Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hawkesbury City

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,566 in Hawkesbury City, rent and utilities included – about $14,800 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
124

Cost of Living Index in Hawkesbury City
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Hawkesbury City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hawkesbury City

🇦🇺 Australia

$2,566

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hawkesbury City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hawkesbury City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,566 in Hawkesbury City.

Ubud, Bali $1,331
Hawkesbury City $2,566

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,741 in Hawkesbury City.

Ubud, Bali $2,255
Hawkesbury City $3,741

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,917 in Hawkesbury City.

Ubud, Bali $3,180
Hawkesbury City $4,917

Living in Ubud, Bali costs roughly 48% less than in Hawkesbury City, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Hawkesbury City is 90% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$20.84 A$30.31

-83.78%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$90.4 A$132

-61.69%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.32 A$15.01

-46.03%

Cappuccino

$2.62 Rp 47.4K

$4.21 A$6.12

-37.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.09 A$4.49

-50.16%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.54 A$3.69

-74.80%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$8.59 A$12.49

-68.92%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$9.90 A$14.40

-56.97%

Milk (1 liter)

$1.46 Rp 26.5K

$1.50 A$2.19

-2.67%

White Bread (500g)

$2.29 Rp 41.5K

$3.22 A$4.68

-28.88%

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.51 A$3.65

-55.78%

Eggs

$2.10 Rp 38.0K

$5.37 A$7.81

-60.89%

Local Cheese (1kg)

$15.94 Rp 288.6K

$12.87 A$18.72

23.85%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$10.19 A$14.82

-61.92%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$15.66 A$22.78

-27.20%

Apples (1kg)

$3.55 Rp 64.3K

$4.07 A$5.92

-12.78%

Banana (1kg)

$1.54 Rp 27.8K

$3.22 A$4.68

-52.17%

Oranges (1kg)

$2.23 Rp 40.4K

$3.46 A$5.03

-35.55%

Tomato (1kg)

$1.97 Rp 35.7K

$5.11 A$7.44

-61.45%

Potato (1kg)

$1.86 Rp 33.6K

$3.18 A$4.63

-41.51%

Onion (1kg)

$2.42 Rp 43.8K

$2.74 A$3.98

-11.68%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.50 A$3.63

-59.20%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$1.35 A$1.96

-61.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$45.67 A$66.4

-95.18%

Wine (Bottle)

$21.79 Rp 394.4K

$13.75 A$20.00

58.47%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$4.79 A$6.96

-51.36%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$5.51 A$8.02

-46.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$2.67 A$3.88

-90.64%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$84.6 A$123

-90.35%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$3.96 A$5.76

-88.89%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.65 A$2.40

-71.52%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$43.51 A$63.3

-87.13%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.34 A$1.94

-38.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$28.2K A$41.0K

-13.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$26.8K A$39.0K

18.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$181 A$263

-57.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$27.04 A$39.32

-77.29%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$55.4 A$80.6

-65.86%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$55.9 A$81.3

-8.73%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$17.71 A$25.75

3.05%

Cinema Ticket

$4.38 Rp 79.3K

$15.84 A$23.04

-72.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,451 A$3,564

-79.91%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$20.3K A$29.6K

-39.90%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$76.2 A$111

-40.70%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$55.7 A$80.9

-37.30%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$109 A$159

-28.24%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$132 A$191

-40.80%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,401 A$2,038

-23.10%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,208 A$1,757

-44.98%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$2,211 A$3,215

58.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,810 A$2,632

-7.66%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$5,895 A$8,574

-60.31%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$5,062 A$7,362

-55.82%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,459 A$6,485

-96.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.95

131.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hawkesbury City: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hawkesbury City

$1.2K 47.1% 81.7% $543

Groceries & Markets

Ubud, Bali

$279 21%

Hawkesbury City

$398 15.5% 42.4% $119

Clothing & Footwear

Ubud, Bali

$106 8%

Hawkesbury City

$168 6.5% 57.7% $61

Eating Out

Ubud, Bali

$106 8%

Hawkesbury City

$333 13% 215% $228

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hawkesbury City

$263 10.3% 157% $161

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hawkesbury City

$88 3.4% 46.5% $28

Getting Around

Ubud, Bali

$12 0.9%

Hawkesbury City

$108 4.2% 800% $96

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,401 in Hawkesbury City. Housing cost is often the main lever when comparing two cities.

Hawkesbury City pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $90 in Hawkesbury City for a mid-range dinner for two. Groceries echo the gap at $279 vs $398 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Hawkesbury City

🕒 Local time

09:28 9:28 AM

12:28 12:28 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

62,353

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.688 USD

1 AUD = 0.615 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of November 7, 2026: 1 USD = 1.45 AUD (1 AUD = 0.688 USD). 1 EUR = 1.63 AUD (1 AUD = 0.615 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hawkesbury City 4,570 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Hawkesbury City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hawkesbury City: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in Hawkesbury City. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,401 in Hawkesbury City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Hawkesbury City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $90 in Hawkesbury City. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hawkesbury City are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Hawkesbury City. Beyond cost, consider language, visa policies, and how big the international community is in each city.