Cost of Living Comparison Between Ubud, Bali and Half Way Tree Cost of Living Comparison Between Ubud, Bali and Half Way Tree

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $871 in Half Way Tree, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,444 in Half Way Tree, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,016 in Half Way Tree, rent included.

Ubud, Bali costs about 58% more than Half Way Tree, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Half Way Tree is 37% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.65 JMD 730

-28.39%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$76.1 JMD 11.9K

-52.91%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.59 JMD 1,349

-34.46%

Cappuccino

$2.82 Rp 49.7K

$5.42 JMD 851

-47.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.92 JMD 145

90.22%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.61 JMD 96.5

31.15%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.14 JMD 337

42.06%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.22 JMD 505

33.54%

Milk (1 liter)

$1.61 Rp 28.3K

$3.89 JMD 611

-58.61%

White Bread (500g)

$2.27 Rp 39.9K

$1.74 JMD 273

30.46%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.35 JMD 212

-13.33%

Eggs

$2.17 Rp 38.2K

$3.50 JMD 549

-38.00%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.61 JMD 1,823

51.85%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.28 JMD 987

-35.51%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$10.21 JMD 1,604

19.29%

Apples (1kg)

$3.62 Rp 63.7K

$4.29 JMD 674

-15.62%

Banana (1kg)

$1.64 Rp 28.8K

$4.00 JMD 629

-59.00%

Oranges (1kg)

$2.31 Rp 40.6K

$4.21 JMD 661

-45.13%

Tomato (1kg)

$1.96 Rp 34.5K

$2.82 JMD 442

-30.50%

Potato (1kg)

$1.84 Rp 32.5K

$2.75 JMD 432

-33.09%

Onion (1kg)

$2.37 Rp 41.7K

$2.71 JMD 425

-12.55%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.28 JMD 200

-17.97%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.90 JMD 142

-40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$9.73 JMD 1,529

-76.36%

Wine (Bottle)

$23.08 Rp 406.4K

$11.18 JMD 1,756

106.44%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.90 JMD 456

-19.31%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.93 JMD 617

-21.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$43.40 JMD 6,817

-78.29%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.98 JMD 153

-50.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.08 JMD 483

-84.74%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$6.49 JMD 1,019

-13.71%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.42 JMD 223

-42.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$44.0K JMD 6.9M

-43.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$32.9K JMD 5.2M

-5.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$172 JMD 27.0K

-51.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$29.24 JMD 4,594

-77.80%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$44.52 JMD 6,993

-57.79%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$13.51 JMD 2,122

-68.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$63.9 JMD 10.0K

673.95%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$8,392 JMD 1.3M

-29.49%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$15.95 JMD 2,506

190.16%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$32.03 JMD 5,032

13.77%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$31.91 JMD 5,013

152.90%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$31.78 JMD 4,991

147.95%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,118 JMD 175.7K

-0.39%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Half Way Tree: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $1,118 in Half Way Tree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $76.0 in Half Way Tree. Monthly groceries follow the same trend: $294 vs $323 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Half Way Tree: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 58% more than Half Way Tree, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,307 in Half Way Tree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 361% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $63.9 in Half Way Tree. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $871, than in Ubud, Bali at $1,378. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $871 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.