Cost of Living Comparison Between Ubud, Bali and Ardiya Cost of Living Comparison Between Ubud, Bali and Ardiya

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,379 in Ardiya, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,311 in Ardiya, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,242 in Ardiya, rent included.

Ubud, Bali costs about 2% more than Ardiya, driven mainly by Groceries & Markets.

Both Ubud, Bali and Ardiya sit above the global median – Ubud, Bali by 5%, Ardiya by 3%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.58 KWD 2.97

-63.99%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$81.4 KWD 25.23

-60.28%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.74 KWD 2.71

-44.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.39 KWD 0.74

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.63 KWD 1.13

Cappuccino

$2.75 Rp 49.4K

$6.08 KWD 1.88

-54.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.65 KWD 0.20

112.31%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.35 KWD 0.11

114.29%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$1.62 KWD 0.50

7.41%

White Bread (500g)

$2.46 Rp 44.2K

$1.29 KWD 0.40

90.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.73 KWD 0.54

-32.37%

Eggs

$2.43 Rp 43.7K

$2.11 KWD 0.66

15.17%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.19 KWD 1.61

179.38%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.32 KWD 1.96

-31.17%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.45 KWD 3.24

14.64%

Apples (1kg)

$3.72 Rp 66.8K

$2.37 KWD 0.74

56.96%

Banana (1kg)

$1.63 Rp 29.2K

$1.88 KWD 0.58

-13.30%

Oranges (1kg)

$2.74 Rp 49.3K

$1.80 KWD 0.56

52.22%

Tomato (1kg)

$2.24 Rp 40.3K

$1.46 KWD 0.45

53.42%

Potato (1kg)

$1.92 Rp 34.5K

$1.29 KWD 0.40

48.84%

Onion (1kg)

$2.28 Rp 40.9K

$1.32 KWD 0.41

72.73%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.67 KWD 0.52

-36.53%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.49 KWD 0.15

46.94%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.18 KWD 0.99

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 KWD 0.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.39 KWD 0.43

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.89 KWD 0.90

13.84%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.88 KWD 0.27

-69.32%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$43.37 KWD 13.44

-81.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.18 KWD 0.99

-84.91%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.29 KWD 1.02

-87.23%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$16.36 KWD 5.07

-61.98%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.33 KWD 0.10

145.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$20.9K KWD 6,480

27.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.2K KWD 6,250

59.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$63.5 KWD 19.68

23.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.84 KWD 5.84

-78.40%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$26.07 KWD 8.08

-6.67%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$95.5 KWD 29.60

3.26%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$45.90 KWD 14.22

-86.19%

Cinema Ticket

$3.99 Rp 71.6K

$11.66 KWD 3.61

-65.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$397 KWD 123

-23.07%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,621 KWD 2,052

0.31%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$42.28 KWD 13.10

28.05%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$42.85 KWD 13.28

-11.76%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$88.6 KWD 27.46

-1.99%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$83.0 KWD 25.72

-8.00%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$792 KWD 245

25.28%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$616 KWD 191

9.24%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,559 KWD 483

116.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,288 KWD 399

59.19%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.14

85.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Ardiya: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $792 in Ardiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $81.0 in Ardiya. Groceries tell a different story – $297 in Ubud, Bali vs $180 in Ardiya – so Ardiya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ardiya: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 2% more than Ardiya, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,069 in Ardiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ardiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 435% less in Ardiya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $397 in Ardiya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ardiya, where all-in costs run around $1,379, than in Ubud, Bali at $1,408. In Ardiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ardiya costs $1,379 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ardiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.