For one person, living costs in Hearst are estimated at $2,210 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hearst actually costs, broken down by who's living it.
Living costs for one person come to about $2,210 monthly including rent, or $974 excluding housing.
$2,210 /mo
Estimated monthly costs for a couple: $3,203 with rent, or $1,677 without housing.
$3,203 /mo
Monthly costs for a family of three come to about $4,197 including rent, or $2,379 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9KCA$39.4K
$27.9KCA$39.4K
$27.9KCA$39.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9KCA$26.7K
$17.5KCA$24.8K
$20.9KCA$29.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$132CA$186
$89.5CA$127
$220CA$312
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.55CA$54.5
$22.67CA$32.05
$70.1CA$99.1
Internet(50+ Mbps, Unlimited Data)
$54.4CA$77.0
$39.11CA$55.3
$78.9CA$112
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$40.47CA$57.2
$17.59CA$24.87
$52.8CA$74.6
Tennis Court(1 Hour on Weekend)
$17.81CA$25.18
$6.99CA$9.88
$17.81CA$25.18
Cinema Ticket
$11.12CA$15.72
$10.58CA$14.96
$14.11CA$19.95
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$748CA$1,057
$442CA$624
$1,027CA$1,451
International Primary School, 1 Child(Yearly)
$13.1KCA$18.5K
$9,876CA$14.0K
$16.9KCA$23.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$53.7CA$75.9
$28.49CA$40.27
$80.5CA$114
Summer Dress(H&M, Zara, etc)
$38.42CA$54.3
$21.32CA$30.14
$56.9CA$80.4
Sport Shoes(Adidas, Nike)
$83.4CA$118
$55.6CA$78.6
$115CA$162
Men's Leather Business Shoes
$103CA$145
$60.0CA$84.8
$141CA$199
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,220CA$1,724
$962CA$1,360
$1,374CA$1,943
1-bedroom Apartment, Outside City Center(Monthly)
$1,104CA$1,560
$897CA$1,268
$1,214CA$1,716
3-bedroom Apartment, City Center(Monthly)
$1,918CA$2,711
$1,594CA$2,254
$2,080CA$2,940
3-bedroom Apartment, Outside City Center(Monthly)
$1,687CA$2,384
$1,439CA$2,034
$1,955CA$2,764
Buy Apartment in City Center(m2)
$4,145CA$5,860
$2,233CA$3,157
$4,145CA$5,860
Buy Apartment Outside City Center(m2)
$3,557CA$5,028
$2,246CA$3,176
$3,557CA$5,028
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,120CA$4,410
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.66
4.09
6
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Hearst$2,210
Hearst$4,197
🏠Accommodation & Living
$1.1K 49.9%
🛒Groceries & Markets
$347 15.7%
🍽Eating Out
$265 12%
🧾Monthly Utilities & Internet
$225 10.2%
👕👟Clothing & Footwear
$125 5.7%
🚌Getting Around
$81 3.7%
🎉Sport & Entertainment
$63 2.8%
🏠Accommodation & Living
$1.7K 40.2%
🛒Groceries & Markets
$792 18.9%
🍽Eating Out
$867 20.7%
🧾Monthly Utilities & Internet
$263 6.3%
👕👟Clothing & Footwear
$278 6.6%
🚌Getting Around
$167 4%
🎉Sport & Entertainment
$143 3.4%
Cost Breakdown
🏠Expect to pay about $1,220 for a central one-bedroom, or $1,104 outside the center. At 39% of the average salary ($3,120), housing is the biggest financial pressure.
💰Average take-home pay sits at $3,120, while typical expenses reach $2,210. This leaves some room for savings, though a comfortable buffer starts closer to $3,314.
🛒Expect to spend about $347 monthly on groceries. Dining out at a mid-range restaurant costs roughly $66.0 for two.
🚌Public transport is priced at around $62.3 per month.
Cost Highlights
⭐Hearst is more expensive than 72% globally but cheaper than 64% within North America.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Diverse museums covering art, history, science, and specialized collections
Cost of Living in Hearst - Frequently Asked Questions
How does Hearst stack up for overall affordability, and who tends to find it good value?
Hearst, a smaller city in northern Ontario, offers a different balance of costs compared with big metros. Housing options range from older rental units to family homes with reasonable rents by national standards, and utility costs align with a cold-season climate. Dining and entertainment lean toward local gems rather than high-end chains. The Cost of Living in Hearst, Canada is comparatively approachable for long-term stays, especially if you prioritize steady work and local services over luxury amenities. For travelers and remote workers who value space, safety, and proximity to nature, this combination often represents solid value. Tip: plan longer stays to maximize discounts and neighborhood familiarity.
What does daily life look like for housing search, food options, transport, and errands in Hearst?
In Hearst, housing search usually centers on local listings, with a mix of single-family homes and smaller rentals. Availability can be seasonal, so start early and use local boards, real estate offices, and community groups. Groceries are found in a few well-stocked stores, with seasonal produce from nearby farms and local bakeries adding flavor to meals. Public transit is modest; many residents rely on a car, especially in winter when snow slows routes. For digital nomads or freelancers, reliable internet is essential, and you may gravitate to a quiet apartment or library corner and nearby cafés with power outlets. Tip: build a weekly routine to minimize trips and stock up ahead of winter.
How would you assess long-term quality of life and budget in Hearst across seasons?
Quality of life in Hearst blends safety, outdoor access, and a close-knit community with practical budgeting. A simple framework helps: separate housing, utilities, food, transport, and discretionary spending, then plan for seasonal shifts. In winter, heating and gear push up monthly needs; in summer you lean toward outdoor activities and lighter travel. Choose neighborhoods that balance distance to services with your pace, whether you prefer a walkable core or a quiet residential belt. Hearst, Canada living cost is shaped by seasonality, so ready a flexible plan and a modest buffer for surprises. Tip: use local markets for seasonal produce and join community groups to uncover cost-saving tips and services.
Is the cost of living in Hearst reasonable?
At around $2,210 monthly all-in, Hearst offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Hearst affordable on an average income?
Everyday life in Hearst is moderately priced at about $2,210 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What income level supports a comfortable lifestyle in Hearst?
Earning $3,314 monthly in Hearst means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Hearst?
Rents for a 1-bedroom flat in Hearst range from $1,104 to $1,220, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Hearst?
A monthly transit pass in Hearst runs about $62.3, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Hearst?
At about $347 monthly, food costs in Hearst sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Hearst?
Living on $3,000 in Hearst means careful planning, since monthly costs average $2,210. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Hearst?
Hearst offers genuinely appealing day-to-day living. Residents value clean air, family-friendly facilities, wellness scene, and at around $2,210 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.