Cost of Living Comparison Between Embrach and Ubud, Bali Cost of Living Comparison Between Embrach and Ubud, Bali

Monthly Cost of Living

A single person spends $3,494 per month in Embrach vs $1,408 in Ubud, Bali, rent included.

A couple spends around $5,444 per month in Embrach vs $2,585 in Ubud, Bali, rent included.

A family of three spends $7,395 per month in Embrach vs $3,763 in Ubud, Bali, rent included.

Embrach costs about 148% more than Ubud, Bali, driven mainly by Eating Out.

Both Embrach and Ubud, Bali sit above the global median – Embrach by 162%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$31.20 CHF 25.22

$3.45 Rp 62.0K

804.35%

Three-Course Dinner for Two, Mid-Range

$142 CHF 115

$32.34 Rp 580.1K

338.96%

Fast Food Meal (McDonalds, etc)

$18.13 CHF 14.66

$4.84 Rp 86.9K

274.59%

Cappuccino

$5.94 CHF 4.81

$2.75 Rp 49.3K

116.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.39 CHF 4.36

$1.38 Rp 24.8K

290.58%

Water (0.33 liter bottle)

$4.87 CHF 3.94

$0.75 Rp 13.5K

549.33%

Local Beer (0.5 liter draught)

$8.34 CHF 6.74

$2.99 Rp 53.7K

178.93%

Imported Beer (0.33 liter bottle)

$7.28 CHF 5.89

$3.85 Rp 69.1K

89.09%

Milk (1 liter)

$2.13 CHF 1.73

$1.74 Rp 31.1K

22.41%

White Bread (500g)

$3.63 CHF 2.94

$2.46 Rp 44.1K

47.56%

Rice (white) (1kg)

$4.28 CHF 3.46

$1.17 Rp 21.0K

265.81%

Eggs

$7.25 CHF 5.87

$2.43 Rp 43.6K

198.35%

Local Cheese (1kg)

$28.83 CHF 23.31

$14.50 Rp 260.2K

98.83%

Chicken Fillets (1kg)

$33.53 CHF 27.11

$4.35 Rp 78.0K

670.80%

Beef Round Steak (1kg)

$48.42 CHF 39.15

$11.98 Rp 214.9K

304.17%

Apples (1kg)

$3.70 CHF 2.99

$3.72 Rp 66.7K

-0.54%

Banana (1kg)

$2.24 CHF 1.81

$1.63 Rp 29.2K

37.42%

Oranges (1kg)

$2.90 CHF 2.34

$2.74 Rp 49.2K

5.84%

Tomato (1kg)

$6.46 CHF 5.22

$2.24 Rp 40.2K

188.39%

Potato (1kg)

$2.52 CHF 2.03

$1.92 Rp 34.4K

31.25%

Onion (1kg)

$2.32 CHF 1.87

$2.28 Rp 40.8K

1.75%

Lettuce (1 head)

$2.59 CHF 2.09

$1.06 Rp 19.1K

144.34%

Water (1.5 liter bottle)

$1.37 CHF 1.11

$0.72 Rp 12.9K

90.28%

Cigarettes 20 Pack (Marlboro, Camel)

$11.03 CHF 8.92

$3.29 Rp 58.9K

235.26%

Wine (Bottle)

$13.00 CHF 10.51

$23.19 Rp 416.1K

-43.94%

Local Beer (0.5 liter bottle)

$2.43 CHF 1.96

$2.78 Rp 49.8K

-12.59%

Imported Beer (0.33 liter bottle)

$3.20 CHF 2.59

$2.73 Rp 49.0K

17.22%

One-way Ticket (Public Transport)

$3.82 CHF 3.09

$0.27 Rp 4,778

1314.81%

Public Transport Monthly Pass (Regular Price)

$98.5 CHF 79.6

$8.11 Rp 145.4K

1114.67%

Taxi Start (Normal Tariff)

$8.01 CHF 6.48

$0.48 Rp 8,659

1568.75%

Taxi (Normal Tariff) (1km)

$4.11 CHF 3.33

$0.42 Rp 7,532

878.57%

Taxi 1hour Waiting (Normal Tariff)

$80.2 CHF 64.9

$6.22 Rp 111.6K

1189.87%

Gasoline (1 liter)

$2.19 CHF 1.77

$0.81 Rp 14.6K

170.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.1K CHF 32.4K

$26.6K Rp 477.4M

50.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K CHF 33.7K

$32.2K Rp 577.4M

29.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 CHF 210

$78.4 Rp 1.4M

230.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.04 CHF 39.65

$4.07 Rp 73.0K

1104.91%

Internet (50+ Mbps, Unlimited Data)

$59.1 CHF 47.75

$24.33 Rp 436.4K

142.75%

Gym Membership (Monthly)

$87.1 CHF 70.4

$98.6 Rp 1.8M

-11.70%

Tennis Court (1 Hour on Weekend)

$74.1 CHF 59.9

$6.34 Rp 113.7K

1068.77%

Cinema Ticket

$22.37 CHF 18.08

$3.99 Rp 71.5K

460.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,938 CHF 2,376

$305 Rp 5.5M

863.32%

International Primary School, 1 Child (Yearly)

$35.4K CHF 28.6K

$6,642 Rp 119.2M

432.66%

Jeans (Levis 501 Or Similar)

$137 CHF 111

$54.1 Rp 971.2K

153.38%

Summer Dress (H&M, Zara, etc)

$68.4 CHF 55.3

$37.81 Rp 678.2K

80.80%

Sport Shoes (Adidas, Nike)

$149 CHF 120

$86.8 Rp 1.6M

71.18%

Men's Leather Business Shoes

$186 CHF 151

$76.4 Rp 1.4M

144.10%

1-bedroom Apartment, City Center (Monthly)

$1,691 CHF 1,367

$992 Rp 17.8M

70.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,472 CHF 1,190

$673 Rp 12.1M

118.79%

3-bedroom Apartment, City Center (Monthly)

$2,850 CHF 2,304

$3,375 Rp 60.5M

-15.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,497 CHF 2,019

$2,050 Rp 36.8M

21.80%

Buy Apartment in City Center (m2)

$16.2K CHF 13.1K

$2,805 Rp 50.3M

478.46%

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.2K

$2,227 Rp 39.9M

463.93%

Average Monthly Net Salary (After Tax)

$6,700 CHF 5,417

$167 Rp 3.0M

3912.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embrach: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,691 in Embrach versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3913% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in Embrach versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $663 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embrach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,494 in Embrach, $1,408 in Ubud, Bali – roughly 148% apart. Embrach costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $5,241 per month in Embrach and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,494 in Embrach and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1115% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Embrach at $3,494. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $3,494 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.