Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Half Way Tree

For one person, living is cheaper in Half Way Tree: $853 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Half Way Tree
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Half Way Tree Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Half Way Tree

🇯🇲 Jamaica

$853

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Half Way Tree

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Half Way Tree actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $853 in Half Way Tree, rent included.

Ubud, Bali $1,331
Half Way Tree $853

A couple spends around $2,255 per month in Ubud, Bali vs $1,419 in Half Way Tree, rent included.

Ubud, Bali $2,255
Half Way Tree $1,419

A family of three spends $3,180 per month in Ubud, Bali vs $1,984 in Half Way Tree, rent included.

Ubud, Bali $3,180
Half Way Tree $1,984

Ubud, Bali costs about 56% more than Half Way Tree, and outside of rent the biggest gap is in clothing.

Both Ubud, Bali and Half Way Tree are more affordable than the global median – Ubud, Bali 2% lower, Half Way Tree 37% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$4.58 JMD 723

-26.20%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$76.1 JMD 12.0K

-54.47%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$8.05 JMD 1,270

-30.81%

Cappuccino

$2.62 Rp 47.3K

$5.41 JMD 854

-51.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.96 JMD 151

60.42%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.60 JMD 94.8

6.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.24 JMD 354

19.20%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.12 JMD 492

36.54%

Milk (1 liter)

$1.46 Rp 26.4K

$3.79 JMD 598

-61.48%

White Bread (500g)

$2.29 Rp 41.4K

$1.66 JMD 261

37.95%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.43 JMD 225

-22.38%

Eggs

$2.10 Rp 37.9K

$3.59 JMD 566

-41.50%

Local Cheese (1kg)

$15.94 Rp 287.7K

$11.53 JMD 1,819

38.25%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$6.33 JMD 998

-38.70%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$10.47 JMD 1,653

8.88%

Apples (1kg)

$3.55 Rp 64.1K

$4.26 JMD 672

-16.67%

Banana (1kg)

$1.54 Rp 27.7K

$3.96 JMD 624

-61.11%

Oranges (1kg)

$2.23 Rp 40.2K

$4.15 JMD 655

-46.27%

Tomato (1kg)

$1.97 Rp 35.6K

$2.75 JMD 435

-28.36%

Potato (1kg)

$1.86 Rp 33.5K

$2.74 JMD 433

-32.12%

Onion (1kg)

$2.42 Rp 43.6K

$2.63 JMD 415

-7.98%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.24 JMD 196

-17.74%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.97 JMD 153

-46.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$9.60 JMD 1,515

-77.08%

Wine (Bottle)

$21.79 Rp 393.2K

$11.51 JMD 1,816

89.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$2.79 JMD 440

-16.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$3.92 JMD 618

-24.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$44.91 JMD 7,086

-81.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.90 JMD 142

-51.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$3.07 JMD 484

-84.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$6.26 JMD 987

-10.54%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.38 JMD 217

-39.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$44.4K JMD 7.0M

-44.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$32.6K JMD 5.1M

-2.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$171 JMD 27.0K

-54.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$28.93 JMD 4,566

-78.78%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$44.29 JMD 6,988

-57.28%

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$13.28 JMD 2,096

-67.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$62.8 JMD 9,911

683.98%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$8,201 JMD 1.3M

49.02%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$15.54 JMD 2,452

190.60%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$31.86 JMD 5,027

9.51%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$31.23 JMD 4,928

150.78%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.59 JMD 4,984

146.50%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,126 JMD 177.7K

-4.29%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Half Way Tree: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Half Way Tree

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Half Way Tree

$322 37.8% 15.4% $43

Clothing & Footwear

Ubud, Bali

$106 8%

Half Way Tree

$50 5.8% 53.3% $57

Eating Out

Ubud, Bali

$106 8%

Half Way Tree

$149 17.5% 41.3% $44

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Half Way Tree

$244 28.6% 138% $142

Sport & Entertainment

Ubud, Bali

$60 4.5%

Half Way Tree

$27 * 3.1% 55.5% $33

Getting Around

Ubud, Bali

$12 0.9%

Half Way Tree

$61 * 7.2% 412% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,126 in Half Way Tree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $76 in Half Way Tree. Monthly groceries follow the same trend: $279 vs $322 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Half Way Tree

🕒 Local time

23:22 11:22 PM

10:22 10:22 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,552

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.64 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Half Way Tree 18,340 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Half Way Tree

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Half Way Tree: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Half Way Tree, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,280 in Half Way Tree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,078 in Ubud, Bali and $1,126 in Half Way Tree. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $63 in Half Way Tree. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $853 in Half Way Tree. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Half Way Tree costs $853 versus $1,331 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.