Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ernakulam

For one person, living is cheaper in Ernakulam: $355 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
17

Cost of Living Index in Ernakulam
Learn more

Ernakulam Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Ernakulam

🇮🇳 India

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ernakulam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ernakulam actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $355 in Ernakulam, rent included.

Ubud, Bali $1,368
Ernakulam $355

A couple spends around $2,314 per month in Ubud, Bali vs $573 in Ernakulam, rent included.

Ubud, Bali $2,314
Ernakulam $573

A family of three spends $3,260 per month in Ubud, Bali vs $790 in Ernakulam, rent included.

Ubud, Bali $3,260
Ernakulam $790

Ubud, Bali costs about 285% more than Ernakulam, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Ernakulam is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.64 ₹156

103.05%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$8.35 ₹793

321.32%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.45 ₹328

68.12%

Cappuccino

$2.73 Rp 49.1K

$1.27 ₹121

114.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.40 ₹37.91

310.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.15 ₹13.78

453.33%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.69 ₹161

59.76%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.11 ₹200

103.79%

Milk (1 liter)

$1.50 Rp 27.1K

$0.59 ₹56.0

154.24%

White Bread (500g)

$2.30 Rp 41.4K

$0.50 ₹47.38

360.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.61 ₹57.6

93.44%

Eggs

$2.14 Rp 38.6K

$0.89 ₹84.9

140.45%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.31 ₹504

229.19%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.84 ₹270

41.90%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$2.22 ₹211

59.91%

Banana (1kg)

$1.57 Rp 28.3K

$0.72 ₹68.7

118.06%

Oranges (1kg)

$2.24 Rp 40.2K

$1.06 ₹101

111.32%

Tomato (1kg)

$1.93 Rp 34.7K

$0.48 ₹45.72

302.08%

Potato (1kg)

$1.88 Rp 33.9K

$0.38 ₹36.16

394.74%

Onion (1kg)

$2.29 Rp 41.3K

$0.49 ₹46.73

367.35%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.52 ₹48.96

90.38%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.29 ₹27.23

82.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.35 ₹413

-47.59%

Wine (Bottle)

$23.01 Rp 414.2K

$5.24 ₹498

339.12%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.73 ₹164

35.26%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.47 ₹234

17.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.04 ₹478

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.16 ₹14.84

50.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.33 ₹127

-63.91%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.32 ₹30.60

43.75%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.27 ₹121

329.13%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.14 ₹108

-22.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$12.5K ₹1.2M

95.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$26.8K ₹2.5M

16.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$32.84 ₹3,118

152.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.37 ₹320

91.39%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.79 ₹644

173.49%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$12.19 ₹1,158

357.92%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$8.83 ₹838

105.10%

Cinema Ticket

$4.38 Rp 78.9K

$2.11 ₹200

107.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$55.3 ₹5,251

791.64%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,059 ₹195.6K

179.38%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$21.25 ₹2,018

117.36%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$17.75 ₹1,685

99.04%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$36.50 ₹3,466

116.68%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$26.91 ₹2,556

191.30%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$148 ₹14.1K

671.91%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$92.0 ₹8,735

634.48%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$371 ₹35.3K

843.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$227 ₹21.6K

648.16%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,078 ₹102.4K

158.16%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,197 ₹113.7K

87.19%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$346 ₹32.9K

-52.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.5

45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Ernakulam: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Ernakulam

$92 25.9% 86.4% $584

Groceries & Markets

Ubud, Bali

$290 21.2%

Ernakulam

$101 28.4% 65.3% $190

Eating Out

Ubud, Bali

$109 8%

Ernakulam

$54 15.1% 50.7% $55

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Ernakulam

$43 12.1% 60.2% $65

Clothing & Footwear

Ubud, Bali

$108 7.9%

Ernakulam

$46 13% 57.2% $61

Sport & Entertainment

Ubud, Bali

$65 4.7%

Ernakulam

$16 4.6% 74.6% $48

Getting Around

Ubud, Bali

$13 0.9%

Ernakulam

$3.6 * 1% 71.6% $9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $148 in Ernakulam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 110% higher in Ernakulam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $8.00 in Ernakulam. Monthly groceries follow the same trend: $290 vs $101 – making Ernakulam the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Ernakulam

🕒 Local time

05:30 5:30 AM

03:00 3:00 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

612,343

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,268 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ernakulam 4,780 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Ernakulam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ernakulam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 285%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $533 in Ernakulam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ernakulam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $8.00 in Ernakulam. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 188% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ernakulam, where all-in costs run around $355, than in Ubud, Bali at $1,368. In Ernakulam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ernakulam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ernakulam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.