Cost of Living Comparison Between Ubud, Bali and Tver Cost of Living Comparison Between Ubud, Bali and Tver

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $948 in Tver.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,513 in Tver.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,078 in Tver.

Living in Ubud, Bali is roughly 45% more expensive than in Tver, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Tver is 31% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$7.07 ₽594

-52.90%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$35.22 ₽2,961

1.70%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.63 ₽473

Cappuccino

$2.82 Rp 49.7K

$2.24 ₽188

25.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.09 ₽91.5

60.55%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.83 ₽69.8

-3.61%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.31 ₽194

31.60%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.39 ₽285

26.84%

Milk (1 liter)

$1.61 Rp 28.3K

$1.19 ₽99.7

35.29%

White Bread (500g)

$2.27 Rp 39.9K

$0.33 ₽27.69

587.88%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.61 ₽50.9

91.80%

Eggs

$2.17 Rp 38.2K

$1.12 ₽94.1

93.75%

Local Cheese (1kg)

$17.63 Rp 310.5K

$6.94 ₽583

154.03%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.48 ₽545

-37.50%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.11 ₽766

33.70%

Apples (1kg)

$3.62 Rp 63.7K

$1.50 ₽126

141.33%

Banana (1kg)

$1.64 Rp 28.8K

$1.79 ₽150

-8.38%

Oranges (1kg)

$2.31 Rp 40.6K

$1.91 ₽160

20.94%

Tomato (1kg)

$1.96 Rp 34.5K

$1.58 ₽133

24.05%

Potato (1kg)

$1.84 Rp 32.5K

$0.35 ₽29.53

425.71%

Onion (1kg)

$2.37 Rp 41.7K

$0.70 ₽58.5

238.57%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.79 ₽66.5

32.91%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.60 ₽50.8

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.31 ₽278

-30.51%

Wine (Bottle)

$23.08 Rp 406.4K

$5.80 ₽487

297.93%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.13 ₽94.7

107.08%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.37 ₽199

29.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.53 ₽44.75

-52.83%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.30 ₽193

-78.70%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.71 ₽59.9

-33.80%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.52 ₽380

23.89%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.81 ₽67.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$17.7K ₽1.5M

41.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.1K ₽2.1M

23.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$68.8 ₽5,779

20.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$5.70 ₽479

13.86%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$5.76 ₽484

226.22%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$58.3 ₽4,899

-5.23%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$3.59 ₽302

19.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$787 ₽66.1K

-37.19%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$24.6K ₽2.1M

-75.92%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$102 ₽8,615

-54.84%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$59.8 ₽5,027

-39.07%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$144 ₽12.1K

-44.12%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$174 ₽14.6K

-54.62%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$405 ₽34.1K

174.91%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$286 ₽24.1K

142.09%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$682 ₽57.3K

433.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$553 ₽46.5K

209.46%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,166 ₽98.0K

136.76%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,041 ₽87.5K

120.31%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$642 ₽53.9K

-73.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.86

-30.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Tver: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $405 in Tver. Housing cost is often the main lever when comparing two cities.

Tver pays 284% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $35.00 in Tver for a mid-range dinner for two. Groceries echo the gap at $294 vs $171 per month, with Tver cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tver: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tver differ by about 45% in total monthly costs ($1,378 vs $948 including rent). Tver is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 284% lower in Tver. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $405 in Tver. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $787 in Tver. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tver – a meal for two runs $35.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $948 in Tver versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Tver but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tver the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tver are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tver gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.