Cost of Living Comparison Between Hammond, Ontario and Ubud, Bali Cost of Living Comparison Between Hammond, Ontario and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,382 in Hammond, Ontario versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,361 in Hammond, Ontario versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,339 in Hammond, Ontario versus $3,694 in Ubud, Bali.

Living in Hammond, Ontario is roughly 70% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hammond, Ontario 77% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Hammond, Ontario
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.77 CA$23.42
$3.57 Rp 64.0K
369.75%
Three-Course Dinner for Two, Mid-Range
$70.7 CA$98.7
$32.50 Rp 582.3K
117.42%
Fast Food Meal (McDonalds, etc)
$11.06 CA$15.44
$4.86 Rp 87.1K
127.57%
Cappuccino
$3.84 CA$5.36
$2.75 Rp 49.2K
39.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 CA$2.78
$1.32 Rp 23.7K
50.76%
Water (0.33 liter bottle)
$1.64 CA$2.30
$0.70 Rp 12.6K
134.29%
Local Beer (0.5 liter draught)
$5.62 CA$7.85
$2.91 Rp 52.2K
93.13%
Imported Beer (0.33 liter bottle)
$5.79 CA$8.08
$3.79 Rp 68.0K
52.77%
🛒 Groceries & Markets
Hammond, Ontario
Ubud, Bali
Difference
Milk (1 liter)
$2.14 CA$2.98
$1.71 Rp 30.6K
25.15%
White Bread (500g)
$2.58 CA$3.60
$2.47 Rp 44.3K
4.45%
Rice (white) (1kg)
$3.66 CA$5.11
$1.20 Rp 21.5K
205.00%
Eggs
$3.42 CA$4.77
$2.44 Rp 43.8K
40.16%
Local Cheese (1kg)
$11.04 CA$15.42
$14.38 Rp 257.7K
-23.23%
Chicken Fillets (1kg)
$11.52 CA$16.09
$4.31 Rp 77.1K
167.29%
Beef Round Steak (1kg)
$14.79 CA$20.66
$12.21 Rp 218.7K
21.13%
Apples (1kg)
$3.94 CA$5.50
$3.68 Rp 66.0K
7.07%
Banana (1kg)
$1.41 CA$1.96
$1.55 Rp 27.8K
-9.03%
Oranges (1kg)
$3.73 CA$5.21
$2.79 Rp 49.9K
33.69%
Tomato (1kg)
$3.71 CA$5.18
$2.33 Rp 41.8K
59.23%
Potato (1kg)
$2.39 CA$3.34
$1.97 Rp 35.3K
21.32%
Onion (1kg)
$2.57 CA$3.59
$2.31 Rp 41.4K
11.26%
Lettuce (1 head)
$2.51 CA$3.50
$1.06 Rp 19.1K
136.79%
Water (1.5 liter bottle)
$1.77 CA$2.48
$0.73 Rp 13.1K
142.47%
Cigarettes 20 Pack (Marlboro, Camel)
$13.92 CA$19.43
$3.28 Rp 58.8K
324.39%
Wine (Bottle)
$12.30 CA$17.18
$22.79 Rp 408.4K
-46.03%
Local Beer (0.5 liter bottle)
$2.85 CA$3.99
$2.81 Rp 50.3K
1.42%
Imported Beer (0.33 liter bottle)
$3.17 CA$4.43
$2.78 Rp 49.9K
14.03%
🚌 Getting Around
Hammond, Ontario
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.25
$0.29 Rp 5,217
700.00%
Public Transport Monthly Pass (Regular Price)
$63.6 CA$88.8
$8.06 Rp 144.4K
688.96%
Taxi Start (Normal Tariff)
$3.24 CA$4.53
$0.45 Rp 8,047
620.00%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.99
$0.45 Rp 8,094
215.56%
Taxi 1hour Waiting (Normal Tariff)
$25.39 CA$35.46
$6.24 Rp 111.7K
306.89%
Gasoline (1 liter)
$1.16 CA$1.62
$0.85 Rp 15.2K
36.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K CA$35.2K
$26.0K Rp 465.4M
-3.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K CA$28.4K
$31.7K Rp 567.2M
-35.68%
🧾 Monthly Utilities & Internet
Hammond, Ontario
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$140 CA$196
$80.8 Rp 1.4M
73.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.87 CA$61.3
$4.06 Rp 72.7K
980.54%
Internet (50+ Mbps, Unlimited Data)
$63.1 CA$88.2
$24.42 Rp 437.6K
158.52%
🎉 Sport & Entertainment
Hammond, Ontario
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.39 CA$57.8
$97.7 Rp 1.7M
-57.62%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$11.22 CA$15.67
$4.04 Rp 72.4K
177.72%
🧸 Childcare & Education
Hammond, Ontario
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$723 CA$1,010
$304 Rp 5.4M
137.85%
International Primary School, 1 Child (Yearly)
$11.9K CA$16.6K
$6,621 Rp 118.6M
79.04%
👕👟 Clothing & Footwear
Hammond, Ontario
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.0 CA$75.5
$54.2 Rp 971.7K
-0.37%
Summer Dress (H&M, Zara, etc)
$39.37 CA$55.0
$38.78 Rp 694.7K
1.52%
Sport Shoes (Adidas, Nike)
$86.0 CA$120
$86.1 Rp 1.5M
-0.14%
Men's Leather Business Shoes
$105 CA$147
$76.7 Rp 1.4M
37.17%
🏠 Accommodation & Living
Hammond, Ontario
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,302 CA$1,819
$986 Rp 17.7M
32.14%
1-bedroom Apartment, Outside City Center (Monthly)
$1,158 CA$1,617
$658 Rp 11.8M
75.96%
3-bedroom Apartment, City Center (Monthly)
$2,029 CA$2,833
$3,369 Rp 60.4M
-39.78%
3-bedroom Apartment, Outside City Center (Monthly)
$1,799 CA$2,512
$2,066 Rp 37.0M
-12.94%
Buy Apartment in City Center (m2)
$4,467 CA$6,238
$2,741 Rp 49.1M
62.94%
Buy Apartment Outside City Center (m2)
$3,622 CA$5,058
$2,228 Rp 39.9M
62.59%
💵 Salaries & Financials
Hammond, Ontario
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,566 CA$3,583
$163 Rp 2.9M
1470.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.46
13.28
-51.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,302 in Hammond, Ontario and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hammond, Ontario pays 1470% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Hammond, Ontario vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $361 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hammond, Ontario vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hammond, Ontario or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 70% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Hammond, Ontario or Ubud, Bali?
Hammond, Ontario pays 1470% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hammond, Ontario vs Ubud, Bali?
Rent for a central apartment: $1,302 in Hammond, Ontario versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Hammond, Ontario compared to Ubud, Bali?
All in, you'll spend $2,382 per month in Hammond, Ontario versus $1,404 in Ubud, Bali – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Hammond, Ontario vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 689% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Hammond, Ontario or Ubud, Bali?
At $1,404 in Ubud, Bali versus $2,382 in Hammond, Ontario, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Hammond, Ontario or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Hammond, Ontario compared to Ubud, Bali?
Safety-wise, Hammond, Ontario and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 70% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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