Last update: Oct 2026

Cost of Living Comparison Between Hearst and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,266 in Hearst, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hearst
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Hearst Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hearst

🇨🇦 Canada

$2,266

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hearst and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hearst and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,266 in Hearst versus $1,331 in Ubud, Bali.

Hearst $2,266
Ubud, Bali $1,331

Estimated couple costs with rent: $3,257 in Hearst versus $2,255 in Ubud, Bali.

Hearst $3,257
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,248 in Hearst versus $3,180 in Ubud, Bali.

Hearst $4,248
Ubud, Bali $3,180

Living in Hearst is roughly 70% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hearst is 68% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$18.11 CA$25.27

$3.38 Rp 61.3K

435.80%

Three-Course Dinner for Two, Mid-Range

$63.8 CA$89.1

$34.65 Rp 629.1K

84.21%

Fast Food Meal (McDonalds, etc)

$10.50 CA$14.66

$5.57 Rp 101.2K

88.51%

Cappuccino

$3.69 CA$5.14

$2.62 Rp 47.6K

40.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.88

$1.54 Rp 27.9K

34.42%

Water (0.33 liter bottle)

$1.63 CA$2.28

$0.64 Rp 11.6K

154.69%

Local Beer (0.5 liter draught)

$5.11 CA$7.12

$2.67 Rp 48.4K

91.39%

Imported Beer (0.33 liter bottle)

$5.69 CA$7.94

$4.26 Rp 77.4K

33.57%

Milk (1 liter)

$2.05 CA$2.86

$1.46 Rp 26.5K

40.41%

White Bread (500g)

$2.62 CA$3.65

$2.29 Rp 41.6K

14.41%

Rice (white) (1kg)

$3.50 CA$4.88

$1.11 Rp 20.1K

215.32%

Eggs

$3.53 CA$4.93

$2.10 Rp 38.1K

68.10%

Local Cheese (1kg)

$10.31 CA$14.39

$15.94 Rp 289.4K

-35.32%

Chicken Fillets (1kg)

$11.37 CA$15.87

$3.88 Rp 70.5K

193.04%

Beef Round Steak (1kg)

$14.66 CA$20.46

$11.40 Rp 207.0K

28.60%

Apples (1kg)

$3.93 CA$5.49

$3.55 Rp 64.5K

10.70%

Banana (1kg)

$1.30 CA$1.82

$1.54 Rp 27.9K

-15.58%

Oranges (1kg)

$3.71 CA$5.17

$2.23 Rp 40.5K

66.37%

Tomato (1kg)

$3.78 CA$5.27

$1.97 Rp 35.8K

91.88%

Potato (1kg)

$2.34 CA$3.27

$1.86 Rp 33.7K

25.81%

Onion (1kg)

$2.18 CA$3.05

$2.42 Rp 43.9K

-9.92%

Lettuce (1 head)

$2.44 CA$3.41

$1.02 Rp 18.6K

139.22%

Water (1.5 liter bottle)

$1.60 CA$2.23

$0.52 Rp 9,483

207.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.54 CA$20.29

$2.20 Rp 39.9K

560.91%

Wine (Bottle)

$12.72 CA$17.75

$21.79 Rp 395.6K

-41.62%

Local Beer (0.5 liter bottle)

$2.68 CA$3.74

$2.33 Rp 42.2K

15.02%

Imported Beer (0.33 liter bottle)

$3.05 CA$4.26

$2.97 Rp 53.9K

2.69%

One-way Ticket (Public Transport)

$2.35 CA$3.27

$0.25 Rp 4,546

840.00%

Public Transport Monthly Pass (Regular Price)

$63.0 CA$87.9

$8.17 Rp 148.4K

670.75%

Taxi Start (Normal Tariff)

$2.94 CA$4.10

$0.44 Rp 7,947

568.18%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.05

$0.47 Rp 8,496

212.77%

Taxi 1hour Waiting (Normal Tariff)

$23.99 CA$33.47

$5.60 Rp 101.7K

328.39%

Gasoline (1 liter)

$1.21 CA$1.69

$0.83 Rp 15.0K

45.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$38.2K

$24.4K Rp 443.8M

12.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.3K

$31.7K Rp 575.5M

-31.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$193

$77.5 Rp 1.4M

78.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.53 CA$55.2

$6.14 Rp 111.6K

543.81%

Internet (50+ Mbps, Unlimited Data)

$54.8 CA$76.5

$18.92 Rp 343.4K

189.69%

Gym Membership (Monthly)

$38.30 CA$53.5

$51.0 Rp 925.8K

-24.89%

Tennis Court (1 Hour on Weekend)

$18.53 CA$25.86

$18.25 Rp 331.3K

1.53%

Cinema Ticket

$10.78 CA$15.05

$4.38 Rp 79.6K

146.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$639 CA$891

$492 Rp 8.9M

29.72%

International Primary School, 1 Child (Yearly)

$13.4K CA$18.7K

$12.2K Rp 221.9M

9.93%

Jeans (Levis 501 Or Similar)

$54.3 CA$75.8

$45.16 Rp 819.9K

20.24%

Summer Dress (H&M, Zara, etc)

$38.41 CA$53.6

$34.89 Rp 633.4K

10.09%

Sport Shoes (Adidas, Nike)

$86.7 CA$121

$78.3 Rp 1.4M

10.73%

Men's Leather Business Shoes

$103 CA$143

$77.9 Rp 1.4M

31.84%

1-bedroom Apartment, City Center (Monthly)

$1,267 CA$1,768

$1,078 Rp 19.6M

17.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,138 CA$1,588

$665 Rp 12.1M

71.11%

3-bedroom Apartment, City Center (Monthly)

$1,968 CA$2,746

$3,510 Rp 63.7M

-43.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,706 CA$2,381

$1,671 Rp 30.3M

2.12%

Buy Apartment in City Center (m2)

$4,305 CA$6,007

$2,340 Rp 42.5M

83.95%

Buy Apartment Outside City Center (m2)

$3,533 CA$4,931

$2,236 Rp 40.6M

58.00%

Average Monthly Net Salary (After Tax)

$3,177 CA$4,433

$166 Rp 3.0M

1809.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

13.78

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hearst: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hearst

$1.1K 50.2%

Ubud, Bali

$665 50% 41.6% $473

Groceries & Markets

Hearst

$353 15.6%

Ubud, Bali

$279 21% 20.8% $74

Eating Out

Hearst

$272 12%

Ubud, Bali

$106 8% 61.2% $167

Monthly Utilities & Internet

Hearst

$233 10.3%

Ubud, Bali

$103 7.7% 56% $130

Clothing & Footwear

Hearst

$127 5.6%

Ubud, Bali

$106 8% 16.3% $21

Getting Around

Hearst

$83 3.7%

Ubud, Bali

$12 0.9% 85.5% $71

Sport & Entertainment

Hearst

$60 2.6%

Ubud, Bali

$60 4.5% 0.2% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,267 in Hearst and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hearst pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Hearst vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Hearst

🇮🇩 Ubud, Bali

🕒 Local time

17:30 5:30 PM

06:30 6:30 AM

13 h ahead of Hearst

🌤 Weather

👥 Population

5,000

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.717 USD

1 CAD = 0.637 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 4, 2026: 1 USD = 1.4 CAD (1 CAD = 0.717 USD). 1 EUR = 1.57 CAD (1 CAD = 0.637 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Hearst Ubud, Bali 15,110 km ≈ 19 h nonstop flight

From you

Hearst
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hearst vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,266 in Hearst and $1,331 in Ubud, Bali, so Ubud, Bali is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Hearst is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,267 in Hearst versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $639 in Hearst versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Hearst. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Hearst. Beyond cost, consider language, visa policies, and how big the international community is in each city.