Last update: Oct 2026

Cost of Living Comparison Between Tver and Ubud, Bali

For one person, living is cheaper in Tver: $1,031 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

50

Cost of Living Index in Tver
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Tver Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tver

🇷🇺 Russia

$1,031

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tver and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tver and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,031 in Tver versus $1,349 in Ubud, Bali.

Tver $1,031
Ubud, Bali $1,349

Estimated couple costs with rent: $1,640 in Tver versus $2,305 in Ubud, Bali.

Tver $1,640
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,248 in Tver versus $3,261 in Ubud, Bali.

Tver $2,248
Ubud, Bali $3,261

Living in Tver costs roughly 24% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.46 ₽602

$3.32 Rp 60.4K

124.70%

Three-Course Dinner for Two, Mid-Range

$36.41 ₽2,937

$35.64 Rp 647.8K

2.16%

Fast Food Meal (McDonalds, etc)

$5.83 ₽470

$5.53 Rp 100.6K

5.42%

Cappuccino

$2.38 ₽192

$2.72 Rp 49.4K

-12.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₽93.8

$1.70 Rp 30.9K

-31.76%

Water (0.33 liter bottle)

$0.91 ₽73.0

$0.76 Rp 13.8K

19.74%

Local Beer (0.5 liter draught)

$2.52 ₽203

$2.65 Rp 48.2K

-4.91%

Imported Beer (0.33 liter bottle)

$3.65 ₽295

$4.38 Rp 79.6K

-16.67%

Milk (1 liter)

$1.27 ₽102

$1.49 Rp 27.1K

-14.77%

White Bread (500g)

$0.39 ₽31.16

$2.28 Rp 41.4K

-82.89%

Rice (white) (1kg)

$0.63 ₽50.9

$1.19 Rp 21.6K

-47.06%

Eggs

$1.17 ₽94.7

$2.04 Rp 37.0K

-42.65%

Local Cheese (1kg)

$7.57 ₽611

$17.70 Rp 321.7K

-57.23%

Chicken Fillets (1kg)

$7.13 ₽575

$3.96 Rp 72.0K

80.05%

Beef Round Steak (1kg)

$10.09 ₽814

$12.19 Rp 221.6K

-17.23%

Apples (1kg)

$1.64 ₽132

$3.66 Rp 66.4K

-55.19%

Banana (1kg)

$1.85 ₽149

$1.52 Rp 27.6K

21.71%

Oranges (1kg)

$2.09 ₽169

$2.23 Rp 40.5K

-6.28%

Tomato (1kg)

$1.68 ₽136

$1.97 Rp 35.9K

-14.72%

Potato (1kg)

$0.37 ₽30.12

$1.85 Rp 33.6K

-80.00%

Onion (1kg)

$0.78 ₽63.3

$2.42 Rp 44.1K

-67.77%

Lettuce (1 head)

$0.84 ₽67.5

$0.99 Rp 18.0K

-15.15%

Water (1.5 liter bottle)

$0.59 ₽47.98

$0.51 Rp 9,332

15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.74 ₽302

$2.22 Rp 40.4K

68.47%

Wine (Bottle)

$6.25 ₽504

$22.24 Rp 404.2K

-71.90%

Local Beer (0.5 liter bottle)

$1.23 ₽99.0

$2.26 Rp 41.1K

-45.58%

Imported Beer (0.33 liter bottle)

$2.72 ₽219

$2.97 Rp 54.0K

-8.42%

One-way Ticket (Public Transport)

$0.53 ₽43.09

$0.25 Rp 4,562

112.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$2.53 ₽204

$0.44 Rp 7,989

475.00%

Taxi (Normal Tariff) (1km)

$0.83 ₽66.8

$0.43 Rp 7,817

93.02%

Taxi 1hour Waiting (Normal Tariff)

$5.07 ₽409

$5.41 Rp 98.3K

-6.28%

Gasoline (1 liter)

$0.81 ₽65.2

$0.82 Rp 15.0K

-1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₽1.5M

$23.8K Rp 433.3M

-23.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ₽2.2M

$31.7K Rp 577.0M

-15.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.1 ₽5,975

$79.1 Rp 1.4M

-6.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.07 ₽490

$6.45 Rp 117.2K

-5.89%

Internet (50+ Mbps, Unlimited Data)

$6.31 ₽509

$18.58 Rp 337.7K

-66.04%

Gym Membership (Monthly)

$61.1 ₽4,926

$49.48 Rp 899.4K

23.44%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$3.60 ₽290

$4.27 Rp 77.7K

-15.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$899 ₽72.5K

$491 Rp 8.9M

83.17%

International Primary School, 1 Child (Yearly)

$28.8K ₽2.3M

$5,674 Rp 103.1M

407.18%

Jeans (Levis 501 Or Similar)

$113 ₽9,108

$44.64 Rp 811.4K

152.98%

Summer Dress (H&M, Zara, etc)

$70.5 ₽5,683

$34.95 Rp 635.3K

101.63%

Sport Shoes (Adidas, Nike)

$155 ₽12.5K

$79.9 Rp 1.5M

93.52%

Men's Leather Business Shoes

$193 ₽15.6K

$79.4 Rp 1.4M

143.49%

1-bedroom Apartment, City Center (Monthly)

$436 ₽35.2K

$1,125 Rp 20.4M

-61.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₽24.9K

$671 Rp 12.2M

-53.96%

3-bedroom Apartment, City Center (Monthly)

$702 ₽56.6K

$3,565 Rp 64.8M

-80.30%

3-bedroom Apartment, Outside City Center (Monthly)

$585 ₽47.2K

$1,723 Rp 31.3M

-66.03%

Buy Apartment in City Center (m2)

$1,248 ₽100.7K

$2,732 Rp 49.6M

-54.30%

Buy Apartment Outside City Center (m2)

$1,130 ₽91.2K

$2,284 Rp 41.5M

-50.51%

Average Monthly Net Salary (After Tax)

$679 ₽54.7K

$164 Rp 3.0M

314.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.58

13.78

42.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tver: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tver

$309 30%

Ubud, Bali

$672 49.8% 117% $362

Clothing & Footwear

Tver

$239 23.2%

Ubud, Bali

$108 8% 55% $132

Groceries & Markets

Tver

$186 18%

Ubud, Bali

$288 21.4% 55.3% $103

Eating Out

Tver

$134 13%

Ubud, Bali

$108 8% 19.6% $26

Monthly Utilities & Internet

Tver

$86 8.4%

Ubud, Bali

$104 7.7% 20.4% $18

Sport & Entertainment

Tver

$68 6.6%

Ubud, Bali

$58 4.3% 15% $10

Getting Around

Tver

$8.8 * 0.9%

Ubud, Bali

$11 0.9% 29.6% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $436 in Tver and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tver pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Tver vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $186 vs $288 per month, with Tver cheaper across the board.

Good to know

🇷🇺 Tver

🇮🇩 Ubud, Bali

🕒 Local time

20:59 8:59 PM

01:59 1:59 AM

5 h ahead of Tver

🌤 Weather

👥 Population

425,000

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Tver Ubud, Bali 10,160 km ≈ 13 h nonstop flight

From you

Tver
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tver vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tver and Ubud, Bali differ by about 31% in total monthly costs ($1,031 vs $1,349 including rent). Tver is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Tver is about 4.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $436 in Tver versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $899 in Tver versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,031 per month in Tver versus $1,349 in Ubud, Bali – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $2,000 a month, though Tver gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tver and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.