Cost of Living Comparison Between Tuzla and Cebu Cost of Living Comparison Between Tuzla and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $891 in Tuzla versus $873 in Cebu.

Estimated couple costs with rent: $1,315 in Tuzla versus $1,339 in Cebu.

Monthly costs for a family of three with rent: $1,738 in Tuzla versus $1,805 in Cebu.

Living in Tuzla is roughly 2% more expensive than in Cebu, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tuzla 33% lower, Cebu 35% lower.

Meal at Budget Restaurant

$5.24 BAM 8.96

$4.39 ₱270

19.36%

Three-Course Dinner for Two, Mid-Range

$29.47 BAM 50.4

$24.30 ₱1,496

21.28%

Fast Food Meal (McDonalds, etc)

$5.84 BAM 9.98

$4.53 ₱279

28.92%

Cappuccino

$1.67 BAM 2.85

$2.52 ₱155

-33.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 BAM 2.99

$0.80 ₱49.42

118.75%

Water (0.33 liter bottle)

$1.06 BAM 1.81

$0.42 ₱25.97

152.38%

Local Beer (0.5 liter draught)

$2.40 BAM 4.10

$1.59 ₱97.7

50.94%

Imported Beer (0.33 liter bottle)

$2.09 BAM 3.57

$2.19 ₱135

-4.57%

Milk (1 liter)

$1.17 BAM 2.00

$2.26 ₱139

-48.23%

White Bread (500g)

$1.02 BAM 1.74

$1.51 ₱93.0

-32.45%

Rice (white) (1kg)

$2.11 BAM 3.60

$1.16 ₱71.6

81.90%

Eggs

$2.54 BAM 4.33

$2.36 ₱145

7.63%

Local Cheese (1kg)

$8.07 BAM 13.79

$12.87 ₱792

-37.30%

Chicken Fillets (1kg)

$7.56 BAM 12.92

$5.38 ₱331

40.52%

Beef Round Steak (1kg)

$10.65 BAM 18.19

$7.82 ₱481

36.19%

Apples (1kg)

$1.13 BAM 1.92

$3.53 ₱217

-67.99%

Banana (1kg)

$1.58 BAM 2.70

$1.51 ₱92.9

4.64%

Oranges (1kg)

$1.48 BAM 2.53

$3.29 ₱203

-55.02%

Tomato (1kg)

$1.17 BAM 2.00

$2.20 ₱136

-46.82%

Potato (1kg)

$0.92 BAM 1.57

$2.64 ₱162

-65.15%

Onion (1kg)

$0.90 BAM 1.54

$2.46 ₱152

-63.41%

Lettuce (1 head)

$0.83 BAM 1.41

$1.00 ₱61.4

-17.00%

Water (1.5 liter bottle)

$0.70 BAM 1.19

$0.78 ₱48.06

-10.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 BAM 6.33

$3.10 ₱191

19.68%

Wine (Bottle)

$4.00 BAM 6.83

$6.43 ₱396

-37.79%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.30

$1.16 ₱71.7

-34.48%

Imported Beer (0.33 liter bottle)

$0.94 BAM 1.61

$2.24 ₱138

-58.04%

One-way Ticket (Public Transport)

$1.49 BAM 2.54

$0.26 ₱15.80

473.08%

Public Transport Monthly Pass (Regular Price)

$47.53 BAM 81.2

$15.36 ₱946

209.44%

Taxi Start (Normal Tariff)

$1.76 BAM 3.01

$0.81 ₱49.81

117.28%

Taxi (Normal Tariff) (1km)

$0.56 BAM 0.95

$0.23 ₱14.06

143.48%

Taxi 1hour Waiting (Normal Tariff)

$6.03 BAM 10.30

$2.64 ₱163

128.41%

Gasoline (1 liter)

$1.45 BAM 2.48

$1.10 ₱67.7

31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K BAM 50.2K

$30.5K ₱1.9M

-3.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BAM 40.2K

$27.7K ₱1.7M

-15.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 BAM 238

$95.9 ₱5,904

45.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.26 BAM 31.19

$34.05 ₱2,096

-46.37%

Internet (50+ Mbps, Unlimited Data)

$26.70 BAM 45.62

$29.86 ₱1,839

-10.58%

Gym Membership (Monthly)

$31.24 BAM 53.4

$33.32 ₱2,051

-6.24%

Tennis Court (1 Hour on Weekend)

$8.98 BAM 15.34

$8.45 ₱520

6.27%

Cinema Ticket

$5.82 BAM 9.94

$5.79 ₱357

0.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 BAM 291

$235 ₱14.5K

-27.77%

International Primary School, 1 Child (Yearly)

$2,385 BAM 4,075

$3,913 ₱240.9K

-39.05%

Jeans (Levis 501 Or Similar)

$70.0 BAM 120

$53.1 ₱3,272

31.78%

Summer Dress (H&M, Zara, etc)

$40.65 BAM 69.5

$22.65 ₱1,395

79.47%

Sport Shoes (Adidas, Nike)

$85.8 BAM 147

$76.1 ₱4,685

12.81%

Men's Leather Business Shoes

$74.8 BAM 128

$55.0 ₱3,383

36.10%

1-bedroom Apartment, City Center (Monthly)

$263 BAM 449

$508 ₱31.3K

-48.34%

1-bedroom Apartment, Outside City Center (Monthly)

$192 BAM 327

$210 ₱12.9K

-8.57%

3-bedroom Apartment, City Center (Monthly)

$351 BAM 600

$800 ₱49.3K

-56.09%

3-bedroom Apartment, Outside City Center (Monthly)

$263 BAM 449

$389 ₱24.0K

-32.43%

Buy Apartment in City Center (m2)

$2,489 BAM 4,253

$3,013 ₱185.5K

-17.38%

Buy Apartment Outside City Center (m2)

$1,807 BAM 3,087

$1,950 ₱120.1K

-7.35%

Average Monthly Net Salary (After Tax)

$953 BAM 1,628

$340 ₱20.9K

180.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

-47.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: July 13, 2026

Last update for Cebu: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Tuzla and $508 in Cebu. Housing cost is often the main lever when comparing two cities.

Tuzla pays 180% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Tuzla vs $24.00 in Cebu. Groceries flip the comparison at $191 vs $241, with Tuzla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Clothing & Footwear, Eating Out, Getting Around. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 180% higher in Tuzla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $263 in Tuzla versus $508 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $891 per month in Tuzla versus $873 in Cebu – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 209% less than in Tuzla. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $891 in Tuzla, a $1,500 budget is realistic in Cebu but tight or insufficient in Tuzla. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tuzla, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tuzla and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Tuzla. Beyond cost, consider language, visa policies, and how big the international community is in each city.