Last update: Nov 2026

Cost of Living Comparison Between Bega NSW and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,529 in Bega NSW, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Bega NSW
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Bega NSW Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bega NSW

🇦🇺 Australia

$2,529

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Bega NSW and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bega NSW and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,529 per month in Bega NSW vs $1,331 in Ubud, Bali, rent included.

Bega NSW $2,529
Ubud, Bali $1,331

A couple spends around $3,645 per month in Bega NSW vs $2,255 in Ubud, Bali, rent included.

Bega NSW $3,645
Ubud, Bali $2,255

A family of three spends $4,761 per month in Bega NSW vs $3,180 in Ubud, Bali, rent included.

Bega NSW $4,761
Ubud, Bali $3,180

Bega NSW costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Bega NSW sits 87% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.70 A$25.28

$3.38 Rp 61.3K

423.67%

Three-Course Dinner for Two, Mid-Range

$84.4 A$120

$34.65 Rp 629.3K

143.43%

Fast Food Meal (McDonalds, etc)

$10.40 A$14.85

$5.57 Rp 101.2K

86.71%

Cappuccino

$4.11 A$5.87

$2.62 Rp 47.6K

56.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 A$4.14

$1.54 Rp 28.0K

88.31%

Water (0.33 liter bottle)

$2.24 A$3.20

$0.64 Rp 11.6K

250.00%

Local Beer (0.5 liter draught)

$7.88 A$11.26

$2.67 Rp 48.4K

195.13%

Imported Beer (0.33 liter bottle)

$7.74 A$11.06

$4.26 Rp 77.4K

81.69%

Milk (1 liter)

$1.51 A$2.16

$1.46 Rp 26.6K

3.42%

White Bread (500g)

$2.72 A$3.89

$2.29 Rp 41.6K

18.78%

Rice (white) (1kg)

$2.30 A$3.28

$1.11 Rp 20.1K

107.21%

Eggs

$4.83 A$6.90

$2.10 Rp 38.1K

130.00%

Local Cheese (1kg)

$9.06 A$12.93

$15.94 Rp 289.5K

-43.16%

Chicken Fillets (1kg)

$9.07 A$12.95

$3.88 Rp 70.5K

133.76%

Beef Round Steak (1kg)

$14.50 A$20.71

$11.40 Rp 207.1K

27.19%

Apples (1kg)

$3.75 A$5.36

$3.55 Rp 64.5K

5.63%

Banana (1kg)

$3.09 A$4.41

$1.54 Rp 27.9K

100.65%

Oranges (1kg)

$3.16 A$4.52

$2.23 Rp 40.5K

41.70%

Tomato (1kg)

$4.60 A$6.57

$1.97 Rp 35.8K

133.50%

Potato (1kg)

$2.75 A$3.93

$1.86 Rp 33.7K

47.85%

Onion (1kg)

$2.48 A$3.55

$2.42 Rp 43.9K

2.48%

Lettuce (1 head)

$2.41 A$3.44

$1.02 Rp 18.6K

136.27%

Water (1.5 liter bottle)

$1.56 A$2.22

$0.52 Rp 9,486

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$41.98 A$60.0

$2.20 Rp 39.9K

1808.18%

Wine (Bottle)

$13.98 A$19.96

$21.79 Rp 395.7K

-35.84%

Local Beer (0.5 liter bottle)

$4.67 A$6.67

$2.33 Rp 42.2K

100.43%

Imported Beer (0.33 liter bottle)

$5.26 A$7.51

$2.97 Rp 53.9K

77.10%

One-way Ticket (Public Transport)

$2.71 A$3.86

$0.25 Rp 4,547

984.00%

Public Transport Monthly Pass (Regular Price)

$84.0 A$120

$8.17 Rp 148.5K

927.91%

Taxi Start (Normal Tariff)

$3.47 A$4.95

$0.44 Rp 7,950

688.64%

Taxi (Normal Tariff) (1km)

$1.63 A$2.32

$0.47 Rp 8,499

246.81%

Taxi 1hour Waiting (Normal Tariff)

$40.93 A$58.5

$5.60 Rp 101.7K

630.89%

Gasoline (1 liter)

$1.32 A$1.88

$0.83 Rp 15.0K

59.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$42.1K

$24.4K Rp 444.0M

20.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K A$37.7K

$31.7K Rp 575.6M

-16.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 A$303

$77.5 Rp 1.4M

173.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.96 A$39.93

$6.14 Rp 111.6K

355.37%

Internet (50+ Mbps, Unlimited Data)

$57.2 A$81.6

$18.92 Rp 343.5K

202.06%

Gym Membership (Monthly)

$57.0 A$81.3

$51.0 Rp 926.1K

11.71%

Tennis Court (1 Hour on Weekend)

$17.93 A$25.61

$18.25 Rp 331.4K

-1.75%

Cinema Ticket

$14.27 A$20.38

$4.38 Rp 79.6K

225.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,136 A$3,050

$492 Rp 8.9M

333.75%

International Primary School, 1 Child (Yearly)

$20.4K A$29.1K

$12.2K Rp 222.0M

66.64%

Jeans (Levis 501 Or Similar)

$75.8 A$108

$45.16 Rp 820.2K

67.80%

Summer Dress (H&M, Zara, etc)

$54.4 A$77.7

$34.89 Rp 633.6K

56.00%

Sport Shoes (Adidas, Nike)

$108 A$154

$78.3 Rp 1.4M

37.72%

Men's Leather Business Shoes

$121 A$173

$77.9 Rp 1.4M

55.36%

1-bedroom Apartment, City Center (Monthly)

$1,430 A$2,042

$1,078 Rp 19.6M

32.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,217 A$1,739

$665 Rp 12.1M

83.10%

3-bedroom Apartment, City Center (Monthly)

$2,250 A$3,213

$3,510 Rp 63.7M

-35.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,830 A$2,614

$1,671 Rp 30.3M

9.55%

Buy Apartment in City Center (m2)

$5,831 A$8,327

$2,340 Rp 42.5M

149.19%

Buy Apartment Outside City Center (m2)

$4,961 A$7,084

$2,236 Rp 40.6M

121.84%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bega NSW: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bega NSW

$1.2K 48.1%

Ubud, Bali

$665 50% 45.4% $553

Groceries & Markets

Bega NSW

$363 14.4%

Ubud, Bali

$279 21% 23% $84

Eating Out

Bega NSW

$298 11.8%

Ubud, Bali

$106 8% 64.5% $192

Monthly Utilities & Internet

Bega NSW

$297 11.8%

Ubud, Bali

$103 7.7% 65.5% $195

Clothing & Footwear

Bega NSW

$162 6.4%

Ubud, Bali

$106 8% 34.2% $55

Getting Around

Bega NSW

$106 4.2%

Ubud, Bali

$12 0.9% 88.8% $94

Sport & Entertainment

Bega NSW

$86 3.4%

Ubud, Bali

$60 4.5% 30.1% $26

Cost Breakdown

A central one-bedroom costs $1,430 in Bega NSW versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Bega NSW versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $363 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Bega NSW

🇮🇩 Ubud, Bali

🕒 Local time

23:11 11:11 PM

20:11 8:11 PM

3 h behind Bega NSW

🌤 Weather

👥 Population

4,683

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Bega NSW Ubud, Bali 4,690 km ≈ 6 h nonstop flight

From you

Bega NSW
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bega NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Bega NSW is pricier by about 90%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,793 per month in Bega NSW and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,430 in Bega NSW.

Kindergarten costs $2,136 per month in Bega NSW and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Bega NSW, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,529 in Bega NSW and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 47% less, which matters a lot on a fixed budget or early-career salary.