Cost of Living Comparison Between Ubud, Bali and Tver Cost of Living Comparison Between Ubud, Bali and Tver

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $922 in Tver.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,346 in Tver.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,769 in Tver.

Living in Ubud, Bali is roughly 51% more expensive than Tver, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Tver is 32% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$7.38 ₽561

-52.85%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$31.51 ₽2,396

4.35%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$6.42 ₽488

-20.72%

Cappuccino

$2.75 Rp 47.1K

$1.61 ₽123

70.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.94 ₽71.6

46.81%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.35 ₽26.99

102.86%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$1.47 ₽112

95.92%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$1.43 ₽109

170.63%

Milk (1 liter)

$1.79 Rp 30.7K

$1.04 ₽79.1

72.12%

White Bread (500g)

$2.45 Rp 42.0K

$0.83 ₽63.2

195.18%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.46 ₽111

-17.12%

Eggs

$2.39 Rp 40.9K

$1.88 ₽143

27.13%

Local Cheese (1kg)

$14.70 Rp 252.1K

$13.10 ₽996

12.21%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$4.72 ₽359

-10.17%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$8.03 ₽610

50.44%

Apples (1kg)

$3.66 Rp 62.9K

$1.50 ₽114

144.00%

Banana (1kg)

$1.61 Rp 27.6K

$1.96 ₽149

-17.86%

Oranges (1kg)

$2.72 Rp 46.6K

$2.31 ₽176

17.75%

Tomato (1kg)

$2.27 Rp 39.0K

$3.86 ₽294

-41.19%

Potato (1kg)

$1.90 Rp 32.6K

$0.64 ₽48.75

196.87%

Onion (1kg)

$2.30 Rp 39.4K

$0.39 ₽29.90

489.74%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.99 ₽75.6

3.03%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.69 ₽52.2

13.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$2.49 ₽190

30.12%

Wine (Bottle)

$24.06 Rp 412.7K

$9.26 ₽704

159.83%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.07 ₽81.2

165.42%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.85 ₽141

50.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.49 ₽36.98

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$21.19 ₽1,612

-61.11%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.56 ₽195

-82.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.56 ₽42.39

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$6.18 ₽470

-2.59%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.81 ₽62.0

6.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$38.4K ₽2.9M

-32.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$34.7K ₽2.6M

-8.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$105 ₽7,986

-25.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$5.43 ₽413

-26.34%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$4.76 ₽362

411.55%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$27.63 ₽2,102

246.62%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$15.54 ₽1,182

-58.43%

Cinema Ticket

$4.01 Rp 68.7K

$5.15 ₽391

-22.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$474 ₽36.1K

-36.44%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$14.9K ₽1.1M

-56.21%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$89.0 ₽6,768

-39.97%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$41.97 ₽3,192

-8.15%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$99.1 ₽7,535

-10.10%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$107 ₽8,147

-26.35%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$373 ₽28.4K

172.05%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$266 ₽20.2K

153.10%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$510 ₽38.8K

560.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$322 ₽24.5K

555.54%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$1,473 ₽112.0K

103.81%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,431 ₽108.8K

63.29%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$625 ₽47.6K

-71.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.83

-16.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Tver: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $373 in Tver. Housing cost is often the main lever when comparing two cities.

Tver pays 252% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $32 in Tver for a mid-range dinner for two. Groceries echo the gap at $300 vs $209 per month, with Tver cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tver: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tver differ by about 51% in total monthly costs ($1,395 vs $922 including rent). Tver is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Tver earns 252% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $373 in Tver. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $474 in Tver. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $922 in Tver versus $1,395 in Ubud, Bali, a $2,000 budget is realistic in Tver but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tver the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tver are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tver gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.