Rp 330.9K
181.09%
🎉 Sport & Entertainment
Horsham
Ubud, Bali
Difference
Gym Membership(Monthly)
$57.0A$79.9
$56.9Rp 1.0M
0.30%
Tennis Court(1 Hour on Weekend)
$17.46A$24.46
$18.73Rp 330.2K
-6.78%
Cinema Ticket
$18.06A$25.29
$4.54Rp 80.0K
297.80%
🧸 Childcare & Education
Horsham
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,457A$3,441
$481Rp 8.5M
411.11%
International Primary School, 1 Child(Yearly)
$32.0KA$44.9K
$5,711Rp 100.7M
460.81%
👕👟 Clothing & Footwear
Horsham
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$82.5A$115
$45.52Rp 802.5K
81.15%
Summer Dress(H&M, Zara, etc)
$50.9A$71.3
$35.88Rp 632.6K
41.81%
Sport Shoes(Adidas, Nike)
$121A$170
$80.4Rp 1.4M
50.83%
Men's Leather Business Shoes
$137A$191
$78.7Rp 1.4M
73.76%
🏠 Accommodation & Living
Horsham
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,501A$2,102
$1,115Rp 19.6M
34.68%
1-bedroom Apartment, Outside City Center(Monthly)
$1,158A$1,622
$698Rp 12.3M
66.04%
3-bedroom Apartment, City Center(Monthly)
$2,119A$2,968
$3,637Rp 64.1M
-41.73%
3-bedroom Apartment, Outside City Center(Monthly)
$2,111A$2,956
$1,737Rp 30.6M
21.50%
Buy Apartment in City Center(m2)
$5,912A$8,280
$2,784Rp 49.1M
112.33%
Buy Apartment Outside City Center(m2)
$4,662A$6,529
$2,290Rp 40.4M
103.59%
💵 Salaries & Financials
Horsham
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.5
13.78
-60.09%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Horsham: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,501 in Horsham and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $70.0 in Horsham vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $393 vs $295 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horsham vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Horsham?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 94% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,978 in Horsham and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Horsham and Ubud, Bali?
Rent for a central apartment: $1,501 in Horsham versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 719% less than in Horsham. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $2,457 in Horsham versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 a realistic budget for living in Horsham or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,652 in Horsham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Horsham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Horsham or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Horsham, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Horsham or Ubud, Bali?
Safety-wise, Horsham and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 94% less than in Horsham. Beyond cost, consider language, visa policies, and how big the international community is in each city.