Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bega NSW

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,529 in Bega NSW, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Bega NSW
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Bega NSW Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Bega NSW

🇦🇺 Australia

$2,529

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bega NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bega NSW actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,529 in Bega NSW, rent included.

Ubud, Bali $1,331
Bega NSW $2,529

A couple spends around $2,255 per month in Ubud, Bali vs $3,645 in Bega NSW, rent included.

Ubud, Bali $2,255
Bega NSW $3,645

A family of three spends $3,180 per month in Ubud, Bali vs $4,761 in Bega NSW, rent included.

Ubud, Bali $3,180
Bega NSW $4,761

Ubud, Bali is about 47% cheaper than Bega NSW, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Bega NSW is 87% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$17.70 A$25.28

-80.90%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.3K

$84.4 A$120

-58.92%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.40 A$14.85

-46.44%

Cappuccino

$2.62 Rp 47.6K

$4.11 A$5.87

-36.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 28.0K

$2.90 A$4.14

-46.90%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.24 A$3.20

-71.43%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.88 A$11.26

-66.12%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.74 A$11.06

-44.96%

Milk (1 liter)

$1.46 Rp 26.6K

$1.51 A$2.16

-3.31%

White Bread (500g)

$2.29 Rp 41.6K

$2.72 A$3.89

-15.81%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.30 A$3.28

-51.74%

Eggs

$2.10 Rp 38.1K

$4.83 A$6.90

-56.52%

Local Cheese (1kg)

$15.94 Rp 289.5K

$9.06 A$12.93

75.94%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.07 A$12.95

-57.22%

Beef Round Steak (1kg)

$11.40 Rp 207.1K

$14.50 A$20.71

-21.38%

Apples (1kg)

$3.55 Rp 64.5K

$3.75 A$5.36

-5.33%

Banana (1kg)

$1.54 Rp 27.9K

$3.09 A$4.41

-50.16%

Oranges (1kg)

$2.23 Rp 40.5K

$3.16 A$4.52

-29.43%

Tomato (1kg)

$1.97 Rp 35.8K

$4.60 A$6.57

-57.17%

Potato (1kg)

$1.86 Rp 33.7K

$2.75 A$3.93

-32.36%

Onion (1kg)

$2.42 Rp 43.9K

$2.48 A$3.55

-2.42%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.41 A$3.44

-57.68%

Water (1.5 liter bottle)

$0.52 Rp 9,486

$1.56 A$2.22

-66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$41.98 A$60.0

-94.76%

Wine (Bottle)

$21.79 Rp 395.7K

$13.98 A$19.96

55.87%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$4.67 A$6.67

-50.11%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.26 A$7.51

-43.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

$2.71 A$3.86

-90.77%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

$84.0 A$120

-90.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$3.47 A$4.95

-87.32%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,499

$1.63 A$2.32

-71.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$40.93 A$58.5

-86.32%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.32 A$1.88

-37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 444.0M

$29.4K A$42.1K

-16.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.6M

$26.4K A$37.7K

20.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$212 A$303

-63.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$27.96 A$39.93

-78.04%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.5K

$57.2 A$81.6

-66.89%

Gym Membership (Monthly)

$51.0 Rp 926.1K

$57.0 A$81.3

-10.48%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

$17.93 A$25.61

1.78%

Cinema Ticket

$4.38 Rp 79.6K

$14.27 A$20.38

-69.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,136 A$3,050

-76.95%

International Primary School, 1 Child (Yearly)

$12.2K Rp 222.0M

$20.4K A$29.1K

-39.99%

Jeans (Levis 501 Or Similar)

$45.16 Rp 820.2K

$75.8 A$108

-40.41%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.6K

$54.4 A$77.7

-35.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$108 A$154

-27.39%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$121 A$173

-35.63%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,430 A$2,042

-24.62%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,217 A$1,739

-45.38%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,250 A$3,213

56.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,830 A$2,614

-8.72%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$5,831 A$8,327

-59.87%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$4,961 A$7,084

-54.92%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.9

133.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bega NSW: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Bega NSW

$1.2K 48.1% 83.1% $553

Groceries & Markets

Ubud, Bali

$279 21%

Bega NSW

$363 14.4% 29.9% $84

Clothing & Footwear

Ubud, Bali

$106 8%

Bega NSW

$162 6.4% 52% $55

Eating Out

Ubud, Bali

$106 8%

Bega NSW

$298 11.8% 182% $192

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Bega NSW

$297 11.8% 190% $195

Sport & Entertainment

Ubud, Bali

$60 4.5%

Bega NSW

$86 3.4% 43.1% $26

Getting Around

Ubud, Bali

$12 0.9%

Bega NSW

$106 4.2% 791% $94

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,430 in Bega NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $84 in Bega NSW. Monthly groceries follow the same trend: $279 vs $363 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Bega NSW

🕒 Local time

21:22 9:22 PM

00:22 12:22 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

4,683

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bega NSW 4,690 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Bega NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bega NSW: Cost of Living - Frequently Asked Questions

Yes – Bega NSW is pricier by about 90%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,793 in Bega NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,430 in Bega NSW.

Kindergarten costs $492 per month in Ubud, Bali and $2,136 in Bega NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Bega NSW, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,529 in Bega NSW. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 47% less, which matters a lot on a fixed budget or early-career salary.