Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Coffs Harbour

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,468 in Coffs Harbour, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
118

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Coffs Harbour

🇦🇺 Australia

$2,468

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Coffs Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Coffs Harbour actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,468 in Coffs Harbour.

Ubud, Bali $1,349
Coffs Harbour $2,468

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,579 in Coffs Harbour.

Ubud, Bali $2,305
Coffs Harbour $3,579

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,690 in Coffs Harbour.

Ubud, Bali $3,261
Coffs Harbour $4,690

Living in Ubud, Bali costs roughly 45% less than in Coffs Harbour, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$14.25 A$20.25

-76.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$104 A$147

-65.64%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.87 A$12.61

-37.66%

Cappuccino

$2.72 Rp 49.4K

$3.77 A$5.36

-27.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.86 A$4.07

-40.56%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.95 A$2.77

-61.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.37 A$7.64

-50.65%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.48 A$7.79

-20.07%

Milk (1 liter)

$1.49 Rp 27.1K

$1.52 A$2.16

-1.97%

White Bread (500g)

$2.28 Rp 41.4K

$2.64 A$3.74

-13.64%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.40 A$3.41

-50.42%

Eggs

$2.04 Rp 37.0K

$3.36 A$4.77

-39.29%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.69 A$12.35

103.68%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.11 A$10.11

-44.30%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.76 A$19.56

-11.41%

Apples (1kg)

$3.66 Rp 66.4K

$3.98 A$5.65

-8.04%

Banana (1kg)

$1.52 Rp 27.6K

$3.09 A$4.39

-50.81%

Oranges (1kg)

$2.23 Rp 40.5K

$3.47 A$4.93

-35.73%

Tomato (1kg)

$1.97 Rp 35.9K

$4.16 A$5.91

-52.64%

Potato (1kg)

$1.85 Rp 33.6K

$1.43 A$2.03

29.37%

Onion (1kg)

$2.42 Rp 44.1K

$2.44 A$3.47

-0.82%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.52 A$3.58

-60.71%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.37 A$3.37

-78.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$32.01 A$45.48

-93.06%

Wine (Bottle)

$22.24 Rp 404.2K

$14.22 A$20.20

56.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$6.05 A$8.59

-62.64%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$6.63 A$9.41

-55.20%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.72 A$6.71

-94.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.11 A$3.00

-79.15%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.59 A$2.26

-72.96%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$35.69 A$50.7

-84.84%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.32 A$1.87

-37.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.9K A$41.1K

-17.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.7K A$37.9K

18.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$175 A$248

-54.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$10.59 A$15.05

-39.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$53.9 A$76.6

-65.52%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$108 A$153

-54.07%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$13.45 A$19.11

-68.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,183 A$3,102

-77.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$11.8K A$16.7K

-51.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$77.2 A$110

-42.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$53.5 A$76.1

-34.72%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$103 A$146

-22.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 A$176

-35.74%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,399 A$1,988

-19.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,302 A$1,850

-48.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,111 A$2,999

68.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,945 A$2,764

-11.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,566 A$5,066

-23.39%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,623 A$5,149

-36.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,275 A$4,653

-95.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.69

142.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Coffs Harbour: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Coffs Harbour

$1.3K 52.7% 93.9% $630

Groceries & Markets

Ubud, Bali

$288 21.4%

Coffs Harbour

$360 14.6% 24.9% $72

Eating Out

Ubud, Bali

$108 8%

Coffs Harbour

$243 9.8% 126% $135

Clothing & Footwear

Ubud, Bali

$108 8%

Coffs Harbour

$161 6.5% 49.4% $53

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Coffs Harbour

$239 9.7% 130% $135

Sport & Entertainment

Ubud, Bali

$58 4.3%

Coffs Harbour

$135 5.5% 132% $77

Getting Around

Ubud, Bali

$11 0.9%

Coffs Harbour

$29 * 1.2% 153% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,399 in Coffs Harbour. Housing cost is often the main lever when comparing two cities.

Coffs Harbour pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $104 in Coffs Harbour for a mid-range dinner for two. Groceries echo the gap at $288 vs $360 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Coffs Harbour

🕒 Local time

00:07 12:07 AM

03:07 3:07 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

78,759

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Coffs Harbour 4,610 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Coffs Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Coffs Harbour: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, leisure, and groceries. The 83% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,399 in Coffs Harbour. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Coffs Harbour. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,468 in Coffs Harbour – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Coffs Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Coffs Harbour on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.