😐Monthly costs for one person with rent: $2,658 in Hawkesbury City versus $1,368 in Ubud, Bali.
😐Estimated couple costs with rent: $3,843 in Hawkesbury City versus $2,348 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $5,028 in Hawkesbury City versus $3,327 in Ubud, Bali.
🌍Living in Hawkesbury City is roughly 94% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Hawkesbury City94% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Hawkesbury City
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.93A$27.98
$3.44Rp 61.2K
479.36%
Three-Course Dinner for Two, Mid-Range
$91.2A$128
$36.31Rp 646.7K
151.12%
Fast Food Meal(McDonalds, etc)
$10.50A$14.74
$5.71Rp 101.6K
83.89%
Cappuccino
$4.23A$5.94
$2.67Rp 47.5K
58.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.13A$4.40
$1.75Rp 31.2K
78.86%
Water(0.33 liter bottle)
$2.67A$3.74
$0.87Rp 15.5K
206.90%
Local Beer(0.5 liter draught)
$8.64A$12.14
$2.95Rp 52.6K
192.88%
Imported Beer(0.33 liter bottle)
$9.96A$13.99
$4.52Rp 80.5K
120.35%
🛒 Groceries & Markets
Hawkesbury City
Ubud, Bali
Difference
Milk(1 liter)
$1.67A$2.35
$1.62Rp 28.8K
3.09%
White Bread(500g)
$3.27A$4.59
$2.33Rp 41.5K
40.34%
Rice(white)(1kg)
$2.65A$3.72
$1.11Rp 19.7K
138.74%
Eggs
$5.45A$7.65
$2.20Rp 39.2K
147.73%
Local Cheese(1kg)
$14.22A$19.96
$17.69Rp 315.1K
-19.62%
Chicken Fillets(1kg)
$11.08A$15.56
$4.10Rp 73.0K
170.24%
Beef Round Steak(1kg)
$16.29A$22.88
$12.18Rp 216.8K
33.74%
Apples(1kg)
$4.13A$5.80
$3.71Rp 66.0K
11.32%
Banana(1kg)
$3.28A$4.60
$1.59Rp 28.3K
106.29%
Oranges(1kg)
$3.63A$5.09
$2.28Rp 40.7K
59.21%
Tomato(1kg)
$5.02A$7.04
$1.95Rp 34.8K
157.44%
Potato(1kg)
$3.22A$4.52
$1.91Rp 33.9K
68.59%
Onion(1kg)
$2.74A$3.85
$2.33Rp 41.5K
17.60%
Lettuce(1 head)
$2.78A$3.90
$1.01Rp 17.9K
175.25%
Water(1.5 liter bottle)
$1.50A$2.10
$0.55Rp 9,828
172.73%
Cigarettes 20 Pack(Marlboro, Camel)
$46.05A$64.7
$2.23Rp 39.8K
1965.02%
Wine(Bottle)
$14.98A$21.03
$23.07Rp 410.9K
-35.07%
Local Beer(0.5 liter bottle)
$4.67A$6.56
$2.42Rp 43.1K
92.98%
Imported Beer(0.33 liter bottle)
$5.71A$8.02
$3.00Rp 53.4K
90.33%
🚌 Getting Around
Hawkesbury City
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.04A$4.27
$0.27Rp 4,841
1025.93%
Public Transport Monthly Pass(Regular Price)
$90.8A$128
$8.98Rp 160.0K
911.47%
Taxi Start(Normal Tariff)
$4.24A$5.95
$0.48Rp 8,615
783.33%
Taxi(Normal Tariff)(1km)
$1.66A$2.34
$0.43Rp 7,723
286.05%
Taxi 1hour Waiting(Normal Tariff)
$44.52A$62.5
$5.64Rp 100.5K
689.36%
Gasoline(1 liter)
$1.29A$1.81
$0.80Rp 14.3K
61.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5KA$38.6K
$24.9KRp 444.2M
10.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1KA$42.2K
$31.7KRp 564.7M
-5.23%
🧾 Monthly Utilities & Internet
Hawkesbury City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$190A$267
$81.5Rp 1.5M
133.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.88A$39.15
$6.49Rp 115.6K
329.58%
Internet(50+ Mbps, Unlimited Data)
$57.4A$80.6
$18.77Rp 334.3K
205.65%
🎉 Sport & Entertainment
Hawkesbury City
Ubud, Bali
Difference
Gym Membership(Monthly)
$64.8A$91.0
$56.9Rp 1.0M
13.94%
Tennis Court(1 Hour on Weekend)
$18.14A$25.47
$18.73Rp 333.5K
-3.15%
Cinema Ticket
$17.09A$24.00
$4.54Rp 80.8K
276.43%
🧸 Childcare & Education
Hawkesbury City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,380A$3,342
$481Rp 8.6M
395.12%
International Primary School, 1 Child(Yearly)
$21.0KA$29.4K
$5,711Rp 101.7M
266.87%
👕👟 Clothing & Footwear
Hawkesbury City
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$77.0A$108
$45.52Rp 810.6K
69.13%
Summer Dress(H&M, Zara, etc)
$57.4A$80.6
$35.88Rp 639.0K
59.98%
Sport Shoes(Adidas, Nike)
$121A$170
$80.4Rp 1.4M
50.81%
Men's Leather Business Shoes
$138A$193
$78.7Rp 1.4M
75.12%
🏠 Accommodation & Living
Hawkesbury City
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,218A$1,710
$1,115Rp 19.8M
9.25%
1-bedroom Apartment, Outside City Center(Monthly)
$1,153A$1,619
$698Rp 12.4M
65.28%
3-bedroom Apartment, City Center(Monthly)
$2,472A$3,471
$3,637Rp 64.8M
-32.02%
3-bedroom Apartment, Outside City Center(Monthly)
$2,119A$2,976
$1,737Rp 30.9M
21.99%
Buy Apartment in City Center(m2)
$5,349A$7,511
$2,784Rp 49.6M
92.10%
Buy Apartment Outside City Center(m2)
$5,748A$8,072
$2,290Rp 40.8M
151.04%
💵 Salaries & Financials
Hawkesbury City
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,601A$6,461
$168Rp 3.0M
2638.63%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.95
13.78
-56.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hawkesbury City: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,218 in Hawkesbury City and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Hawkesbury City pays 2639% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $91.0 in Hawkesbury City vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $418 vs $295 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hawkesbury City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hawkesbury City or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 94% lower than in Hawkesbury City. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Hawkesbury City or in Ubud, Bali?
Average pay runs 2639% higher in Hawkesbury City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hawkesbury City compared to Ubud, Bali?
Rent for a central apartment: $1,218 in Hawkesbury City versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Hawkesbury City or in Ubud, Bali?
Supermarket bills run roughly 42% higher in Hawkesbury City. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Hawkesbury City and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $91.0 in Hawkesbury City. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Hawkesbury City or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,658 in Hawkesbury City, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hawkesbury City. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Hawkesbury City or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Hawkesbury City compared to Ubud, Bali?
Safety-wise, Hawkesbury City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 94% less than in Hawkesbury City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Hawkesbury City vs other spots: cost of living compared