Last update: Oct 2026

Cost of Living Comparison Between Tuzla and Cebu

For one person, living costs are similar in Tuzla and in Cebu: $881 and $918 a month, rent and utilities included.

43

Cost of Living Index in Tuzla
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Tuzla Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tuzla

🇧🇦 Bosnia and Herzegovina

$881

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tuzla and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuzla and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $881 in Tuzla versus $918 in Cebu.

Tuzla $881
Cebu $918

Estimated couple costs with rent: $1,317 in Tuzla versus $1,409 in Cebu.

Tuzla $1,317
Cebu $1,409

Monthly costs for a family of three with rent: $1,752 in Tuzla versus $1,900 in Cebu.

Tuzla $1,752
Cebu $1,900

Living in Tuzla costs roughly 4% less than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Tuzla 35% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.20 BAM 9.05

$3.09 ₱194

68.28%

Three-Course Dinner for Two, Mid-Range

$31.14 BAM 54.2

$24.22 ₱1,525

28.57%

Fast Food Meal (McDonalds, etc)

$5.82 BAM 10.12

$3.92 ₱247

48.47%

Cappuccino

$1.84 BAM 3.20

$2.51 ₱158

-26.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 BAM 3.44

$1.59 ₱100

24.53%

Water (0.33 liter bottle)

$1.24 BAM 2.16

$0.53 ₱33.43

133.96%

Local Beer (0.5 liter draught)

$2.63 BAM 4.57

$1.78 ₱112

47.75%

Imported Beer (0.33 liter bottle)

$2.12 BAM 3.69

$2.17 ₱137

-2.30%

Milk (1 liter)

$1.17 BAM 2.03

$1.92 ₱121

-39.06%

White Bread (500g)

$0.88 BAM 1.54

$1.36 ₱85.4

-35.29%

Rice (white) (1kg)

$1.98 BAM 3.44

$1.01 ₱63.5

96.04%

Eggs

$2.53 BAM 4.41

$2.03 ₱128

24.63%

Local Cheese (1kg)

$7.90 BAM 13.74

$9.86 ₱621

-19.88%

Chicken Fillets (1kg)

$7.46 BAM 12.97

$4.39 ₱277

69.93%

Beef Round Steak (1kg)

$10.63 BAM 18.48

$7.60 ₱479

39.87%

Apples (1kg)

$1.09 BAM 1.90

$3.30 ₱208

-66.97%

Banana (1kg)

$1.66 BAM 2.89

$1.39 ₱87.8

19.42%

Oranges (1kg)

$1.42 BAM 2.47

$2.33 ₱147

-39.06%

Tomato (1kg)

$1.15 BAM 2.01

$1.50 ₱94.3

-23.33%

Potato (1kg)

$1.03 BAM 1.79

$2.36 ₱149

-56.36%

Onion (1kg)

$0.97 BAM 1.69

$1.90 ₱119

-48.95%

Lettuce (1 head)

$0.76 BAM 1.32

$1.19 ₱74.9

-36.13%

Water (1.5 liter bottle)

$0.70 BAM 1.22

$0.63 ₱39.71

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BAM 6.61

$3.00 ₱189

26.67%

Wine (Bottle)

$3.96 BAM 6.89

$6.03 ₱379

-34.33%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.36

$1.23 ₱77.7

-36.59%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.56

$1.75 ₱110

-49.14%

One-way Ticket (Public Transport)

$1.42 BAM 2.46

$0.25 ₱15.86

468.00%

Public Transport Monthly Pass (Regular Price)

$47.59 BAM 82.8

$12.64 ₱796

276.50%

Taxi Start (Normal Tariff)

$1.74 BAM 3.03

$0.77 ₱48.62

125.97%

Taxi (Normal Tariff) (1km)

$0.55 BAM 0.96

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$5.85 BAM 10.17

$4.46 ₱281

31.17%

Gasoline (1 liter)

$1.56 BAM 2.70

$1.31 ₱82.8

19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K BAM 53.3K

$21.2K ₱1.3M

44.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BAM 36.3K

$19.1K ₱1.2M

9.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 BAM 228

$120 ₱7,569

9.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.04 BAM 31.38

$14.00 ₱882

28.86%

Internet (50+ Mbps, Unlimited Data)

$25.70 BAM 44.68

$27.54 ₱1,734

-6.68%

Gym Membership (Monthly)

$32.78 BAM 57.0

$32.33 ₱2,035

1.39%

Tennis Court (1 Hour on Weekend)

$8.44 BAM 14.68

$6.65 ₱419

26.92%

Cinema Ticket

$5.55 BAM 9.65

$5.65 ₱356

-1.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 BAM 338

$275 ₱17.3K

-29.40%

International Primary School, 1 Child (Yearly)

$2,289 BAM 3,980

$7,918 ₱498.5K

-71.09%

Jeans (Levis 501 Or Similar)

$58.1 BAM 101

$49.33 ₱3,106

17.68%

Summer Dress (H&M, Zara, etc)

$33.00 BAM 57.4

$25.24 ₱1,589

30.74%

Sport Shoes (Adidas, Nike)

$85.8 BAM 149

$77.0 ₱4,846

11.53%

Men's Leather Business Shoes

$81.7 BAM 142

$57.2 ₱3,601

42.80%

1-bedroom Apartment, City Center (Monthly)

$254 BAM 442

$500 ₱31.5K

-49.17%

1-bedroom Apartment, Outside City Center (Monthly)

$189 BAM 328

$309 ₱19.4K

-38.92%

3-bedroom Apartment, City Center (Monthly)

$511 BAM 888

$1,078 ₱67.9K

-52.63%

3-bedroom Apartment, Outside City Center (Monthly)

$268 BAM 467

$615 ₱38.7K

-56.39%

Buy Apartment in City Center (m2)

$2,460 BAM 4,277

$2,886 ₱181.7K

-14.78%

Buy Apartment Outside City Center (m2)

$1,772 BAM 3,082

$1,917 ₱120.7K

-7.52%

Average Monthly Net Salary (After Tax)

$927 BAM 1,611

$346 ₱21.8K

167.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

7.2

-39.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tuzla

$189 21.4%

Cebu

$309 33.6% 63.7% $120

Groceries & Markets

Tuzla

$188 21.4%

Cebu

$206 22.4% 9.2% $17

Monthly Utilities & Internet

Tuzla

$175 19.8%

Cebu

$162 17.6% 7.4% $13

Clothing & Footwear

Tuzla

$116 13.2%

Cebu

$94 10.2% 19.3% $22

Eating Out

Tuzla

$111 12.7%

Cebu

$88 9.6% 20.8% $23

Getting Around

Tuzla

$58 6.6%

Cebu

$16 1.7% 73% $42

Sport & Entertainment

Tuzla

$44 5%

Cebu

$44 4.8% 0.6% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $254 in Tuzla and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tuzla pays 168% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Tuzla vs $24.00 in Cebu. Groceries flip the comparison at $188 vs $206, with Tuzla cheaper for home cooking.

Good to know

🇧🇦 Tuzla

🇵🇭 Cebu

🕒 Local time

04:39 4:39 AM

10:39 10:39 AM

6 h ahead of Tuzla

🌤 Weather

👥 Population

74,475

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Tuzla Cebu 10,380 km ≈ 13 h nonstop flight

From you

Tuzla
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Cebu: Cost of Living - Frequently Asked Questions

Tuzla is cheaper overall, especially in groceries. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 168% higher in Tuzla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $254 in Tuzla versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $881 per month in Tuzla versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tuzla runs roughly 277% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tuzla is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tuzla and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 4% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.