Cost of Living Comparison Between Embrach and Ubud, Bali Cost of Living Comparison Between Embrach and Ubud, Bali

Monthly Cost of Living

A single person spends $3,498 per month in Embrach vs $1,396 in Ubud, Bali, rent included.

A couple spends around $5,305 per month in Embrach vs $2,334 in Ubud, Bali, rent included.

A family of three spends $7,112 per month in Embrach vs $3,273 in Ubud, Bali, rent included.

Embrach costs about 150% more than Ubud, Bali, driven mainly by Eating Out.

Both Embrach and Ubud, Bali sit above the global median – Embrach by 155%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$31.32 CHF 25.46

$3.37 Rp 59.9K

829.38%

Three-Course Dinner for Two, Mid-Range

$125 CHF 102

$38.59 Rp 685.5K

224.41%

Fast Food Meal (McDonalds, etc)

$18.96 CHF 15.41

$5.52 Rp 98.1K

243.48%

Cappuccino

$6.25 CHF 5.08

$2.64 Rp 47.0K

136.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.41 CHF 4.40

$1.67 Rp 29.7K

223.95%

Water (0.33 liter bottle)

$5.04 CHF 4.10

$0.77 Rp 13.7K

554.55%

Local Beer (0.5 liter draught)

$8.92 CHF 7.26

$2.63 Rp 46.8K

239.16%

Imported Beer (0.33 liter bottle)

$7.27 CHF 5.91

$4.28 Rp 76.1K

69.86%

Milk (1 liter)

$2.28 CHF 1.86

$1.55 Rp 27.5K

47.10%

White Bread (500g)

$3.64 CHF 2.96

$2.22 Rp 39.5K

63.96%

Rice (white) (1kg)

$3.78 CHF 3.08

$1.13 Rp 20.0K

234.51%

Eggs

$7.86 CHF 6.39

$2.09 Rp 37.1K

276.08%

Local Cheese (1kg)

$26.35 CHF 21.42

$17.39 Rp 309.0K

51.52%

Chicken Fillets (1kg)

$28.63 CHF 23.27

$3.87 Rp 68.7K

639.79%

Beef Round Steak (1kg)

$42.13 CHF 34.25

$12.55 Rp 222.9K

235.70%

Apples (1kg)

$3.73 CHF 3.04

$3.62 Rp 64.2K

3.04%

Banana (1kg)

$2.19 CHF 1.78

$1.56 Rp 27.7K

40.38%

Oranges (1kg)

$2.81 CHF 2.29

$2.35 Rp 41.8K

19.57%

Tomato (1kg)

$4.72 CHF 3.84

$2.06 Rp 36.5K

129.13%

Potato (1kg)

$1.91 CHF 1.55

$1.90 Rp 33.7K

0.53%

Onion (1kg)

$2.25 CHF 1.83

$2.34 Rp 41.5K

-3.85%

Lettuce (1 head)

$2.37 CHF 1.93

$1.03 Rp 18.3K

130.10%

Water (1.5 liter bottle)

$1.31 CHF 1.06

$0.55 Rp 9,854

138.18%

Cigarettes 20 Pack (Marlboro, Camel)

$11.01 CHF 8.95

$2.25 Rp 40.0K

389.33%

Wine (Bottle)

$13.45 CHF 10.94

$23.81 Rp 422.9K

-43.51%

Local Beer (0.5 liter bottle)

$2.84 CHF 2.31

$2.31 Rp 41.1K

22.94%

Imported Beer (0.33 liter bottle)

$3.06 CHF 2.49

$2.80 Rp 49.8K

9.29%

One-way Ticket (Public Transport)

$4.45 CHF 3.62

$0.27 Rp 4,839

1548.15%

Public Transport Monthly Pass (Regular Price)

$101 CHF 82.0

$8.66 Rp 153.9K

1065.01%

Taxi Start (Normal Tariff)

$7.62 CHF 6.19

$0.48 Rp 8,554

1487.50%

Taxi (Normal Tariff) (1km)

$4.67 CHF 3.80

$0.45 Rp 7,924

937.78%

Taxi 1hour Waiting (Normal Tariff)

$80.5 CHF 65.5

$5.72 Rp 101.6K

1307.87%

Gasoline (1 liter)

$2.31 CHF 1.88

$0.76 Rp 13.5K

203.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.5K CHF 34.6K

$24.5K Rp 434.9M

73.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K CHF 32.8K

$32.1K Rp 570.6M

25.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 CHF 237

$83.6 Rp 1.5M

248.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.78 CHF 27.46

$6.46 Rp 114.7K

422.91%

Internet (50+ Mbps, Unlimited Data)

$58.8 CHF 47.77

$18.99 Rp 337.4K

209.37%

Gym Membership (Monthly)

$95.7 CHF 77.8

$56.0 Rp 994.4K

71.00%

Tennis Court (1 Hour on Weekend)

$47.07 CHF 38.27

$18.62 Rp 330.7K

152.79%

Cinema Ticket

$23.85 CHF 19.39

$4.28 Rp 76.1K

457.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,717 CHF 2,209

$487 Rp 8.6M

458.45%

International Primary School, 1 Child (Yearly)

$35.9K CHF 29.2K

$5,856 Rp 104.0M

512.83%

Jeans (Levis 501 Or Similar)

$144 CHF 117

$45.56 Rp 809.3K

217.05%

Summer Dress (H&M, Zara, etc)

$62.5 CHF 50.8

$36.38 Rp 646.3K

71.66%

Sport Shoes (Adidas, Nike)

$168 CHF 137

$82.0 Rp 1.5M

105.27%

Men's Leather Business Shoes

$193 CHF 157

$80.4 Rp 1.4M

140.46%

1-bedroom Apartment, City Center (Monthly)

$1,798 CHF 1,462

$1,117 Rp 19.8M

61.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,521 CHF 1,237

$701 Rp 12.5M

116.94%

3-bedroom Apartment, City Center (Monthly)

$2,973 CHF 2,417

$3,537 Rp 62.8M

-15.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,532 CHF 2,059

$1,762 Rp 31.3M

43.69%

Buy Apartment in City Center (m2)

$16.5K CHF 13.5K

$2,826 Rp 50.2M

485.58%

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.2K

$2,292 Rp 40.7M

448.76%

Average Monthly Net Salary (After Tax)

$6,805 CHF 5,532

$170 Rp 3.0M

3907.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.03

13.78

-85.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embrach: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,798 in Embrach versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3908% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $125 in Embrach versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $604 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embrach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,498 in Embrach, $1,396 in Ubud, Bali – roughly 150% apart. Embrach costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $5,247 per month in Embrach and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,498 in Embrach and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1065% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Embrach at $3,498. In Ubud, Bali it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $3,498 in Embrach. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.