Last update: Nov 2026

Cost of Living Comparison Between Athens, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,116 in Athens, TN, rent and utilities included – about $9,400 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Athens, TN
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Athens, TN Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Athens, TN

🇺🇸 United States

$2,116

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens, TN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,116 per month in Athens, TN vs $1,331 in Ubud, Bali, rent included.

Athens, TN $2,116
Ubud, Bali $1,331

A couple spends around $3,286 per month in Athens, TN vs $2,255 in Ubud, Bali, rent included.

Athens, TN $3,286
Ubud, Bali $2,255

A family of three spends $4,457 per month in Athens, TN vs $3,180 in Ubud, Bali, rent included.

Athens, TN $4,457
Ubud, Bali $3,180

Athens, TN costs about 59% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Athens, TN sits 56% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$30.07 $30.07

$3.38 Rp 61.3K

789.64%

Three-Course Dinner for Two, Mid-Range

$108 $108

$34.65 Rp 629.1K

211.60%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$5.57 Rp 101.2K

114.54%

Cappuccino

$5.70 $5.70

$2.62 Rp 47.6K

117.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$1.54 Rp 27.9K

90.91%

Water (0.33 liter bottle)

$2.26 $2.26

$0.64 Rp 11.6K

253.12%

Local Beer (0.5 liter draught)

$6.52 $6.52

$2.67 Rp 48.4K

144.19%

Imported Beer (0.33 liter bottle)

$7.90 $7.90

$4.26 Rp 77.4K

85.45%

Milk (1 liter)

$0.94 $0.94

$1.46 Rp 26.5K

-35.62%

White Bread (500g)

$2.57 $2.57

$2.29 Rp 41.6K

12.23%

Rice (white) (1kg)

$3.93 $3.93

$1.11 Rp 20.1K

254.05%

Eggs

$4.19 $4.19

$2.10 Rp 38.1K

99.52%

Local Cheese (1kg)

$13.83 $13.83

$15.94 Rp 289.4K

-13.24%

Chicken Fillets (1kg)

$6.68 $6.68

$3.88 Rp 70.5K

72.16%

Beef Round Steak (1kg)

$19.75 $19.75

$11.40 Rp 207.0K

73.25%

Apples (1kg)

$5.82 $5.82

$3.55 Rp 64.5K

63.94%

Banana (1kg)

$1.49 $1.49

$1.54 Rp 27.9K

-3.25%

Oranges (1kg)

$5.61 $5.61

$2.23 Rp 40.5K

151.57%

Tomato (1kg)

$5.17 $5.17

$1.97 Rp 35.8K

162.44%

Potato (1kg)

$3.54 $3.54

$1.86 Rp 33.7K

90.32%

Onion (1kg)

$2.66 $2.66

$2.42 Rp 43.9K

9.92%

Lettuce (1 head)

$2.15 $2.15

$1.02 Rp 18.6K

110.78%

Water (1.5 liter bottle)

$1.66 $1.66

$0.52 Rp 9,483

219.23%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 $6.83

$2.20 Rp 39.9K

210.45%

Wine (Bottle)

$15.29 $15.29

$21.79 Rp 395.6K

-29.83%

Local Beer (0.5 liter bottle)

$3.90 $3.90

$2.33 Rp 42.2K

67.38%

Imported Beer (0.33 liter bottle)

$4.87 $4.87

$2.97 Rp 53.9K

63.97%

One-way Ticket (Public Transport)

$2.19 $2.19

$0.25 Rp 4,546

776.00%

Public Transport Monthly Pass (Regular Price)

$53.5 $53.5

$8.17 Rp 148.4K

555.08%

Taxi Start (Normal Tariff)

$3.41 $3.41

$0.44 Rp 7,947

675.00%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$0.47 Rp 8,496

225.53%

Taxi 1hour Waiting (Normal Tariff)

$24.47 $24.47

$5.60 Rp 101.7K

336.96%

Gasoline (1 liter)

$0.94 $0.94

$0.83 Rp 15.0K

13.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$24.4K Rp 443.8M

47.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$31.7K Rp 575.5M

-17.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$77.5 Rp 1.4M

184.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.4 $74.4

$6.14 Rp 111.6K

1111.56%

Internet (50+ Mbps, Unlimited Data)

$55.7 $55.7

$18.92 Rp 343.4K

194.34%

Gym Membership (Monthly)

$37.88 $37.88

$51.0 Rp 925.8K

-25.71%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$8.21 $8.21

$4.38 Rp 79.6K

87.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,784 $1,784

$492 Rp 8.9M

262.27%

International Primary School, 1 Child (Yearly)

$34.8K $34.8K

$12.2K Rp 221.9M

184.57%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$45.16 Rp 819.9K

16.56%

Summer Dress (H&M, Zara, etc)

$45.25 $45.25

$34.89 Rp 633.4K

29.69%

Sport Shoes (Adidas, Nike)

$95.9 $95.9

$78.3 Rp 1.4M

22.45%

Men's Leather Business Shoes

$108 $108

$77.9 Rp 1.4M

38.22%

1-bedroom Apartment, City Center (Monthly)

$861 $861

$1,078 Rp 19.6M

-20.14%

1-bedroom Apartment, Outside City Center (Monthly)

$695 $695

$665 Rp 12.1M

4.57%

3-bedroom Apartment, City Center (Monthly)

$1,465 $1,465

$3,510 Rp 63.7M

-58.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,184 $1,184

$1,671 Rp 30.3M

-29.16%

Buy Apartment in City Center (m2)

$2,813 $2,813

$2,340 Rp 42.5M

20.22%

Buy Apartment Outside City Center (m2)

$2,313 $2,313

$2,236 Rp 40.6M

3.45%

Average Monthly Net Salary (After Tax)

$8,189 $8,189

$166 Rp 3.0M

4823.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens, TN: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens, TN

$695 32.9%

Ubud, Bali

$665 50% 4.4% $30

Eating Out

Athens, TN

$414 19.6%

Ubud, Bali

$106 8% 74.5% $308

Groceries & Markets

Athens, TN

$392 18.6%

Ubud, Bali

$279 21% 28.8% $113

Monthly Utilities & Internet

Athens, TN

$351 16.6%

Ubud, Bali

$103 7.7% 70.8% $248

Clothing & Footwear

Athens, TN

$136 6.4%

Ubud, Bali

$106 8% 21.6% $29

Getting Around

Athens, TN

$73 3.5%

Ubud, Bali

$12 0.9% 83.7% $61

Sport & Entertainment

Athens, TN

$54 2.6%

Ubud, Bali

$60 4.5% 10.1% $5.5

Cost Breakdown

A central one-bedroom costs $861 in Athens, TN versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Athens, TN are about 49 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in Athens, TN versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $392 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Athens, TN

🇮🇩 Ubud, Bali

🕒 Local time

13:26 1:26 PM

02:26 2:26 AM

13 h ahead of Athens, TN

🌤 Weather

👥 Population

115,452

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Athens, TN Ubud, Bali 16,400 km ≈ 21 h nonstop flight

From you

Athens, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Athens, TN costs about 59% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,174 per month in Athens, TN and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Athens, TN, especially for central apartments: a one-bedroom in the center costs $861 there versus $1,078 in Ubud, Bali.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,784 per month in Athens, TN and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,116 in Athens, TN and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,116 in Athens, TN. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Athens, TN makes more sense. Both are solid long-term options with distinct trade-offs.