Cost of Living Comparison Between Tuzla and Neum Cost of Living Comparison Between Tuzla and Neum

Monthly Cost of Living

Monthly costs for one person with rent: $924 in Tuzla versus $985 in Neum.

Estimated couple costs with rent: $1,361 in Tuzla versus $1,437 in Neum.

Monthly costs for a family of three with rent: $1,798 in Tuzla versus $1,890 in Neum.

Living in Tuzla costs roughly 6% less than in Neum, driven mainly by Getting Around.

Both cities sit below the global median: Tuzla 33% lower, Neum 29% lower.

Meal at Budget Restaurant

$5.45 BAM 9.19

$5.28 BAM 8.89

3.22%

Three-Course Dinner for Two, Mid-Range

$29.89 BAM 50.4

$29.76 BAM 50.2

0.44%

Fast Food Meal (McDonalds, etc)

$5.87 BAM 9.89

$5.91 BAM 9.95

-0.68%

Cappuccino

$1.89 BAM 3.18

$1.96 BAM 3.31

-3.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 BAM 3.12

$1.83 BAM 3.08

1.09%

Water (0.33 liter bottle)

$1.29 BAM 2.18

$1.25 BAM 2.10

3.20%

Local Beer (0.5 liter draught)

$2.64 BAM 4.44

$2.62 BAM 4.41

0.76%

Imported Beer (0.33 liter bottle)

$2.17 BAM 3.66

$2.19 BAM 3.69

-0.91%

Milk (1 liter)

$1.15 BAM 1.94

$1.21 BAM 2.03

-4.96%

White Bread (500g)

$1.01 BAM 1.70

$0.93 BAM 1.56

8.60%

Rice (white) (1kg)

$2.13 BAM 3.59

$2.07 BAM 3.49

2.90%

Eggs

$2.72 BAM 4.58

$2.66 BAM 4.49

2.26%

Local Cheese (1kg)

$8.27 BAM 13.94

$8.19 BAM 13.79

0.98%

Chicken Fillets (1kg)

$7.33 BAM 12.35

$7.61 BAM 12.83

-3.68%

Beef Round Steak (1kg)

$10.95 BAM 18.46

$10.89 BAM 18.35

0.55%

Apples (1kg)

$1.19 BAM 2.01

$1.13 BAM 1.90

5.31%

Banana (1kg)

$1.66 BAM 2.80

$1.68 BAM 2.82

-1.19%

Oranges (1kg)

$1.48 BAM 2.50

$1.39 BAM 2.35

6.47%

Tomato (1kg)

$1.20 BAM 2.02

Potato (1kg)

$1.02 BAM 1.72

$1.00 BAM 1.69

2.00%

Onion (1kg)

$1.05 BAM 1.77

$1.01 BAM 1.71

3.96%

Lettuce (1 head)

$0.80 BAM 1.35

$0.74 BAM 1.24

8.11%

Water (1.5 liter bottle)

$0.69 BAM 1.16

$0.73 BAM 1.22

-5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 BAM 6.87

$3.99 BAM 6.73

2.01%

Wine (Bottle)

$4.10 BAM 6.91

$4.12 BAM 6.93

-0.49%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.31

$0.75 BAM 1.27

4.00%

Imported Beer (0.33 liter bottle)

$0.99 BAM 1.68

$0.97 BAM 1.63

2.06%

One-way Ticket (Public Transport)

$1.53 BAM 2.58

$1.29 BAM 2.18

18.60%

Public Transport Monthly Pass (Regular Price)

$49.38 BAM 83.2

$59.1 BAM 99.6

-16.50%

Taxi Start (Normal Tariff)

$1.83 BAM 3.08

$1.73 BAM 2.92

5.78%

Taxi (Normal Tariff) (1km)

$0.57 BAM 0.96

Taxi 1hour Waiting (Normal Tariff)

$6.08 BAM 10.24

$5.80 BAM 9.77

4.83%

Gasoline (1 liter)

$1.56 BAM 2.62

$1.62 BAM 2.72

-3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K BAM 53.1K

$32.1K BAM 54.1K

-1.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 36.7K

$22.3K BAM 37.6K

-2.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 BAM 232

$140 BAM 237

-1.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.59 BAM 31.32

$18.33 BAM 30.88

1.42%

Internet (50+ Mbps, Unlimited Data)

$26.96 BAM 45.42

$26.79 BAM 45.15

0.63%

Gym Membership (Monthly)

$33.77 BAM 56.9

$34.29 BAM 57.8

-1.52%

Tennis Court (1 Hour on Weekend)

$8.85 BAM 14.91

$11.97 BAM 20.18

-26.07%

Cinema Ticket

$5.83 BAM 9.82

$5.73 BAM 9.65

1.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 BAM 338

$205 BAM 345

-1.85%

International Primary School, 1 Child (Yearly)

$2,362 BAM 3,980

0.00%

Jeans (Levis 501 Or Similar)

$60.2 BAM 101

$60.6 BAM 102

-0.64%

Summer Dress (H&M, Zara, etc)

$34.47 BAM 58.1

$33.53 BAM 56.5

2.80%

Sport Shoes (Adidas, Nike)

$90.6 BAM 153

$89.3 BAM 151

1.38%

Men's Leather Business Shoes

$85.5 BAM 144

$85.1 BAM 143

0.45%

1-bedroom Apartment, City Center (Monthly)

$270 BAM 455

$357 BAM 602

-24.33%

1-bedroom Apartment, Outside City Center (Monthly)

$201 BAM 339

$256 BAM 432

-21.54%

3-bedroom Apartment, City Center (Monthly)

$503 BAM 847

$529 BAM 891

-4.96%

3-bedroom Apartment, Outside City Center (Monthly)

$282 BAM 474

$369 BAM 622

-23.72%

Buy Apartment in City Center (m2)

$2,534 BAM 4,270

$2,499 BAM 4,211

1.40%

Buy Apartment Outside City Center (m2)

$1,799 BAM 3,031

$1,833 BAM 3,089

-1.86%

Average Monthly Net Salary (After Tax)

$964 BAM 1,625

$885 BAM 1,490

9.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

2.9

49.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: September 7, 2026

Last update for Neum: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Tuzla and $357 in Neum. Housing cost is often the main lever when comparing two cities.

Tuzla pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Tuzla vs $30.00 in Neum. Groceries flip the comparison at $194 vs $193, with Neum cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Neum: Cost of Living - Frequently Asked Questions

Tuzla and Neum differ by about 7% in total monthly costs ($924 vs $985 including rent). Tuzla is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 9% higher in Tuzla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $270 in Tuzla versus $357 in Neum. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tuzla runs roughly 20% less than in Neum. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $201 in Tuzla versus $205 in Neum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tuzla and Neum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 7% less than in Neum. Beyond cost, consider language, visa policies, and how big the international community is in each city.