Cost of Living Comparison Between Ubud, Bali and Embrach Cost of Living Comparison Between Ubud, Bali and Embrach

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $3,494 in Embrach, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $5,444 in Embrach, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $7,395 in Embrach, rent included.

Ubud, Bali is about 60% cheaper than Embrach, driven mainly by Eating Out.

Both Ubud, Bali and Embrach sit above the global median – Ubud, Bali by 5%, Embrach by 162%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$31.20 CHF 25.27

-88.94%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$142 CHF 115

-77.22%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$18.13 CHF 14.68

-73.30%

Cappuccino

$2.75 Rp 49.4K

$5.94 CHF 4.82

-53.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$5.39 CHF 4.37

-74.40%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$4.87 CHF 3.94

-84.60%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$8.34 CHF 6.75

-64.15%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$7.28 CHF 5.90

-47.12%

Milk (1 liter)

$1.74 Rp 31.2K

$2.13 CHF 1.73

-18.31%

White Bread (500g)

$2.46 Rp 44.2K

$3.63 CHF 2.94

-32.23%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.28 CHF 3.47

-72.66%

Eggs

$2.43 Rp 43.7K

$7.25 CHF 5.88

-66.48%

Local Cheese (1kg)

$14.50 Rp 260.6K

$28.83 CHF 23.35

-49.71%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$33.53 CHF 27.16

-87.03%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$48.42 CHF 39.22

-75.26%

Apples (1kg)

$3.72 Rp 66.8K

$3.70 CHF 3.00

0.54%

Banana (1kg)

$1.63 Rp 29.2K

$2.24 CHF 1.82

-27.23%

Oranges (1kg)

$2.74 Rp 49.3K

$2.90 CHF 2.35

-5.52%

Tomato (1kg)

$2.24 Rp 40.3K

$6.46 CHF 5.23

-65.33%

Potato (1kg)

$1.92 Rp 34.5K

$2.52 CHF 2.04

-23.81%

Onion (1kg)

$2.28 Rp 40.9K

$2.32 CHF 1.88

-1.72%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.59 CHF 2.10

-59.07%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.37 CHF 1.11

-47.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$11.03 CHF 8.93

-70.17%

Wine (Bottle)

$23.19 Rp 416.8K

$13.00 CHF 10.53

78.38%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.43 CHF 1.97

14.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.20 CHF 2.59

-14.69%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.82 CHF 3.09

-92.93%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$98.5 CHF 79.8

-91.77%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$8.01 CHF 6.49

-94.01%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$4.11 CHF 3.33

-89.78%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$80.2 CHF 65.0

-92.25%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.19 CHF 1.78

-63.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$40.1K CHF 32.5K

-33.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$41.7K CHF 33.8K

-22.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$259 CHF 210

-69.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$49.04 CHF 39.72

-91.70%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$59.1 CHF 47.84

-58.80%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$87.1 CHF 70.5

13.25%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$74.1 CHF 60.0

-91.44%

Cinema Ticket

$3.99 Rp 71.6K

$22.37 CHF 18.12

-82.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$2,938 CHF 2,380

-89.62%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$35.4K CHF 28.7K

-81.23%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$137 CHF 111

-60.53%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$68.4 CHF 55.4

-44.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$149 CHF 120

-41.58%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$186 CHF 151

-59.03%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,691 CHF 1,369

-41.33%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,472 CHF 1,192

-54.29%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,850 CHF 2,309

18.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$2,497 CHF 2,023

-17.90%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$16.2K CHF 13.1K

-82.71%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$12.6K CHF 10.2K

-82.27%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$6,700 CHF 5,427

-97.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Embrach: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,691 in Embrach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3913% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $142 in Embrach. Monthly groceries follow the same trend: $297 vs $663 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embrach: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $3,494 in Embrach – roughly 148% apart. Embrach costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $5,241 in Embrach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $3,494 in Embrach. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1115% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Embrach at $3,494. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $3,494 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.