Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tver

For one person, living is cheaper in Tver: $1,031 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Tver
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Tver Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tver

🇷🇺 Russia

$1,031

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tver

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tver actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,031 in Tver.

Ubud, Bali $1,349
Tver $1,031

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,640 in Tver.

Ubud, Bali $2,305
Tver $1,640

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,248 in Tver.

Ubud, Bali $3,261
Tver $2,248

Living in Ubud, Bali is roughly 31% more expensive than in Tver, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.46 ₽602

-55.50%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$36.41 ₽2,937

-2.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.83 ₽470

-5.15%

Cappuccino

$2.72 Rp 49.4K

$2.38 ₽192

14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.16 ₽93.8

46.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.91 ₽73.0

-16.48%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.52 ₽203

5.16%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.65 ₽295

20.00%

Milk (1 liter)

$1.49 Rp 27.1K

$1.27 ₽102

17.32%

White Bread (500g)

$2.28 Rp 41.4K

$0.39 ₽31.16

484.62%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.63 ₽50.9

88.89%

Eggs

$2.04 Rp 37.0K

$1.17 ₽94.7

74.36%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.57 ₽611

133.82%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.13 ₽575

-44.46%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.09 ₽814

20.81%

Apples (1kg)

$3.66 Rp 66.4K

$1.64 ₽132

123.17%

Banana (1kg)

$1.52 Rp 27.6K

$1.85 ₽149

-17.84%

Oranges (1kg)

$2.23 Rp 40.5K

$2.09 ₽169

6.70%

Tomato (1kg)

$1.97 Rp 35.9K

$1.68 ₽136

17.26%

Potato (1kg)

$1.85 Rp 33.6K

$0.37 ₽30.12

400.00%

Onion (1kg)

$2.42 Rp 44.1K

$0.78 ₽63.3

210.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.84 ₽67.5

17.86%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.59 ₽47.98

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.74 ₽302

-40.64%

Wine (Bottle)

$22.24 Rp 404.2K

$6.25 ₽504

255.84%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.23 ₽99.0

83.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.72 ₽219

9.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.53 ₽43.09

-52.83%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.53 ₽204

-82.61%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.83 ₽66.8

-48.19%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$5.07 ₽409

6.71%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.81 ₽65.2

1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$18.3K ₽1.5M

30.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.9K ₽2.2M

17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$74.1 ₽5,975

6.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.07 ₽490

6.26%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$6.31 ₽509

194.45%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$61.1 ₽4,926

-18.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$3.60 ₽290

18.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$899 ₽72.5K

-45.41%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$28.8K ₽2.3M

-80.28%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$113 ₽9,108

-60.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$70.5 ₽5,683

-50.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$155 ₽12.5K

-48.32%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$193 ₽15.6K

-58.93%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$436 ₽35.2K

157.96%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$309 ₽24.9K

117.21%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$702 ₽56.6K

407.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$585 ₽47.2K

194.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,248 ₽100.7K

118.81%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,130 ₽91.2K

102.06%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$679 ₽54.7K

-75.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.58

-29.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tver: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tver

$309 30% 54% $362

Groceries & Markets

Ubud, Bali

$288 21.4%

Tver

$186 18% 35.6% $103

Eating Out

Ubud, Bali

$108 8%

Tver

$134 13% 24.4% $26

Clothing & Footwear

Ubud, Bali

$108 8%

Tver

$239 23.2% 122% $132

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tver

$86 8.4% 16.9% $18

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tver

$68 6.6% 17.7% $10

Getting Around

Ubud, Bali

$11 0.9%

Tver

$8.8 * 0.9% 22.9% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $436 in Tver. Housing cost is often the main lever when comparing two cities.

Tver pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $36 in Tver. Groceries flip the comparison at $288 vs $186, with Tver cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Tver

🕒 Local time

03:02 3:02 AM

22:02 10:02 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

425,000

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Tver 10,160 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Tver

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tver: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tver differ by about 31% in total monthly costs ($1,349 vs $1,031 including rent). Tver is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $436 in Tver. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $899 in Tver. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,031 in Tver – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $2,000 a month, though Tver gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tver are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.