Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hearst

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,266 in Hearst, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
108

Cost of Living Index in Hearst
Learn more

Hearst Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hearst

🇨🇦 Canada

$2,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hearst

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hearst actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,266 in Hearst.

Ubud, Bali $1,331
Hearst $2,266

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,257 in Hearst.

Ubud, Bali $2,255
Hearst $3,257

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,248 in Hearst.

Ubud, Bali $3,180
Hearst $4,248

Living in Ubud, Bali costs roughly 41% less than in Hearst, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Hearst is 68% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$18.11 CA$25.27

-81.34%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$63.8 CA$89.1

-45.72%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.50 CA$14.66

-46.95%

Cappuccino

$2.62 Rp 47.6K

$3.69 CA$5.14

-29.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.07 CA$2.88

-25.60%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.63 CA$2.28

-60.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.11 CA$7.12

-47.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$5.69 CA$7.94

-25.13%

Milk (1 liter)

$1.46 Rp 26.5K

$2.05 CA$2.86

-28.78%

White Bread (500g)

$2.29 Rp 41.6K

$2.62 CA$3.65

-12.60%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.50 CA$4.88

-68.29%

Eggs

$2.10 Rp 38.1K

$3.53 CA$4.93

-40.51%

Local Cheese (1kg)

$15.94 Rp 289.4K

$10.31 CA$14.39

54.61%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$11.37 CA$15.87

-65.88%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.66 CA$20.46

-22.24%

Apples (1kg)

$3.55 Rp 64.5K

$3.93 CA$5.49

-9.67%

Banana (1kg)

$1.54 Rp 27.9K

$1.30 CA$1.82

18.46%

Oranges (1kg)

$2.23 Rp 40.5K

$3.71 CA$5.17

-39.89%

Tomato (1kg)

$1.97 Rp 35.8K

$3.78 CA$5.27

-47.88%

Potato (1kg)

$1.86 Rp 33.7K

$2.34 CA$3.27

-20.51%

Onion (1kg)

$2.42 Rp 43.9K

$2.18 CA$3.05

11.01%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.44 CA$3.41

-58.20%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.60 CA$2.23

-67.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$14.54 CA$20.29

-84.87%

Wine (Bottle)

$21.79 Rp 395.6K

$12.72 CA$17.75

71.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.68 CA$3.74

-13.06%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.05 CA$4.26

-2.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$2.35 CA$3.27

-89.36%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$63.0 CA$87.9

-87.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.94 CA$4.10

-85.03%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.47 CA$2.05

-68.03%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$23.99 CA$33.47

-76.66%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.21 CA$1.69

-31.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$27.4K CA$38.2K

-10.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$21.7K CA$30.3K

45.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$139 CA$193

-44.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$39.53 CA$55.2

-84.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$54.8 CA$76.5

-65.48%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$38.30 CA$53.5

33.13%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$18.53 CA$25.86

-1.51%

Cinema Ticket

$4.38 Rp 79.6K

$10.78 CA$15.05

-59.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$639 CA$891

-22.91%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$13.4K CA$18.7K

-9.03%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$54.3 CA$75.8

-16.83%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$38.41 CA$53.6

-9.16%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.7 CA$121

-9.69%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$103 CA$143

-24.15%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,267 CA$1,768

-14.94%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,138 CA$1,588

-41.56%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,968 CA$2,746

78.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,706 CA$2,381

-2.08%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$4,305 CA$6,007

-45.64%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,533 CA$4,931

-36.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,177 CA$4,433

-94.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.68

194.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hearst: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hearst

$1.1K 50.2% 71.1% $473

Groceries & Markets

Ubud, Bali

$279 21%

Hearst

$353 15.6% 26.3% $74

Clothing & Footwear

Ubud, Bali

$106 8%

Hearst

$127 5.6% 19.4% $21

Eating Out

Ubud, Bali

$106 8%

Hearst

$272 12% 158% $167

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hearst

$233 10.3% 127% $130

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hearst

$60 2.6% 0.2% $0.1

Getting Around

Ubud, Bali

$12 0.9%

Hearst

$83 3.7% 592% $71

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,267 in Hearst. Housing cost is often the main lever when comparing two cities.

Hearst pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $64 in Hearst for a mid-range dinner for two. Groceries echo the gap at $279 vs $353 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Hearst

🕒 Local time

07:49 7:49 AM

18:49 6:49 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,000

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 CAD = 0.717 USD

1 CAD = 0.637 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Canadian Dollar exchange rates as of November 4, 2026: 1 USD = 1.4 CAD (1 CAD = 0.717 USD). 1 EUR = 1.57 CAD (1 CAD = 0.637 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hearst 15,110 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Hearst

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hearst: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $2,266 in Hearst, so Ubud, Bali is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,267 in Hearst. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $639 in Hearst. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Hearst. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Hearst. Beyond cost, consider language, visa policies, and how big the international community is in each city.