Cost of Living Comparison Between Hammond, Ontario and Ubud, Bali Cost of Living Comparison Between Hammond, Ontario and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,378 in Hammond, Ontario versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,422 in Hammond, Ontario versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,467 in Hammond, Ontario versus $3,723 in Ubud, Bali.

Living in Hammond, Ontario is roughly 71% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hammond, Ontario 79% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$16.83 CA$23.58

$3.57 Rp 64.6K

371.43%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$98.9

$32.32 Rp 584.1K

118.29%

Fast Food Meal (McDonalds, etc)

$11.01 CA$15.43

$5.01 Rp 90.5K

119.76%

Cappuccino

$3.82 CA$5.35

$2.82 Rp 51.0K

35.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.84

$1.35 Rp 24.4K

49.63%

Water (0.33 liter bottle)

$1.64 CA$2.30

$0.73 Rp 13.2K

124.66%

Local Beer (0.5 liter draught)

$5.41 CA$7.59

$2.93 Rp 53.0K

84.64%

Imported Beer (0.33 liter bottle)

$5.72 CA$8.01

$3.94 Rp 71.1K

45.18%

Milk (1 liter)

$2.13 CA$2.98

$1.78 Rp 32.1K

19.66%

White Bread (500g)

$2.69 CA$3.77

$2.45 Rp 44.3K

9.80%

Rice (white) (1kg)

$3.50 CA$4.90

$1.15 Rp 20.8K

204.35%

Eggs

$3.37 CA$4.72

$2.41 Rp 43.6K

39.83%

Local Cheese (1kg)

$11.21 CA$15.70

$14.33 Rp 259.0K

-21.77%

Chicken Fillets (1kg)

$11.85 CA$16.60

$4.19 Rp 75.7K

182.82%

Beef Round Steak (1kg)

$14.83 CA$20.77

$12.06 Rp 217.9K

22.97%

Apples (1kg)

$3.95 CA$5.53

$3.64 Rp 65.7K

8.52%

Banana (1kg)

$1.37 CA$1.92

$1.57 Rp 28.3K

-12.74%

Oranges (1kg)

$3.68 CA$5.16

$2.79 Rp 50.4K

31.90%

Tomato (1kg)

$3.66 CA$5.13

$2.24 Rp 40.5K

63.39%

Potato (1kg)

$2.41 CA$3.38

$1.98 Rp 35.8K

21.72%

Onion (1kg)

$2.50 CA$3.51

$2.28 Rp 41.1K

9.65%

Lettuce (1 head)

$2.63 CA$3.69

$1.05 Rp 19.0K

150.48%

Water (1.5 liter bottle)

$1.77 CA$2.48

$0.79 Rp 14.2K

124.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.03 CA$19.66

$3.19 Rp 57.6K

339.81%

Wine (Bottle)

$12.58 CA$17.63

$23.49 Rp 424.6K

-46.45%

Local Beer (0.5 liter bottle)

$2.93 CA$4.10

$2.90 Rp 52.3K

1.03%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.35

$2.76 Rp 49.8K

12.32%

One-way Ticket (Public Transport)

$2.35 CA$3.29

$0.27 Rp 4,819

770.37%

Public Transport Monthly Pass (Regular Price)

$62.4 CA$87.4

$8.37 Rp 151.2K

645.04%

Taxi Start (Normal Tariff)

$3.24 CA$4.54

$0.45 Rp 8,176

620.00%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.10

$0.46 Rp 8,307

226.09%

Taxi 1hour Waiting (Normal Tariff)

$25.46 CA$35.67

$6.07 Rp 109.7K

319.44%

Gasoline (1 liter)

$1.17 CA$1.64

$0.86 Rp 15.6K

36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.7K

$26.6K Rp 480.5M

-4.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K CA$28.3K

$32.5K Rp 588.3M

-37.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 CA$197

$79.0 Rp 1.4M

77.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.71 CA$61.2

$4.09 Rp 73.9K

968.70%

Internet (50+ Mbps, Unlimited Data)

$63.1 CA$88.4

$23.85 Rp 431.0K

164.53%

Gym Membership (Monthly)

$41.42 CA$58.0

$98.8 Rp 1.8M

-58.07%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.8K

Cinema Ticket

$11.26 CA$15.78

$4.01 Rp 72.4K

180.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$740 CA$1,037

$297 Rp 5.4M

148.92%

International Primary School, 1 Child (Yearly)

$11.6K CA$16.3K

$6,602 Rp 119.3M

76.06%

Jeans (Levis 501 Or Similar)

$55.2 CA$77.3

$53.4 Rp 965.6K

3.29%

Summer Dress (H&M, Zara, etc)

$40.01 CA$56.1

$38.11 Rp 688.8K

4.99%

Sport Shoes (Adidas, Nike)

$87.2 CA$122

$88.7 Rp 1.6M

-1.60%

Men's Leather Business Shoes

$107 CA$150

$76.6 Rp 1.4M

39.78%

1-bedroom Apartment, City Center (Monthly)

$1,336 CA$1,872

$1,020 Rp 18.4M

31.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,165 CA$1,633

$680 Rp 12.3M

71.29%

3-bedroom Apartment, City Center (Monthly)

$2,039 CA$2,856

$3,469 Rp 62.7M

-41.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,845 CA$2,586

$2,090 Rp 37.8M

-11.70%

Buy Apartment in City Center (m2)

$3,651 CA$5,115

$2,729 Rp 49.3M

33.78%

Buy Apartment Outside City Center (m2)

$3,243 CA$4,544

$2,295 Rp 41.5M

41.29%

Average Monthly Net Salary (After Tax)

$2,545 CA$3,566

$164 Rp 3.0M

1454.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

13.28

-51.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,336 in Hammond, Ontario and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hammond, Ontario pays 1455% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Hammond, Ontario vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $364 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 71% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1455% higher in Hammond, Ontario, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,336 in Hammond, Ontario versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,378 per month in Hammond, Ontario versus $1,392 in Ubud, Bali – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 645% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,392 in Ubud, Bali versus $2,378 in Hammond, Ontario, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Hammond, Ontario and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 71% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.