Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Athens, TN

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,116 in Athens, TN, rent and utilities included – about $9,400 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
102

Cost of Living Index in Athens, TN
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Athens, TN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Athens, TN

🇺🇸 United States

$2,116

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Athens, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Athens, TN actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,116 in Athens, TN, rent included.

Ubud, Bali $1,331
Athens, TN $2,116

A couple spends around $2,255 per month in Ubud, Bali vs $3,286 in Athens, TN, rent included.

Ubud, Bali $2,255
Athens, TN $3,286

A family of three spends $3,180 per month in Ubud, Bali vs $4,457 in Athens, TN, rent included.

Ubud, Bali $3,180
Athens, TN $4,457

Ubud, Bali is about 37% cheaper than Athens, TN, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Athens, TN is 56% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$30.07 $30.07

-88.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$108 $108

-67.91%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.95 $11.95

-53.39%

Cappuccino

$2.62 Rp 47.6K

$5.70 $5.70

-54.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.94 $2.94

-47.62%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.26 $2.26

-71.68%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.52 $6.52

-59.05%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.90 $7.90

-46.08%

Milk (1 liter)

$1.46 Rp 26.5K

$0.94 $0.94

55.32%

White Bread (500g)

$2.29 Rp 41.6K

$2.57 $2.57

-10.89%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.93 $3.93

-71.76%

Eggs

$2.10 Rp 38.1K

$4.19 $4.19

-49.88%

Local Cheese (1kg)

$15.94 Rp 289.4K

$13.83 $13.83

15.26%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$6.68 $6.68

-41.92%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$19.75 $19.75

-42.28%

Apples (1kg)

$3.55 Rp 64.5K

$5.82 $5.82

-39.00%

Banana (1kg)

$1.54 Rp 27.9K

$1.49 $1.49

3.36%

Oranges (1kg)

$2.23 Rp 40.5K

$5.61 $5.61

-60.25%

Tomato (1kg)

$1.97 Rp 35.8K

$5.17 $5.17

-61.90%

Potato (1kg)

$1.86 Rp 33.7K

$3.54 $3.54

-47.46%

Onion (1kg)

$2.42 Rp 43.9K

$2.66 $2.66

-9.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.15 $2.15

-52.56%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.66 $1.66

-68.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.83 $6.83

-67.79%

Wine (Bottle)

$21.79 Rp 395.6K

$15.29 $15.29

42.51%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.90 $3.90

-40.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.87 $4.87

-39.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$2.19 $2.19

-88.58%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$53.5 $53.5

-84.73%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$3.41 $3.41

-87.10%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.53 $1.53

-69.28%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$24.47 $24.47

-77.11%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.94 $0.94

-11.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$36.1K $36.1K

-32.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.3K $26.3K

20.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$221 $221

-64.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$74.4 $74.4

-91.75%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$55.7 $55.7

-66.03%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$37.88 $37.88

34.61%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$8.21 $8.21

-46.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,784 $1,784

-72.40%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$34.8K $34.8K

-64.86%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$52.6 $52.6

-14.21%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$45.25 $45.25

-22.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.9 $95.9

-18.33%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$108 $108

-27.65%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$861 $861

25.21%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$695 $695

-4.37%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,465 $1,465

139.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,184 $1,184

41.17%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,813 $2,813

-16.82%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,313 $2,313

-3.33%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$8,189 $8,189

-97.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Athens, TN: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Athens, TN

$695 32.9% 4.6% $30

Groceries & Markets

Ubud, Bali

$279 21%

Athens, TN

$392 18.6% 40.4% $113

Clothing & Footwear

Ubud, Bali

$106 8%

Athens, TN

$136 6.4% 27.6% $29

Eating Out

Ubud, Bali

$106 8%

Athens, TN

$414 19.6% 292% $308

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Athens, TN

$351 16.6% 242% $248

Sport & Entertainment

Ubud, Bali

$60 4.5%

Athens, TN

$54 2.6% 9.1% $5.5

Getting Around

Ubud, Bali

$12 0.9%

Athens, TN

$73 3.5% 514% $61

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $861 in Athens, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Athens, TN are about 49 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $108 in Athens, TN. Monthly groceries follow the same trend: $279 vs $392 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Athens, TN

🕒 Local time

07:13 7:13 AM

18:13 6:13 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

115,452

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Athens, TN 16,400 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Athens, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Athens, TN: Cost of Living - Frequently Asked Questions

Athens, TN costs about 59% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,174 in Athens, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Athens, TN, especially for central apartments: a one-bedroom in the center costs $861 there versus $1,078 in Ubud, Bali.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $1,784 in Athens, TN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,116 in Athens, TN. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,116 in Athens, TN. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Athens, TN makes more sense. Both are solid long-term options with distinct trade-offs.