Cost of Living Comparison Between Embrach and Ubud, Bali Cost of Living Comparison Between Embrach and Ubud, Bali

Monthly Cost of Living

A single person spends $3,441 per month in Embrach vs $1,419 in Ubud, Bali, rent included.

A couple spends around $5,370 per month in Embrach vs $2,540 in Ubud, Bali, rent included.

A family of three spends $7,299 per month in Embrach vs $3,660 in Ubud, Bali, rent included.

Embrach costs about 142% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Embrach and Ubud, Bali sit above the global median – Embrach by 157%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$31.11 CHF 24.53

$3.56 Rp 63.7K

773.88%

Three-Course Dinner for Two, Mid-Range

$142 CHF 112

$32.73 Rp 584.5K

334.80%

Fast Food Meal (McDonalds, etc)

$18.56 CHF 14.63

$4.95 Rp 88.4K

274.95%

Cappuccino

$6.06 CHF 4.78

$2.71 Rp 48.4K

123.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.15 CHF 4.06

$1.34 Rp 24.0K

284.33%

Water (0.33 liter bottle)

$4.79 CHF 3.78

$0.70 Rp 12.5K

584.29%

Local Beer (0.5 liter draught)

$8.30 CHF 6.54

$2.92 Rp 52.1K

184.25%

Imported Beer (0.33 liter bottle)

$7.50 CHF 5.91

$3.96 Rp 70.7K

89.39%

Milk (1 liter)

$2.23 CHF 1.76

$1.81 Rp 32.3K

23.20%

White Bread (500g)

$3.60 CHF 2.83

$2.52 Rp 45.0K

42.86%

Rice (white) (1kg)

$4.06 CHF 3.20

$1.16 Rp 20.7K

250.00%

Eggs

$7.36 CHF 5.80

$2.46 Rp 43.9K

199.19%

Local Cheese (1kg)

$29.40 CHF 23.18

$14.71 Rp 262.7K

99.86%

Chicken Fillets (1kg)

$33.77 CHF 26.62

$4.32 Rp 77.1K

681.71%

Beef Round Steak (1kg)

$48.58 CHF 38.30

$12.14 Rp 216.7K

300.16%

Apples (1kg)

$3.77 CHF 2.97

$3.84 Rp 68.6K

-1.82%

Banana (1kg)

$2.35 CHF 1.85

$1.56 Rp 27.8K

50.64%

Oranges (1kg)

$2.94 CHF 2.32

$2.83 Rp 50.6K

3.89%

Tomato (1kg)

$6.23 CHF 4.92

$2.33 Rp 41.5K

167.38%

Potato (1kg)

$2.45 CHF 1.93

$1.91 Rp 34.2K

28.27%

Onion (1kg)

$2.36 CHF 1.86

$2.20 Rp 39.3K

7.27%

Lettuce (1 head)

$2.62 CHF 2.07

$1.01 Rp 18.1K

159.41%

Water (1.5 liter bottle)

$1.38 CHF 1.09

$0.78 Rp 13.8K

76.92%

Cigarettes 20 Pack (Marlboro, Camel)

$11.06 CHF 8.72

$3.32 Rp 59.2K

233.13%

Wine (Bottle)

$14.19 CHF 11.19

$23.74 Rp 423.9K

-40.23%

Local Beer (0.5 liter bottle)

$2.46 CHF 1.94

$2.79 Rp 49.8K

-11.83%

Imported Beer (0.33 liter bottle)

$3.38 CHF 2.66

$2.86 Rp 51.1K

18.18%

One-way Ticket (Public Transport)

$3.99 CHF 3.15

$0.27 Rp 4,800

1377.78%

Public Transport Monthly Pass (Regular Price)

$99.5 CHF 78.4

$8.03 Rp 143.4K

1138.61%

Taxi Start (Normal Tariff)

$7.79 CHF 6.14

$0.46 Rp 8,150

1593.48%

Taxi (Normal Tariff) (1km)

$4.15 CHF 3.27

$0.45 Rp 8,037

822.22%

Taxi 1hour Waiting (Normal Tariff)

$81.0 CHF 63.9

$6.10 Rp 108.9K

1227.70%

Gasoline (1 liter)

$2.15 CHF 1.69

$0.79 Rp 14.2K

172.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 31.9K

$26.1K Rp 467.0M

54.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K CHF 32.8K

$32.1K Rp 573.6M

29.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 CHF 207

$79.9 Rp 1.4M

228.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.08 CHF 38.69

$4.06 Rp 72.6K

1108.87%

Internet (50+ Mbps, Unlimited Data)

$59.7 CHF 47.06

$23.52 Rp 420.0K

153.78%

Gym Membership (Monthly)

$88.4 CHF 69.7

$98.7 Rp 1.8M

-10.45%

Tennis Court (1 Hour on Weekend)

$74.5 CHF 58.7

$6.63 Rp 118.4K

1023.83%

Cinema Ticket

$23.05 CHF 18.17

$4.15 Rp 74.1K

455.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,866 CHF 2,259

$304 Rp 5.4M

842.80%

International Primary School, 1 Child (Yearly)

$34.8K CHF 27.4K

$6,613 Rp 118.1M

426.42%

Jeans (Levis 501 Or Similar)

$137 CHF 108

$55.5 Rp 991.8K

145.98%

Summer Dress (H&M, Zara, etc)

$67.3 CHF 53.0

$38.31 Rp 684.1K

75.54%

Sport Shoes (Adidas, Nike)

$150 CHF 119

$88.6 Rp 1.6M

69.68%

Men's Leather Business Shoes

$187 CHF 147

$77.9 Rp 1.4M

139.86%

1-bedroom Apartment, City Center (Monthly)

$1,669 CHF 1,316

$1,006 Rp 18.0M

65.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,442 CHF 1,137

$675 Rp 12.1M

113.55%

3-bedroom Apartment, City Center (Monthly)

$2,861 CHF 2,256

$3,442 Rp 61.5M

-16.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,501 CHF 1,972

$2,039 Rp 36.4M

22.62%

Buy Apartment in City Center (m2)

$13.8K CHF 10.9K

$2,841 Rp 50.7M

385.46%

Buy Apartment Outside City Center (m2)

$10.1K CHF 7,949

$2,264 Rp 40.4M

345.39%

Average Monthly Net Salary (After Tax)

$7,107 CHF 5,603

$165 Rp 3.0M

4200.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embrach: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,669 in Embrach versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4201% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in Embrach versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $669 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embrach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,441 in Embrach, $1,419 in Ubud, Bali – roughly 142% apart. Embrach costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $5,162 per month in Embrach and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,441 in Embrach and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1139% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Embrach at $3,441. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $3,441 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.