Cost of Living Comparison Between Half Way Tree and Ubud, Bali Cost of Living Comparison Between Half Way Tree and Ubud, Bali

Monthly Cost of Living

A single person spends $871 per month in Half Way Tree vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,444 per month in Half Way Tree vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,016 per month in Half Way Tree vs $3,275 in Ubud, Bali, rent included.

Half Way Tree is about 37% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Half Way Tree sits 37% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.65 JMD 730

$3.33 Rp 58.7K

39.64%

Three-Course Dinner for Two, Mid-Range

$76.1 JMD 11.9K

$35.82 Rp 630.7K

112.37%

Fast Food Meal (McDonalds, etc)

$8.59 JMD 1,349

$5.63 Rp 99.1K

52.58%

Cappuccino

$5.42 JMD 851

$2.82 Rp 49.7K

92.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 JMD 145

$1.75 Rp 30.8K

-47.43%

Water (0.33 liter bottle)

$0.61 JMD 96.5

$0.80 Rp 14.0K

-23.75%

Local Beer (0.5 liter draught)

$2.14 JMD 337

$3.04 Rp 53.6K

-29.61%

Imported Beer (0.33 liter bottle)

$3.22 JMD 505

$4.30 Rp 75.7K

-25.12%

Milk (1 liter)

$3.89 JMD 611

$1.61 Rp 28.3K

141.61%

White Bread (500g)

$1.74 JMD 273

$2.27 Rp 39.9K

-23.35%

Rice (white) (1kg)

$1.35 JMD 212

$1.17 Rp 20.6K

15.38%

Eggs

$3.50 JMD 549

$2.17 Rp 38.2K

61.29%

Local Cheese (1kg)

$11.61 JMD 1,823

$17.63 Rp 310.5K

-34.15%

Chicken Fillets (1kg)

$6.28 JMD 987

$4.05 Rp 71.4K

55.06%

Beef Round Steak (1kg)

$10.21 JMD 1,604

$12.18 Rp 214.5K

-16.17%

Apples (1kg)

$4.29 JMD 674

$3.62 Rp 63.7K

18.51%

Banana (1kg)

$4.00 JMD 629

$1.64 Rp 28.8K

143.90%

Oranges (1kg)

$4.21 JMD 661

$2.31 Rp 40.6K

82.25%

Tomato (1kg)

$2.82 JMD 442

$1.96 Rp 34.5K

43.88%

Potato (1kg)

$2.75 JMD 432

$1.84 Rp 32.5K

49.46%

Onion (1kg)

$2.71 JMD 425

$2.37 Rp 41.7K

14.35%

Lettuce (1 head)

$1.28 JMD 200

$1.05 Rp 18.5K

21.90%

Water (1.5 liter bottle)

$0.90 JMD 142

$0.54 Rp 9,560

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.73 JMD 1,529

$2.30 Rp 40.6K

323.04%

Wine (Bottle)

$11.18 JMD 1,756

$23.08 Rp 406.4K

-51.56%

Local Beer (0.5 liter bottle)

$2.90 JMD 456

$2.34 Rp 41.2K

23.93%

Imported Beer (0.33 liter bottle)

$3.93 JMD 617

$3.07 Rp 54.0K

28.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$43.40 JMD 6,817

$9.42 Rp 165.9K

360.72%

Taxi Start (Normal Tariff)

$0.98 JMD 153

$0.49 Rp 8,631

100.00%

Taxi (Normal Tariff) (1km)

$3.08 JMD 483

$0.47 Rp 8,349

555.32%

Taxi 1hour Waiting (Normal Tariff)

$6.49 JMD 1,019

$5.60 Rp 98.6K

15.89%

Gasoline (1 liter)

$1.42 JMD 223

$0.81 Rp 14.2K

75.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K JMD 6.9M

$25.0K Rp 440.3M

75.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K JMD 5.2M

$31.1K Rp 547.0M

5.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 JMD 27.0K

$82.7 Rp 1.5M

107.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.24 JMD 4,594

$6.49 Rp 114.2K

350.54%

Internet (50+ Mbps, Unlimited Data)

$44.52 JMD 6,993

$18.79 Rp 330.8K

136.93%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$13.51 JMD 2,122

$4.30 Rp 75.7K

214.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.9 JMD 10.0K

$494 Rp 8.7M

-87.08%

International Primary School, 1 Child (Yearly)

$8,392 JMD 1.3M

$5,917 Rp 104.2M

41.83%

Jeans (Levis 501 Or Similar)

$15.95 JMD 2,506

$46.28 Rp 814.8K

-65.54%

Summer Dress (H&M, Zara, etc)

$32.03 JMD 5,032

$36.44 Rp 641.6K

-12.10%

Sport Shoes (Adidas, Nike)

$31.91 JMD 5,013

$80.7 Rp 1.4M

-60.46%

Men's Leather Business Shoes

$31.78 JMD 4,991

$78.8 Rp 1.4M

-59.67%

1-bedroom Apartment, City Center (Monthly)

$1,118 JMD 175.7K

$1,114 Rp 19.6M

0.39%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Half Way Tree: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,118 in Half Way Tree versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Half Way Tree versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $323 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Half Way Tree vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 58% more than Half Way Tree, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,307 per month in Half Way Tree and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 361% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $63.9 per month in Half Way Tree and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $871, than in Ubud, Bali at $1,378. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $871 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.