Last update: Oct 2026

Cost of Living Comparison Between Haverhill and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,220 in Haverhill, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

108

Cost of Living Index in Haverhill
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Haverhill Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Haverhill

🇬🇧 United Kingdom

$2,220

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Haverhill and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haverhill and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,220 in Haverhill versus $1,368 in Ubud, Bali.

Haverhill $2,220
Ubud, Bali $1,368

Estimated couple costs with rent: $3,383 in Haverhill versus $2,314 in Ubud, Bali.

Haverhill $3,383
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,545 in Haverhill versus $3,260 in Ubud, Bali.

Haverhill $4,545
Ubud, Bali $3,260

Living in Haverhill is roughly 62% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Haverhill 64% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$19.48 £14.62

$3.33 Rp 59.9K

484.98%

Three-Course Dinner for Two, Mid-Range

$114 £85.4

$35.18 Rp 633.2K

223.45%

Fast Food Meal (McDonalds, etc)

$10.75 £8.07

$5.80 Rp 104.5K

85.34%

Cappuccino

$4.77 £3.58

$2.73 Rp 49.1K

74.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 £1.28

$1.64 Rp 29.5K

3.66%

Water (0.33 liter bottle)

$1.71 £1.28

$0.83 Rp 15.0K

106.02%

Local Beer (0.5 liter draught)

$7.47 £5.61

$2.70 Rp 48.6K

176.67%

Imported Beer (0.33 liter bottle)

$6.49 £4.87

$4.30 Rp 77.4K

50.93%

Milk (1 liter)

$1.63 £1.22

$1.50 Rp 27.1K

8.67%

White Bread (500g)

$1.56 £1.17

$2.30 Rp 41.4K

-32.17%

Rice (white) (1kg)

$1.62 £1.22

$1.18 Rp 21.2K

37.29%

Eggs

$2.09 £1.57

$2.14 Rp 38.6K

-2.34%

Local Cheese (1kg)

$11.16 £8.37

$17.48 Rp 314.6K

-36.16%

Chicken Fillets (1kg)

$10.02 £7.52

$4.03 Rp 72.5K

148.64%

Beef Round Steak (1kg)

$12.75 £9.56

$12.23 Rp 220.1K

4.25%

Apples (1kg)

$2.09 £1.57

$3.55 Rp 63.9K

-41.13%

Banana (1kg)

$1.20 £0.90

$1.57 Rp 28.3K

-23.57%

Oranges (1kg)

$1.82 £1.36

$2.24 Rp 40.2K

-18.75%

Tomato (1kg)

$1.69 £1.27

$1.93 Rp 34.7K

-12.44%

Potato (1kg)

$1.49 £1.12

$1.88 Rp 33.9K

-20.74%

Onion (1kg)

$1.54 £1.16

$2.29 Rp 41.3K

-32.75%

Lettuce (1 head)

$0.38 £0.29

$0.99 Rp 17.9K

-61.62%

Water (1.5 liter bottle)

$1.96 £1.47

$0.53 Rp 9,475

269.81%

Cigarettes 20 Pack (Marlboro, Camel)

$23.60 £17.71

$2.28 Rp 41.1K

935.09%

Wine (Bottle)

$8.04 £6.03

$23.01 Rp 414.2K

-65.06%

Local Beer (0.5 liter bottle)

$1.71 £1.28

$2.34 Rp 42.2K

-26.92%

Imported Beer (0.33 liter bottle)

$2.00 £1.50

$2.91 Rp 52.4K

-31.27%

One-way Ticket (Public Transport)

$3.52 £2.64

$0.24 Rp 4,315

1366.67%

Public Transport Monthly Pass (Regular Price)

$97.8 £73.4

$8.82 Rp 158.7K

1008.96%

Taxi Start (Normal Tariff)

$4.76 £3.57

$0.48 Rp 8,684

891.67%

Taxi (Normal Tariff) (1km)

$3.99 £2.99

$0.46 Rp 8,233

767.39%

Taxi 1hour Waiting (Normal Tariff)

$25.99 £19.50

$5.45 Rp 98.2K

376.88%

Gasoline (1 liter)

$2.12 £1.59

$0.88 Rp 15.9K

140.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K £29.7K

$24.6K Rp 442.2M

61.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.9K £32.9K

$31.2K Rp 561.4M

40.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 £151

$83.0 Rp 1.5M

142.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.98 £9.74

$6.45 Rp 116.0K

101.24%

Internet (50+ Mbps, Unlimited Data)

$38.92 £29.20

$18.57 Rp 334.2K

109.59%

Gym Membership (Monthly)

$45.94 £34.47

$55.8 Rp 1.0M

-17.70%

Tennis Court (1 Hour on Weekend)

$11.72 £8.79

$18.11 Rp 326.0K

-35.28%

Cinema Ticket

$11.44 £8.58

$4.38 Rp 78.9K

161.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,882 £1,412

$493 Rp 8.9M

281.73%

International Primary School, 1 Child (Yearly)

$24.2K £18.2K

$5,754 Rp 103.6M

320.76%

Jeans (Levis 501 Or Similar)

$84.9 £63.7

$46.19 Rp 831.4K

83.72%

Summer Dress (H&M, Zara, etc)

$59.1 £44.31

$35.33 Rp 636.0K

67.20%

Sport Shoes (Adidas, Nike)

$109 £81.7

$79.1 Rp 1.4M

37.65%

Men's Leather Business Shoes

$160 £120

$78.4 Rp 1.4M

104.45%

1-bedroom Apartment, City Center (Monthly)

$1,215 £912

$1,142 Rp 20.6M

6.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,003 £753

$676 Rp 12.2M

48.49%

3-bedroom Apartment, City Center (Monthly)

$2,103 £1,578

$3,503 Rp 63.1M

-39.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,636 £1,227

$1,700 Rp 30.6M

-3.77%

Buy Apartment in City Center (m2)

$5,026 £3,771

$2,784 Rp 50.1M

80.53%

Buy Apartment Outside City Center (m2)

$3,784 £2,839

$2,241 Rp 40.3M

68.90%

Average Monthly Net Salary (After Tax)

$2,102 £1,577

$165 Rp 3.0M

1177.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haverhill: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Haverhill

$1K 45.2%

Ubud, Bali

$676 49.4% 32.7% $328

Eating Out

Haverhill

$309 13.9%

Ubud, Bali

$109 8% 64.8% $201

Groceries & Markets

Haverhill

$263 11.9%

Ubud, Bali

$290 21.2% 10.4% $27

Monthly Utilities & Internet

Haverhill

$253 11.4%

Ubud, Bali

$108 7.9% 57.3% $145

Clothing & Footwear

Haverhill

$186 8.4%

Ubud, Bali

$108 7.9% 42.1% $78

Getting Around

Haverhill

$137 6.2%

Ubud, Bali

$13 0.9% 90.8% $124

Sport & Entertainment

Haverhill

$69 3.1%

Ubud, Bali

$65 4.7% 6.2% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,215 in Haverhill and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Haverhill pays 1178% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $114 in Haverhill vs $35.00 in Ubud, Bali. Groceries flip the comparison at $263 vs $290, with Haverhill cheaper for home cooking.

Good to know

🇬🇧 Haverhill

🇮🇩 Ubud, Bali

🕒 Local time

01:27 1:27 AM

08:27 8:27 AM

7 h ahead of Haverhill

🌤 Weather

👥 Population

27,041

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Between locations

Haverhill Ubud, Bali 12,440 km ≈ 16 h nonstop flight

From you

Haverhill
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haverhill vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 62% lower than in Haverhill. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1178% higher in Haverhill, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,215 in Haverhill versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,220 per month in Haverhill versus $1,368 in Ubud, Bali – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1009% less than in Haverhill. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,220 in Haverhill, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Haverhill. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Haverhill and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Haverhill. Beyond cost, consider language, visa policies, and how big the international community is in each city.