Cost of Living Comparison Between Ubud, Bali and Hammond, Ontario Cost of Living Comparison Between Ubud, Bali and Hammond, Ontario

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,273 in Hammond, Ontario.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $3,253 in Hammond, Ontario.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $4,233 in Hammond, Ontario.

Living in Ubud, Bali costs roughly 40% less than in Hammond, Ontario, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Hammond, Ontario 66% above.

Currency
🍽 Eating Out
Ubud, Bali
Hammond, Ontario
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$17.28 CA$24.17
-80.09%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$64.8 CA$90.6
-43.92%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$11.81 CA$16.52
-51.65%
Cappuccino
$2.67 Rp 47.3K
$3.22 CA$4.50
-17.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$2.14 CA$3.00
-18.22%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$1.49 CA$2.08
-41.61%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$5.25 CA$7.35
-43.81%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$5.80 CA$8.12
-22.07%
🛒 Groceries & Markets
Ubud, Bali
Hammond, Ontario
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$2.19 CA$3.06
-26.03%
White Bread (500g)
$2.33 Rp 41.3K
$2.56 CA$3.58
-8.98%
Rice (white) (1kg)
$1.11 Rp 19.6K
$3.26 CA$4.56
-65.95%
Eggs
$2.20 Rp 39.0K
$3.56 CA$4.98
-38.20%
Local Cheese (1kg)
$17.69 Rp 313.3K
$10.04 CA$14.05
76.20%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$11.29 CA$15.79
-63.68%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$14.83 CA$20.74
-17.87%
Apples (1kg)
$3.71 Rp 65.6K
$3.95 CA$5.53
-6.08%
Banana (1kg)
$1.59 Rp 28.1K
$1.40 CA$1.95
13.57%
Oranges (1kg)
$2.28 Rp 40.4K
$3.64 CA$5.09
-37.36%
Tomato (1kg)
$1.95 Rp 34.6K
$3.96 CA$5.54
-50.76%
Potato (1kg)
$1.91 Rp 33.7K
$2.56 CA$3.58
-25.39%
Onion (1kg)
$2.33 Rp 41.3K
$2.19 CA$3.07
6.39%
Lettuce (1 head)
$1.01 Rp 17.8K
$2.49 CA$3.49
-59.44%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$1.60 CA$2.23
-65.63%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$15.95 CA$22.31
-86.02%
Wine (Bottle)
$23.07 Rp 408.6K
$12.67 CA$17.73
82.08%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$3.05 CA$4.27
-20.66%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.85 CA$3.99
5.26%
🚌 Getting Around
Ubud, Bali
Hammond, Ontario
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$2.11 CA$2.95
-87.20%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$62.5 CA$87.5
-85.64%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$2.58 CA$3.61
-81.40%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$1.35 CA$1.89
-68.15%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$23.28 CA$32.57
-75.77%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.00 CA$1.41
-20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$32.5K CA$45.5K
-23.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$16.9K CA$23.6K
87.87%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hammond, Ontario
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$137 CA$192
-40.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$39.25 CA$54.9
-83.46%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$55.5 CA$77.6
-66.16%
🎉 Sport & Entertainment
Ubud, Bali
Hammond, Ontario
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$43.49 CA$60.8
30.77%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$17.88 CA$25.01
4.75%
Cinema Ticket
$4.54 Rp 80.4K
$12.55 CA$17.56
-63.82%
🧸 Childcare & Education
Ubud, Bali
Hammond, Ontario
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$801 CA$1,120
-39.97%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$12.4K CA$17.4K
-54.03%
👕👟 Clothing & Footwear
Ubud, Bali
Hammond, Ontario
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$54.5 CA$76.2
-16.42%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$39.23 CA$54.9
-8.54%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$85.1 CA$119
-5.51%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$102 CA$143
-22.96%
🏠 Accommodation & Living
Ubud, Bali
Hammond, Ontario
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$1,270 CA$1,777
-12.27%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$1,155 CA$1,616
-39.61%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$2,001 CA$2,799
81.73%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$1,744 CA$2,440
-0.41%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$3,705 CA$5,183
-24.85%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$3,922 CA$5,487
-41.62%
💵 Salaries & Financials
Ubud, Bali
Hammond, Ontario
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$2,602 CA$3,640
-93.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.66
195.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Hammond, Ontario: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,270 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Hammond, Ontario pays 1449% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $65.0 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $295 vs $356 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hammond, Ontario: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Hammond, Ontario?
Ubud, Bali wins on cost – living expenses run 66% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Hammond, Ontario?
On paper, salaries run 1449% lower in Hammond, Ontario. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Hammond, Ontario?
Rent for a central apartment: $1,115 in Ubud, Bali versus $1,270 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Hammond, Ontario?
All in, you'll spend $1,368 per month in Ubud, Bali versus $2,273 in Hammond, Ontario – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ubud, Bali compared to Hammond, Ontario?
A monthly transit pass in Ubud, Bali runs roughly 596% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ubud, Bali or in Hammond, Ontario?
At $1,368 in Ubud, Bali versus $2,273 in Hammond, Ontario, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Hammond, Ontario?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Hammond, Ontario?
Safety-wise, Ubud, Bali and Hammond, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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