Cost of Living Comparison Between Coffs Harbour and Ubud, Bali Cost of Living Comparison Between Coffs Harbour and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,298 in Coffs Harbour versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,365 in Coffs Harbour versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,432 in Coffs Harbour versus $3,763 in Ubud, Bali.

Living in Coffs Harbour is roughly 63% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Coffs Harbour 72% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$16.04 A$22.98

$3.45 Rp 62.0K

364.93%

Three-Course Dinner for Two, Mid-Range

$98.6 A$141

$32.34 Rp 580.1K

204.73%

Fast Food Meal (McDonalds, etc)

$9.83 A$14.08

$4.84 Rp 86.9K

103.10%

Cappuccino

$3.29 A$4.71

$2.75 Rp 49.3K

19.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 A$3.85

$1.38 Rp 24.8K

94.93%

Water (0.33 liter bottle)

$1.98 A$2.83

$0.75 Rp 13.5K

164.00%

Local Beer (0.5 liter draught)

$6.69 A$9.59

$2.99 Rp 53.7K

123.75%

Imported Beer (0.33 liter bottle)

$7.81 A$11.19

$3.85 Rp 69.1K

102.86%

Milk (1 liter)

$1.45 A$2.08

$1.74 Rp 31.1K

-16.67%

White Bread (500g)

$2.52 A$3.60

$2.46 Rp 44.1K

2.44%

Rice (white) (1kg)

$2.22 A$3.18

$1.17 Rp 21.0K

89.74%

Eggs

$3.13 A$4.48

$2.43 Rp 43.6K

28.81%

Local Cheese (1kg)

$7.17 A$10.28

$14.50 Rp 260.2K

-50.55%

Chicken Fillets (1kg)

$6.63 A$9.50

$4.35 Rp 78.0K

52.41%

Beef Round Steak (1kg)

$12.51 A$17.92

$11.98 Rp 214.9K

4.42%

Apples (1kg)

$3.53 A$5.06

$3.72 Rp 66.7K

-5.11%

Banana (1kg)

$2.84 A$4.06

$1.63 Rp 29.2K

74.23%

Oranges (1kg)

$3.63 A$5.20

$2.74 Rp 49.2K

32.48%

Tomato (1kg)

$3.91 A$5.60

$2.24 Rp 40.2K

74.55%

Potato (1kg)

$1.27 A$1.81

$1.92 Rp 34.4K

-33.85%

Onion (1kg)

$2.30 A$3.29

$2.28 Rp 40.8K

0.88%

Lettuce (1 head)

$1.99 A$2.86

$1.06 Rp 19.1K

87.74%

Water (1.5 liter bottle)

$2.44 A$3.49

$0.72 Rp 12.9K

238.89%

Cigarettes 20 Pack (Marlboro, Camel)

$21.02 A$30.11

$3.29 Rp 58.9K

538.91%

Wine (Bottle)

$14.09 A$20.19

$23.19 Rp 416.1K

-39.24%

Local Beer (0.5 liter bottle)

$6.43 A$9.21

$2.78 Rp 49.8K

131.29%

Imported Beer (0.33 liter bottle)

$6.47 A$9.28

$2.73 Rp 49.0K

137.00%

One-way Ticket (Public Transport)

$4.41 A$6.32

$0.27 Rp 4,778

1533.33%

Public Transport Monthly Pass (Regular Price)

$64.3 A$92.1

$8.11 Rp 145.4K

692.60%

Taxi Start (Normal Tariff)

$1.97 A$2.83

$0.48 Rp 8,659

310.42%

Taxi (Normal Tariff) (1km)

$1.41 A$2.02

$0.42 Rp 7,532

235.71%

Taxi 1hour Waiting (Normal Tariff)

$33.86 A$48.52

$6.22 Rp 111.6K

444.37%

Gasoline (1 liter)

$1.19 A$1.70

$0.81 Rp 14.6K

46.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K A$41.6K

$26.6K Rp 477.4M

9.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K A$31.2K

$32.2K Rp 577.4M

-32.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 A$229

$78.4 Rp 1.4M

104.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.94 A$14.23

$4.07 Rp 73.0K

144.23%

Internet (50+ Mbps, Unlimited Data)

$53.0 A$76.0

$24.33 Rp 436.4K

117.92%

Gym Membership (Monthly)

$49.28 A$70.6

$98.6 Rp 1.8M

-50.03%

Tennis Court (1 Hour on Weekend)

$15.50 A$22.20

$6.34 Rp 113.7K

144.48%

Cinema Ticket

$12.90 A$18.49

$3.99 Rp 71.5K

223.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,132 A$3,055

$305 Rp 5.5M

598.94%

International Primary School, 1 Child (Yearly)

$7,180 A$10.3K

$6,642 Rp 119.2M

8.09%

Jeans (Levis 501 Or Similar)

$61.1 A$87.6

$54.1 Rp 971.2K

12.91%

Summer Dress (H&M, Zara, etc)

$47.47 A$68.0

$37.81 Rp 678.2K

25.55%

Sport Shoes (Adidas, Nike)

$90.2 A$129

$86.8 Rp 1.6M

3.92%

Men's Leather Business Shoes

$123 A$177

$76.4 Rp 1.4M

61.61%

1-bedroom Apartment, City Center (Monthly)

$1,305 A$1,869

$992 Rp 17.8M

31.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,217 A$1,744

$673 Rp 12.1M

80.96%

3-bedroom Apartment, City Center (Monthly)

$1,986 A$2,846

$3,375 Rp 60.5M

-41.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,808 A$2,590

$2,050 Rp 36.8M

-11.83%

Buy Apartment in City Center (m2)

$3,533 A$5,062

$2,805 Rp 50.3M

25.99%

Buy Apartment Outside City Center (m2)

$3,579 A$5,127

$2,227 Rp 39.9M

60.70%

Average Monthly Net Salary (After Tax)

$3,628 A$5,197

$167 Rp 3.0M

2072.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

13.28

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,305 in Coffs Harbour and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Coffs Harbour pays 2073% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Coffs Harbour vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $341 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2073% higher in Coffs Harbour, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,305 in Coffs Harbour versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 693% less than in Coffs Harbour. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $2,132 in Coffs Harbour versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $2,298 in Coffs Harbour, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Coffs Harbour. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Coffs Harbour, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Coffs Harbour and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Coffs Harbour. Beyond cost, consider language, visa policies, and how big the international community is in each city.