Cost of Living Comparison Between Ubud, Bali and Embrach Cost of Living Comparison Between Ubud, Bali and Embrach

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $3,441 in Embrach, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $5,370 in Embrach, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $7,299 in Embrach, rent included.

Ubud, Bali is about 59% cheaper than Embrach, driven mainly by Groceries & Markets.

Both Ubud, Bali and Embrach sit above the global median – Ubud, Bali by 6%, Embrach by 157%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$31.11 CHF 24.53

-88.56%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$142 CHF 112

-77.00%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$18.56 CHF 14.63

-73.33%

Cappuccino

$2.71 Rp 48.4K

$6.06 CHF 4.78

-55.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$5.15 CHF 4.06

-73.98%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$4.79 CHF 3.78

-85.39%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$8.30 CHF 6.54

-64.82%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$7.50 CHF 5.91

-47.20%

Milk (1 liter)

$1.81 Rp 32.3K

$2.23 CHF 1.76

-18.83%

White Bread (500g)

$2.52 Rp 45.0K

$3.60 CHF 2.83

-30.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$4.06 CHF 3.20

-71.43%

Eggs

$2.46 Rp 43.9K

$7.36 CHF 5.80

-66.58%

Local Cheese (1kg)

$14.71 Rp 262.7K

$29.40 CHF 23.18

-49.97%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$33.77 CHF 26.62

-87.21%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$48.58 CHF 38.30

-75.01%

Apples (1kg)

$3.84 Rp 68.6K

$3.77 CHF 2.97

1.86%

Banana (1kg)

$1.56 Rp 27.8K

$2.35 CHF 1.85

-33.62%

Oranges (1kg)

$2.83 Rp 50.6K

$2.94 CHF 2.32

-3.74%

Tomato (1kg)

$2.33 Rp 41.5K

$6.23 CHF 4.92

-62.60%

Potato (1kg)

$1.91 Rp 34.2K

$2.45 CHF 1.93

-22.04%

Onion (1kg)

$2.20 Rp 39.3K

$2.36 CHF 1.86

-6.78%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.62 CHF 2.07

-61.45%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.38 CHF 1.09

-43.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$11.06 CHF 8.72

-69.98%

Wine (Bottle)

$23.74 Rp 423.9K

$14.19 CHF 11.19

67.30%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.46 CHF 1.94

13.41%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.38 CHF 2.66

-15.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$3.99 CHF 3.15

-93.23%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$99.5 CHF 78.4

-91.93%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$7.79 CHF 6.14

-94.09%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$4.15 CHF 3.27

-89.16%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$81.0 CHF 63.9

-92.47%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.15 CHF 1.69

-63.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$40.5K CHF 31.9K

-35.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$41.6K CHF 32.8K

-22.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$262 CHF 207

-69.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$49.08 CHF 38.69

-91.73%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$59.7 CHF 47.06

-60.60%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$88.4 CHF 69.7

11.66%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$74.5 CHF 58.7

-91.10%

Cinema Ticket

$4.15 Rp 74.1K

$23.05 CHF 18.17

-82.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$2,866 CHF 2,259

-89.39%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$34.8K CHF 27.4K

-81.00%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$137 CHF 108

-59.35%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$67.3 CHF 53.0

-43.03%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$150 CHF 119

-41.07%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$187 CHF 147

-58.31%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,669 CHF 1,316

-39.68%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,442 CHF 1,137

-53.17%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,861 CHF 2,256

20.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$2,501 CHF 1,972

-18.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$13.8K CHF 10.9K

-79.40%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$10.1K CHF 7,949

-77.55%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$7,107 CHF 5,603

-97.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Embrach: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,669 in Embrach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4201% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $142 in Embrach. Monthly groceries follow the same trend: $302 vs $669 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embrach: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $3,441 in Embrach – roughly 142% apart. Embrach costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $5,162 in Embrach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $3,441 in Embrach. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1139% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Embrach at $3,441. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $3,441 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.