Cost of Living Comparison Between Ubud, Bali and Harda Cost of Living Comparison Between Ubud, Bali and Harda

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $391 in Harda, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $619 in Harda, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $846 in Harda, rent included.

Ubud, Bali costs about 268% more than Harda, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Harda is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.38 ₹226

50.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$10.58 ₹1,005

207.94%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.75 ₹356

35.20%

Cappuccino

$2.83 Rp 49.0K

$1.57 ₹150

80.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.41 ₹38.68

226.83%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.16 ₹14.75

331.25%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.77 ₹168

68.93%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.01 ₹286

27.91%

Milk (1 liter)

$1.74 Rp 30.2K

$0.66 ₹62.8

163.64%

White Bread (500g)

$2.54 Rp 44.0K

$0.48 ₹45.99

429.17%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.71 ₹67.5

67.61%

Eggs

$2.43 Rp 42.0K

$0.89 ₹84.9

173.03%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.14 ₹488

185.21%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.92 ₹277

43.15%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$1.97 ₹187

87.31%

Banana (1kg)

$1.61 Rp 27.8K

$0.68 ₹64.4

136.76%

Oranges (1kg)

$2.69 Rp 46.5K

$0.99 ₹93.8

171.72%

Tomato (1kg)

$2.33 Rp 40.4K

$0.50 ₹47.04

366.00%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 ₹33.56

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.41 ₹39.04

434.15%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.46 ₹43.40

130.43%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.32 ₹30.12

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.02 ₹381

-22.14%

Wine (Bottle)

$23.49 Rp 407.1K

$7.07 ₹671

232.25%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.69 ₹160

62.13%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.80 ₹266

2.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.24 ₹498

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₹26.17

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.76 ₹831

-6.74%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.78 ₹73.8

-42.31%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.24 ₹22.63

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.47 ₹139

319.05%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.18 ₹112

-28.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$13.8K ₹1.3M

89.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$21.8K ₹2.1M

49.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.96 ₹3,699

101.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.42 ₹325

15.50%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$7.27 ₹690

235.63%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$16.22 ₹1,540

495.19%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$6.93 ₹658

-8.37%

Cinema Ticket

$4.04 Rp 70.0K

$2.90 ₹275

39.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$51.1 ₹4,854

492.00%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,542 ₹146.4K

322.93%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$24.54 ₹2,330

119.40%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$25.69 ₹2,439

47.84%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$43.54 ₹4,134

99.27%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.58 ₹2,999

149.72%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$122 ₹11.6K

728.53%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$76.2 ₹7,237

784.76%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$271 ₹25.7K

1152.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$179 ₹16.9K

1075.35%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$978 ₹92.8K

205.26%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$525 ₹49.8K

345.86%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$211 ₹20.0K

-17.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Harda: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $122 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Harda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Harda. Monthly groceries follow the same trend: $298 vs $104 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $391 in Harda – roughly 268% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $587 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $51.1 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $391, than in Ubud, Bali at $1,438. In Harda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $391 in Harda to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.