Cost of Living Comparison Between Tuzla and Cebu Cost of Living Comparison Between Tuzla and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $934 in Tuzla versus $936 in Cebu.

Estimated couple costs with rent: $1,380 in Tuzla versus $1,427 in Cebu.

Monthly costs for a family of three with rent: $1,826 in Tuzla versus $1,918 in Cebu.

Monthly costs are close between Tuzla and Cebu; which city is cheaper depends on the spending category.

Both cities sit below the global median: Tuzla 32% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Tuzla
Cebu
Difference
Meal at Budget Restaurant
$5.43 BAM 9.16
$3.09 ₱193
75.73%
Three-Course Dinner for Two, Mid-Range
$29.13 BAM 49.13
$23.80 ₱1,488
22.39%
Fast Food Meal (McDonalds, etc)
$5.85 BAM 9.87
$4.10 ₱257
42.68%
Cappuccino
$1.89 BAM 3.19
$2.60 ₱163
-27.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.82 BAM 3.07
$1.55 ₱96.9
17.42%
Water (0.33 liter bottle)
$1.29 BAM 2.17
$0.54 ₱33.46
138.89%
Local Beer (0.5 liter draught)
$2.73 BAM 4.60
$1.73 ₱108
57.80%
Imported Beer (0.33 liter bottle)
$2.24 BAM 3.77
$2.19 ₱137
2.28%
🛒 Groceries & Markets
Tuzla
Cebu
Difference
Milk (1 liter)
$1.15 BAM 1.95
$1.92 ₱120
-40.10%
White Bread (500g)
$0.92 BAM 1.55
$1.39 ₱87.1
-33.81%
Rice (white) (1kg)
$2.13 BAM 3.59
$0.97 ₱60.8
119.59%
Eggs
$2.63 BAM 4.44
$2.00 ₱125
31.50%
Local Cheese (1kg)
$8.07 BAM 13.61
$9.93 ₱621
-18.73%
Chicken Fillets (1kg)
$7.48 BAM 12.61
$4.38 ₱274
70.78%
Beef Round Steak (1kg)
$11.11 BAM 18.74
$7.41 ₱463
49.93%
Apples (1kg)
$1.17 BAM 1.98
$3.46 ₱217
-66.18%
Banana (1kg)
$1.66 BAM 2.81
$1.47 ₱91.7
12.93%
Oranges (1kg)
$1.40 BAM 2.36
$2.41 ₱151
-41.91%
Tomato (1kg)
$1.23 BAM 2.08
$1.54 ₱96.5
-20.13%
Potato (1kg)
$0.97 BAM 1.64
$2.36 ₱148
-58.90%
Onion (1kg)
$1.06 BAM 1.79
$1.91 ₱119
-44.50%
Lettuce (1 head)
$0.74 BAM 1.25
$1.24 ₱77.3
-40.32%
Water (1.5 liter bottle)
$0.73 BAM 1.22
$0.66 ₱41.42
10.61%
Cigarettes 20 Pack (Marlboro, Camel)
$4.02 BAM 6.78
$3.00 ₱188
34.00%
Wine (Bottle)
$4.04 BAM 6.82
$6.08 ₱380
-33.55%
Local Beer (0.5 liter bottle)
$0.81 BAM 1.37
$1.31 ₱81.8
-38.17%
Imported Beer (0.33 liter bottle)
$0.92 BAM 1.55
$1.73 ₱108
-46.82%
🚌 Getting Around
Tuzla
Cebu
Difference
One-way Ticket (Public Transport)
$1.52 BAM 2.57
$0.25 ₱15.65
508.00%
Public Transport Monthly Pass (Regular Price)
$49.73 BAM 83.9
$12.73 ₱796
290.65%
Taxi Start (Normal Tariff)
$1.73 BAM 2.92
$0.75 ₱46.78
130.67%
Taxi (Normal Tariff) (1km)
$0.61 BAM 1.02
$0.23 ₱14.41
165.22%
Taxi 1hour Waiting (Normal Tariff)
$6.00 BAM 10.12
$4.60 ₱288
30.43%
Gasoline (1 liter)
$1.57 BAM 2.64
$1.34 ₱83.7
17.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BAM 53.4K
$21.8K ₱1.4M
45.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K BAM 37.7K
$19.4K ₱1.2M
14.97%
🧾 Monthly Utilities & Internet
Tuzla
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 BAM 235
$121 ₱7,564
15.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.48 BAM 31.17
$14.86 ₱929
24.36%
Internet (50+ Mbps, Unlimited Data)
$27.61 BAM 46.56
$27.84 ₱1,741
-0.83%
🎉 Sport & Entertainment
Tuzla
Cebu
Difference
Gym Membership (Monthly)
$33.53 BAM 56.6
$32.06 ₱2,005
4.59%
Tennis Court (1 Hour on Weekend)
$9.14 BAM 15.42
$6.43 ₱402
42.15%
Cinema Ticket
$5.85 BAM 9.86
$5.64 ₱352
3.72%
🧸 Childcare & Education
Tuzla
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$206 BAM 348
$273 ₱17.1K
-24.60%
International Primary School, 1 Child (Yearly)
$2,413 BAM 4,070
$8,017 ₱501.3K
-69.90%
👕👟 Clothing & Footwear
Tuzla
Cebu
Difference
Jeans (Levis 501 Or Similar)
$59.6 BAM 100
$48.77 ₱3,050
22.14%
Summer Dress (H&M, Zara, etc)
$34.18 BAM 57.7
$25.49 ₱1,594
34.09%
Sport Shoes (Adidas, Nike)
$89.4 BAM 151
$78.1 ₱4,884
14.46%
Men's Leather Business Shoes
$85.2 BAM 144
$57.8 ₱3,616
47.24%
🏠 Accommodation & Living
Tuzla
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$265 BAM 447
$500 ₱31.3K
-47.01%
1-bedroom Apartment, Outside City Center (Monthly)
$198 BAM 335
$300 ₱18.7K
-33.76%
3-bedroom Apartment, City Center (Monthly)
$505 BAM 852
$1,089 ₱68.1K
-53.57%
3-bedroom Apartment, Outside City Center (Monthly)
$289 BAM 487
$632 ₱39.5K
-54.28%
Buy Apartment in City Center (m2)
$2,517 BAM 4,245
$2,888 ₱180.6K
-12.86%
Buy Apartment Outside City Center (m2)
$1,857 BAM 3,131
$1,877 ₱117.3K
-1.06%
💵 Salaries & Financials
Tuzla
Cebu
Difference
Average Monthly Net Salary (After Tax)
$954 BAM 1,608
$346 ₱21.7K
175.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.33
7.2
-39.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: August 30, 2026

Last update for Cebu: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Tuzla and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tuzla pays 175% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $29.00 in Tuzla vs $24.00 in Cebu. Groceries flip the comparison at $193 vs $208, with Tuzla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuzla vs Cebu: Cost of Living - Frequently Asked Questions
Where can you earn more: Tuzla or Cebu?
Average pay runs 175% higher in Tuzla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tuzla and Cebu?
Rent for a central apartment: $265 in Tuzla versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Tuzla runs roughly 291% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do food prices compare in Tuzla and in Cebu?
Supermarket bills run roughly 8% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
Is $2,000 a realistic budget for living in Tuzla or in Cebu?
At $934 in Tuzla versus $936 in Cebu, a $2,000 budget is realistic in Tuzla but tight or insufficient in Cebu. The gap between the two cities makes Tuzla the clear choice for anyone on this budget.
Is Tuzla or Cebu more family-friendly?
For families, Tuzla is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tuzla or Cebu?
Safety-wise, Tuzla and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is the better choice to relocate to?
It comes down to priorities – Tuzla wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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