Last update: Oct 2026

Cost of Living Comparison Between Embrach and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,413 in Embrach, rent and utilities included – about $24,500 less a year. Rent and utilities account for about half of the difference.

165

Cost of Living Index in Embrach
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Embrach Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Embrach

🇨🇭 Switzerland

$3,413

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Embrach and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Embrach and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,413 per month in Embrach vs $1,368 in Ubud, Bali, rent included.

Embrach $3,413
Ubud, Bali $1,368

A couple spends around $5,157 per month in Embrach vs $2,314 in Ubud, Bali, rent included.

Embrach $5,157
Ubud, Bali $2,314

A family of three spends $6,900 per month in Embrach vs $3,260 in Ubud, Bali, rent included.

Embrach $6,900
Ubud, Bali $3,260

Embrach costs about 150% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Embrach and Ubud, Bali sit above the global median – Embrach by 153%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$29.58 CHF 24.36

$3.33 Rp 59.9K

788.29%

Three-Course Dinner for Two, Mid-Range

$119 CHF 97.7

$35.18 Rp 633.2K

237.21%

Fast Food Meal (McDonalds, etc)

$18.28 CHF 15.05

$5.80 Rp 104.5K

215.17%

Cappuccino

$6.10 CHF 5.02

$2.73 Rp 49.1K

123.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.27 CHF 4.34

$1.64 Rp 29.5K

221.34%

Water (0.33 liter bottle)

$4.94 CHF 4.07

$0.83 Rp 15.0K

495.18%

Local Beer (0.5 liter draught)

$8.93 CHF 7.36

$2.70 Rp 48.6K

230.74%

Imported Beer (0.33 liter bottle)

$7.01 CHF 5.77

$4.30 Rp 77.4K

63.02%

Milk (1 liter)

$2.20 CHF 1.81

$1.50 Rp 27.1K

46.67%

White Bread (500g)

$3.68 CHF 3.03

$2.30 Rp 41.4K

60.00%

Rice (white) (1kg)

$3.63 CHF 2.99

$1.18 Rp 21.2K

207.63%

Eggs

$7.75 CHF 6.38

$2.14 Rp 38.6K

262.15%

Local Cheese (1kg)

$25.68 CHF 21.15

$17.48 Rp 314.6K

46.91%

Chicken Fillets (1kg)

$28.23 CHF 23.25

$4.03 Rp 72.5K

600.50%

Beef Round Steak (1kg)

$39.96 CHF 32.91

$12.23 Rp 220.1K

226.74%

Apples (1kg)

$3.53 CHF 2.91

$3.55 Rp 63.9K

-0.56%

Banana (1kg)

$2.04 CHF 1.68

$1.57 Rp 28.3K

29.94%

Oranges (1kg)

$2.60 CHF 2.14

$2.24 Rp 40.2K

16.07%

Tomato (1kg)

$4.70 CHF 3.87

$1.93 Rp 34.7K

143.52%

Potato (1kg)

$1.79 CHF 1.48

$1.88 Rp 33.9K

-4.79%

Onion (1kg)

$2.13 CHF 1.75

$2.29 Rp 41.3K

-6.99%

Lettuce (1 head)

$2.26 CHF 1.86

$0.99 Rp 17.9K

128.28%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.53 Rp 9,475

135.85%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 CHF 8.89

$2.28 Rp 41.1K

373.68%

Wine (Bottle)

$12.55 CHF 10.33

$23.01 Rp 414.2K

-45.46%

Local Beer (0.5 liter bottle)

$2.69 CHF 2.21

$2.34 Rp 42.2K

14.96%

Imported Beer (0.33 liter bottle)

$3.16 CHF 2.60

$2.91 Rp 52.4K

8.59%

One-way Ticket (Public Transport)

$4.62 CHF 3.80

$0.24 Rp 4,315

1825.00%

Public Transport Monthly Pass (Regular Price)

$97.8 CHF 80.5

$8.82 Rp 158.7K

1008.62%

Taxi Start (Normal Tariff)

$7.57 CHF 6.23

$0.48 Rp 8,684

1477.08%

Taxi (Normal Tariff) (1km)

$4.62 CHF 3.80

$0.46 Rp 8,233

904.35%

Taxi 1hour Waiting (Normal Tariff)

$74.5 CHF 61.3

$5.45 Rp 98.2K

1266.06%

Gasoline (1 liter)

$2.18 CHF 1.80

$0.88 Rp 15.9K

147.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.5K CHF 34.1K

$24.6K Rp 442.2M

68.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.2K

$31.2K Rp 561.4M

25.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 231

$83.0 Rp 1.5M

237.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.14 CHF 27.30

$6.45 Rp 116.0K

413.80%

Internet (50+ Mbps, Unlimited Data)

$56.0 CHF 46.09

$18.57 Rp 334.2K

201.35%

Gym Membership (Monthly)

$88.4 CHF 72.8

$55.8 Rp 1.0M

58.37%

Tennis Court (1 Hour on Weekend)

$46.03 CHF 37.91

$18.11 Rp 326.0K

154.17%

Cinema Ticket

$22.52 CHF 18.55

$4.38 Rp 78.9K

414.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,681 CHF 2,208

$493 Rp 8.9M

443.84%

International Primary School, 1 Child (Yearly)

$34.0K CHF 28.0K

$5,754 Rp 103.6M

490.87%

Jeans (Levis 501 Or Similar)

$142 CHF 117

$46.19 Rp 831.4K

207.73%

Summer Dress (H&M, Zara, etc)

$58.3 CHF 48.02

$35.33 Rp 636.0K

65.02%

Sport Shoes (Adidas, Nike)

$152 CHF 126

$79.1 Rp 1.4M

92.65%

Men's Leather Business Shoes

$186 CHF 153

$78.4 Rp 1.4M

136.98%

1-bedroom Apartment, City Center (Monthly)

$1,685 CHF 1,388

$1,142 Rp 20.6M

47.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,472 CHF 1,213

$676 Rp 12.2M

117.90%

3-bedroom Apartment, City Center (Monthly)

$2,787 CHF 2,295

$3,503 Rp 63.1M

-20.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,429 CHF 2,001

$1,700 Rp 30.6M

42.90%

Buy Apartment in City Center (m2)

$15.7K CHF 12.9K

$2,784 Rp 50.1M

462.79%

Buy Apartment Outside City Center (m2)

$12.2K CHF 10.1K

$2,241 Rp 40.3M

446.06%

Average Monthly Net Salary (After Tax)

$6,693 CHF 5,513

$165 Rp 3.0M

3967.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

13.78

-84.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embrach: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Embrach

$1.5K 43.2%

Ubud, Bali

$676 49.4% 54.1% $797

Groceries & Markets

Embrach

$585 17.1%

Ubud, Bali

$290 21.2% 50.3% $294

Eating Out

Embrach

$464 13.6%

Ubud, Bali

$109 8% 76.6% $355

Monthly Utilities & Internet

Embrach

$369 10.8%

Ubud, Bali

$108 7.9% 70.7% $261

Clothing & Footwear

Embrach

$242 7.1%

Ubud, Bali

$108 7.9% 55.6% $135

Getting Around

Embrach

$147 4.3%

Ubud, Bali

$13 0.9% 91.5% $134

Sport & Entertainment

Embrach

$133 3.9%

Ubud, Bali

$65 4.7% 51.6% $69

Cost Breakdown

A central one-bedroom costs $1,685 in Embrach versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3968% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Embrach versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $585 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Embrach

🇮🇩 Ubud, Bali

🕒 Local time

06:19 6:19 AM

12:19 12:19 PM

6 h ahead of Embrach

🌤 Weather

👥 Population

9,300

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Embrach Ubud, Bali 11,950 km ≈ 15 h nonstop flight

From you

Embrach
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embrach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,413 in Embrach, $1,368 in Ubud, Bali – roughly 150% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,119 per month in Embrach and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,413 in Embrach and $1,368 in Ubud, Bali. That's a gap of about 150%.

Public transport costs about 1009% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Embrach at $3,413. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,413 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.