Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Harda

For one person, living is cheaper in Harda: $376 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Harda
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Harda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Harda

🇮🇳 India

$376

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Harda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Harda actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $376 in Harda, rent included.

Ubud, Bali $1,331
Harda $376

A couple spends around $2,255 per month in Ubud, Bali vs $608 in Harda, rent included.

Ubud, Bali $2,255
Harda $608

A family of three spends $3,180 per month in Ubud, Bali vs $841 in Harda, rent included.

Ubud, Bali $3,180
Harda $841

Ubud, Bali costs about 254% more than Harda, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Harda are more affordable than the global median – Ubud, Bali 2% lower, Harda 72% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.16 ₹204

56.48%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$10.55 ₹998

228.44%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.72 ₹352

49.73%

Cappuccino

$2.62 Rp 47.6K

$1.58 ₹150

65.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.31 ₹28.91

396.77%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.22 ₹20.87

190.91%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.69 ₹160

57.99%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.98 ₹282

42.95%

Milk (1 liter)

$1.46 Rp 26.5K

$0.69 ₹65.0

111.59%

White Bread (500g)

$2.29 Rp 41.6K

$0.49 ₹46.63

367.35%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.64 ₹60.7

73.44%

Eggs

$2.10 Rp 38.1K

$0.90 ₹85.4

133.33%

Local Cheese (1kg)

$15.94 Rp 289.4K

$4.12 ₹390

286.89%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.85 ₹270

36.14%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

Apples (1kg)

$3.55 Rp 64.5K

$1.87 ₹177

89.84%

Banana (1kg)

$1.54 Rp 27.9K

$0.69 ₹64.9

123.19%

Oranges (1kg)

$2.23 Rp 40.5K

$0.91 ₹85.9

145.05%

Tomato (1kg)

$1.97 Rp 35.8K

$0.45 ₹42.23

337.78%

Potato (1kg)

$1.86 Rp 33.7K

$0.35 ₹33.53

431.43%

Onion (1kg)

$2.42 Rp 43.9K

$0.37 ₹35.10

554.05%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.47 ₹44.34

117.02%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.29 ₹27.20

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.04 ₹477

-56.35%

Wine (Bottle)

$21.79 Rp 395.6K

$7.46 ₹706

192.09%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.64 ₹155

42.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.57 ₹243

15.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹414

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.21 ₹19.79

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.03 ₹665

16.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.98 ₹92.9

-55.10%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.25 ₹23.29

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$1.70 ₹161

229.41%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.14 ₹108

-27.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$11.4K ₹1.1M

114.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$19.8K ₹1.9M

60.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$34.68 ₹3,282

123.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$3.36 ₹318

82.74%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$6.59 ₹624

187.10%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$14.92 ₹1,412

241.76%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$6.40 ₹606

185.16%

Cinema Ticket

$4.38 Rp 79.6K

$3.05 ₹288

43.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$51.4 ₹4,861

858.58%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$1,768 ₹167.3K

591.30%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$21.00 ₹1,987

115.05%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$25.23 ₹2,388

38.29%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$39.11 ₹3,702

100.26%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.02 ₹2,935

151.03%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$105 ₹9,917

928.29%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$85.0 ₹8,043

682.41%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$267 ₹25.3K

1214.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$217 ₹20.5K

669.69%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,017 ₹96.2K

130.10%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$554 ₹52.4K

303.93%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$209 ₹19.8K

-20.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.9

54.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Harda: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Harda

$85 22.6% 87.2% $580

Groceries & Markets

Ubud, Bali

$279 21%

Harda

$99 26.4% 64.5% $180

Clothing & Footwear

Ubud, Bali

$106 8%

Harda

$52 13.9% 50.7% $54

Eating Out

Ubud, Bali

$106 8%

Harda

$64 17% 39.5% $42

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Harda

$45 11.9% 56.5% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Harda

$21 5.6% 64.8% $39

Getting Around

Ubud, Bali

$12 0.9%

Harda

$10 2.7% 15.6% $1.9

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $105 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Harda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $11 in Harda. Monthly groceries follow the same trend: $279 vs $99 – making Harda the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Harda

🕒 Local time

10:51 10:51 AM

08:21 8:21 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1,000 INR = 10.57 USD

1,000 INR = 9.39 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.64 INR (100 INR = 1.06 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Harda 5,390 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Harda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $376 in Harda – Harda comes out roughly 72% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $564 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,078 in Ubud, Bali.

Public transport costs about 14% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $51 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Harda, where all-in costs run around $376, than in Ubud, Bali at $1,331. In Harda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Harda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Harda is the easier option financially – housing and daily costs are lower, and overall it costs about 72% less, which matters a lot on a fixed budget or early-career salary.