Cost of Living Comparison Between Tuzla and Neum Cost of Living Comparison Between Tuzla and Neum

Monthly Cost of Living

Monthly costs for one person with rent: $891 in Tuzla versus $952 in Neum.

Estimated couple costs with rent: $1,315 in Tuzla versus $1,490 in Neum.

Monthly costs for a family of three with rent: $1,738 in Tuzla versus $2,027 in Neum.

Living in Tuzla costs roughly 6% less than in Neum, driven mainly by Eating Out.

Both cities sit below the global median: Tuzla 33% lower, Neum 29% lower.

Currency
🍽 Eating Out
Tuzla
Neum
Difference
Meal at Budget Restaurant
$5.24 BAM 8.97
$8.60 BAM 14.71
-39.07%
Three-Course Dinner for Two, Mid-Range
$29.47 BAM 50.4
$41.64 BAM 71.2
-29.23%
Fast Food Meal (McDonalds, etc)
$5.84 BAM 9.99
$7.53 BAM 12.88
-22.44%
Cappuccino
$1.67 BAM 2.85
$1.65 BAM 2.82
1.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 BAM 2.99
$2.02 BAM 3.45
-13.37%
Water (0.33 liter bottle)
$1.06 BAM 1.81
$1.15 BAM 1.96
-7.83%
Local Beer (0.5 liter draught)
$2.40 BAM 4.10
$2.08 BAM 3.55
15.38%
Imported Beer (0.33 liter bottle)
$2.09 BAM 3.58
$2.78 BAM 4.76
-24.82%
🛒 Groceries & Markets
Tuzla
Neum
Difference
Milk (1 liter)
$1.17 BAM 2.00
$1.34 BAM 2.28
-12.69%
White Bread (500g)
$1.02 BAM 1.74
$1.28 BAM 2.19
-20.31%
Rice (white) (1kg)
$2.11 BAM 3.61
$1.58 BAM 2.70
33.54%
Eggs
$2.54 BAM 4.34
$2.95 BAM 5.05
-13.90%
Local Cheese (1kg)
$8.07 BAM 13.81
$9.25 BAM 15.82
-12.76%
Chicken Fillets (1kg)
$7.56 BAM 12.93
$8.51 BAM 14.56
-11.16%
Beef Round Steak (1kg)
$10.65 BAM 18.21
$11.70 BAM 20.01
-8.97%
Apples (1kg)
$1.13 BAM 1.93
$1.44 BAM 2.45
-21.53%
Banana (1kg)
$1.58 BAM 2.70
$1.64 BAM 2.80
-3.66%
Oranges (1kg)
$1.48 BAM 2.53
$1.94 BAM 3.32
-23.71%
Tomato (1kg)
$1.17 BAM 2.00
$2.01 BAM 3.45
-41.79%
Potato (1kg)
$0.92 BAM 1.57
$1.16 BAM 1.98
-20.69%
Onion (1kg)
$0.90 BAM 1.54
$1.11 BAM 1.89
-18.92%
Lettuce (1 head)
$0.83 BAM 1.41
$1.15 BAM 1.97
-27.83%
Water (1.5 liter bottle)
$0.70 BAM 1.20
$0.71 BAM 1.21
-1.41%
Cigarettes 20 Pack (Marlboro, Camel)
$3.71 BAM 6.34
$3.78 BAM 6.47
-1.85%
Wine (Bottle)
$4.00 BAM 6.84
$4.04 BAM 6.91
-0.99%
Local Beer (0.5 liter bottle)
$0.76 BAM 1.31
$0.71 BAM 1.22
7.04%
Imported Beer (0.33 liter bottle)
$0.94 BAM 1.61
$1.08 BAM 1.85
-12.96%
🚌 Getting Around
Tuzla
Neum
Difference
One-way Ticket (Public Transport)
$1.49 BAM 2.55
$1.82 BAM 3.11
-18.13%
Public Transport Monthly Pass (Regular Price)
$47.53 BAM 81.3
$35.23 BAM 60.3
34.91%
Taxi Start (Normal Tariff)
$1.76 BAM 3.01
$1.43 BAM 2.45
23.08%
Taxi (Normal Tariff) (1km)
$0.56 BAM 0.95
$1.09 BAM 1.86
-48.62%
Taxi 1hour Waiting (Normal Tariff)
$6.03 BAM 10.31
$7.24 BAM 12.38
-16.71%
Gasoline (1 liter)
$1.45 BAM 2.48
$1.48 BAM 2.53
-2.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K BAM 50.3K
$28.2K BAM 48.2K
4.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K BAM 40.3K
$26.1K BAM 44.7K
-9.88%
🧾 Monthly Utilities & Internet
Tuzla
Neum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 BAM 238
$174 BAM 298
-19.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.26 BAM 31.23
$19.43 BAM 33.23
-6.02%
Internet (50+ Mbps, Unlimited Data)
$26.70 BAM 45.67
$24.03 BAM 41.10
11.11%
🎉 Sport & Entertainment
Tuzla
Neum
Difference
Gym Membership (Monthly)
$31.24 BAM 53.4
$29.92 BAM 51.2
4.41%
Tennis Court (1 Hour on Weekend)
$8.98 BAM 15.36
$11.09 BAM 18.97
-19.03%
Cinema Ticket
$5.82 BAM 9.95
$4.67 BAM 7.99
24.63%
🧸 Childcare & Education
Tuzla
Neum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$170 BAM 291
$207 BAM 354
-17.87%
International Primary School, 1 Child (Yearly)
$2,385 BAM 4,079
$3,694 BAM 6,319
-35.44%
👕👟 Clothing & Footwear
Tuzla
Neum
Difference
Jeans (Levis 501 Or Similar)
$70.0 BAM 120
$70.3 BAM 120
-0.44%
Summer Dress (H&M, Zara, etc)
$40.65 BAM 69.5
$36.78 BAM 62.9
10.52%
Sport Shoes (Adidas, Nike)
$85.8 BAM 147
$87.8 BAM 150
-2.21%
Men's Leather Business Shoes
$74.8 BAM 128
$114 BAM 195
-34.45%
🏠 Accommodation & Living
Tuzla
Neum
Difference
1-bedroom Apartment, City Center (Monthly)
$263 BAM 449
$262 BAM 448
0.26%
1-bedroom Apartment, Outside City Center (Monthly)
$192 BAM 328
$167 BAM 285
14.98%
3-bedroom Apartment, City Center (Monthly)
$351 BAM 601
$363 BAM 621
-3.21%
3-bedroom Apartment, Outside City Center (Monthly)
$263 BAM 450
$314 BAM 537
-16.30%
Buy Apartment in City Center (m2)
$2,489 BAM 4,258
$2,490 BAM 4,259
-0.04%
Buy Apartment Outside City Center (m2)
$1,807 BAM 3,091
$1,817 BAM 3,107
-0.53%
💵 Salaries & Financials
Tuzla
Neum
Difference
Average Monthly Net Salary (After Tax)
$953 BAM 1,630
$877 BAM 1,500
8.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.23
2.9
45.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: July 13, 2026

Last update for Neum: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Tuzla and $262 in Neum. Housing cost is often the main lever when comparing two cities.

Tuzla pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Tuzla vs $42.00 in Neum for a mid-range dinner for two. Groceries echo the gap at $191 vs $217 per month, with Tuzla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuzla vs Neum: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tuzla and in Neum?
Tuzla and Neum differ by about 7% in total monthly costs ($891 vs $952 including rent). Tuzla is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Tuzla or Neum?
Average pay runs 9% higher in Tuzla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Tuzla and in Neum?
Rent for a central apartment: $263 in Tuzla versus $262 in Neum. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Tuzla and in Neum?
A monthly transit pass in Tuzla runs roughly 35% less than in Neum. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Tuzla and Neum?
Childcare runs $170 in Tuzla versus $207 in Neum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How far does $1,200 go in Tuzla compared to Neum?
Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Tuzla and Neum?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tuzla or Neum safer for residents?
Safety-wise, Tuzla and Neum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tuzla or Neum?
Expats usually find Tuzla gentler on the wallet – expenses run 7% less than in Neum. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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