Last update: Oct 2026 Switzerland 9.3K

Cost of Living in Embrach

For one person, living costs in Embrach are estimated at $3,413 a month, including rent and utilities, which take about half of the total. Other living expenses average about $55 a day.

Monthly Cost of Living

How much you'll spend in Embrach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Embrach actually costs, broken down by who's living it.

A single person spends around $3,413 per month with rent, or $1,661 for everyday expenses alone.

$3,413 /mo

A couple spends around $5,157 per month with rent, or $2,926 for everyday expenses alone.

$5,157 /mo

A family of three spends around $6,900 per month with rent, or $4,191 without housing.

$6,900 /mo

Overall, Embrach is 144–153% above the global median across household types. Within Europe, costs are 95% above average – among the most expensive in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$29.58 CHF 24.36
$21.29 CHF 17.54
$47.32 CHF 38.97
Three-Course Dinner for Two, Mid-Range
$119 CHF 97.7
$94.9 CHF 78.2
$178 CHF 147
Fast Food Meal (McDonalds, etc)
$18.28 CHF 15.05
$18.28 CHF 15.05
$20.72 CHF 17.06
Cappuccino
$6.10 CHF 5.02
$4.87 CHF 4.01
$7.32 CHF 6.03
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.27 CHF 4.34
$4.25 CHF 3.50
$7.29 CHF 6.00
Water (0.33 liter bottle)
$4.94 CHF 4.07
$3.71 CHF 3.05
$6.80 CHF 5.60
Local Beer (0.5 liter draught)
$8.93 CHF 7.36
$7.14 CHF 5.88
$10.71 CHF 8.82
Imported Beer (0.33 liter bottle)
$7.01 CHF 5.77
$5.84 CHF 4.81
$10.51 CHF 8.66
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.20 CHF 1.81
$1.70 CHF 1.40
$2.44 CHF 2.01
White Bread (500g)
$3.68 CHF 3.03
$1.46 CHF 1.20
$5.48 CHF 4.51
Rice (white) (1kg)
$3.63 CHF 2.99
$2.89 CHF 2.38
$5.84 CHF 4.81
Eggs
$7.75 CHF 6.38
$5.86 CHF 4.83
$10.25 CHF 8.44
Local Cheese (1kg)
$25.68 CHF 21.15
$21.55 CHF 17.75
$41.91 CHF 34.52
Chicken Fillets (1kg)
$28.23 CHF 23.25
$18.21 CHF 15.00
$40.07 CHF 33.00
Beef Round Steak (1kg)
$39.96 CHF 32.91
$35.41 CHF 29.17
$54.0 CHF 44.50
Apples (1kg)
$3.53 CHF 2.91
$2.43 CHF 2.00
$5.45 CHF 4.49
Banana (1kg)
$2.04 CHF 1.68
$1.46 CHF 1.20
$3.90 CHF 3.21
Oranges (1kg)
$2.60 CHF 2.14
$1.76 CHF 1.45
$4.68 CHF 3.85
Tomato (1kg)
$4.70 CHF 3.87
$3.64 CHF 3.00
$9.59 CHF 7.90
Potato (1kg)
$1.79 CHF 1.48
$1.19 CHF 0.98
$3.57 CHF 2.94
Onion (1kg)
$2.13 CHF 1.75
$1.82 CHF 1.50
$3.64 CHF 3.00
Lettuce (1 head)
$2.26 CHF 1.86
$1.57 CHF 1.29
$2.55 CHF 2.10
Water (1.5 liter bottle)
$1.25 CHF 1.03
$0.71 CHF 0.58
$1.96 CHF 1.61
Cigarettes 20 Pack (Marlboro, Camel)
$10.80 CHF 8.89
$10.80 CHF 8.89
$12.00 CHF 9.89
Wine (Bottle)
$12.55 CHF 10.33
$10.03 CHF 8.26
$21.23 CHF 17.49
Local Beer (0.5 liter bottle)
$2.69 CHF 2.21
$1.41 CHF 1.16
$3.52 CHF 2.90
Imported Beer (0.33 liter bottle)
$3.16 CHF 2.60
$1.82 CHF 1.50
$4.84 CHF 3.99
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.62 CHF 3.80
$3.27 CHF 2.69
$4.92 CHF 4.06
Public Transport Monthly Pass (Regular Price)
$97.8 CHF 80.5
$83.5 CHF 68.8
$107 CHF 88.4
Taxi Start (Normal Tariff)
$7.57 CHF 6.23
$7.39 CHF 6.08
$9.61 CHF 7.92
Taxi (Normal Tariff) (1km)
$4.62 CHF 3.80
$3.89 CHF 3.20
$4.74 CHF 3.90
Taxi 1hour Waiting (Normal Tariff)
$74.5 CHF 61.3
$62.5 CHF 51.5
$77.4 CHF 63.8
Gasoline (1 liter)
$2.18 CHF 1.80
$2.00 CHF 1.65
$2.49 CHF 2.05
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.5K CHF 34.1K
$35.1K CHF 28.9K
$43.1K CHF 35.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1K CHF 32.2K
$39.1K CHF 32.2K
$39.1K CHF 32.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$280 CHF 231
$182 CHF 150
$442 CHF 364
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.14 CHF 27.30
$21.89 CHF 18.03
$66.9 CHF 55.1
Internet (50+ Mbps, Unlimited Data)
$56.0 CHF 46.09
$47.97 CHF 39.51
$78.0 CHF 64.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$88.4 CHF 72.8
$58.1 CHF 47.82
$119 CHF 97.6
Tennis Court (1 Hour on Weekend)
$46.03 CHF 37.91
$24.55 CHF 20.22
$46.64 CHF 38.41
Cinema Ticket
$22.52 CHF 18.55
$20.15 CHF 16.59
$29.63 CHF 24.41
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,681 CHF 2,208
$2,041 CHF 1,681
$3,656 CHF 3,011
International Primary School, 1 Child (Yearly)
$34.0K CHF 28.0K
$28.4K CHF 23.4K
$45.6K CHF 37.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$142 CHF 117
$104 CHF 85.3
$183 CHF 151
Summer Dress (H&M, Zara, etc)
$58.3 CHF 48.02
$41.90 CHF 34.51
$108 CHF 88.8
Sport Shoes (Adidas, Nike)
$152 CHF 126
$97.7 CHF 80.5
$232 CHF 191
Men's Leather Business Shoes
$186 CHF 153
$132 CHF 109
$240 CHF 197
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,685 CHF 1,388
$1,196 CHF 985
$1,914 CHF 1,577
1-bedroom Apartment, Outside City Center (Monthly)
$1,472 CHF 1,213
$1,227 CHF 1,010
$1,718 CHF 1,415
3-bedroom Apartment, City Center (Monthly)
$2,787 CHF 2,295
$2,372 CHF 1,953
$3,083 CHF 2,539
3-bedroom Apartment, Outside City Center (Monthly)
$2,429 CHF 2,001
$2,087 CHF 1,719
$2,862 CHF 2,357
Buy Apartment in City Center (m2)
$15.7K CHF 12.9K
$9,653 CHF 7,950
$18.3K CHF 15.1K
Buy Apartment Outside City Center (m2)
$12.2K CHF 10.1K
$7,952 CHF 6,550
$14.1K CHF 11.6K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,693 CHF 5,513
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.07
1.8
2.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Embrach $3,413
Accommodation & Living
$1.5K
Groceries & Markets
$585
Eating Out
$464
Monthly Utilities & Internet
$369
Clothing & Footwear
$242
Getting Around
$147
Sport & Entertainment
$133

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,685, dropping to $1,472 outside central areas. Housing accounts for roughly 25% of the average salary ($6,693) – well above the 30% international benchmark.

The average net salary is $6,693 – comfortably above monthly costs of $3,413. Most workers can save and live well. A comfortable lifestyle typically starts at $5,119.

Groceries cost around $585 per month for one person. A mid-range dinner for two is priced at $119 – above the European average of $73.0.

A monthly public transport pass costs about $97.8 – above the European average of $49.00.

Cost Highlights

Chicken fillets is more expensive than 99% of cities in Europe

Eggs is more expensive than 99% of cities in Europe

Monthly cost (excluding rent) is more expensive than 98% of cities in Europe

Good to know
🕒 Local time
04:39 4:39 AM
🌤 Weather
👥 Population
9,300
💱 Currency
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USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

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Cost of Living in Embrach - Frequently Asked Questions
How does Embrach stack up for overall affordability and value, and who tends to find it good value relative to larger Swiss cities?
Embrach sits in the Zurich metropolitan region, offering a quieter village vibe with fast rail access to the city. In broad terms, the cost of living remains high by international standards, but you trade the crush of a major city for more space and calmer streets. For digital nomads, small families, and professionals who want a short commute to Zurich without city scale rents, Embrach can feel like solid value. Housing tends to be practical rather than luxury, with well maintained apartments and a strong local services mix. Cost of Living in Embrach reflects a balance between city proximity and suburban calm. Tip: start with a longer rental search to compare neighborhoods and commuting times.
What does daily life look like in Embrach for housing search, food, transport, coworking, and errands?
Daily life hinges on efficient transport, green spaces, and practical amenities. When you search for housing, expect smaller apartments or village houses offered through local listings or agencies, with leases that favor long term stability. Grocery options include local markets, bakeries, and reliable supermarkets; you’ll often notice quality and product variety aligned with Swiss standards, with occasional shopping trips to nearby towns for selection. Public transport is reliable, with trains linking you toward Zurich and easy bus connections for errands. For work or study, nearby coworking spaces and flexible offices support digital projects. Embrach living cost remains a handy frame for budgeting day to day. Tip: create a two to three month trial plan to compare neighborhoods and transit reliability before committing to a lease.
What about quality of life, budgeting frameworks, saving tips, seasonality, and neighborhood fit in Embrach?
Quality of life here blends Swiss efficiency with a calmer pace. Use a simple budgeting framework, like splitting income into housing, essentials, and savings, then track recurring costs against your plan rather than chasing exact prices. In winter, heating and indoor activity costs rise; in summer, you may save by using outdoor markets and biking. For neighborhood fit, look for a center with good transit access and green spaces, plus easy access to sports or community groups. Seasonal events and farmers markets can enrich your weekend routines without inflating costs. Tip: sign up for cantonal expat networks to stay informed about housing and local deals.
What are typical monthly expenses for a single person in Embrach?
All in, Embrach runs about $3,413 monthly with rent, or $1,661 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Embrach as of 2026?
For 2026, a single person in Embrach should plan on about $3,413 per month with rent, or $1,661 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average net income after taxes in Embrach?
After taxes, the average worker in Embrach takes home about $6,693 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Why is rent so expensive in Embrach?
Rent hits hard in Embrach – 1-bedroom apartments range from $1,472 to $1,685 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How expensive is preschool in Embrach per month?
Private kindergarten in Embrach costs about $2,681 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Embrach?
Gym memberships in Embrach cost about $88.4 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
Is $3,000 enough to cover living costs in Embrach?
$3,000 in Embrach is a stretch – monthly costs with rent hit $3,413, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Embrach a good place to raise kids?
Embrach is a solid pick for families. Childcare runs about $2,681 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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