Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Haverhill

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,392 in Haverhill, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
108

Cost of Living Index in Haverhill
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Haverhill Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Haverhill

🇬🇧 United Kingdom

$2,392

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Haverhill

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Haverhill actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,392 in Haverhill.

Ubud, Bali $1,331
Haverhill $2,392

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,546 in Haverhill.

Ubud, Bali $2,255
Haverhill $3,546

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,700 in Haverhill.

Ubud, Bali $3,180
Haverhill $4,700

Living in Ubud, Bali costs roughly 44% less than in Haverhill, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Haverhill is 77% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$19.83 £14.81

-82.96%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$113 £84.3

-69.32%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.54 £7.87

-47.15%

Cappuccino

$2.62 Rp 47.4K

$4.90 £3.66

-46.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.76 £1.31

-12.50%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.83 £1.37

-65.03%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$7.78 £5.81

-65.68%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$6.86 £5.12

-37.90%

Milk (1 liter)

$1.46 Rp 26.5K

$1.64 £1.23

-10.98%

White Bread (500g)

$2.29 Rp 41.5K

$1.58 £1.18

44.94%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.74 £1.30

-36.21%

Eggs

$2.10 Rp 38.0K

$2.20 £1.64

-4.55%

Local Cheese (1kg)

$15.94 Rp 288.6K

$10.99 £8.20

45.04%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$10.29 £7.68

-62.29%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$12.93 £9.65

-11.83%

Apples (1kg)

$3.55 Rp 64.3K

$2.02 £1.51

75.74%

Banana (1kg)

$1.54 Rp 27.8K

$1.25 £0.93

23.20%

Oranges (1kg)

$2.23 Rp 40.4K

$1.85 £1.38

20.54%

Tomato (1kg)

$1.97 Rp 35.7K

$1.77 £1.32

11.30%

Potato (1kg)

$1.86 Rp 33.6K

$1.44 £1.07

29.17%

Onion (1kg)

$2.42 Rp 43.8K

$1.64 £1.22

47.56%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.39 £0.29

161.54%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$1.98 £1.47

-73.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$24.05 £17.95

-90.85%

Wine (Bottle)

$21.79 Rp 394.4K

$8.08 £6.03

169.68%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.78 £1.33

30.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.04 £1.52

45.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$4.58 £3.42

-94.54%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$93.7 £69.9

-91.28%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$5.17 £3.86

-91.49%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$4.04 £3.01

-88.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$24.90 £18.59

-77.51%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.10 £1.56

-60.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$40.6K £30.3K

-39.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$43.8K £32.7K

-27.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$200 £149

-61.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$13.43 £10.03

-54.28%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$39.42 £29.43

-52.00%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$43.86 £32.74

16.26%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$11.90 £8.89

53.36%

Cinema Ticket

$4.38 Rp 79.3K

$11.19 £8.35

-60.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,909 £1,425

-74.20%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$24.5K £18.3K

-50.05%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$85.9 £64.1

-47.42%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$60.3 £44.98

-42.09%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$110 £81.9

-28.58%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$163 £122

-52.33%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,174 £877

-8.24%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,164 £869

-42.86%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$2,174 £1,623

61.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,768 £1,320

-5.49%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$5,177 £3,865

-54.80%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$3,509 £2,620

-36.28%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Haverhill: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Haverhill

$1.2K 48.7% 75% $499

Groceries & Markets

Ubud, Bali

$279 21%

Haverhill

$267 11.2% 4.5% $12

Clothing & Footwear

Ubud, Bali

$106 8%

Haverhill

$189 7.9% 77.4% $82

Eating Out

Ubud, Bali

$106 8%

Haverhill

$316 13.2% 199% $210

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Haverhill

$253 10.6% 146% $150

Sport & Entertainment

Ubud, Bali

$60 4.5%

Haverhill

$66 2.8% 10.8% $6.5

Getting Around

Ubud, Bali

$12 0.9%

Haverhill

$137 5.7% 1049% $125

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,174 in Haverhill. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $113 in Haverhill. Groceries flip the comparison at $279 vs $267, with Haverhill cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Haverhill

🕒 Local time

06:09 6:09 AM

22:09 10:09 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,041

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 6, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Haverhill 12,440 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Haverhill

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Haverhill: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Haverhill. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $3,587 in Haverhill to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,174 in Haverhill. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,392 in Haverhill – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Haverhill. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Haverhill are both considered safe, so it’s unlikely to be the deciding factor between them.