Cost of Living Comparison Between Tuzla and Cebu Cost of Living Comparison Between Tuzla and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $894 in Tuzla versus $873 in Cebu.

Estimated couple costs with rent: $1,311 in Tuzla versus $1,326 in Cebu.

Monthly costs for a family of three with rent: $1,728 in Tuzla versus $1,778 in Cebu.

Living in Tuzla is roughly 2% more expensive than Cebu, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tuzla 33% lower, Cebu 35% lower.

Meal at Budget Restaurant

$5.19 BAM 8.72

$4.33 ₱267

19.86%

Three-Course Dinner for Two, Mid-Range

$29.66 BAM 49.83

$24.14 ₱1,489

22.87%

Fast Food Meal (McDonalds, etc)

$6.06 BAM 10.17

$4.36 ₱269

38.99%

Cappuccino

$1.67 BAM 2.80

$2.57 ₱159

-35.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 BAM 3.02

$0.84 ₱52.1

113.10%

Water (0.33 liter bottle)

$1.01 BAM 1.70

$0.43 ₱26.36

134.88%

Local Beer (0.5 liter draught)

$2.37 BAM 3.99

$1.53 ₱94.5

54.90%

Imported Beer (0.33 liter bottle)

$2.08 BAM 3.49

$2.11 ₱130

-1.42%

Milk (1 liter)

$1.15 BAM 1.93

$2.21 ₱137

-47.96%

White Bread (500g)

$0.98 BAM 1.65

$1.50 ₱92.6

-34.67%

Rice (white) (1kg)

$2.11 BAM 3.55

$1.11 ₱68.7

90.09%

Eggs

$2.68 BAM 4.51

$2.33 ₱144

15.02%

Local Cheese (1kg)

$8.04 BAM 13.51

$13.03 ₱803

-38.30%

Chicken Fillets (1kg)

$7.50 BAM 12.61

$5.35 ₱330

40.19%

Beef Round Steak (1kg)

$10.67 BAM 17.93

$7.50 ₱462

42.27%

Apples (1kg)

$1.14 BAM 1.92

$3.57 ₱220

-68.07%

Banana (1kg)

$1.57 BAM 2.63

$1.45 ₱89.4

8.28%

Oranges (1kg)

$1.48 BAM 2.49

$3.39 ₱209

-56.34%

Tomato (1kg)

$1.19 BAM 2.00

$2.18 ₱134

-45.41%

Potato (1kg)

$1.00 BAM 1.68

$2.59 ₱160

-61.39%

Onion (1kg)

$0.95 BAM 1.60

$2.48 ₱153

-61.69%

Lettuce (1 head)

$0.88 BAM 1.48

$0.92 ₱56.6

-4.35%

Water (1.5 liter bottle)

$0.74 BAM 1.24

$0.79 ₱48.95

-6.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 BAM 6.00

$3.11 ₱192

14.79%

Wine (Bottle)

$4.09 BAM 6.87

$6.52 ₱402

-37.27%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

$1.21 ₱74.4

-37.19%

Imported Beer (0.33 liter bottle)

$0.99 BAM 1.66

$2.32 ₱143

-57.33%

One-way Ticket (Public Transport)

$1.51 BAM 2.53

$0.28 ₱17.41

439.29%

Public Transport Monthly Pass (Regular Price)

$47.22 BAM 79.3

$15.00 ₱925

214.80%

Taxi Start (Normal Tariff)

$1.81 BAM 3.05

$0.84 ₱51.6

115.48%

Taxi (Normal Tariff) (1km)

$0.53 BAM 0.89

$0.25 ₱15.45

112.00%

Taxi 1hour Waiting (Normal Tariff)

$5.74 BAM 9.64

$2.69 ₱166

113.38%

Gasoline (1 liter)

$1.48 BAM 2.49

$1.09 ₱67.1

35.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BAM 50.5K

$30.1K ₱1.9M

-0.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K BAM 39.9K

$27.0K ₱1.7M

-11.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 BAM 230

$95.4 ₱5,880

43.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 BAM 30.93

$33.83 ₱2,086

-45.58%

Internet (50+ Mbps, Unlimited Data)

$26.56 BAM 44.62

$29.78 ₱1,836

-10.81%

Gym Membership (Monthly)

$31.46 BAM 52.9

$32.91 ₱2,029

-4.41%

Tennis Court (1 Hour on Weekend)

$8.78 BAM 14.75

$8.43 ₱520

4.15%

Cinema Ticket

$5.86 BAM 9.84

$5.84 ₱360

0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 BAM 288

$233 ₱14.3K

-26.27%

International Primary School, 1 Child (Yearly)

$2,335 BAM 3,924

$3,894 ₱240.1K

-40.02%

Jeans (Levis 501 Or Similar)

$69.9 BAM 118

$53.5 ₱3,297

30.80%

Summer Dress (H&M, Zara, etc)

$41.10 BAM 69.1

$22.75 ₱1,403

80.66%

Sport Shoes (Adidas, Nike)

$85.8 BAM 144

$76.7 ₱4,729

11.89%

Men's Leather Business Shoes

$75.7 BAM 127

$54.5 ₱3,359

38.88%

1-bedroom Apartment, City Center (Monthly)

$264 BAM 443

$515 ₱31.8K

-48.75%

1-bedroom Apartment, Outside City Center (Monthly)

$191 BAM 321

$209 ₱12.9K

-8.40%

3-bedroom Apartment, City Center (Monthly)

$351 BAM 590

$805 ₱49.6K

-56.34%

3-bedroom Apartment, Outside City Center (Monthly)

$264 BAM 444

$397 ₱24.5K

-33.37%

Buy Apartment in City Center (m2)

$2,577 BAM 4,330

$2,955 ₱182.2K

-12.80%

Buy Apartment Outside City Center (m2)

$1,847 BAM 3,103

$1,923 ₱118.6K

-3.94%

Average Monthly Net Salary (After Tax)

$973 BAM 1,635

$364 ₱22.5K

167.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

-47.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: May 31, 2026

Last update for Cebu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $264 in Tuzla and $515 in Cebu. Housing cost is often the main lever when comparing two cities.

Tuzla pays 167% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Tuzla vs $24.00 in Cebu. Groceries flip the comparison at $192 vs $240, with Tuzla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Clothing & Footwear, Eating Out, Getting Around. The 2% gap adds up to real monthly savings that compound significantly over time.

Tuzla pays 167% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $264 in Tuzla versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $894 per month in Tuzla versus $873 in Cebu – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 215% less than in Tuzla. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $894 in Tuzla, a $1,500 budget is realistic in Cebu but tight or insufficient in Tuzla. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tuzla, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tuzla and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Tuzla. Beyond cost, consider language, visa policies, and how big the international community is in each city.