Last update: Oct 2026

Cost of Living Comparison Between Ernakulam and Ubud, Bali

For one person, living is cheaper in Ernakulam: $393 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Ernakulam
Learn more

Ernakulam Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Ernakulam

🇮🇳 India

$393

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ernakulam and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ernakulam and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $393 per month in Ernakulam vs $1,349 in Ubud, Bali, rent included.

Ernakulam $393
Ubud, Bali $1,349

A couple spends around $651 per month in Ernakulam vs $2,305 in Ubud, Bali, rent included.

Ernakulam $651
Ubud, Bali $2,305

A family of three spends $909 per month in Ernakulam vs $3,261 in Ubud, Bali, rent included.

Ernakulam $909
Ubud, Bali $3,261

Ernakulam is about 71% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.70 ₹162

$3.32 Rp 60.4K

-48.80%

Three-Course Dinner for Two, Mid-Range

$8.18 ₹779

$35.64 Rp 647.8K

-77.05%

Fast Food Meal (McDonalds, etc)

$3.65 ₹347

$5.53 Rp 100.6K

-34.00%

Cappuccino

$1.29 ₹123

$2.72 Rp 49.4K

-52.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.58

$1.70 Rp 30.9K

-77.06%

Water (0.33 liter bottle)

$0.12 ₹11.55

$0.76 Rp 13.8K

-84.21%

Local Beer (0.5 liter draught)

$1.62 ₹154

$2.65 Rp 48.2K

-38.87%

Imported Beer (0.33 liter bottle)

$2.12 ₹202

$4.38 Rp 79.6K

-51.60%

Milk (1 liter)

$0.63 ₹60.2

$1.49 Rp 27.1K

-57.72%

White Bread (500g)

$0.50 ₹47.41

$2.28 Rp 41.4K

-78.07%

Rice (white) (1kg)

$0.63 ₹59.6

$1.19 Rp 21.6K

-47.06%

Eggs

$0.90 ₹86.1

$2.04 Rp 37.0K

-55.88%

Local Cheese (1kg)

$5.52 ₹526

$17.70 Rp 321.7K

-68.81%

Chicken Fillets (1kg)

$2.82 ₹268

$3.96 Rp 72.0K

-28.79%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$2.25 ₹214

$3.66 Rp 66.4K

-38.52%

Banana (1kg)

$0.70 ₹66.3

$1.52 Rp 27.6K

-53.95%

Oranges (1kg)

$1.06 ₹101

$2.23 Rp 40.5K

-52.47%

Tomato (1kg)

$0.45 ₹43.14

$1.97 Rp 35.9K

-77.16%

Potato (1kg)

$0.38 ₹36.21

$1.85 Rp 33.6K

-79.46%

Onion (1kg)

$0.50 ₹47.43

$2.42 Rp 44.1K

-79.34%

Lettuce (1 head)

$0.56 ₹53.6

$0.99 Rp 18.0K

-43.43%

Water (1.5 liter bottle)

$0.29 ₹27.40

$0.51 Rp 9,332

-43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.52 ₹431

$2.22 Rp 40.4K

103.60%

Wine (Bottle)

$5.37 ₹512

$22.24 Rp 404.2K

-75.85%

Local Beer (0.5 liter bottle)

$1.69 ₹161

$2.26 Rp 41.1K

-25.22%

Imported Beer (0.33 liter bottle)

$2.50 ₹239

$2.97 Rp 54.0K

-15.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.07 ₹483

One-way Ticket (Public Transport)

$0.10 ₹9.20

$0.25 Rp 4,562

-60.00%

Public Transport Monthly Pass (Regular Price)

$6.24 ₹595

$7.82 Rp 142.2K

-20.20%

Taxi Start (Normal Tariff)

$1.33 ₹126

$0.44 Rp 7,989

202.27%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.72

$0.43 Rp 7,817

-23.26%

Taxi 1hour Waiting (Normal Tariff)

$1.34 ₹128

$5.41 Rp 98.3K

-75.23%

Gasoline (1 liter)

$1.09 ₹104

$0.82 Rp 15.0K

32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$23.8K Rp 433.3M

-53.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ₹2.6M

$31.7K Rp 577.0M

-14.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.90 ₹3,133

$79.1 Rp 1.4M

-58.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.28 ₹312

$6.45 Rp 117.2K

-49.15%

Internet (50+ Mbps, Unlimited Data)

$6.63 ₹631

$18.58 Rp 337.7K

-64.32%

Gym Membership (Monthly)

$12.20 ₹1,162

$49.48 Rp 899.4K

-75.34%

Tennis Court (1 Hour on Weekend)

$9.04 ₹861

$17.65 Rp 320.8K

-48.78%

Cinema Ticket

$2.16 ₹206

$4.27 Rp 77.7K

-49.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.8 ₹5,407

$491 Rp 8.9M

-88.43%

International Primary School, 1 Child (Yearly)

$2,068 ₹196.9K

$5,674 Rp 103.1M

-63.55%

Jeans (Levis 501 Or Similar)

$21.73 ₹2,069

$44.64 Rp 811.4K

-51.32%

Summer Dress (H&M, Zara, etc)

$17.36 ₹1,653

$34.95 Rp 635.3K

-50.33%

Sport Shoes (Adidas, Nike)

$36.23 ₹3,450

$79.9 Rp 1.5M

-54.66%

Men's Leather Business Shoes

$27.47 ₹2,615

$79.4 Rp 1.4M

-65.41%

1-bedroom Apartment, City Center (Monthly)

$226 ₹21.5K

$1,125 Rp 20.4M

-79.91%

1-bedroom Apartment, Outside City Center (Monthly)

$121 ₹11.5K

$671 Rp 12.2M

-82.01%

3-bedroom Apartment, City Center (Monthly)

$415 ₹39.5K

$3,565 Rp 64.8M

-88.35%

3-bedroom Apartment, Outside City Center (Monthly)

$330 ₹31.4K

$1,723 Rp 31.3M

-80.84%

Buy Apartment in City Center (m2)

$1,084 ₹103.2K

$2,732 Rp 49.6M

-60.33%

Buy Apartment Outside City Center (m2)

$1,184 ₹112.7K

$2,284 Rp 41.5M

-48.16%

Average Monthly Net Salary (After Tax)

$349 ₹33.3K

$164 Rp 3.0M

113.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.5

13.78

-31.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ernakulam: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ernakulam

$121 30.8%

Ubud, Bali

$672 49.8% 456% $551

Groceries & Markets

Ernakulam

$102 26%

Ubud, Bali

$288 21.4% 183% $186

Eating Out

Ernakulam

$54 13.9%

Ubud, Bali

$108 8% 97.7% $53

Clothing & Footwear

Ernakulam

$46 11.8%

Ubud, Bali

$108 8% 133% $61

Monthly Utilities & Internet

Ernakulam

$43 10.9%

Ubud, Bali

$104 7.7% 143% $61

Sport & Entertainment

Ernakulam

$17 4.2%

Ubud, Bali

$58 4.3% 251% $42

Getting Around

Ernakulam

$9.6 2.5%

Ubud, Bali

$11 0.9% 18.7% $1.8

Cost Breakdown

A central one-bedroom costs $226 in Ernakulam versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ernakulam are about 2.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8 in Ernakulam versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $102 vs $288 – making Ernakulam the more affordable choice for daily food spending.

Good to know

🇮🇳 Ernakulam

🇮🇩 Ubud, Bali

🕒 Local time

03:06 3:06 AM

05:36 5:36 AM

2 h 30 min ahead of Ernakulam

🌤 Weather

👥 Population

612,343

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Ernakulam Ubud, Bali 4,780 km ≈ 6 h nonstop flight

From you

Ernakulam
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ernakulam vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 244%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $589 per month in Ernakulam and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ernakulam, especially for central apartments: a one-bedroom in the center costs $226 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $393 in Ernakulam and $1,349 in Ubud, Bali. That makes Ernakulam about 71% cheaper.

Public transport costs about 20% less in Ernakulam. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ernakulam, where all-in costs run around $393, than in Ubud, Bali at $1,349. In Ernakulam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ernakulam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ernakulam is the easier option financially – housing and daily costs are lower, and overall it costs about 71% less, which matters a lot on a fixed budget or early-career salary.