Cost of Living Comparison Between Ubud, Bali and Hawkesbury City Cost of Living Comparison Between Ubud, Bali and Hawkesbury City

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,183 in Hawkesbury City.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,211 in Hawkesbury City.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $4,238 in Hawkesbury City.

Living in Ubud, Bali costs roughly 36% less than in Hawkesbury City, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Hawkesbury City 64% above.

Currency
🍽 Eating Out
Ubud, Bali
Hawkesbury City
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$11.03 A$15.60
-69.17%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$87.6 A$124
-63.05%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$9.54 A$13.50
-47.59%
Cappuccino
$2.82 Rp 50.0K
$3.32 A$4.70
-15.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$2.47 A$3.49
-44.13%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$1.91 A$2.70
-61.78%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$6.44 A$9.11
-53.73%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$7.40 A$10.47
-46.35%
🛒 Groceries & Markets
Ubud, Bali
Hawkesbury City
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$1.13 A$1.60
58.41%
White Bread (500g)
$2.46 Rp 43.7K
$2.60 A$3.68
-5.38%
Rice (white) (1kg)
$1.20 Rp 21.2K
$1.84 A$2.61
-34.78%
Eggs
$2.39 Rp 42.3K
$3.15 A$4.46
-24.13%
Local Cheese (1kg)
$14.40 Rp 255.1K
$10.02 A$14.17
43.71%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$8.64 A$12.23
-50.46%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$14.43 A$20.42
-18.09%
Apples (1kg)
$3.78 Rp 67.0K
$2.23 A$3.16
69.51%
Banana (1kg)
$1.63 Rp 28.9K
$2.68 A$3.79
-39.18%
Oranges (1kg)
$2.80 Rp 49.6K
$2.50 A$3.54
12.00%
Tomato (1kg)
$2.26 Rp 40.0K
$4.73 A$6.69
-52.22%
Potato (1kg)
$2.00 Rp 35.3K
$2.27 A$3.21
-11.89%
Onion (1kg)
$2.21 Rp 39.2K
$1.96 A$2.77
12.76%
Lettuce (1 head)
$1.07 Rp 18.9K
$2.39 A$3.39
-55.23%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$0.53 A$0.75
43.40%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$31.22 A$44.17
-89.97%
Wine (Bottle)
$23.81 Rp 421.9K
$14.85 A$21.01
60.34%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$5.22 A$7.38
-45.59%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$6.04 A$8.55
-53.97%
🚌 Getting Around
Ubud, Bali
Hawkesbury City
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$2.64 A$3.73
-89.77%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
$65.4 A$92.6
-87.21%
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$3.92 A$5.55
-88.52%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$1.73 A$2.44
-75.14%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$41.16 A$58.2
-85.47%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.17 A$1.66
-31.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
$25.9K A$36.6K
-0.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$19.1K A$27.0K
66.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hawkesbury City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$160 A$226
-49.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$29.83 A$42.20
-86.12%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$52.0 A$73.6
-53.62%
🎉 Sport & Entertainment
Ubud, Bali
Hawkesbury City
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$49.08 A$69.4
99.16%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
$15.59 A$22.05
-57.41%
Cinema Ticket
$4.04 Rp 71.5K
$11.27 A$15.94
-64.15%
🧸 Childcare & Education
Ubud, Bali
Hawkesbury City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$1,776 A$2,512
-83.27%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$13.2K A$18.6K
-49.92%
👕👟 Clothing & Footwear
Ubud, Bali
Hawkesbury City
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
$71.2 A$101
-22.53%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$55.7 A$78.8
-30.87%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$76.6 A$108
12.41%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$114 A$161
-31.32%
🏠 Accommodation & Living
Ubud, Bali
Hawkesbury City
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$1,248 A$1,766
-21.07%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$1,056 A$1,494
-37.07%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$2,049 A$2,899
68.15%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$1,691 A$2,393
20.77%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
$6,470 A$9,154
-56.28%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
$5,160 A$7,301
-55.77%
💵 Salaries & Financials
Ubud, Bali
Hawkesbury City
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$4,528 A$6,407
-96.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.29
111.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Hawkesbury City: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,248 in Hawkesbury City. Housing cost is often the main lever when comparing two cities.

Hawkesbury City pays 2576% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $88.0 in Hawkesbury City for a mid-range dinner for two. Groceries echo the gap at $299 vs $329 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hawkesbury City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Hawkesbury City?
Ubud, Bali wins on cost – living expenses run 57% lower than in Hawkesbury City. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Hawkesbury City?
On paper, Hawkesbury City earns 2576% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Hawkesbury City?
Rent for a central apartment: $985 in Ubud, Bali versus $1,248 in Hawkesbury City. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Hawkesbury City?
Supermarket bills run roughly 10% higher in Hawkesbury City. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Hawkesbury City?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $88.0 in Hawkesbury City. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Hawkesbury City?
At $1,394 in Ubud, Bali versus $2,183 in Hawkesbury City, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hawkesbury City. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Hawkesbury City?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Hawkesbury City?
Safety-wise, Ubud, Bali and Hawkesbury City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Hawkesbury City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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