Cost of Living Comparison Between Ubud, Bali and Hawkesbury City Cost of Living Comparison Between Ubud, Bali and Hawkesbury City

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,148 in Hawkesbury City.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $3,147 in Hawkesbury City.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,146 in Hawkesbury City.

Living in Ubud, Bali costs roughly 35% less than in Hawkesbury City, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Hawkesbury City 61% above.

Currency
🍽 Eating Out
Ubud, Bali
Hawkesbury City
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$10.85 A$15.39
-67.10%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$89.4 A$127
-63.86%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$9.61 A$13.63
-47.87%
Cappuccino
$2.82 Rp 51.0K
$3.27 A$4.64
-13.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$2.50 A$3.55
-46.00%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.91 A$2.70
-61.78%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$6.44 A$9.14
-54.50%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$7.27 A$10.32
-45.80%
🛒 Groceries & Markets
Ubud, Bali
Hawkesbury City
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.16 A$1.65
53.45%
White Bread (500g)
$2.45 Rp 44.2K
$2.65 A$3.76
-7.55%
Rice (white) (1kg)
$1.15 Rp 20.7K
$1.83 A$2.60
-37.16%
Eggs
$2.41 Rp 43.6K
$3.31 A$4.69
-27.19%
Local Cheese (1kg)
$14.33 Rp 258.7K
$9.68 A$13.73
48.04%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$8.56 A$12.14
-51.05%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$14.44 A$20.49
-16.48%
Apples (1kg)
$3.64 Rp 65.7K
$2.29 A$3.25
58.95%
Banana (1kg)
$1.57 Rp 28.3K
$2.55 A$3.62
-38.43%
Oranges (1kg)
$2.79 Rp 50.3K
$2.51 A$3.56
11.16%
Tomato (1kg)
$2.24 Rp 40.5K
$4.79 A$6.80
-53.24%
Potato (1kg)
$1.98 Rp 35.7K
$2.32 A$3.29
-14.66%
Onion (1kg)
$2.28 Rp 41.1K
$1.95 A$2.76
16.92%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.39 A$3.39
-56.07%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.53 A$0.76
49.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$30.32 A$43.03
-89.48%
Wine (Bottle)
$23.49 Rp 424.1K
$14.30 A$20.30
64.27%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$5.26 A$7.46
-44.87%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$5.99 A$8.50
-53.92%
🚌 Getting Around
Ubud, Bali
Hawkesbury City
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$2.63 A$3.74
-89.73%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$64.5 A$91.5
-87.02%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$4.05 A$5.74
-88.89%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$1.82 A$2.59
-74.73%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$41.19 A$58.5
-85.26%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.14 A$1.61
-24.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$25.7K A$36.4K
3.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$19.1K A$27.1K
70.37%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hawkesbury City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$163 A$231
-51.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$29.27 A$41.53
-86.03%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$52.1 A$74.0
-54.25%
🎉 Sport & Entertainment
Ubud, Bali
Hawkesbury City
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$48.25 A$68.5
104.73%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$15.40 A$21.85
-58.77%
Cinema Ticket
$4.01 Rp 72.3K
$11.26 A$15.97
-64.39%
🧸 Childcare & Education
Ubud, Bali
Hawkesbury City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$1,738 A$2,466
-82.90%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$13.5K A$19.1K
-50.92%
👕👟 Clothing & Footwear
Ubud, Bali
Hawkesbury City
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$72.1 A$102
-25.94%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$56.2 A$79.8
-32.20%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$77.4 A$110
14.49%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$115 A$163
-33.22%
🏠 Accommodation & Living
Ubud, Bali
Hawkesbury City
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$1,271 A$1,803
-19.77%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$1,081 A$1,534
-37.08%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$1,999 A$2,837
73.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$1,698 A$2,410
23.07%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$5,747 A$8,155
-52.52%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$4,448 A$6,312
-48.40%
💵 Salaries & Financials
Ubud, Bali
Hawkesbury City
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,553 A$6,460
-96.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.29
111.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Hawkesbury City: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,271 in Hawkesbury City. Housing cost is often the main lever when comparing two cities.

Hawkesbury City pays 2681% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $89.0 in Hawkesbury City for a mid-range dinner for two. Groceries echo the gap at $298 vs $328 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hawkesbury City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Hawkesbury City?
Ubud, Bali wins on cost – living expenses run 54% lower than in Hawkesbury City. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Hawkesbury City?
On paper, salaries run 2681% lower in Hawkesbury City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Hawkesbury City?
Rent for a central apartment: $1,020 in Ubud, Bali versus $1,271 in Hawkesbury City. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Hawkesbury City?
Supermarket bills run roughly 10% higher in Hawkesbury City. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Hawkesbury City?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $89.0 in Hawkesbury City. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Hawkesbury City?
At $1,392 in Ubud, Bali versus $2,148 in Hawkesbury City, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hawkesbury City. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Hawkesbury City?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Hawkesbury City?
Safety-wise, Ubud, Bali and Hawkesbury City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Hawkesbury City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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