Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ardiya

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,381 in Ardiya, rent and utilities included – about $600 less a year. The total is higher in Ardiya despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
66

Cost of Living Index in Ardiya
Learn more

Ardiya Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ardiya

🇰🇼 Kuwait

$1,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ardiya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ardiya actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,381 in Ardiya, rent included.

Ubud, Bali $1,331
Ardiya $1,381

A couple spends around $2,255 per month in Ubud, Bali vs $2,300 in Ardiya, rent included.

Ubud, Bali $2,255
Ardiya $2,300

A family of three spends $3,180 per month in Ubud, Bali vs $3,219 in Ardiya, rent included.

Ubud, Bali $3,180
Ardiya $3,219

Ubud, Bali is about 4% cheaper than Ardiya, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Ardiya is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$12.78 KWD 3.93

-73.55%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$65.0 KWD 20.00

-46.66%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$8.84 KWD 2.72

-36.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.29 KWD 1.01

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.88 KWD 1.50

Cappuccino

$2.62 Rp 47.3K

$5.16 KWD 1.59

-49.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.70 KWD 0.22

120.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.31 KWD 0.10

106.45%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$1.46 Rp 26.4K

$1.55 KWD 0.48

-5.81%

White Bread (500g)

$2.29 Rp 41.4K

$1.54 KWD 0.47

48.70%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.90 KWD 0.58

-41.58%

Eggs

$2.10 Rp 37.9K

$2.08 KWD 0.64

0.96%

Local Cheese (1kg)

$15.94 Rp 287.7K

$4.24 KWD 1.30

275.94%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$6.69 KWD 2.06

-42.00%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$10.18 KWD 3.13

11.98%

Apples (1kg)

$3.55 Rp 64.1K

$2.51 KWD 0.77

41.43%

Banana (1kg)

$1.54 Rp 27.7K

$1.84 KWD 0.57

-16.30%

Oranges (1kg)

$2.23 Rp 40.2K

$1.86 KWD 0.57

19.89%

Tomato (1kg)

$1.97 Rp 35.6K

$1.54 KWD 0.47

27.92%

Potato (1kg)

$1.86 Rp 33.5K

$1.31 KWD 0.40

41.98%

Onion (1kg)

$2.42 Rp 43.6K

$1.49 KWD 0.46

62.42%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.37 KWD 0.73

-56.96%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.57 KWD 0.18

-8.77%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.13 KWD 0.96

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.44 KWD 0.44

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.80 KWD 0.86

-21.43%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.78 KWD 0.24

-67.95%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$4.73 KWD 1.46

-90.70%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$3.24 KWD 1.00

-85.49%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$15.85 KWD 4.88

-64.67%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.35 KWD 0.11

137.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$22.9K KWD 7,053

6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$19.5K KWD 6,015

62.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$66.7 KWD 20.54

16.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$22.91 KWD 7.05

-73.20%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$30.46 KWD 9.37

-37.89%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$97.5 KWD 30.01

-47.70%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$12.80 KWD 3.94

-65.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$500 KWD 154

-1.56%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$9,206 KWD 2,834

32.75%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$36.93 KWD 11.37

22.29%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$39.13 KWD 12.05

-10.84%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$96.4 KWD 29.68

-18.78%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.0 KWD 27.69

-13.45%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$817 KWD 252

31.83%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$615 KWD 189

8.08%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$1,721 KWD 530

103.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,338 KWD 412

24.89%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ardiya: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ardiya

$615 44.5% 7.5% $50

Groceries & Markets

Ubud, Bali

$279 21%

Ardiya

$186 13.4% 33.6% $94

Clothing & Footwear

Ubud, Bali

$106 8%

Ardiya

$118 8.6% 11.1% $12

Eating Out

Ubud, Bali

$106 8%

Ardiya

$195 14.1% 84.1% $89

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ardiya

$120 8.7% 17.1% $18

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ardiya

$123 8.9% 106% $63

Getting Around

Ubud, Bali

$12 0.9%

Ardiya

$24 * 1.8% 102% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $817 in Ardiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $65 in Ardiya. Groceries tell a different story – $279 in Ubud, Bali vs $186 in Ardiya – so Ardiya wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Ardiya

🕒 Local time

00:04 12:04 AM

19:04 7:04 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,447

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 KWD = 3.25 USD

1 KWD = 2.89 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Kuwaiti Dinar exchange rates as of November 6, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ardiya 8,330 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Ardiya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ardiya: Cost of Living - Frequently Asked Questions

Ardiya costs about 4% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,071 in Ardiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ardiya, especially for central apartments: a one-bedroom in the center costs $817 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $65 in Ardiya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 34% cheaper in Ardiya – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,381 in Ardiya. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,331 versus $1,381 in Ardiya. Both appeal to remote workers, and the cost gap matters when income varies month to month.