Last update: Nov 2026

Cost of Living Comparison Between Derby, Australia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,558 in Derby, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Derby
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Derby Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Derby

🇦🇺 Australia

$2,558

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,558 in Derby versus $1,331 in Ubud, Bali.

Derby $2,558
Ubud, Bali $1,331

Estimated couple costs with rent: $3,658 in Derby versus $2,255 in Ubud, Bali.

Derby $3,658
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,757 in Derby versus $3,180 in Ubud, Bali.

Derby $4,757
Ubud, Bali $3,180

Living in Derby is roughly 92% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Derby is 89% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$17.51 A$25.13

$3.38 Rp 61.3K

418.05%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$34.65 Rp 628.8K

142.60%

Fast Food Meal (McDonalds, etc)

$10.55 A$15.14

$5.57 Rp 101.2K

89.41%

Cappuccino

$4.03 A$5.79

$2.62 Rp 47.5K

53.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 A$4.06

$1.54 Rp 27.9K

83.77%

Water (0.33 liter bottle)

$2.24 A$3.22

$0.64 Rp 11.6K

250.00%

Local Beer (0.5 liter draught)

$7.73 A$11.09

$2.67 Rp 48.4K

189.51%

Imported Beer (0.33 liter bottle)

$7.37 A$10.57

$4.26 Rp 77.4K

73.00%

Milk (1 liter)

$1.50 A$2.15

$1.46 Rp 26.5K

2.74%

White Bread (500g)

$2.64 A$3.79

$2.29 Rp 41.6K

15.28%

Rice (white) (1kg)

$2.29 A$3.29

$1.11 Rp 20.1K

106.31%

Eggs

$4.99 A$7.15

$2.10 Rp 38.1K

137.62%

Local Cheese (1kg)

$9.35 A$13.41

$15.94 Rp 289.3K

-41.34%

Chicken Fillets (1kg)

$9.10 A$13.05

$3.88 Rp 70.5K

134.54%

Beef Round Steak (1kg)

$14.87 A$21.34

$11.40 Rp 206.9K

30.44%

Apples (1kg)

$3.83 A$5.50

$3.55 Rp 64.5K

7.89%

Banana (1kg)

$2.98 A$4.28

$1.54 Rp 27.9K

93.51%

Oranges (1kg)

$3.29 A$4.71

$2.23 Rp 40.5K

47.53%

Tomato (1kg)

$4.76 A$6.82

$1.97 Rp 35.8K

141.62%

Potato (1kg)

$2.66 A$3.82

$1.86 Rp 33.7K

43.01%

Onion (1kg)

$2.47 A$3.54

$2.42 Rp 43.9K

2.07%

Lettuce (1 head)

$2.42 A$3.47

$1.02 Rp 18.6K

137.25%

Water (1.5 liter bottle)

$1.54 A$2.21

$0.52 Rp 9,479

196.15%

Cigarettes 20 Pack (Marlboro, Camel)

$41.74 A$59.9

$2.20 Rp 39.9K

1797.27%

Wine (Bottle)

$14.17 A$20.33

$21.79 Rp 395.4K

-34.97%

Local Beer (0.5 liter bottle)

$4.75 A$6.82

$2.33 Rp 42.2K

103.86%

Imported Beer (0.33 liter bottle)

$5.21 A$7.48

$2.97 Rp 53.9K

75.42%

One-way Ticket (Public Transport)

$2.72 A$3.90

$0.25 Rp 4,544

988.00%

Public Transport Monthly Pass (Regular Price)

$84.3 A$121

$8.17 Rp 148.4K

931.58%

Taxi Start (Normal Tariff)

$3.58 A$5.14

$0.44 Rp 7,944

713.64%

Taxi (Normal Tariff) (1km)

$1.60 A$2.29

$0.47 Rp 8,493

240.43%

Taxi 1hour Waiting (Normal Tariff)

$39.56 A$56.8

$5.60 Rp 101.6K

606.43%

Gasoline (1 liter)

$1.32 A$1.90

$0.83 Rp 15.0K

59.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$42.1K

$24.4K Rp 443.7M

20.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K A$37.5K

$31.7K Rp 575.2M

-17.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$293

$77.5 Rp 1.4M

163.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.30 A$40.60

$6.14 Rp 111.5K

360.91%

Internet (50+ Mbps, Unlimited Data)

$57.0 A$81.7

$18.92 Rp 343.3K

201.06%

Gym Membership (Monthly)

$55.3 A$79.4

$51.0 Rp 925.4K

8.47%

Tennis Court (1 Hour on Weekend)

$17.92 A$25.71

$18.25 Rp 331.2K

-1.81%

Cinema Ticket

$13.94 A$20.00

$4.38 Rp 79.5K

218.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,120 A$3,042

$492 Rp 8.9M

330.52%

International Primary School, 1 Child (Yearly)

$20.3K A$29.1K

$12.2K Rp 221.8M

66.18%

Jeans (Levis 501 Or Similar)

$77.4 A$111

$45.16 Rp 819.6K

71.39%

Summer Dress (H&M, Zara, etc)

$55.2 A$79.3

$34.89 Rp 633.2K

58.33%

Sport Shoes (Adidas, Nike)

$109 A$157

$78.3 Rp 1.4M

39.54%

Men's Leather Business Shoes

$121 A$173

$77.9 Rp 1.4M

55.08%

1-bedroom Apartment, City Center (Monthly)

$1,402 A$2,012

$1,078 Rp 19.6M

30.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 A$1,801

$665 Rp 12.1M

88.80%

3-bedroom Apartment, City Center (Monthly)

$2,271 A$3,259

$3,510 Rp 63.7M

-35.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,836 A$2,634

$1,671 Rp 30.3M

9.88%

Buy Apartment in City Center (m2)

$5,908 A$8,476

$2,340 Rp 42.5M

152.46%

Buy Apartment Outside City Center (m2)

$4,962 A$7,119

$2,236 Rp 40.6M

121.91%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$1.3K 49.1%

Ubud, Bali

$665 50% 47% $590

Groceries & Markets

Derby

$366 14.3%

Ubud, Bali

$279 21% 23.7% $87

Eating Out

Derby

$294 11.5%

Ubud, Bali

$106 8% 64% $188

Monthly Utilities & Internet

Derby

$289 11.3%

Ubud, Bali

$103 7.7% 64.6% $187

Clothing & Footwear

Derby

$163 6.4%

Ubud, Bali

$106 8% 34.9% $57

Getting Around

Derby

$107 4.2%

Ubud, Bali

$12 0.9% 88.8% $95

Sport & Entertainment

Derby

$83 3.3%

Ubud, Bali

$60 4.5% 28.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,402 in Derby and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $84 in Derby vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $366 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Derby

🇮🇩 Ubud, Bali

🕒 Local time

17:50 5:50 PM

Same time as Derby

🌤 Weather

👥 Population

3,300

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.697 USD

1 AUD = 0.622 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.697 USD). 1 EUR = 1.61 AUD (1 AUD = 0.622 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Derby Ubud, Bali 1,330 km ≈ 2 h 15 min nonstop flight

From you

Derby
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,558 in Derby and $1,331 in Ubud, Bali, so Ubud, Bali is about 48% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,837 in Derby and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,402 in Derby versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Derby. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $84 in Derby. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Derby and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Derby. Beyond cost, consider language, visa policies, and how big the international community is in each city.