Cost of Living Comparison Between Ubud, Bali and Harda Cost of Living Comparison Between Ubud, Bali and Harda

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $390 in Harda, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $621 in Harda, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $852 in Harda, rent included.

Ubud, Bali costs about 260% more than Harda, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Harda is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.38 ₹227

50.00%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$10.50 ₹999

209.52%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.64 ₹346

33.52%

Cappuccino

$2.75 Rp 49.2K

$1.53 ₹146

79.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.38 ₹35.89

247.37%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.18 ₹17.33

288.89%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.72 ₹163

69.19%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.14 ₹299

20.70%

Milk (1 liter)

$1.71 Rp 30.6K

$0.70 ₹66.4

144.29%

White Bread (500g)

$2.47 Rp 44.3K

$0.45 ₹43.02

448.89%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.72 ₹68.5

66.67%

Eggs

$2.44 Rp 43.8K

$0.91 ₹86.2

168.13%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.88 ₹464

194.67%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.03 ₹288

42.24%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.00 ₹190

84.00%

Banana (1kg)

$1.55 Rp 27.8K

$0.67 ₹63.9

131.34%

Oranges (1kg)

$2.79 Rp 49.9K

$0.92 ₹87.5

203.26%

Tomato (1kg)

$2.33 Rp 41.8K

$0.50 ₹47.23

366.00%

Potato (1kg)

$1.97 Rp 35.3K

$0.38 ₹36.59

418.42%

Onion (1kg)

$2.31 Rp 41.4K

$0.44 ₹42.26

425.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.45 ₹42.79

135.56%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.32 ₹30.40

128.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.89 ₹370

-15.68%

Wine (Bottle)

$22.79 Rp 408.4K

$6.89 ₹656

230.77%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.75 ₹167

60.57%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.92 ₹278

-4.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.03 ₹478

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.28 ₹26.37

3.57%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.62 ₹820

-6.50%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.83 ₹78.5

-45.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.26 ₹24.73

73.08%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.48 ₹141

321.62%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.21 ₹115

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$14.0K ₹1.3M

84.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$21.6K ₹2.1M

46.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$38.47 ₹3,659

109.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.52 ₹335

15.34%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$7.50 ₹713

225.60%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.75 ₹1,498

520.13%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.86 ₹653

-5.98%

Cinema Ticket

$4.04 Rp 72.4K

$2.88 ₹274

40.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$50.7 ₹4,818

500.14%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,537 ₹146.1K

330.83%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$24.00 ₹2,283

125.96%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$24.94 ₹2,371

55.49%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$42.30 ₹4,023

103.64%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$31.93 ₹3,036

140.12%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$125 ₹11.9K

686.03%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$76.9 ₹7,316

755.37%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$269 ₹25.6K

1150.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$183 ₹17.4K

1030.80%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$940 ₹89.4K

191.54%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$490 ₹46.6K

354.74%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$207 ₹19.7K

-20.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Harda: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $125 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Harda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Harda. Monthly groceries follow the same trend: $297 vs $104 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $390 in Harda – roughly 260% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $585 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $50.7 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $390, than in Ubud, Bali at $1,404. In Harda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $390 in Harda to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.