Cost of Living Comparison Between Half Way Tree and Ubud, Bali Cost of Living Comparison Between Half Way Tree and Ubud, Bali

Monthly Cost of Living

A single person spends $799 per month in Half Way Tree vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,314 per month in Half Way Tree vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,828 per month in Half Way Tree vs $3,763 in Ubud, Bali, rent included.

Half Way Tree is about 43% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Half Way Tree sits 40% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.59 JMD 723

$3.45 Rp 62.0K

33.04%

Three-Course Dinner for Two, Mid-Range

$61.6 JMD 9,707

$32.34 Rp 580.1K

90.48%

Fast Food Meal (McDonalds, etc)

$8.62 JMD 1,358

$4.84 Rp 86.9K

78.10%

Cappuccino

$4.28 JMD 674

$2.75 Rp 49.3K

55.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 JMD 151

$1.38 Rp 24.8K

-30.43%

Water (0.33 liter bottle)

$0.66 JMD 104

$0.75 Rp 13.5K

-12.00%

Local Beer (0.5 liter draught)

$2.52 JMD 397

$2.99 Rp 53.7K

-15.72%

Imported Beer (0.33 liter bottle)

$3.06 JMD 482

$3.85 Rp 69.1K

-20.52%

Milk (1 liter)

$3.85 JMD 607

$1.74 Rp 31.1K

121.26%

White Bread (500g)

$1.67 JMD 264

$2.46 Rp 44.1K

-32.11%

Rice (white) (1kg)

$1.42 JMD 224

$1.17 Rp 21.0K

21.37%

Eggs

$3.48 JMD 548

$2.43 Rp 43.6K

43.21%

Local Cheese (1kg)

$11.01 JMD 1,734

$14.50 Rp 260.2K

-24.07%

Chicken Fillets (1kg)

$6.17 JMD 972

$4.35 Rp 78.0K

41.84%

Beef Round Steak (1kg)

$7.51 JMD 1,184

$11.98 Rp 214.9K

-37.31%

Apples (1kg)

$4.21 JMD 663

$3.72 Rp 66.7K

13.17%

Banana (1kg)

$3.01 JMD 474

$1.63 Rp 29.2K

84.66%

Oranges (1kg)

$4.26 JMD 672

$2.74 Rp 49.2K

55.47%

Tomato (1kg)

$2.71 JMD 428

$2.24 Rp 40.2K

20.98%

Potato (1kg)

$2.08 JMD 328

$1.92 Rp 34.4K

8.33%

Onion (1kg)

$1.99 JMD 313

$2.28 Rp 40.8K

-12.72%

Lettuce (1 head)

$1.23 JMD 193

$1.06 Rp 19.1K

16.04%

Water (1.5 liter bottle)

$0.91 JMD 144

$0.72 Rp 12.9K

26.39%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 JMD 1,379

$3.29 Rp 58.9K

165.96%

Wine (Bottle)

$11.27 JMD 1,776

$23.19 Rp 416.1K

-51.40%

Local Beer (0.5 liter bottle)

$2.78 JMD 438

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$3.07 JMD 483

$2.73 Rp 49.0K

12.45%

One-way Ticket (Public Transport)

$0.61 JMD 95.7

$0.27 Rp 4,778

125.93%

Public Transport Monthly Pass (Regular Price)

$43.98 JMD 6,931

$8.11 Rp 145.4K

442.29%

Taxi Start (Normal Tariff)

$0.96 JMD 152

$0.48 Rp 8,659

100.00%

Taxi (Normal Tariff) (1km)

$3.10 JMD 489

$0.42 Rp 7,532

638.10%

Taxi 1hour Waiting (Normal Tariff)

$6.42 JMD 1,011

$6.22 Rp 111.6K

3.22%

Gasoline (1 liter)

$1.27 JMD 200

$0.81 Rp 14.6K

56.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.4K JMD 6.7M

$26.6K Rp 477.4M

59.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K JMD 5.3M

$32.2K Rp 577.4M

4.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 JMD 26.0K

$78.4 Rp 1.4M

110.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 JMD 3,472

$4.07 Rp 73.0K

441.28%

Internet (50+ Mbps, Unlimited Data)

$43.47 JMD 6,850

$24.33 Rp 436.4K

78.67%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$13.02 JMD 2,052

$3.99 Rp 71.5K

226.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.7 JMD 9,725

$305 Rp 5.5M

-79.77%

International Primary School, 1 Child (Yearly)

$2,448 JMD 385.7K

$6,642 Rp 119.2M

-63.15%

Jeans (Levis 501 Or Similar)

$15.82 JMD 2,493

$54.1 Rp 971.2K

-70.78%

Summer Dress (H&M, Zara, etc)

$25.94 JMD 4,089

$37.81 Rp 678.2K

-31.39%

Sport Shoes (Adidas, Nike)

$31.22 JMD 4,920

$86.8 Rp 1.6M

-64.05%

Men's Leather Business Shoes

$31.60 JMD 4,980

$76.4 Rp 1.4M

-58.61%

1-bedroom Apartment, City Center (Monthly)

$1,108 JMD 174.5K

$992 Rp 17.8M

11.67%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Half Way Tree: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,108 in Half Way Tree versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in Half Way Tree versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $300 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Half Way Tree vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 76% more than Half Way Tree, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,199 per month in Half Way Tree and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 442% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $61.7 per month in Half Way Tree and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $799, than in Ubud, Bali at $1,408. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $799 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.