Cost of Living Comparison Between Half Way Tree and Ubud, Bali Cost of Living Comparison Between Half Way Tree and Ubud, Bali

Monthly Cost of Living

A single person spends $812 per month in Half Way Tree vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,313 per month in Half Way Tree vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,814 per month in Half Way Tree vs $3,660 in Ubud, Bali, rent included.

Half Way Tree is about 43% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Half Way Tree sits 39% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.71 JMD 741

$3.56 Rp 63.9K

32.30%

Three-Course Dinner for Two, Mid-Range

$63.7 JMD 10.0K

$32.73 Rp 586.8K

94.68%

Fast Food Meal (McDonalds, etc)

$8.99 JMD 1,414

$4.95 Rp 88.7K

81.62%

Cappuccino

$4.23 JMD 665

$2.71 Rp 48.6K

56.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 JMD 155

$1.34 Rp 24.1K

-26.87%

Water (0.33 liter bottle)

$0.64 JMD 101

$0.70 Rp 12.5K

-8.57%

Local Beer (0.5 liter draught)

$2.51 JMD 395

$2.92 Rp 52.3K

-14.04%

Imported Beer (0.33 liter bottle)

$3.04 JMD 478

$3.96 Rp 70.9K

-23.23%

Milk (1 liter)

$3.69 JMD 580

$1.81 Rp 32.4K

103.87%

White Bread (500g)

$1.66 JMD 261

$2.52 Rp 45.1K

-34.13%

Rice (white) (1kg)

$1.37 JMD 215

$1.16 Rp 20.8K

18.10%

Eggs

$3.41 JMD 536

$2.46 Rp 44.1K

38.62%

Local Cheese (1kg)

$10.93 JMD 1,719

$14.71 Rp 263.7K

-25.70%

Chicken Fillets (1kg)

$6.17 JMD 970

$4.32 Rp 77.4K

42.82%

Beef Round Steak (1kg)

$7.42 JMD 1,166

$12.14 Rp 217.5K

-38.88%

Apples (1kg)

$4.19 JMD 659

$3.84 Rp 68.8K

9.11%

Banana (1kg)

$3.05 JMD 480

$1.56 Rp 27.9K

95.51%

Oranges (1kg)

$4.04 JMD 636

$2.83 Rp 50.8K

42.76%

Tomato (1kg)

$2.81 JMD 442

$2.33 Rp 41.7K

20.60%

Potato (1kg)

$2.04 JMD 321

$1.91 Rp 34.3K

6.81%

Onion (1kg)

$1.91 JMD 301

$2.20 Rp 39.5K

-13.18%

Lettuce (1 head)

$1.27 JMD 199

$1.01 Rp 18.2K

25.74%

Water (1.5 liter bottle)

$0.98 JMD 154

$0.78 Rp 13.9K

25.64%

Cigarettes 20 Pack (Marlboro, Camel)

$8.70 JMD 1,368

$3.32 Rp 59.4K

162.05%

Wine (Bottle)

$11.24 JMD 1,767

$23.74 Rp 425.5K

-52.65%

Local Beer (0.5 liter bottle)

$2.78 JMD 437

$2.79 Rp 50.0K

-0.36%

Imported Beer (0.33 liter bottle)

$3.04 JMD 478

$2.86 Rp 51.3K

6.29%

One-way Ticket (Public Transport)

$0.60 JMD 94.6

$0.27 Rp 4,819

122.22%

Public Transport Monthly Pass (Regular Price)

$44.06 JMD 6,929

$8.03 Rp 143.9K

448.69%

Taxi Start (Normal Tariff)

$0.93 JMD 145

$0.46 Rp 8,181

102.17%

Taxi (Normal Tariff) (1km)

$3.13 JMD 492

$0.45 Rp 8,068

595.56%

Taxi 1hour Waiting (Normal Tariff)

$6.09 JMD 957

$6.10 Rp 109.3K

-0.16%

Gasoline (1 liter)

$1.26 JMD 198

$0.79 Rp 14.2K

59.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K JMD 6.6M

$26.1K Rp 468.8M

60.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K JMD 5.2M

$32.1K Rp 575.8M

2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 JMD 25.3K

$79.9 Rp 1.4M

101.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.08 JMD 3,472

$4.06 Rp 72.9K

443.84%

Internet (50+ Mbps, Unlimited Data)

$44.16 JMD 6,945

$23.52 Rp 421.6K

87.76%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$13.30 JMD 2,091

$4.15 Rp 74.3K

220.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$62.8 JMD 9,873

$304 Rp 5.4M

-79.34%

International Primary School, 1 Child (Yearly)

$2,509 JMD 394.5K

$6,613 Rp 118.5M

-62.06%

Jeans (Levis 501 Or Similar)

$15.58 JMD 2,450

$55.5 Rp 995.6K

-71.95%

Summer Dress (H&M, Zara, etc)

$25.66 JMD 4,035

$38.31 Rp 686.7K

-33.02%

Sport Shoes (Adidas, Nike)

$31.15 JMD 4,899

$88.6 Rp 1.6M

-64.84%

Men's Leather Business Shoes

$31.21 JMD 4,908

$77.9 Rp 1.4M

-59.92%

1-bedroom Apartment, City Center (Monthly)

$1,122 JMD 176.5K

$1,006 Rp 18.0M

11.50%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Half Way Tree: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,122 in Half Way Tree versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Half Way Tree versus $33.00 in Ubud, Bali. Groceries tell a different story – $297 in Half Way Tree vs $302 in Ubud, Bali – so Half Way Tree wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Half Way Tree vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 75% more than Half Way Tree, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,217 per month in Half Way Tree and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 449% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $62.8 per month in Half Way Tree and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $812, than in Ubud, Bali at $1,419. In Half Way Tree it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $812 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.