Last update: Nov 2026

Cost of Living Comparison Between Hardoi and Ubud, Bali

For one person, living is cheaper in Hardoi: $368 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Hardoi
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Hardoi Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hardoi

🇮🇳 India

$368

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hardoi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hardoi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $368 in Hardoi versus $1,331 in Ubud, Bali.

Hardoi $368
Ubud, Bali $1,331

Estimated couple costs with rent: $588 in Hardoi versus $2,255 in Ubud, Bali.

Hardoi $588
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $809 in Hardoi versus $3,180 in Ubud, Bali.

Hardoi $809
Ubud, Bali $3,180

Living in Hardoi costs roughly 72% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Hardoi 73% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.09 ₹197

$3.38 Rp 61.0K

-38.17%

Three-Course Dinner for Two, Mid-Range

$10.64 ₹1,005

$34.65 Rp 626.3K

-69.29%

Fast Food Meal (McDonalds, etc)

$3.75 ₹354

$5.57 Rp 100.7K

-32.68%

Cappuccino

$1.64 ₹154

$2.62 Rp 47.3K

-37.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.06

$1.54 Rp 27.8K

-75.97%

Water (0.33 liter bottle)

$0.13 ₹12.39

$0.64 Rp 11.6K

-79.69%

Local Beer (0.5 liter draught)

$1.87 ₹176

$2.67 Rp 48.2K

-29.96%

Imported Beer (0.33 liter bottle)

$2.90 ₹274

$4.26 Rp 77.1K

-31.92%

Milk (1 liter)

$0.66 ₹62.8

$1.46 Rp 26.4K

-54.79%

White Bread (500g)

$0.44 ₹42.02

$2.29 Rp 41.4K

-80.79%

Rice (white) (1kg)

$0.67 ₹63.5

$1.11 Rp 20.0K

-39.64%

Eggs

$0.90 ₹85.3

$2.10 Rp 38.0K

-57.14%

Local Cheese (1kg)

$4.49 ₹424

$15.94 Rp 288.1K

-71.83%

Chicken Fillets (1kg)

$2.79 ₹264

$3.88 Rp 70.2K

-28.09%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

Apples (1kg)

$1.92 ₹181

$3.55 Rp 64.2K

-45.92%

Banana (1kg)

$0.66 ₹62.7

$1.54 Rp 27.8K

-57.14%

Oranges (1kg)

$0.89 ₹83.8

$2.23 Rp 40.3K

-60.09%

Tomato (1kg)

$0.45 ₹42.42

$1.97 Rp 35.6K

-77.16%

Potato (1kg)

$0.32 ₹30.57

$1.86 Rp 33.6K

-82.80%

Onion (1kg)

$0.38 ₹35.88

$2.42 Rp 43.7K

-84.30%

Lettuce (1 head)

$0.47 ₹44.57

$1.02 Rp 18.5K

-53.92%

Water (1.5 liter bottle)

$0.29 ₹27.37

$0.52 Rp 9,441

-44.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.01 ₹473

$2.20 Rp 39.7K

127.73%

Wine (Bottle)

$7.17 ₹677

$21.79 Rp 393.8K

-67.09%

Local Beer (0.5 liter bottle)

$1.58 ₹149

$2.33 Rp 42.0K

-32.19%

Imported Beer (0.33 liter bottle)

$2.69 ₹254

$2.97 Rp 53.7K

-9.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.98 ₹471

One-way Ticket (Public Transport)

$0.21 ₹19.77

$0.25 Rp 4,526

-16.00%

Public Transport Monthly Pass (Regular Price)

$7.16 ₹676

$8.17 Rp 147.8K

-12.36%

Taxi Start (Normal Tariff)

$0.81 ₹76.6

$0.44 Rp 7,912

84.09%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$0.47 Rp 8,458

-42.55%

Taxi 1hour Waiting (Normal Tariff)

$1.56 ₹148

$5.60 Rp 101.2K

-72.14%

Gasoline (1 liter)

$1.11 ₹105

$0.83 Rp 15.0K

33.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.0M

$24.4K Rp 441.9M

-54.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K ₹1.9M

$31.7K Rp 572.9M

-37.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.61 ₹3,364

$77.5 Rp 1.4M

-54.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.40 ₹321

$6.14 Rp 111.1K

-44.63%

Internet (50+ Mbps, Unlimited Data)

$6.42 ₹607

$18.92 Rp 341.9K

-66.07%

Gym Membership (Monthly)

$14.38 ₹1,358

$51.0 Rp 921.7K

-71.80%

Tennis Court (1 Hour on Weekend)

$6.47 ₹612

$18.25 Rp 329.8K

-64.55%

Cinema Ticket

$2.87 ₹271

$4.38 Rp 79.2K

-34.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.30 ₹4,279

$492 Rp 8.9M

-90.80%

International Primary School, 1 Child (Yearly)

$1,442 ₹136.2K

$12.2K Rp 220.9M

-88.20%

Jeans (Levis 501 Or Similar)

$21.67 ₹2,047

$45.16 Rp 816.3K

-52.02%

Summer Dress (H&M, Zara, etc)

$24.03 ₹2,270

$34.89 Rp 630.6K

-31.13%

Sport Shoes (Adidas, Nike)

$38.61 ₹3,648

$78.3 Rp 1.4M

-50.70%

Men's Leather Business Shoes

$28.59 ₹2,701

$77.9 Rp 1.4M

-63.28%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$1,078 Rp 19.5M

-88.70%

1-bedroom Apartment, Outside City Center (Monthly)

$78.1 ₹7,381

$665 Rp 12.0M

-88.25%

3-bedroom Apartment, City Center (Monthly)

$271 ₹25.6K

$3,510 Rp 63.4M

-92.29%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₹17.8K

$1,671 Rp 30.2M

-88.74%

Buy Apartment in City Center (m2)

$928 ₹87.7K

$2,340 Rp 42.3M

-60.34%

Buy Apartment Outside City Center (m2)

$542 ₹51.2K

$2,236 Rp 40.4M

-75.78%

Average Monthly Net Salary (After Tax)

$291 ₹27.5K

$166 Rp 3.0M

75.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

13.78

-35.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hardoi: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hardoi

$99 26.8%

Ubud, Bali

$279 21% 183% $181

Accommodation & Living

Hardoi

$78 21.2%

Ubud, Bali

$665 50% 751% $587

Eating Out

Hardoi

$65 17.6%

Ubud, Bali

$106 8% 63.3% $41

Clothing & Footwear

Hardoi

$51 13.8%

Ubud, Bali

$106 8% 109% $56

Monthly Utilities & Internet

Hardoi

$45 12.3%

Ubud, Bali

$103 7.7% 126% $57

Sport & Entertainment

Hardoi

$20 5.5%

Ubud, Bali

$60 4.5% 197% $40

Getting Around

Hardoi

$10 2.8%

Ubud, Bali

$12 0.9% 17.6% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Hardoi and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hardoi pays 75% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Hardoi vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $99 vs $279 per month, with Hardoi cheaper across the board.

Good to know

🇮🇳 Hardoi

🇮🇩 Ubud, Bali

🕒 Local time

04:23 4:23 AM

06:53 6:53 AM

2 h 30 min ahead of Hardoi

🌤 Weather

👥 Population

126,900

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Hardoi Ubud, Bali 5,500 km ≈ 7 h nonstop flight

From you

Hardoi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hardoi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hardoi wins on cost – living expenses run 72% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Hardoi the obvious pick if budget is a priority.

Average pay runs 75% higher in Hardoi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Hardoi versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $368 per month in Hardoi versus $1,331 in Ubud, Bali – Hardoi is about 72% cheaper, which adds up to real savings over time.

A monthly transit pass in Hardoi runs roughly 12% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $368 in Hardoi versus $1,331 in Ubud, Bali, a $800 budget is realistic in Hardoi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hardoi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hardoi gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.