Last update: Nov 2026

Cost of Living Comparison Between Hawkesbury City and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,566 in Hawkesbury City, rent and utilities included – about $14,800 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Hawkesbury City
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Hawkesbury City Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hawkesbury City

🇦🇺 Australia

$2,566

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hawkesbury City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hawkesbury City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,566 in Hawkesbury City versus $1,331 in Ubud, Bali.

Hawkesbury City $2,566
Ubud, Bali $1,331

Estimated couple costs with rent: $3,741 in Hawkesbury City versus $2,255 in Ubud, Bali.

Hawkesbury City $3,741
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,917 in Hawkesbury City versus $3,180 in Ubud, Bali.

Hawkesbury City $4,917
Ubud, Bali $3,180

Living in Hawkesbury City is roughly 93% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hawkesbury City is 90% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$20.84 A$29.70

$3.38 Rp 61.0K

516.57%

Three-Course Dinner for Two, Mid-Range

$90.4 A$129

$34.65 Rp 626.3K

161.01%

Fast Food Meal (McDonalds, etc)

$10.32 A$14.70

$5.57 Rp 100.7K

85.28%

Cappuccino

$4.21 A$6.00

$2.62 Rp 47.3K

60.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 A$4.40

$1.54 Rp 27.8K

100.65%

Water (0.33 liter bottle)

$2.54 A$3.62

$0.64 Rp 11.6K

296.88%

Local Beer (0.5 liter draught)

$8.59 A$12.24

$2.67 Rp 48.2K

221.72%

Imported Beer (0.33 liter bottle)

$9.90 A$14.10

$4.26 Rp 77.1K

132.39%

Milk (1 liter)

$1.50 A$2.14

$1.46 Rp 26.4K

2.74%

White Bread (500g)

$3.22 A$4.59

$2.29 Rp 41.4K

40.61%

Rice (white) (1kg)

$2.51 A$3.58

$1.11 Rp 20.0K

126.13%

Eggs

$5.37 A$7.65

$2.10 Rp 38.0K

155.71%

Local Cheese (1kg)

$12.87 A$18.34

$15.94 Rp 288.1K

-19.26%

Chicken Fillets (1kg)

$10.19 A$14.52

$3.88 Rp 70.2K

162.63%

Beef Round Steak (1kg)

$15.66 A$22.32

$11.40 Rp 206.1K

37.37%

Apples (1kg)

$4.07 A$5.80

$3.55 Rp 64.2K

14.65%

Banana (1kg)

$3.22 A$4.58

$1.54 Rp 27.8K

109.09%

Oranges (1kg)

$3.46 A$4.92

$2.23 Rp 40.3K

55.16%

Tomato (1kg)

$5.11 A$7.29

$1.97 Rp 35.6K

159.39%

Potato (1kg)

$3.18 A$4.53

$1.86 Rp 33.6K

70.97%

Onion (1kg)

$2.74 A$3.90

$2.42 Rp 43.7K

13.22%

Lettuce (1 head)

$2.50 A$3.56

$1.02 Rp 18.5K

145.10%

Water (1.5 liter bottle)

$1.35 A$1.92

$0.52 Rp 9,441

159.62%

Cigarettes 20 Pack (Marlboro, Camel)

$45.67 A$65.1

$2.20 Rp 39.7K

1975.91%

Wine (Bottle)

$13.75 A$19.60

$21.79 Rp 393.8K

-36.90%

Local Beer (0.5 liter bottle)

$4.79 A$6.82

$2.33 Rp 42.0K

105.58%

Imported Beer (0.33 liter bottle)

$5.51 A$7.86

$2.97 Rp 53.7K

85.52%

One-way Ticket (Public Transport)

$2.67 A$3.80

$0.25 Rp 4,526

968.00%

Public Transport Monthly Pass (Regular Price)

$84.6 A$121

$8.17 Rp 147.8K

935.99%

Taxi Start (Normal Tariff)

$3.96 A$5.64

$0.44 Rp 7,912

800.00%

Taxi (Normal Tariff) (1km)

$1.65 A$2.35

$0.47 Rp 8,458

251.06%

Taxi 1hour Waiting (Normal Tariff)

$43.51 A$62.0

$5.60 Rp 101.2K

676.96%

Gasoline (1 liter)

$1.34 A$1.90

$0.83 Rp 15.0K

61.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K A$40.2K

$24.4K Rp 441.9M

15.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K A$38.2K

$31.7K Rp 572.9M

-15.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 A$258

$77.5 Rp 1.4M

133.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.04 A$38.53

$6.14 Rp 111.1K

340.39%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.0

$18.92 Rp 341.9K

192.92%

Gym Membership (Monthly)

$55.9 A$79.6

$51.0 Rp 921.7K

9.57%

Tennis Court (1 Hour on Weekend)

$17.71 A$25.23

$18.25 Rp 329.8K

-2.96%

Cinema Ticket

$15.84 A$22.58

$4.38 Rp 79.2K

261.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,451 A$3,492

$492 Rp 8.9M

397.71%

International Primary School, 1 Child (Yearly)

$20.3K A$29.0K

$12.2K Rp 220.9M

66.39%

Jeans (Levis 501 Or Similar)

$76.2 A$109

$45.16 Rp 816.3K

68.62%

Summer Dress (H&M, Zara, etc)

$55.7 A$79.3

$34.89 Rp 630.6K

59.50%

Sport Shoes (Adidas, Nike)

$109 A$156

$78.3 Rp 1.4M

39.35%

Men's Leather Business Shoes

$132 A$187

$77.9 Rp 1.4M

68.91%

1-bedroom Apartment, City Center (Monthly)

$1,401 A$1,997

$1,078 Rp 19.5M

30.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,208 A$1,722

$665 Rp 12.0M

81.74%

3-bedroom Apartment, City Center (Monthly)

$2,211 A$3,150

$3,510 Rp 63.4M

-37.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,810 A$2,579

$1,671 Rp 30.2M

8.30%

Buy Apartment in City Center (m2)

$5,895 A$8,401

$2,340 Rp 42.3M

151.94%

Buy Apartment Outside City Center (m2)

$5,062 A$7,213

$2,236 Rp 40.4M

126.36%

Average Monthly Net Salary (After Tax)

$4,459 A$6,354

$166 Rp 3.0M

2580.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hawkesbury City: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hawkesbury City

$1.2K 47.1%

Ubud, Bali

$665 50% 45% $543

Groceries & Markets

Hawkesbury City

$398 15.5%

Ubud, Bali

$279 21% 29.8% $119

Eating Out

Hawkesbury City

$333 13%

Ubud, Bali

$106 8% 68.3% $228

Monthly Utilities & Internet

Hawkesbury City

$263 10.3%

Ubud, Bali

$103 7.7% 61.1% $161

Clothing & Footwear

Hawkesbury City

$168 6.5%

Ubud, Bali

$106 8% 36.6% $61

Getting Around

Hawkesbury City

$108 4.2%

Ubud, Bali

$12 0.9% 88.9% $96

Sport & Entertainment

Hawkesbury City

$88 3.4%

Ubud, Bali

$60 4.5% 31.7% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,401 in Hawkesbury City and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hawkesbury City pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $90 in Hawkesbury City vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $398 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Hawkesbury City

🇮🇩 Ubud, Bali

🕒 Local time

14:40 2:40 PM

11:40 11:40 AM

3 h behind Hawkesbury City

🌤 Weather

👥 Population

62,353

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.702 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 6, 2026: 1 USD = 1.43 AUD (1 AUD = 0.702 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to AUD in detail →

On the map

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Between locations

Hawkesbury City Ubud, Bali 4,570 km ≈ 6 h nonstop flight

From you

Hawkesbury City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hawkesbury City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in Hawkesbury City. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Hawkesbury City is about 27 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,401 in Hawkesbury City versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Hawkesbury City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $90 in Hawkesbury City. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hawkesbury City and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Hawkesbury City. Beyond cost, consider language, visa policies, and how big the international community is in each city.