Last update: Nov 2026

Cost of Living Comparison Between Hammond, Ontario and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,275 in Hammond, Ontario, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hammond, Ontario
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Hammond, Ontario Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hammond, Ontario

🇨🇦 Canada

$2,275

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hammond, Ontario and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hammond, Ontario and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,275 in Hammond, Ontario versus $1,331 in Ubud, Bali.

Hammond, Ontario $2,275
Ubud, Bali $1,331

Estimated couple costs with rent: $3,240 in Hammond, Ontario versus $2,255 in Ubud, Bali.

Hammond, Ontario $3,240
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,205 in Hammond, Ontario versus $3,180 in Ubud, Bali.

Hammond, Ontario $4,205
Ubud, Bali $3,180

Living in Hammond, Ontario is roughly 71% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hammond, Ontario is 68% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$17.77 CA$24.80

$3.38 Rp 61.0K

425.74%

Three-Course Dinner for Two, Mid-Range

$63.8 CA$89.0

$34.65 Rp 626.3K

84.10%

Fast Food Meal (McDonalds, etc)

$10.56 CA$14.74

$5.57 Rp 100.7K

89.59%

Cappuccino

$3.67 CA$5.12

$2.62 Rp 47.3K

40.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.79

$1.54 Rp 27.8K

29.87%

Water (0.33 liter bottle)

$1.63 CA$2.28

$0.64 Rp 11.6K

154.69%

Local Beer (0.5 liter draught)

$5.06 CA$7.06

$2.67 Rp 48.2K

89.51%

Imported Beer (0.33 liter bottle)

$5.75 CA$8.03

$4.26 Rp 77.1K

34.98%

Milk (1 liter)

$2.13 CA$2.98

$1.46 Rp 26.4K

45.89%

White Bread (500g)

$2.51 CA$3.50

$2.29 Rp 41.4K

9.61%

Rice (white) (1kg)

$3.51 CA$4.89

$1.11 Rp 20.0K

216.22%

Eggs

$3.39 CA$4.73

$2.10 Rp 38.0K

61.43%

Local Cheese (1kg)

$10.19 CA$14.22

$15.94 Rp 288.1K

-36.07%

Chicken Fillets (1kg)

$11.35 CA$15.85

$3.88 Rp 70.2K

192.53%

Beef Round Steak (1kg)

$14.83 CA$20.71

$11.40 Rp 206.1K

30.09%

Apples (1kg)

$3.78 CA$5.28

$3.55 Rp 64.2K

6.48%

Banana (1kg)

$1.30 CA$1.81

$1.54 Rp 27.8K

-15.58%

Oranges (1kg)

$3.57 CA$4.98

$2.23 Rp 40.3K

60.09%

Tomato (1kg)

$3.93 CA$5.49

$1.97 Rp 35.6K

99.49%

Potato (1kg)

$2.42 CA$3.38

$1.86 Rp 33.6K

30.11%

Onion (1kg)

$2.20 CA$3.08

$2.42 Rp 43.7K

-9.09%

Lettuce (1 head)

$2.36 CA$3.30

$1.02 Rp 18.5K

131.37%

Water (1.5 liter bottle)

$1.65 CA$2.31

$0.52 Rp 9,441

217.31%

Cigarettes 20 Pack (Marlboro, Camel)

$14.51 CA$20.26

$2.20 Rp 39.7K

559.55%

Wine (Bottle)

$12.65 CA$17.66

$21.79 Rp 393.8K

-41.95%

Local Beer (0.5 liter bottle)

$2.77 CA$3.87

$2.33 Rp 42.0K

18.88%

Imported Beer (0.33 liter bottle)

$3.03 CA$4.23

$2.97 Rp 53.7K

2.02%

One-way Ticket (Public Transport)

$2.30 CA$3.21

$0.25 Rp 4,526

820.00%

Public Transport Monthly Pass (Regular Price)

$63.2 CA$88.2

$8.17 Rp 147.8K

673.56%

Taxi Start (Normal Tariff)

$2.89 CA$4.03

$0.44 Rp 7,912

556.82%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.02

$0.47 Rp 8,458

208.51%

Taxi 1hour Waiting (Normal Tariff)

$23.49 CA$32.79

$5.60 Rp 101.2K

319.46%

Gasoline (1 liter)

$1.23 CA$1.72

$0.83 Rp 15.0K

48.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.3K

$24.4K Rp 441.9M

12.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.3K

$31.7K Rp 572.9M

-31.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 CA$188

$77.5 Rp 1.4M

73.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.18 CA$54.7

$6.14 Rp 111.1K

538.11%

Internet (50+ Mbps, Unlimited Data)

$54.8 CA$76.5

$18.92 Rp 341.9K

189.53%

Gym Membership (Monthly)

$37.30 CA$52.1

$51.0 Rp 921.7K

-26.85%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.18

$18.25 Rp 329.8K

-1.15%

Cinema Ticket

$10.62 CA$14.83

$4.38 Rp 79.2K

142.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$638 CA$891

$492 Rp 8.9M

29.66%

International Primary School, 1 Child (Yearly)

$13.3K CA$18.6K

$12.2K Rp 220.9M

8.93%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.4

$45.16 Rp 816.3K

22.74%

Summer Dress (H&M, Zara, etc)

$38.30 CA$53.5

$34.89 Rp 630.6K

9.77%

Sport Shoes (Adidas, Nike)

$84.6 CA$118

$78.3 Rp 1.4M

8.07%

Men's Leather Business Shoes

$102 CA$143

$77.9 Rp 1.4M

31.48%

1-bedroom Apartment, City Center (Monthly)

$1,299 CA$1,813

$1,078 Rp 19.5M

20.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 CA$1,616

$665 Rp 12.0M

74.09%

3-bedroom Apartment, City Center (Monthly)

$2,018 CA$2,817

$3,510 Rp 63.4M

-42.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,683 CA$2,349

$1,671 Rp 30.2M

0.70%

Buy Apartment in City Center (m2)

$4,333 CA$6,048

$2,340 Rp 42.3M

85.16%

Buy Apartment Outside City Center (m2)

$3,635 CA$5,075

$2,236 Rp 40.4M

62.57%

Average Monthly Net Salary (After Tax)

$2,585 CA$3,608

$166 Rp 3.0M

1453.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

13.78

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hammond, Ontario

$1.2K 50.9%

Ubud, Bali

$665 50% 42.6% $493

Groceries & Markets

Hammond, Ontario

$353 15.5%

Ubud, Bali

$279 21% 20.7% $73

Eating Out

Hammond, Ontario

$269 11.8%

Ubud, Bali

$106 8% 60.7% $163

Monthly Utilities & Internet

Hammond, Ontario

$229 10%

Ubud, Bali

$103 7.7% 55.1% $126

Clothing & Footwear

Hammond, Ontario

$126 5.6%

Ubud, Bali

$106 8% 15.9% $20

Getting Around

Hammond, Ontario

$83 3.6%

Ubud, Bali

$12 0.9% 85.5% $71

Sport & Entertainment

Hammond, Ontario

$59 2.6%

Ubud, Bali

$60 4.5% 2.1% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,299 in Hammond, Ontario and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hammond, Ontario pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Hammond, Ontario vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Hammond, Ontario

🇮🇩 Ubud, Bali

🕒 Local time

20:02 8:02 PM

09:02 9:02 AM

13 h ahead of Hammond, Ontario

🌤 Weather

👥 Population

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to CAD in detail →

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Hammond, Ontario Ubud, Bali 15,790 km ≈ 20 h nonstop flight

From you

Hammond, Ontario
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 42% lower than in Hammond, Ontario. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Hammond, Ontario is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,299 in Hammond, Ontario versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,275 per month in Hammond, Ontario versus $1,331 in Ubud, Bali – Ubud, Bali is about 42% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Hammond, Ontario. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hammond, Ontario and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.