Last update: Nov 2026

Cost of Living Comparison Between Half Way Tree and Ubud, Bali

For one person, living is cheaper in Half Way Tree: $853 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

41

Cost of Living Index in Half Way Tree
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Half Way Tree Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Half Way Tree

🇯🇲 Jamaica

$853

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Half Way Tree and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Half Way Tree and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $853 per month in Half Way Tree vs $1,331 in Ubud, Bali, rent included.

Half Way Tree $853
Ubud, Bali $1,331

A couple spends around $1,419 per month in Half Way Tree vs $2,255 in Ubud, Bali, rent included.

Half Way Tree $1,419
Ubud, Bali $2,255

A family of three spends $1,984 per month in Half Way Tree vs $3,180 in Ubud, Bali, rent included.

Half Way Tree $1,984
Ubud, Bali $3,180

Half Way Tree is about 36% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both Half Way Tree and Ubud, Bali are more affordable than the global median – Half Way Tree 37% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$4.58 JMD 723

$3.38 Rp 60.9K

35.50%

Three-Course Dinner for Two, Mid-Range

$76.1 JMD 12.0K

$34.65 Rp 625.4K

119.62%

Fast Food Meal (McDonalds, etc)

$8.05 JMD 1,270

$5.57 Rp 100.6K

44.52%

Cappuccino

$5.41 JMD 854

$2.62 Rp 47.3K

106.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 JMD 151

$1.54 Rp 27.8K

-37.66%

Water (0.33 liter bottle)

$0.60 JMD 94.8

$0.64 Rp 11.6K

-6.25%

Local Beer (0.5 liter draught)

$2.24 JMD 354

$2.67 Rp 48.1K

-16.10%

Imported Beer (0.33 liter bottle)

$3.12 JMD 492

$4.26 Rp 76.9K

-26.76%

Milk (1 liter)

$3.79 JMD 598

$1.46 Rp 26.4K

159.59%

White Bread (500g)

$1.66 JMD 261

$2.29 Rp 41.4K

-27.51%

Rice (white) (1kg)

$1.43 JMD 225

$1.11 Rp 20.0K

28.83%

Eggs

$3.59 JMD 566

$2.10 Rp 37.9K

70.95%

Local Cheese (1kg)

$11.53 JMD 1,819

$15.94 Rp 287.7K

-27.67%

Chicken Fillets (1kg)

$6.33 JMD 998

$3.88 Rp 70.1K

63.14%

Beef Round Steak (1kg)

$10.47 JMD 1,653

$11.40 Rp 205.8K

-8.16%

Apples (1kg)

$4.26 JMD 672

$3.55 Rp 64.1K

20.00%

Banana (1kg)

$3.96 JMD 624

$1.54 Rp 27.7K

157.14%

Oranges (1kg)

$4.15 JMD 655

$2.23 Rp 40.2K

86.10%

Tomato (1kg)

$2.75 JMD 435

$1.97 Rp 35.6K

39.59%

Potato (1kg)

$2.74 JMD 433

$1.86 Rp 33.5K

47.31%

Onion (1kg)

$2.63 JMD 415

$2.42 Rp 43.6K

8.68%

Lettuce (1 head)

$1.24 JMD 196

$1.02 Rp 18.5K

21.57%

Water (1.5 liter bottle)

$0.97 JMD 153

$0.52 Rp 9,427

86.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.60 JMD 1,515

$2.20 Rp 39.7K

336.36%

Wine (Bottle)

$11.51 JMD 1,816

$21.79 Rp 393.2K

-47.18%

Local Beer (0.5 liter bottle)

$2.79 JMD 440

$2.33 Rp 42.0K

19.74%

Imported Beer (0.33 liter bottle)

$3.92 JMD 618

$2.97 Rp 53.6K

31.99%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$44.91 JMD 7,086

$8.17 Rp 147.5K

449.69%

Taxi Start (Normal Tariff)

$0.90 JMD 142

$0.44 Rp 7,901

104.55%

Taxi (Normal Tariff) (1km)

$3.07 JMD 484

$0.47 Rp 8,446

553.19%

Taxi 1hour Waiting (Normal Tariff)

$6.26 JMD 987

$5.60 Rp 101.1K

11.79%

Gasoline (1 liter)

$1.38 JMD 217

$0.83 Rp 14.9K

66.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K JMD 7.0M

$24.4K Rp 441.3M

81.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K JMD 5.1M

$31.7K Rp 572.1M

2.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 JMD 27.0K

$77.5 Rp 1.4M

120.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.93 JMD 4,566

$6.14 Rp 110.9K

371.17%

Internet (50+ Mbps, Unlimited Data)

$44.29 JMD 6,988

$18.92 Rp 341.4K

134.09%

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$13.28 JMD 2,096

$4.38 Rp 79.1K

203.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$62.8 JMD 9,911

$492 Rp 8.9M

-87.24%

International Primary School, 1 Child (Yearly)

$8,201 JMD 1.3M

$12.2K Rp 220.6M

-32.89%

Jeans (Levis 501 Or Similar)

$15.54 JMD 2,452

$45.16 Rp 815.1K

-65.59%

Summer Dress (H&M, Zara, etc)

$31.86 JMD 5,027

$34.89 Rp 629.7K

-8.68%

Sport Shoes (Adidas, Nike)

$31.23 JMD 4,928

$78.3 Rp 1.4M

-60.13%

Men's Leather Business Shoes

$31.59 JMD 4,984

$77.9 Rp 1.4M

-59.43%

1-bedroom Apartment, City Center (Monthly)

$1,126 JMD 177.7K

$1,078 Rp 19.4M

4.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Half Way Tree: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Half Way Tree

$322 37.8%

Ubud, Bali

$279 21% 13.3% $43

Monthly Utilities & Internet

Half Way Tree

$244 28.6%

Ubud, Bali

$103 7.7% 58% $142

Eating Out

Half Way Tree

$149 17.5%

Ubud, Bali

$106 8% 29.2% $44

Getting Around

Half Way Tree

$61 * 7.2%

Ubud, Bali

$12 0.9% 80.5% $49

Clothing & Footwear

Half Way Tree

$50 5.8%

Ubud, Bali

$106 8% 114% $57

Sport & Entertainment

Half Way Tree

$27 * 3.1%

Ubud, Bali

$60 4.5% 125% $33

Accommodation & Living

Half Way Tree

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,126 in Half Way Tree versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76 in Half Way Tree versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $322 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇯🇲 Half Way Tree

🇮🇩 Ubud, Bali

🕒 Local time

03:20 3:20 AM

16:20 4:20 PM

13 h ahead of Half Way Tree

🌤 Weather

👥 Population

18,552

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.64 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.64 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Half Way Tree Ubud, Bali 18,340 km ≈ 23 h nonstop flight

From you

Half Way Tree
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Half Way Tree vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Half Way Tree, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,280 per month in Half Way Tree and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,126 in Half Way Tree and $1,078 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $63 per month in Half Way Tree and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $853 in Half Way Tree and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Half Way Tree costs $853 versus $1,331 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.