Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Embrach

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,563 in Embrach, rent and utilities included – about $26,800 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
171

Cost of Living Index in Embrach
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Embrach Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Embrach

🇨🇭 Switzerland

$3,563

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Embrach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Embrach actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $3,563 in Embrach, rent included.

Ubud, Bali $1,331
Embrach $3,563

A couple spends around $2,255 per month in Ubud, Bali vs $5,363 in Embrach, rent included.

Ubud, Bali $2,255
Embrach $5,363

A family of three spends $3,180 per month in Ubud, Bali vs $7,163 in Embrach, rent included.

Ubud, Bali $3,180
Embrach $7,163

Ubud, Bali is about 63% cheaper than Embrach, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Embrach is 164% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$30.30 CHF 24.78

-88.84%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$124 CHF 101

-72.01%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$18.53 CHF 15.15

-69.94%

Cappuccino

$2.62 Rp 47.3K

$6.21 CHF 5.08

-57.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$5.43 CHF 4.44

-71.64%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$4.82 CHF 3.95

-86.72%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$8.91 CHF 7.29

-70.03%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$7.23 CHF 5.91

-41.08%

Milk (1 liter)

$1.46 Rp 26.4K

$2.15 CHF 1.76

-32.09%

White Bread (500g)

$2.29 Rp 41.4K

$3.84 CHF 3.14

-40.36%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.33 CHF 2.73

-66.67%

Eggs

$2.10 Rp 38.0K

$7.93 CHF 6.49

-73.52%

Local Cheese (1kg)

$15.94 Rp 288.1K

$29.57 CHF 24.18

-46.09%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$28.12 CHF 23.00

-86.20%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$41.77 CHF 34.16

-72.71%

Apples (1kg)

$3.55 Rp 64.2K

$3.50 CHF 2.87

1.43%

Banana (1kg)

$1.54 Rp 27.8K

$2.06 CHF 1.68

-25.24%

Oranges (1kg)

$2.23 Rp 40.3K

$2.86 CHF 2.34

-22.03%

Tomato (1kg)

$1.97 Rp 35.6K

$4.13 CHF 3.37

-52.30%

Potato (1kg)

$1.86 Rp 33.6K

$1.69 CHF 1.38

10.06%

Onion (1kg)

$2.42 Rp 43.7K

$2.33 CHF 1.91

3.86%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.30 CHF 1.88

-55.65%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$1.28 CHF 1.04

-59.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$9.54 CHF 7.80

-76.94%

Wine (Bottle)

$21.79 Rp 393.8K

$12.34 CHF 10.09

76.58%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$2.81 CHF 2.30

-17.08%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$3.08 CHF 2.52

-3.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$4.97 CHF 4.06

-94.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$103 CHF 84.5

-92.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$7.07 CHF 5.79

-93.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$4.56 CHF 3.73

-89.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$87.0 CHF 71.1

-93.56%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.28 CHF 1.86

-63.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$43.5K CHF 35.6K

-43.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$35.7K CHF 29.2K

-11.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$284 CHF 232

-72.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$32.92 CHF 26.93

-81.35%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$56.0 CHF 45.81

-66.22%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$84.5 CHF 69.1

-39.62%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

$45.47 CHF 37.19

-59.86%

Cinema Ticket

$4.38 Rp 79.2K

$23.65 CHF 19.34

-81.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,564 CHF 2,097

-80.80%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$36.7K CHF 30.0K

-66.67%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$147 CHF 120

-69.34%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$66.1 CHF 54.0

-47.18%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$161 CHF 132

-51.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$188 CHF 153

-58.49%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,805 CHF 1,477

-40.31%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,580 CHF 1,292

-57.91%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$3,024 CHF 2,473

16.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$2,573 CHF 2,104

-35.05%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$15.0K CHF 12.3K

-84.44%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$11.0K CHF 9,008

-79.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$6,698 CHF 5,479

-97.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.03

578.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Embrach: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Embrach

$1.6K 44.3% 138% $915

Groceries & Markets

Ubud, Bali

$279 21%

Embrach

$601 16.9% 115% $321

Clothing & Footwear

Ubud, Bali

$106 8%

Embrach

$253 7.1% 138% $147

Eating Out

Ubud, Bali

$106 8%

Embrach

$473 13.3% 347% $367

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Embrach

$373 10.5% 263% $270

Sport & Entertainment

Ubud, Bali

$60 4.5%

Embrach

$132 3.7% 120% $72

Getting Around

Ubud, Bali

$12 0.9%

Embrach

$153 4.3% 1181% $141

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,805 in Embrach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Embrach are about 40 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $124 in Embrach. Monthly groceries follow the same trend: $279 vs $601 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Embrach

🕒 Local time

07:18 7:18 AM

00:18 12:18 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,300

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.818 CHF (1 CHF = 1.22 USD). 1 EUR = 0.918 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Embrach 11,950 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Embrach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embrach: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $3,563 in Embrach – Ubud, Bali comes out roughly 63% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $5,344 in Embrach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,805 in Embrach.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $3,563 in Embrach. That makes Ubud, Bali about 63% cheaper.

Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $3,563 in Embrach. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.