Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hardoi

For one person, living is cheaper in Hardoi: $368 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Hardoi
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Hardoi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hardoi

🇮🇳 India

$368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hardoi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hardoi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $368 in Hardoi.

Ubud, Bali $1,331
Hardoi $368

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $588 in Hardoi.

Ubud, Bali $2,255
Hardoi $588

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $809 in Hardoi.

Ubud, Bali $3,180
Hardoi $809

Living in Ubud, Bali is roughly 261% more expensive than in Hardoi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Hardoi 73% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$2.09 ₹197

61.72%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$10.64 ₹1,005

225.66%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$3.75 ₹354

48.53%

Cappuccino

$2.62 Rp 47.3K

$1.64 ₹154

59.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.37 ₹35.06

316.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.13 ₹12.39

392.31%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.87 ₹176

42.78%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$2.90 ₹274

46.90%

Milk (1 liter)

$1.46 Rp 26.4K

$0.66 ₹62.8

121.21%

White Bread (500g)

$2.29 Rp 41.4K

$0.44 ₹42.02

420.45%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.67 ₹63.5

65.67%

Eggs

$2.10 Rp 37.9K

$0.90 ₹85.3

133.33%

Local Cheese (1kg)

$15.94 Rp 287.7K

$4.49 ₹424

255.01%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$2.79 ₹264

39.07%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

Apples (1kg)

$3.55 Rp 64.1K

$1.92 ₹181

84.90%

Banana (1kg)

$1.54 Rp 27.7K

$0.66 ₹62.7

133.33%

Oranges (1kg)

$2.23 Rp 40.2K

$0.89 ₹83.8

150.56%

Tomato (1kg)

$1.97 Rp 35.6K

$0.45 ₹42.42

337.78%

Potato (1kg)

$1.86 Rp 33.5K

$0.32 ₹30.56

481.25%

Onion (1kg)

$2.42 Rp 43.6K

$0.38 ₹35.88

536.84%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.47 ₹44.56

117.02%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.29 ₹27.36

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.01 ₹473

-56.09%

Wine (Bottle)

$21.79 Rp 393.2K

$7.17 ₹677

203.91%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.58 ₹149

47.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.69 ₹254

10.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.98 ₹471

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.21 ₹19.77

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$7.16 ₹676

14.11%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.81 ₹76.6

-45.68%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.27 ₹25.66

74.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$1.56 ₹148

258.97%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.11 ₹105

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$11.1K ₹1.0M

120.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$19.9K ₹1.9M

59.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$35.61 ₹3,364

117.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$3.40 ₹321

80.59%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$6.42 ₹606

194.70%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$14.38 ₹1,358

254.59%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$6.47 ₹612

182.07%

Cinema Ticket

$4.38 Rp 79.1K

$2.87 ₹271

52.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$45.30 ₹4,279

987.02%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$1,442 ₹136.2K

747.80%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$21.67 ₹2,047

108.40%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$24.03 ₹2,270

45.19%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$38.61 ₹3,648

102.85%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$28.59 ₹2,701

172.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$122 ₹11.5K

784.90%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$78.1 ₹7,380

751.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$271 ₹25.6K

1196.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$188 ₹17.8K

787.94%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$928 ₹87.7K

152.14%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$542 ₹51.2K

312.95%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$291 ₹27.5K

-42.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hardoi: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hardoi

$78 21.2% 88.2% $587

Groceries & Markets

Ubud, Bali

$279 21%

Hardoi

$99 26.8% 64.6% $181

Clothing & Footwear

Ubud, Bali

$106 8%

Hardoi

$51 13.8% 52.2% $56

Eating Out

Ubud, Bali

$106 8%

Hardoi

$65 17.6% 38.8% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hardoi

$45 12.3% 55.7% $57

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hardoi

$20 5.5% 66.3% $40

Getting Around

Ubud, Bali

$12 0.9%

Hardoi

$10 2.8% 15% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $122 in Hardoi. Housing cost is often the main lever when comparing two cities.

Hardoi pays 75% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $11 in Hardoi for a mid-range dinner for two. Groceries echo the gap at $279 vs $99 per month, with Hardoi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Hardoi

🕒 Local time

10:10 10:10 AM

07:40 7:40 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

126,900

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hardoi 5,500 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Hardoi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hardoi: Cost of Living - Frequently Asked Questions

Hardoi wins on cost – living expenses run 72% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Hardoi the obvious pick if budget is a priority.

On paper, salaries run 43% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $122 in Hardoi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $368 in Hardoi – Hardoi is about 72% cheaper, which adds up to real savings over time.

A monthly transit pass in Hardoi runs roughly 12% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $368 in Hardoi versus $1,331 in Ubud, Bali, a $800 budget is realistic in Hardoi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hardoi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hardoi gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.