Last update: Oct 2026

Cost of Living Comparison Between Horsham, Australia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,575 in Horsham, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Horsham
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Horsham Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Horsham

🇦🇺 Australia

$2,575

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Horsham and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horsham and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,575 in Horsham versus $1,331 in Ubud, Bali.

Horsham $2,575
Ubud, Bali $1,331

Estimated couple costs with rent: $3,652 in Horsham versus $2,255 in Ubud, Bali.

Horsham $3,652
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,729 in Horsham versus $3,180 in Ubud, Bali.

Horsham $4,729
Ubud, Bali $3,180

Living in Horsham is roughly 93% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Horsham is 90% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$13.98 A$19.97

$3.38 Rp 61.3K

313.61%

Three-Course Dinner for Two, Mid-Range

$71.2 A$102

$34.65 Rp 629.3K

105.34%

Fast Food Meal (McDonalds, etc)

$12.05 A$17.21

$5.57 Rp 101.2K

116.34%

Cappuccino

$3.52 A$5.03

$2.62 Rp 47.6K

34.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 A$4.57

$1.54 Rp 28.0K

107.79%

Water (0.33 liter bottle)

$2.12 A$3.02

$0.64 Rp 11.6K

231.25%

Local Beer (0.5 liter draught)

$9.96 A$14.22

$2.67 Rp 48.4K

273.03%

Imported Beer (0.33 liter bottle)

$8.47 A$12.10

$4.26 Rp 77.4K

98.83%

Milk (1 liter)

$1.51 A$2.15

$1.46 Rp 26.6K

3.42%

White Bread (500g)

$2.91 A$4.15

$2.29 Rp 41.6K

27.07%

Rice (white) (1kg)

$2.66 A$3.81

$1.11 Rp 20.1K

139.64%

Eggs

$5.56 A$7.94

$2.10 Rp 38.1K

164.76%

Local Cheese (1kg)

$10.45 A$14.93

$15.94 Rp 289.5K

-34.44%

Chicken Fillets (1kg)

$10.00 A$14.28

$3.88 Rp 70.5K

157.73%

Beef Round Steak (1kg)

$15.19 A$21.70

$11.40 Rp 207.1K

33.25%

Apples (1kg)

$4.04 A$5.77

$3.55 Rp 64.5K

13.80%

Banana (1kg)

$3.01 A$4.30

$1.54 Rp 27.9K

95.45%

Oranges (1kg)

$3.13 A$4.47

$2.23 Rp 40.5K

40.36%

Tomato (1kg)

$4.81 A$6.87

$1.97 Rp 35.8K

144.16%

Potato (1kg)

$2.96 A$4.23

$1.86 Rp 33.7K

59.14%

Onion (1kg)

$2.48 A$3.54

$2.42 Rp 43.9K

2.48%

Lettuce (1 head)

$2.39 A$3.42

$1.02 Rp 18.6K

134.31%

Water (1.5 liter bottle)

$1.63 A$2.32

$0.52 Rp 9,486

213.46%

Cigarettes 20 Pack (Marlboro, Camel)

$45.10 A$64.4

$2.20 Rp 39.9K

1950.00%

Wine (Bottle)

$10.60 A$15.14

$21.79 Rp 395.7K

-51.35%

Local Beer (0.5 liter bottle)

$5.68 A$8.11

$2.33 Rp 42.2K

143.78%

Imported Beer (0.33 liter bottle)

$5.33 A$7.62

$2.97 Rp 53.9K

79.46%

One-way Ticket (Public Transport)

$2.73 A$3.90

$0.25 Rp 4,547

992.00%

Public Transport Monthly Pass (Regular Price)

$82.8 A$118

$8.17 Rp 148.5K

913.83%

Taxi Start (Normal Tariff)

$4.57 A$6.52

$0.44 Rp 7,950

938.64%

Taxi (Normal Tariff) (1km)

$1.42 A$2.03

$0.47 Rp 8,499

202.13%

Taxi 1hour Waiting (Normal Tariff)

$29.69 A$42.40

$5.60 Rp 101.7K

430.18%

Gasoline (1 liter)

$1.43 A$2.04

$0.83 Rp 15.0K

72.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.9K

$24.4K Rp 444.0M

20.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K A$36.7K

$31.7K Rp 575.6M

-18.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 A$333

$77.5 Rp 1.4M

201.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.26 A$20.36

$6.14 Rp 111.6K

132.25%

Internet (50+ Mbps, Unlimited Data)

$52.8 A$75.3

$18.92 Rp 343.5K

178.81%

Gym Membership (Monthly)

$55.7 A$79.5

$51.0 Rp 926.1K

9.18%

Tennis Court (1 Hour on Weekend)

$17.63 A$25.18

$18.25 Rp 331.4K

-3.40%

Cinema Ticket

$17.26 A$24.65

$4.38 Rp 79.6K

294.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,511 A$3,586

$492 Rp 8.9M

409.93%

International Primary School, 1 Child (Yearly)

$30.4K A$43.4K

$12.2K Rp 222.0M

148.94%

Jeans (Levis 501 Or Similar)

$79.5 A$114

$45.16 Rp 820.2K

76.06%

Summer Dress (H&M, Zara, etc)

$49.53 A$70.7

$34.89 Rp 633.6K

41.96%

Sport Shoes (Adidas, Nike)

$121 A$173

$78.3 Rp 1.4M

55.04%

Men's Leather Business Shoes

$136 A$194

$77.9 Rp 1.4M

74.52%

1-bedroom Apartment, City Center (Monthly)

$1,416 A$2,022

$1,078 Rp 19.6M

31.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,245 A$1,777

$665 Rp 12.1M

87.19%

3-bedroom Apartment, City Center (Monthly)

$2,216 A$3,165

$3,510 Rp 63.7M

-36.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,846 A$2,637

$1,671 Rp 30.3M

10.50%

Buy Apartment in City Center (m2)

$5,896 A$8,420

$2,340 Rp 42.5M

151.97%

Buy Apartment Outside City Center (m2)

$4,975 A$7,105

$2,236 Rp 40.6M

122.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horsham: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horsham

$1.2K 48.4%

Ubud, Bali

$665 50% 46.6% $580

Groceries & Markets

Horsham

$382 14.8%

Ubud, Bali

$279 21% 26.8% $103

Monthly Utilities & Internet

Horsham

$300 11.7%

Ubud, Bali

$103 7.7% 65.9% $198

Eating Out

Horsham

$278 10.8%

Ubud, Bali

$106 8% 62% $173

Clothing & Footwear

Horsham

$174 6.8%

Ubud, Bali

$106 8% 38.9% $68

Getting Around

Horsham

$105 4.1%

Ubud, Bali

$12 0.9% 88.7% $93

Sport & Entertainment

Horsham

$90 3.5%

Ubud, Bali

$60 4.5% 33.7% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,416 in Horsham and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Horsham vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $382 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Horsham

🇮🇩 Ubud, Bali

🕒 Local time

01:03 1:03 AM

22:03 10:03 PM

3 h behind Horsham

🌤 Weather

👥 Population

14,543

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Between locations

Horsham Ubud, Bali 4,150 km ≈ 6 h nonstop flight

From you

Horsham
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horsham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 48% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,862 in Horsham and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,416 in Horsham versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 90% less than in Horsham. The price difference matters if you commute daily and watch your budget.

Childcare runs $2,511 in Horsham versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Horsham and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Horsham. Beyond cost, consider language, visa policies, and how big the international community is in each city.