Last update: Nov 2026

Cost of Living Comparison Between Harda and Ubud, Bali

For one person, living is cheaper in Harda: $376 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Harda
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Harda Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Harda

🇮🇳 India

$376

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Harda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $376 per month in Harda vs $1,331 in Ubud, Bali, rent included.

Harda $376
Ubud, Bali $1,331

A couple spends around $608 per month in Harda vs $2,255 in Ubud, Bali, rent included.

Harda $608
Ubud, Bali $2,255

A family of three spends $841 per month in Harda vs $3,180 in Ubud, Bali, rent included.

Harda $841
Ubud, Bali $3,180

Harda is about 72% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Harda and Ubud, Bali are more affordable than the global median – Harda 72% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.16 ₹204

$3.38 Rp 61.3K

-36.09%

Three-Course Dinner for Two, Mid-Range

$10.55 ₹998

$34.65 Rp 629.1K

-69.55%

Fast Food Meal (McDonalds, etc)

$3.72 ₹352

$5.57 Rp 101.2K

-33.21%

Cappuccino

$1.58 ₹150

$2.62 Rp 47.6K

-39.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₹28.91

$1.54 Rp 27.9K

-79.87%

Water (0.33 liter bottle)

$0.22 ₹20.87

$0.64 Rp 11.6K

-65.63%

Local Beer (0.5 liter draught)

$1.69 ₹160

$2.67 Rp 48.4K

-36.70%

Imported Beer (0.33 liter bottle)

$2.98 ₹282

$4.26 Rp 77.4K

-30.05%

Milk (1 liter)

$0.69 ₹65.0

$1.46 Rp 26.5K

-52.74%

White Bread (500g)

$0.49 ₹46.63

$2.29 Rp 41.6K

-78.60%

Rice (white) (1kg)

$0.64 ₹60.7

$1.11 Rp 20.1K

-42.34%

Eggs

$0.90 ₹85.4

$2.10 Rp 38.1K

-57.14%

Local Cheese (1kg)

$4.12 ₹390

$15.94 Rp 289.4K

-74.15%

Chicken Fillets (1kg)

$2.85 ₹270

$3.88 Rp 70.5K

-26.55%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

Apples (1kg)

$1.87 ₹177

$3.55 Rp 64.5K

-47.32%

Banana (1kg)

$0.69 ₹64.9

$1.54 Rp 27.9K

-55.19%

Oranges (1kg)

$0.91 ₹85.9

$2.23 Rp 40.5K

-59.19%

Tomato (1kg)

$0.45 ₹42.23

$1.97 Rp 35.8K

-77.16%

Potato (1kg)

$0.35 ₹33.53

$1.86 Rp 33.7K

-81.18%

Onion (1kg)

$0.37 ₹35.10

$2.42 Rp 43.9K

-84.71%

Lettuce (1 head)

$0.47 ₹44.34

$1.02 Rp 18.6K

-53.92%

Water (1.5 liter bottle)

$0.29 ₹27.20

$0.52 Rp 9,483

-44.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.04 ₹477

$2.20 Rp 39.9K

129.09%

Wine (Bottle)

$7.46 ₹706

$21.79 Rp 395.6K

-65.76%

Local Beer (0.5 liter bottle)

$1.64 ₹155

$2.33 Rp 42.2K

-29.61%

Imported Beer (0.33 liter bottle)

$2.57 ₹243

$2.97 Rp 53.9K

-13.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹414

One-way Ticket (Public Transport)

$0.21 ₹19.79

$0.25 Rp 4,546

-16.00%

Public Transport Monthly Pass (Regular Price)

$7.03 ₹665

$8.17 Rp 148.4K

-13.95%

Taxi Start (Normal Tariff)

$0.98 ₹92.9

$0.44 Rp 7,947

122.73%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.29

$0.47 Rp 8,496

-46.81%

Taxi 1hour Waiting (Normal Tariff)

$1.70 ₹161

$5.60 Rp 101.7K

-69.64%

Gasoline (1 liter)

$1.14 ₹108

$0.83 Rp 15.0K

37.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$24.4K Rp 443.8M

-53.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₹1.9M

$31.7K Rp 575.5M

-37.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.68 ₹3,282

$77.5 Rp 1.4M

-55.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.36 ₹318

$6.14 Rp 111.6K

-45.28%

Internet (50+ Mbps, Unlimited Data)

$6.59 ₹624

$18.92 Rp 343.4K

-65.17%

Gym Membership (Monthly)

$14.92 ₹1,412

$51.0 Rp 925.8K

-70.74%

Tennis Court (1 Hour on Weekend)

$6.40 ₹606

$18.25 Rp 331.3K

-64.93%

Cinema Ticket

$3.05 ₹288

$4.38 Rp 79.6K

-30.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$51.4 ₹4,861

$492 Rp 8.9M

-89.57%

International Primary School, 1 Child (Yearly)

$1,768 ₹167.3K

$12.2K Rp 221.9M

-85.53%

Jeans (Levis 501 Or Similar)

$21.00 ₹1,987

$45.16 Rp 819.9K

-53.50%

Summer Dress (H&M, Zara, etc)

$25.23 ₹2,388

$34.89 Rp 633.4K

-27.69%

Sport Shoes (Adidas, Nike)

$39.11 ₹3,702

$78.3 Rp 1.4M

-50.06%

Men's Leather Business Shoes

$31.02 ₹2,935

$77.9 Rp 1.4M

-60.16%

1-bedroom Apartment, City Center (Monthly)

$105 ₹9,917

$1,078 Rp 19.6M

-90.28%

1-bedroom Apartment, Outside City Center (Monthly)

$85.0 ₹8,043

$665 Rp 12.1M

-87.22%

3-bedroom Apartment, City Center (Monthly)

$267 ₹25.3K

$3,510 Rp 63.7M

-92.39%

3-bedroom Apartment, Outside City Center (Monthly)

$217 ₹20.5K

$1,671 Rp 30.3M

-87.01%

Buy Apartment in City Center (m2)

$1,017 ₹96.2K

$2,340 Rp 42.5M

-56.54%

Buy Apartment Outside City Center (m2)

$554 ₹52.4K

$2,236 Rp 40.6M

-75.24%

Average Monthly Net Salary (After Tax)

$209 ₹19.8K

$166 Rp 3.0M

25.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.9

13.78

-35.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harda: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Harda

$99 26.4%

Ubud, Bali

$279 21% 181% $180

Accommodation & Living

Harda

$85 22.6%

Ubud, Bali

$665 50% 682% $580

Eating Out

Harda

$64 17%

Ubud, Bali

$106 8% 65.4% $42

Clothing & Footwear

Harda

$52 13.9%

Ubud, Bali

$106 8% 103% $54

Monthly Utilities & Internet

Harda

$45 11.9%

Ubud, Bali

$103 7.7% 130% $58

Sport & Entertainment

Harda

$21 5.6%

Ubud, Bali

$60 4.5% 184% $39

Getting Around

Harda

$10 2.7%

Ubud, Bali

$12 0.9% 18.6% $1.9

Cost Breakdown

A central one-bedroom costs $105 in Harda versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Harda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Harda versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $99 vs $279 – making Harda the more affordable choice for daily food spending.

Good to know

🇮🇳 Harda

🇮🇩 Ubud, Bali

🕒 Local time

08:07 8:07 AM

10:37 10:37 AM

2 h 30 min ahead of Harda

🌤 Weather

👥 Population

10,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.57 USD

1,000 INR = 9.39 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.64 INR (100 INR = 1.06 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Harda Ubud, Bali 5,390 km ≈ 7 h nonstop flight

From you

Harda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $376 in Harda, $1,331 in Ubud, Bali – Harda comes out roughly 72% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $564 per month in Harda and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,078 in Ubud, Bali.

Public transport costs about 14% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $51 per month in Harda and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Harda, where all-in costs run around $376, than in Ubud, Bali at $1,331. In Harda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Harda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Harda is the easier option financially – housing and daily costs are lower, and overall it costs about 72% less, which matters a lot on a fixed budget or early-career salary.