Cost of Living Comparison Between Ubud, Bali and Tver Cost of Living Comparison Between Ubud, Bali and Tver

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $938 in Tver.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,367 in Tver.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,795 in Tver.

Living in Ubud, Bali is roughly 49% more expensive than in Tver, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tver is 30% below.

Meal at Budget Restaurant

$3.43 Rp 61.5K

$7.29 ₽566

-52.95%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 573.3K

$31.18 ₽2,419

2.53%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.6K

$6.37 ₽494

-20.72%

Cappuccino

$2.71 Rp 48.7K

$1.61 ₽125

68.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.90 ₽69.6

54.44%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.35 ₽27.29

111.43%

Local Beer (0.5 liter draught)

$2.89 Rp 51.9K

$1.44 ₽112

100.69%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.43 ₽111

165.03%

Milk (1 liter)

$1.79 Rp 32.2K

$1.05 ₽81.2

70.48%

White Bread (500g)

$2.51 Rp 44.9K

$0.83 ₽64.4

202.41%

Rice (white) (1kg)

$1.21 Rp 21.8K

$1.46 ₽113

-17.12%

Eggs

$2.37 Rp 42.5K

$1.84 ₽143

28.80%

Local Cheese (1kg)

$14.43 Rp 258.8K

$13.02 ₽1,010

10.83%

Chicken Fillets (1kg)

$4.15 Rp 74.4K

$4.51 ₽350

-7.98%

Beef Round Steak (1kg)

$12.11 Rp 217.3K

$8.36 ₽648

44.86%

Apples (1kg)

$3.77 Rp 67.6K

$1.51 ₽117

149.67%

Banana (1kg)

$1.63 Rp 29.2K

$2.04 ₽158

-20.10%

Oranges (1kg)

$2.71 Rp 48.5K

$2.27 ₽176

19.38%

Tomato (1kg)

$2.26 Rp 40.5K

$3.66 ₽284

-38.25%

Potato (1kg)

$1.93 Rp 34.5K

$0.61 ₽47.16

216.39%

Onion (1kg)

$2.19 Rp 39.3K

$0.37 ₽28.58

491.89%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.00 ₽77.8

2.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.74 ₽57.8

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.1K

$2.51 ₽195

26.69%

Wine (Bottle)

$23.84 Rp 427.5K

$10.36 ₽803

130.12%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$1.12 ₽87.0

147.32%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.92 ₽149

43.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,794

$0.52 ₽40.56

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.0K

$20.80 ₽1,614

-60.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,668

$2.49 ₽193

-80.72%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,557

$0.56 ₽43.07

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.1K

$6.03 ₽468

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.75 ₽58.2

9.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$37.7K ₽2.9M

-29.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.6M

$34.9K ₽2.7M

-7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$106 ₽8,232

-26.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.2K

$5.53 ₽429

-29.29%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.9K

$4.78 ₽371

400.21%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$27.17 ₽2,107

253.99%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.0K

$15.47 ₽1,200

-57.79%

Cinema Ticket

$4.01 Rp 72.0K

$5.23 ₽406

-23.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$483 ₽37.5K

-37.40%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.5M

$14.5K ₽1.1M

-54.89%

Jeans (Levis 501 Or Similar)

$55.3 Rp 992.0K

$86.8 ₽6,735

-36.29%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 687.3K

$41.88 ₽3,249

-8.50%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$96.9 ₽7,520

-8.73%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$109 ₽8,481

-29.81%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$376 ₽29.2K

161.88%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$263 ₽20.4K

159.31%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.3M

$502 ₽38.9K

581.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.2M

$319 ₽24.8K

549.44%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,391 ₽107.9K

98.58%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,435 ₽111.3K

56.30%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$697 ₽54.0K

-75.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.83

-16.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Tver: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $376 in Tver. Housing cost is often the main lever when comparing two cities.

Tver pays 313% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $31.00 in Tver for a mid-range dinner for two. Groceries echo the gap at $298 vs $212 per month, with Tver cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tver: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tver differ by about 49% in total monthly costs ($1,397 vs $938 including rent). Tver is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 313% lower in Tver. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $376 in Tver. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $483 in Tver. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $938 in Tver versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Tver but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tver the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tver are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tver gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.