Last update: Nov 2026

Cost of Living Comparison Between Ardiya and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,381 in Ardiya, rent and utilities included – about $600 less a year. The total is higher in Ardiya despite lower rent and utilities.

66

Cost of Living Index in Ardiya
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Ardiya Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ardiya

🇰🇼 Kuwait

$1,381

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ardiya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ardiya and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,381 per month in Ardiya vs $1,331 in Ubud, Bali, rent included.

Ardiya $1,381
Ubud, Bali $1,331

A couple spends around $2,300 per month in Ardiya vs $2,255 in Ubud, Bali, rent included.

Ardiya $2,300
Ubud, Bali $2,255

A family of three spends $3,219 per month in Ardiya vs $3,180 in Ubud, Bali, rent included.

Ardiya $3,219
Ubud, Bali $3,180

Ardiya costs about 4% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ardiya sits 2% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.78 KWD 3.93

$3.38 Rp 60.9K

278.11%

Three-Course Dinner for Two, Mid-Range

$65.0 KWD 20.00

$34.65 Rp 625.4K

87.47%

Fast Food Meal (McDonalds, etc)

$8.84 KWD 2.72

$5.57 Rp 100.6K

58.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.29 KWD 1.01

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.88 KWD 1.50

Cappuccino

$5.16 KWD 1.59

$2.62 Rp 47.3K

96.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 KWD 0.22

$1.54 Rp 27.8K

-54.55%

Water (0.33 liter bottle)

$0.31 KWD 0.10

$0.64 Rp 11.6K

-51.56%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$1.55 KWD 0.48

$1.46 Rp 26.4K

6.16%

White Bread (500g)

$1.54 KWD 0.47

$2.29 Rp 41.4K

-32.75%

Rice (white) (1kg)

$1.90 KWD 0.58

$1.11 Rp 20.0K

71.17%

Eggs

$2.08 KWD 0.64

$2.10 Rp 37.9K

-0.95%

Local Cheese (1kg)

$4.24 KWD 1.30

$15.94 Rp 287.7K

-73.40%

Chicken Fillets (1kg)

$6.69 KWD 2.06

$3.88 Rp 70.1K

72.42%

Beef Round Steak (1kg)

$10.18 KWD 3.13

$11.40 Rp 205.8K

-10.70%

Apples (1kg)

$2.51 KWD 0.77

$3.55 Rp 64.1K

-29.30%

Banana (1kg)

$1.84 KWD 0.57

$1.54 Rp 27.7K

19.48%

Oranges (1kg)

$1.86 KWD 0.57

$2.23 Rp 40.2K

-16.59%

Tomato (1kg)

$1.54 KWD 0.47

$1.97 Rp 35.6K

-21.83%

Potato (1kg)

$1.31 KWD 0.40

$1.86 Rp 33.5K

-29.57%

Onion (1kg)

$1.49 KWD 0.46

$2.42 Rp 43.6K

-38.43%

Lettuce (1 head)

$2.37 KWD 0.73

$1.02 Rp 18.5K

132.35%

Water (1.5 liter bottle)

$0.57 KWD 0.18

$0.52 Rp 9,427

9.62%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.13 KWD 0.96

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.44 KWD 0.44

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 KWD 0.86

$2.20 Rp 39.7K

27.27%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.78 KWD 0.24

$0.25 Rp 4,519

212.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$4.73 KWD 1.46

$0.44 Rp 7,901

975.00%

Taxi (Normal Tariff) (1km)

$3.24 KWD 1.00

$0.47 Rp 8,446

589.36%

Taxi 1hour Waiting (Normal Tariff)

$15.85 KWD 4.88

$5.60 Rp 101.1K

183.04%

Gasoline (1 liter)

$0.35 KWD 0.11

$0.83 Rp 14.9K

-57.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K KWD 7,053

$24.4K Rp 441.3M

-6.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K KWD 6,015

$31.7K Rp 572.1M

-38.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.7 KWD 20.54

$77.5 Rp 1.4M

-13.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.91 KWD 7.05

$6.14 Rp 110.9K

273.13%

Internet (50+ Mbps, Unlimited Data)

$30.46 KWD 9.37

$18.92 Rp 341.4K

60.99%

Gym Membership (Monthly)

$97.5 KWD 30.01

$51.0 Rp 920.4K

91.21%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$12.80 KWD 3.94

$4.38 Rp 79.1K

192.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$500 KWD 154

$492 Rp 8.9M

1.58%

International Primary School, 1 Child (Yearly)

$9,206 KWD 2,834

$12.2K Rp 220.6M

-24.67%

Jeans (Levis 501 Or Similar)

$36.93 KWD 11.37

$45.16 Rp 815.1K

-18.22%

Summer Dress (H&M, Zara, etc)

$39.13 KWD 12.05

$34.89 Rp 629.7K

12.15%

Sport Shoes (Adidas, Nike)

$96.4 KWD 29.68

$78.3 Rp 1.4M

23.12%

Men's Leather Business Shoes

$90.0 KWD 27.69

$77.9 Rp 1.4M

15.54%

1-bedroom Apartment, City Center (Monthly)

$817 KWD 252

$1,078 Rp 19.4M

-24.15%

1-bedroom Apartment, Outside City Center (Monthly)

$615 KWD 189

$665 Rp 12.0M

-7.48%

3-bedroom Apartment, City Center (Monthly)

$1,721 KWD 530

$3,510 Rp 63.4M

-50.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,338 KWD 412

$1,671 Rp 30.2M

-19.93%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ardiya: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ardiya

$615 44.5%

Ubud, Bali

$665 50% 8.1% $50

Eating Out

Ardiya

$195 14.1%

Ubud, Bali

$106 8% 45.7% $89

Groceries & Markets

Ardiya

$186 13.4%

Ubud, Bali

$279 21% 50.6% $94

Sport & Entertainment

Ardiya

$123 8.9%

Ubud, Bali

$60 4.5% 51.5% $63

Monthly Utilities & Internet

Ardiya

$120 8.7%

Ubud, Bali

$103 7.7% 14.6% $18

Clothing & Footwear

Ardiya

$118 8.6%

Ubud, Bali

$106 8% 10% $12

Getting Around

Ardiya

$24 * 1.8%

Ubud, Bali

$12 0.9% 50.4% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $817 in Ardiya versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Ardiya versus $35 in Ubud, Bali. Groceries tell a different story – $186 in Ardiya vs $279 in Ubud, Bali – so Ardiya wins on supermarket bills even if dining out costs more.

Good to know

🇰🇼 Ardiya

🇮🇩 Ubud, Bali

🕒 Local time

14:32 2:32 PM

19:32 7:32 PM

5 h ahead of Ardiya

🌤 Weather

👥 Population

36,447

74,800

💱 Currency

Kuwaiti Dinar KWD د.ك

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 KWD = 3.25 USD

1 KWD = 2.89 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to KWD – Kuwaiti Dinar Converter

🇺🇸 United States Dollar ($)

🇰🇼 Kuwaiti Dinar (د.ك)

Kuwaiti Dinar exchange rates as of November 6, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to KWD in detail →

On the map

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Highest

Between locations

Ardiya Ubud, Bali 8,330 km ≈ 11 h nonstop flight

From you

Ardiya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ardiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ardiya costs about 4% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,071 per month in Ardiya and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ardiya, especially for central apartments: a one-bedroom in the center costs $817 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $65 in Ardiya and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 34% cheaper in Ardiya – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,381 in Ardiya and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,331 versus $1,381 in Ardiya. Both appeal to remote workers, and the cost gap matters when income varies month to month.