Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Derby, Australia

Name: Derby
Address: Derby, AU

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,558 in Derby, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Derby
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Derby Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Derby

🇦🇺 Australia

$2,558

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Derby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Derby actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,558 in Derby.

Ubud, Bali $1,331
Derby $2,558

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,658 in Derby.

Ubud, Bali $2,255
Derby $3,658

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,757 in Derby.

Ubud, Bali $3,180
Derby $4,757

Living in Ubud, Bali costs roughly 48% less than in Derby, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Derby is 89% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$17.51 A$25.13

-80.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$84.1 A$121

-58.78%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.55 A$15.14

-47.20%

Cappuccino

$2.62 Rp 47.5K

$4.03 A$5.79

-34.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.83 A$4.06

-45.58%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.24 A$3.22

-71.43%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.73 A$11.09

-65.46%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.37 A$10.57

-42.20%

Milk (1 liter)

$1.46 Rp 26.5K

$1.50 A$2.15

-2.67%

White Bread (500g)

$2.29 Rp 41.6K

$2.64 A$3.79

-13.26%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.29 A$3.29

-51.53%

Eggs

$2.10 Rp 38.1K

$4.99 A$7.15

-57.92%

Local Cheese (1kg)

$15.94 Rp 289.3K

$9.35 A$13.41

70.48%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.10 A$13.05

-57.36%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$14.87 A$21.34

-23.34%

Apples (1kg)

$3.55 Rp 64.5K

$3.83 A$5.50

-7.31%

Banana (1kg)

$1.54 Rp 27.9K

$2.98 A$4.28

-48.32%

Oranges (1kg)

$2.23 Rp 40.5K

$3.29 A$4.71

-32.22%

Tomato (1kg)

$1.97 Rp 35.8K

$4.76 A$6.82

-58.61%

Potato (1kg)

$1.86 Rp 33.7K

$2.66 A$3.82

-30.08%

Onion (1kg)

$2.42 Rp 43.9K

$2.47 A$3.54

-2.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.42 A$3.47

-57.85%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$1.54 A$2.21

-66.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$41.74 A$59.9

-94.73%

Wine (Bottle)

$21.79 Rp 395.4K

$14.17 A$20.33

53.78%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$4.75 A$6.82

-50.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.21 A$7.48

-42.99%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$2.72 A$3.90

-90.81%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$84.3 A$121

-90.31%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$3.58 A$5.14

-87.71%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.60 A$2.29

-70.63%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$39.56 A$56.8

-85.84%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.32 A$1.90

-37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$29.4K A$42.1K

-16.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$26.1K A$37.5K

21.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$204 A$293

-62.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$28.30 A$40.60

-78.30%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$57.0 A$81.7

-66.78%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$55.3 A$79.4

-7.81%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$17.92 A$25.71

1.84%

Cinema Ticket

$4.38 Rp 79.5K

$13.94 A$20.00

-68.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,120 A$3,042

-76.77%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$20.3K A$29.1K

-39.82%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$77.4 A$111

-41.65%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$55.2 A$79.3

-36.84%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$109 A$157

-28.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$121 A$173

-35.52%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,402 A$2,012

-23.15%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,255 A$1,801

-47.03%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,271 A$3,259

54.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,836 A$2,634

-8.99%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$5,908 A$8,476

-60.39%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$4,962 A$7,119

-54.94%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.9

133.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Derby: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Derby

$1.3K 49.1% 88.8% $590

Groceries & Markets

Ubud, Bali

$279 21%

Derby

$366 14.3% 31% $87

Clothing & Footwear

Ubud, Bali

$106 8%

Derby

$163 6.4% 53.5% $57

Eating Out

Ubud, Bali

$106 8%

Derby

$294 11.5% 178% $188

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Derby

$289 11.3% 182% $187

Sport & Entertainment

Ubud, Bali

$60 4.5%

Derby

$83 3.3% 39.2% $23

Getting Around

Ubud, Bali

$12 0.9%

Derby

$107 4.2% 793% $95

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,402 in Derby. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $84 in Derby for a mid-range dinner for two. Groceries echo the gap at $279 vs $366 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Derby

🕒 Local time

18:03 6:03 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

3,300

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 AUD = 0.697 USD

1 AUD = 0.622 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.697 USD). 1 EUR = 1.61 AUD (1 AUD = 0.622 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Derby 1,330 km ≈ 2 h 15 min nonstop flight

From you

Ubud, Bali
Derby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Derby: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $2,558 in Derby, so Ubud, Bali is about 48% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $3,837 in Derby to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,402 in Derby. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Derby. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $84 in Derby. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Derby are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Derby. Beyond cost, consider language, visa policies, and how big the international community is in each city.