Cost of Living Comparison Between Bega NSW and Ubud, Bali Cost of Living Comparison Between Bega NSW and Ubud, Bali

Monthly Cost of Living

A single person spends $2,669 per month in Bega NSW vs $1,378 in Ubud, Bali, rent included.

A couple spends around $3,755 per month in Bega NSW vs $2,327 in Ubud, Bali, rent included.

A family of three spends $4,840 per month in Bega NSW vs $3,275 in Ubud, Bali, rent included.

Bega NSW costs about 94% more than Ubud, Bali, driven mainly by Eating Out.

Both Bega NSW and Ubud, Bali sit above the global median – Bega NSW by 94%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$17.59 A$24.52

$3.33 Rp 58.7K

428.23%

Three-Course Dinner for Two, Mid-Range

$87.0 A$121

$35.82 Rp 630.7K

142.91%

Fast Food Meal (McDonalds, etc)

$10.92 A$15.23

$5.63 Rp 99.1K

93.96%

Cappuccino

$4.18 A$5.83

$2.82 Rp 49.7K

48.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 A$4.07

$1.75 Rp 30.8K

66.86%

Water (0.33 liter bottle)

$2.24 A$3.13

$0.80 Rp 14.0K

180.00%

Local Beer (0.5 liter draught)

$7.73 A$10.78

$3.04 Rp 53.6K

154.28%

Imported Beer (0.33 liter bottle)

$7.41 A$10.33

$4.30 Rp 75.7K

72.33%

Milk (1 liter)

$1.70 A$2.38

$1.61 Rp 28.3K

5.59%

White Bread (500g)

$2.68 A$3.74

$2.27 Rp 39.9K

18.06%

Rice (white) (1kg)

$2.36 A$3.29

$1.17 Rp 20.6K

101.71%

Eggs

$5.05 A$7.04

$2.17 Rp 38.2K

132.72%

Local Cheese (1kg)

$9.32 A$12.99

$17.63 Rp 310.5K

-47.14%

Chicken Fillets (1kg)

$9.61 A$13.40

$4.05 Rp 71.4K

137.28%

Beef Round Steak (1kg)

$14.91 A$20.79

$12.18 Rp 214.5K

22.41%

Apples (1kg)

$3.65 A$5.09

$3.62 Rp 63.7K

0.83%

Banana (1kg)

$3.11 A$4.34

$1.64 Rp 28.8K

89.63%

Oranges (1kg)

$3.45 A$4.81

$2.31 Rp 40.6K

49.35%

Tomato (1kg)

$4.75 A$6.62

$1.96 Rp 34.5K

142.35%

Potato (1kg)

$2.64 A$3.68

$1.84 Rp 32.5K

43.48%

Onion (1kg)

$2.49 A$3.47

$2.37 Rp 41.7K

5.06%

Lettuce (1 head)

$2.45 A$3.41

$1.05 Rp 18.5K

133.33%

Water (1.5 liter bottle)

$1.64 A$2.29

$0.54 Rp 9,560

203.70%

Cigarettes 20 Pack (Marlboro, Camel)

$39.73 A$55.4

$2.30 Rp 40.6K

1627.39%

Wine (Bottle)

$14.62 A$20.38

$23.08 Rp 406.4K

-36.66%

Local Beer (0.5 liter bottle)

$5.00 A$6.97

$2.34 Rp 41.2K

113.68%

Imported Beer (0.33 liter bottle)

$5.52 A$7.69

$3.07 Rp 54.0K

79.80%

One-way Ticket (Public Transport)

$3.05 A$4.25

$0.25 Rp 4,365

1120.00%

Public Transport Monthly Pass (Regular Price)

$84.4 A$118

$9.42 Rp 165.9K

796.39%

Taxi Start (Normal Tariff)

$3.50 A$4.88

$0.49 Rp 8,631

614.29%

Taxi (Normal Tariff) (1km)

$1.62 A$2.26

$0.47 Rp 8,349

244.68%

Taxi 1hour Waiting (Normal Tariff)

$40.67 A$56.7

$5.60 Rp 98.6K

626.25%

Gasoline (1 liter)

$1.32 A$1.84

$0.81 Rp 14.2K

62.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$39.6K

$25.0K Rp 440.3M

13.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K A$42.4K

$31.1K Rp 547.0M

-2.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 A$303

$82.7 Rp 1.5M

162.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.50 A$38.33

$6.49 Rp 114.2K

323.73%

Internet (50+ Mbps, Unlimited Data)

$57.3 A$79.9

$18.79 Rp 330.8K

204.84%

Gym Membership (Monthly)

$57.8 A$80.5

$55.2 Rp 972.6K

4.58%

Tennis Court (1 Hour on Weekend)

$18.18 A$25.34

$18.21 Rp 320.6K

-0.16%

Cinema Ticket

$15.69 A$21.88

$4.30 Rp 75.7K

264.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,182 A$3,042

$494 Rp 8.7M

341.53%

International Primary School, 1 Child (Yearly)

$20.8K A$29.0K

$5,917 Rp 104.2M

251.40%

Jeans (Levis 501 Or Similar)

$80.0 A$112

$46.28 Rp 814.8K

72.93%

Summer Dress (H&M, Zara, etc)

$56.3 A$78.5

$36.44 Rp 641.6K

54.56%

Sport Shoes (Adidas, Nike)

$113 A$157

$80.7 Rp 1.4M

39.93%

Men's Leather Business Shoes

$126 A$176

$78.8 Rp 1.4M

60.25%

1-bedroom Apartment, City Center (Monthly)

$1,453 A$2,026

$1,114 Rp 19.6M

30.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,293 A$1,803

$693 Rp 12.2M

86.56%

3-bedroom Apartment, City Center (Monthly)

$2,327 A$3,244

$3,639 Rp 64.1M

-36.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,902 A$2,651

$1,712 Rp 30.1M

11.05%

Buy Apartment in City Center (m2)

$6,539 A$9,117

$2,761 Rp 48.6M

136.88%

Buy Apartment Outside City Center (m2)

$5,212 A$7,266

$2,293 Rp 40.4M

127.32%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.85

13.78

-57.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bega NSW: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,453 in Bega NSW versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $87.0 in Bega NSW versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $376 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bega NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Bega NSW is pricier by about 94%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,003 per month in Bega NSW and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,182 per month in Bega NSW and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 28% more in Bega NSW, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Bega NSW at $2,669. In Ubud, Bali it covers expenses comfortably, while in Bega NSW it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bega NSW makes more sense. Both are solid long-term options with distinct trade-offs.