Cost of Living Comparison Between Ubud, Bali and Harda Cost of Living Comparison Between Ubud, Bali and Harda

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $386 in Harda, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $608 in Harda, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $831 in Harda, rent included.

Ubud, Bali costs about 260% more than Harda, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Harda is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$2.28 ₹218

56.58%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$10.27 ₹982

214.70%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$3.63 ₹347

38.02%

Cappuccino

$2.82 Rp 51.1K

$1.57 ₹150

79.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.41 ₹38.95

229.27%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 ₹16.86

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.78 ₹170

64.61%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.01 ₹288

30.90%

Milk (1 liter)

$1.78 Rp 32.2K

$0.70 ₹67.1

154.29%

White Bread (500g)

$2.45 Rp 44.3K

$0.45 ₹42.71

444.44%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.70 ₹67.0

64.29%

Eggs

$2.41 Rp 43.7K

$0.89 ₹84.7

170.79%

Local Cheese (1kg)

$14.33 Rp 259.1K

$5.12 ₹490

179.88%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$2.93 ₹280

43.00%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

Apples (1kg)

$3.64 Rp 65.8K

$2.05 ₹196

77.56%

Banana (1kg)

$1.57 Rp 28.3K

$0.67 ₹63.6

134.33%

Oranges (1kg)

$2.79 Rp 50.4K

$1.00 ₹95.9

179.00%

Tomato (1kg)

$2.24 Rp 40.5K

$0.50 ₹47.92

348.00%

Potato (1kg)

$1.98 Rp 35.8K

$0.35 ₹33.87

465.71%

Onion (1kg)

$2.28 Rp 41.2K

$0.45 ₹42.67

406.67%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.45 ₹43.07

133.33%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.34 ₹32.85

132.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$4.01 ₹384

-20.45%

Wine (Bottle)

$23.49 Rp 424.8K

$7.41 ₹709

217.00%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.68 ₹161

72.62%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.80 ₹268

-1.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹480

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.30 ₹28.99

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$8.88 ₹849

-5.74%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.80 ₹76.3

-43.75%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.26 ₹24.95

76.92%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$1.46 ₹140

315.75%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.15 ₹110

-25.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$14.2K ₹1.4M

87.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$21.6K ₹2.1M

50.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$39.61 ₹3,788

99.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$3.42 ₹327

19.59%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$7.19 ₹687

231.71%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$15.81 ₹1,512

524.79%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$6.96 ₹666

-8.76%

Cinema Ticket

$4.01 Rp 72.5K

$2.96 ₹283

35.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$51.1 ₹4,886

481.80%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$1,518 ₹145.2K

334.90%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$24.27 ₹2,321

120.15%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$25.32 ₹2,421

50.51%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$42.64 ₹4,078

107.90%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$31.91 ₹3,052

140.11%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$124 ₹11.8K

723.51%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$75.4 ₹7,215

801.72%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$273 ₹26.1K

1170.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$178 ₹17.0K

1072.82%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$860 ₹82.3K

217.27%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$535 ₹51.1K

329.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$205 ₹19.6K

-20.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Harda: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $124 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Harda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $10.00 in Harda. Monthly groceries follow the same trend: $298 vs $105 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $386 in Harda – roughly 260% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $579 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 6% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $51.1 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $386, than in Ubud, Bali at $1,392. In Harda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $386 in Harda to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.