Cost of Living in Haverhill - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,283 monthly including rent, or $1,002 excluding housing.

Estimated monthly costs for a couple: $3,408 with rent, or $1,910 without housing.

Monthly costs for a family of three come to about $4,533 including rent, or $2,817 for daily expenses alone.

Haverhill sits 60–70% above the global median across household types. Within Europe, costs are 29% above average – pricier than most cities in the region.

Meal at Budget Restaurant

$20.28 £15.11

$13.52 £10.08

$40.56 £30.22

Three-Course Dinner for Two, Mid-Range

$81.8 £60.9

$64.1 £47.72

$136 £102

Fast Food Meal (McDonalds, etc)

$10.21 £7.61

$8.62 £6.42

$12.28 £9.15

Cappuccino

$4.68 £3.48

$3.41 £2.54

$6.13 £4.57

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 £1.78

$1.52 £1.13

$4.19 £3.12

Water (0.33 liter bottle)

$1.61 £1.20

$1.34 £1.00

$2.68 £2.00

Local Beer (0.5 liter draught)

$6.01 £4.48

$3.97 £2.96

$8.33 £6.20

Imported Beer (0.33 liter bottle)

$6.18 £4.60

$4.82 £3.59

$8.24 £6.14

Milk (1 liter)

$1.64 £1.22

$0.97 £0.72

$2.28 £1.70

White Bread (500g)

$1.64 £1.22

$1.02 £0.76

$2.76 £2.06

Rice (white) (1kg)

$2.31 £1.72

$1.40 £1.04

$4.20 £3.13

Eggs

$3.80 £2.83

$2.39 £1.78

$5.29 £3.94

Local Cheese (1kg)

$9.82 £7.31

$4.34 £3.23

$16.53 £12.32

Chicken Fillets (1kg)

$8.96 £6.67

$5.51 £4.10

$12.17 £9.07

Beef Round Steak (1kg)

$13.89 £10.35

$7.38 £5.50

$21.48 £16.00

Apples (1kg)

$3.16 £2.35

$1.38 £1.03

$5.31 £3.96

Banana (1kg)

$1.58 £1.18

$1.07 £0.80

$2.79 £2.08

Oranges (1kg)

$2.78 £2.07

$1.33 £0.99

$3.98 £2.96

Tomato (1kg)

$3.60 £2.68

$1.67 £1.25

$6.19 £4.61

Potato (1kg)

$1.62 £1.20

$0.67 £0.50

$2.65 £1.97

Onion (1kg)

$1.52 £1.14

$1.10 £0.82

$2.75 £2.05

Lettuce (1 head)

$1.12 £0.83

$0.70 £0.52

$1.67 £1.24

Water (1.5 liter bottle)

$1.45 £1.08

$0.66 £0.49

$2.65 £1.98

Cigarettes 20 Pack (Marlboro, Camel)

$18.92 £14.10

$16.55 £12.33

$22.98 £17.12

Wine (Bottle)

$10.65 £7.93

$7.86 £5.86

$15.73 £11.72

Local Beer (0.5 liter bottle)

$2.69 £2.00

$1.59 £1.19

$3.98 £2.97

Imported Beer (0.33 liter bottle)

$3.08 £2.30

$1.59 £1.18

$5.28 £3.93

One-way Ticket (Public Transport)

$3.27 £2.44

$2.64 £1.97

$3.96 £2.95

Public Transport Monthly Pass (Regular Price)

$87.2 £65.0

$58.1 £43.31

$100 £74.7

Taxi Start (Normal Tariff)

$5.54 £4.13

$4.02 £2.99

$6.93 £5.16

Taxi (Normal Tariff) (1km)

$1.58 £1.18

$1.34 £1.00

$1.91 £1.43

Taxi 1hour Waiting (Normal Tariff)

$22.76 £16.96

$20.08 £14.96

$32.13 £23.94

Gasoline (1 liter)

$1.88 £1.40

$1.81 £1.35

$2.07 £1.54

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K £28.1K

$37.3K £27.8K

$37.7K £28.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.4K

$41.1K £30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 £216

$182 £135

$524 £390

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 £12.70

$13.49 £10.05

$40.53 £30.19

Internet (50+ Mbps, Unlimited Data)

$42.97 £32.01

$33.85 £25.22

$60.9 £45.40

Gym Membership (Monthly)

$45.27 £33.72

$26.82 £19.98

$60.4 £44.97

Tennis Court (1 Hour on Weekend)

$11.94 £8.89

Cinema Ticket

$13.64 £10.17

$9.55 £7.11

$20.46 £15.24

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,570 £1,170

$1,206 £898

$2,144 £1,597

International Primary School, 1 Child (Yearly)

$18.3K £13.6K

$15.2K £11.4K

$24.4K £18.2K

Jeans (Levis 501 Or Similar)

$84.8 £63.2

$41.26 £30.74

$138 £102

Summer Dress (H&M, Zara, etc)

$43.83 £32.65

$27.39 £20.41

$68.5 £51.0

Sport Shoes (Adidas, Nike)

$93.4 £69.6

$54.9 £40.93

$137 £102

Men's Leather Business Shoes

$98.6 £73.4

$61.2 £45.58

$163 £122

1-bedroom Apartment, City Center (Monthly)

$1,239 £923

$964 £718

$1,239 £923

1-bedroom Apartment, Outside City Center (Monthly)

$983 £732

$733 £546

$1,033 £769

3-bedroom Apartment, City Center (Monthly)

$2,004 £1,493

$1,556 £1,159

$2,137 £1,592

3-bedroom Apartment, Outside City Center (Monthly)

$1,714 £1,277

$1,303 £971

$1,920 £1,430

Buy Apartment in City Center (m2)

$5,848 £4,357

$814 £607

$5,848 £4,357

Average Monthly Net Salary (After Tax)

$2,161 £1,610

20-Year Fixed Mortgage Interest Rate (Annual %)

5.63

4.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

Expect to pay about $1,239 for a central one-bedroom, or $983 outside the center. At 57% of the average salary ($2,161), housing is the biggest financial pressure.

Average take-home pay sits at $2,161, while typical expenses reach $2,283. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $298 monthly on groceries. Dining out at a mid-range restaurant costs roughly $82.0 for two – broadly in line with the European average.

Public transport is priced at around $87.2 per month – above the European average of $48.00.

Cost Highlights

Haverhill is more expensive than 74% of cities worldwide and 82% within Europe.

Haverhill Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Haverhill - Frequently Asked Questions

Haverhill offers a grounded balance for budget-minded travelers and remote workers. Compared with big-city hubs, you’ll typically find more affordable housing options and quieter streets, which helps stretch a daily budget. The Cost of Living in Haverhill sits in a middle ground: reasonable rents, modest dining choices, and affordable groceries, with price gaps narrowing if you venture into nearby Cambridge or Bury St Edmunds. For workations, the town provides reliable broadband in many cafes and coworking spaces, plus straightforward commutes by car or train to nearby transport hubs. Seasonal events and local markets add low-cost, authentic experiences. Tip: map a weekly routine that balances work sessions with outdoor breaks to manage energy and costs.

Daily life in Haverhill balances practicality with accessibility. When you search housing, look for terraces or flats on established streets, and consider house shares to keep costs predictable. The Haverhill living cost baseline helps compare options across neighborhoods and with nearby towns. Grocery runs are straightforward with several supermarkets and weekly markets offering fresh, affordable options. For getting around, local bus routes and bike-friendly streets make short trips feasible, while rail links connect you to bigger hubs for occasional needs. Co-working is possible in libraries or dedicated spaces, and a café-work routine can keep you energized. Tip: set a weekly plan that matches peak market days and quiet midweek hours.

Quality of life in Haverhill hinges on choosing the right neighborhood and budgeting flexibly. If you want easy access to shops and the town center, pick a closer-to-downtown area; if you prefer quiet, look at residential streets a bit farther out. Use a simple budgeting framework: fixed costs (rent, utilities) plus flexible categories (food, transport, entertainment). In winter, plan for heating and damp-proofing considerations; in summer, garden access and outdoor spaces matter. Seasonality in markets and events can add or cut costs, so align your plans with local schedules. Tip: dedicate a monthly review to adjust your routines and find cost-effective spots for routines like coffee, workouts, and groceries.

A single person in Haverhill typically spends $2,283 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,002. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.

As of 2026, monthly living costs in Haverhill come to around $2,283 including rent, or roughly $1,002 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

Around $3,424 take-home puts you in a comfortable spot in Haverhill – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.

Rents for a 1-bedroom flat in Haverhill range from $983 to $1,239, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

A regular gym membership in Haverhill costs around $45.27 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.

Expect to spend around $298 per month on groceries in Haverhill. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.

Living on $2,000 in Haverhill means careful planning, since monthly costs average $2,283. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

Remote workers pick Haverhill for good reason: fast internet, low crime rates, clean air, all at about $2,283 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.