Cost of Living Comparison Between Ubud, Bali and Half Way Tree Cost of Living Comparison Between Ubud, Bali and Half Way Tree

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $812 in Half Way Tree, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,313 in Half Way Tree, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,814 in Half Way Tree, rent included.

Ubud, Bali costs about 75% more than Half Way Tree, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Half Way Tree is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.71 JMD 741

-24.42%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$63.7 JMD 10.0K

-48.63%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.99 JMD 1,414

-44.94%

Cappuccino

$2.71 Rp 48.6K

$4.23 JMD 665

-35.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.98 JMD 155

36.73%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.64 JMD 101

9.37%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.51 JMD 395

16.33%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.04 JMD 478

30.26%

Milk (1 liter)

$1.81 Rp 32.4K

$3.69 JMD 580

-50.95%

White Bread (500g)

$2.52 Rp 45.1K

$1.66 JMD 261

51.81%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.37 JMD 215

-15.33%

Eggs

$2.46 Rp 44.1K

$3.41 JMD 536

-27.86%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.93 JMD 1,719

34.58%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.17 JMD 970

-29.98%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$7.42 JMD 1,166

63.61%

Apples (1kg)

$3.84 Rp 68.8K

$4.19 JMD 659

-8.35%

Banana (1kg)

$1.56 Rp 27.9K

$3.05 JMD 480

-48.85%

Oranges (1kg)

$2.83 Rp 50.8K

$4.04 JMD 636

-29.95%

Tomato (1kg)

$2.33 Rp 41.7K

$2.81 JMD 442

-17.08%

Potato (1kg)

$1.91 Rp 34.3K

$2.04 JMD 321

-6.37%

Onion (1kg)

$2.20 Rp 39.5K

$1.91 JMD 301

15.18%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.27 JMD 199

-20.47%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.98 JMD 154

-20.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$8.70 JMD 1,368

-61.84%

Wine (Bottle)

$23.74 Rp 425.5K

$11.24 JMD 1,767

111.21%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.78 JMD 437

0.36%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.04 JMD 478

-5.92%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.60 JMD 94.6

-55.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$44.06 JMD 6,929

-81.77%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.93 JMD 145

-50.54%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$3.13 JMD 492

-85.62%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$6.09 JMD 957

0.16%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.26 JMD 198

-37.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$42.1K JMD 6.6M

-37.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$32.9K JMD 5.2M

-2.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$161 JMD 25.3K

-50.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$22.08 JMD 3,472

-81.61%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$44.16 JMD 6,945

-46.74%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$13.30 JMD 2,091

-68.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$62.8 JMD 9,873

384.09%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,509 JMD 394.5K

163.58%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$15.58 JMD 2,450

256.48%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$25.66 JMD 4,035

49.30%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$31.15 JMD 4,899

184.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.21 JMD 4,908

149.50%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,122 JMD 176.5K

-10.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Half Way Tree: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,122 in Half Way Tree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $64.0 in Half Way Tree. Groceries tell a different story – $302 in Ubud, Bali vs $297 in Half Way Tree – so Half Way Tree wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Half Way Tree: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 75% more than Half Way Tree, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,217 in Half Way Tree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 449% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $62.8 in Half Way Tree. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $812, than in Ubud, Bali at $1,419. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $812 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.