Cost of Living Comparison Between Ubud, Bali and Half Way Tree Cost of Living Comparison Between Ubud, Bali and Half Way Tree

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $799 in Half Way Tree, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,314 in Half Way Tree, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,828 in Half Way Tree, rent included.

Ubud, Bali costs about 76% more than Half Way Tree, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Half Way Tree is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.59 JMD 724

-24.84%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$61.6 JMD 9,720

-47.50%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.62 JMD 1,360

-43.85%

Cappuccino

$2.75 Rp 49.4K

$4.28 JMD 675

-35.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.96 JMD 151

43.75%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.66 JMD 104

13.64%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.52 JMD 398

18.65%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.06 JMD 483

25.82%

Milk (1 liter)

$1.74 Rp 31.2K

$3.85 JMD 608

-54.81%

White Bread (500g)

$2.46 Rp 44.2K

$1.67 JMD 264

47.31%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.42 JMD 224

-17.61%

Eggs

$2.43 Rp 43.7K

$3.48 JMD 549

-30.17%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.01 JMD 1,737

31.70%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.17 JMD 973

-29.50%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.51 JMD 1,185

59.52%

Apples (1kg)

$3.72 Rp 66.8K

$4.21 JMD 664

-11.64%

Banana (1kg)

$1.63 Rp 29.2K

$3.01 JMD 474

-45.85%

Oranges (1kg)

$2.74 Rp 49.3K

$4.26 JMD 673

-35.68%

Tomato (1kg)

$2.24 Rp 40.3K

$2.71 JMD 428

-17.34%

Potato (1kg)

$1.92 Rp 34.5K

$2.08 JMD 328

-7.69%

Onion (1kg)

$2.28 Rp 40.9K

$1.99 JMD 314

14.57%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.23 JMD 193

-13.82%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.91 JMD 144

-20.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$8.75 JMD 1,381

-62.40%

Wine (Bottle)

$23.19 Rp 416.8K

$11.27 JMD 1,778

105.77%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.78 JMD 438

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.07 JMD 484

-11.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.61 JMD 95.8

-55.74%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$43.98 JMD 6,940

-81.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.96 JMD 152

-50.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.10 JMD 489

-86.45%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.42 JMD 1,012

-3.12%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.27 JMD 201

-36.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$42.4K JMD 6.7M

-37.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$33.7K JMD 5.3M

-4.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$165 JMD 26.1K

-52.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$22.03 JMD 3,476

-81.53%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$43.47 JMD 6,859

-44.03%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$13.02 JMD 2,054

-69.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$61.7 JMD 9,737

394.30%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,448 JMD 386.2K

171.37%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$15.82 JMD 2,497

242.23%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$25.94 JMD 4,094

45.76%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$31.22 JMD 4,926

178.16%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$31.60 JMD 4,986

141.61%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,108 JMD 174.8K

-10.45%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Half Way Tree: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,108 in Half Way Tree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $62.0 in Half Way Tree. Monthly groceries follow the same trend: $297 vs $300 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Half Way Tree: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 76% more than Half Way Tree, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,199 in Half Way Tree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 442% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $61.7 in Half Way Tree. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $799, than in Ubud, Bali at $1,408. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $799 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.