Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hammond, Ontario

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,275 in Hammond, Ontario, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
108

Cost of Living Index in Hammond, Ontario
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Hammond, Ontario Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hammond, Ontario

🇨🇦 Canada

$2,275

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hammond, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hammond, Ontario actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,275 in Hammond, Ontario.

Ubud, Bali $1,331
Hammond, Ontario $2,275

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,240 in Hammond, Ontario.

Ubud, Bali $2,255
Hammond, Ontario $3,240

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,205 in Hammond, Ontario.

Ubud, Bali $3,180
Hammond, Ontario $4,205

Living in Ubud, Bali costs roughly 42% less than in Hammond, Ontario, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Hammond, Ontario is 68% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$17.77 CA$24.99

-80.98%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$63.8 CA$89.7

-45.68%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.56 CA$14.85

-47.25%

Cappuccino

$2.62 Rp 47.4K

$3.67 CA$5.16

-28.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.00 CA$2.81

-23.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.63 CA$2.29

-60.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$5.06 CA$7.11

-47.23%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$5.75 CA$8.09

-25.91%

Milk (1 liter)

$1.46 Rp 26.5K

$2.13 CA$3.00

-31.46%

White Bread (500g)

$2.29 Rp 41.5K

$2.51 CA$3.53

-8.76%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.51 CA$4.93

-68.38%

Eggs

$2.10 Rp 38.0K

$3.39 CA$4.77

-38.05%

Local Cheese (1kg)

$15.94 Rp 288.6K

$10.19 CA$14.32

56.43%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$11.35 CA$15.97

-65.81%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$14.83 CA$20.86

-23.13%

Apples (1kg)

$3.55 Rp 64.3K

$3.78 CA$5.32

-6.08%

Banana (1kg)

$1.54 Rp 27.8K

$1.30 CA$1.82

18.46%

Oranges (1kg)

$2.23 Rp 40.4K

$3.57 CA$5.02

-37.54%

Tomato (1kg)

$1.97 Rp 35.7K

$3.93 CA$5.53

-49.87%

Potato (1kg)

$1.86 Rp 33.6K

$2.42 CA$3.41

-23.14%

Onion (1kg)

$2.42 Rp 43.8K

$2.20 CA$3.10

10.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.36 CA$3.32

-56.78%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$1.65 CA$2.32

-68.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$14.51 CA$20.41

-84.84%

Wine (Bottle)

$21.79 Rp 394.4K

$12.65 CA$17.79

72.25%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$2.77 CA$3.90

-15.88%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.03 CA$4.26

-1.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$2.30 CA$3.24

-89.13%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$63.2 CA$88.9

-87.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$2.89 CA$4.06

-84.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.45 CA$2.03

-67.59%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$23.49 CA$33.03

-76.16%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.23 CA$1.73

-32.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$27.5K CA$38.6K

-11.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$21.7K CA$30.5K

46.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$135 CA$189

-42.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$39.18 CA$55.1

-84.33%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$54.8 CA$77.0

-65.46%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$37.30 CA$52.5

36.70%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$18.04 CA$25.37

1.16%

Cinema Ticket

$4.38 Rp 79.3K

$10.62 CA$14.94

-58.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$638 CA$898

-22.87%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$13.3K CA$18.7K

-8.19%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$55.4 CA$78.0

-18.53%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$38.30 CA$53.9

-8.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$84.6 CA$119

-7.47%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$102 CA$144

-23.94%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,299 CA$1,827

-17.03%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,158 CA$1,628

-42.56%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$2,018 CA$2,838

73.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,683 CA$2,366

-0.70%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,333 CA$6,093

-45.99%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$3,635 CA$5,113

-38.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,585 CA$3,635

-93.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.68

194.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hammond, Ontario: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hammond, Ontario

$1.2K 50.9% 74.1% $493

Groceries & Markets

Ubud, Bali

$279 21%

Hammond, Ontario

$353 15.5% 26.2% $73

Clothing & Footwear

Ubud, Bali

$106 8%

Hammond, Ontario

$126 5.6% 18.8% $20

Eating Out

Ubud, Bali

$106 8%

Hammond, Ontario

$269 11.8% 155% $163

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hammond, Ontario

$229 10% 123% $126

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hammond, Ontario

$59 2.6% 2% $1.2

Getting Around

Ubud, Bali

$12 0.9%

Hammond, Ontario

$83 3.6% 591% $71

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,299 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Hammond, Ontario pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $64 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $279 vs $353 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Hammond, Ontario

🕒 Local time

01:21 1:21 AM

12:21 12:21 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Hammond, Ontario 15,790 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Hammond, Ontario

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 42% lower than in Hammond, Ontario. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,299 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,275 in Hammond, Ontario – Ubud, Bali is about 42% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Hammond, Ontario. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hammond, Ontario are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.