Last update: Oct 2026

Cost of Living Comparison Between Tuguegarao and Ubud, Bali

For one person, living is cheaper in Tuguegarao: $570 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Tuguegarao
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Tuguegarao Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tuguegarao

🇵🇭 Philippines

$570

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tuguegarao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuguegarao and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $570 per month in Tuguegarao vs $1,349 in Ubud, Bali, rent included.

Tuguegarao $570
Ubud, Bali $1,349

A couple spends around $909 per month in Tuguegarao vs $2,305 in Ubud, Bali, rent included.

Tuguegarao $909
Ubud, Bali $2,305

A family of three spends $1,249 per month in Tuguegarao vs $3,261 in Ubud, Bali, rent included.

Tuguegarao $1,249
Ubud, Bali $3,261

Tuguegarao is about 58% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.58 ₱101

$3.32 Rp 60.2K

-52.41%

Three-Course Dinner for Two, Mid-Range

$16.12 ₱1,027

$35.64 Rp 645.8K

-54.77%

Fast Food Meal (McDonalds, etc)

$2.68 ₱171

$5.53 Rp 100.3K

-51.54%

Cappuccino

$1.74 ₱111

$2.72 Rp 49.3K

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱26.90

$1.70 Rp 30.8K

-75.29%

Water (0.33 liter bottle)

$0.28 ₱17.61

$0.76 Rp 13.8K

-63.16%

Local Beer (0.5 liter draught)

$1.02 ₱65.0

$2.65 Rp 48.1K

-61.51%

Imported Beer (0.33 liter bottle)

$1.53 ₱97.3

$4.38 Rp 79.4K

-65.07%

Milk (1 liter)

$1.64 ₱104

$1.49 Rp 27.0K

10.07%

White Bread (500g)

$1.15 ₱73.2

$2.28 Rp 41.2K

-49.56%

Rice (white) (1kg)

$0.68 ₱43.17

$1.19 Rp 21.6K

-42.86%

Eggs

$1.98 ₱126

$2.04 Rp 36.9K

-2.94%

Local Cheese (1kg)

$4.92 ₱313

$17.70 Rp 320.8K

-72.20%

Chicken Fillets (1kg)

$3.26 ₱208

$3.96 Rp 71.8K

-17.68%

Beef Round Steak (1kg)

$7.94 ₱506

$12.19 Rp 220.9K

-34.86%

Apples (1kg)

$2.20 ₱140

$3.66 Rp 66.2K

-39.89%

Banana (1kg)

$1.51 ₱96.1

$1.52 Rp 27.5K

-0.66%

Oranges (1kg)

$2.25 ₱144

$2.23 Rp 40.4K

0.90%

Tomato (1kg)

$1.02 ₱64.8

$1.97 Rp 35.7K

-48.22%

Potato (1kg)

$1.72 ₱109

$1.85 Rp 33.5K

-7.03%

Onion (1kg)

$1.74 ₱111

$2.42 Rp 43.9K

-28.10%

Lettuce (1 head)

$0.61 ₱39.14

$0.99 Rp 17.9K

-38.38%

Water (1.5 liter bottle)

$0.49 ₱31.08

$0.51 Rp 9,303

-3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 ₱117

$2.22 Rp 40.3K

-17.12%

Wine (Bottle)

$8.44 ₱538

$22.24 Rp 403.0K

-62.05%

Local Beer (0.5 liter bottle)

$0.96 ₱61.3

$2.26 Rp 41.0K

-57.52%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$2.97 Rp 53.8K

-32.32%

One-way Ticket (Public Transport)

$0.24 ₱15.12

$0.25 Rp 4,548

-4.00%

Public Transport Monthly Pass (Regular Price)

$13.38 ₱852

$7.82 Rp 141.8K

71.10%

Taxi Start (Normal Tariff)

$0.75 ₱47.70

$0.44 Rp 7,964

70.45%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.36

$0.43 Rp 7,793

-44.19%

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₱117

$5.41 Rp 98.0K

-65.99%

Gasoline (1 liter)

$1.08 ₱68.6

$0.82 Rp 14.9K

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.4M

$23.8K Rp 432.0M

-10.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₱1.2M

$31.7K Rp 575.3M

-40.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.51 ₱2,008

$79.1 Rp 1.4M

-60.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.94 ₱1,079

$6.45 Rp 116.8K

162.64%

Internet (50+ Mbps, Unlimited Data)

$22.96 ₱1,463

$18.58 Rp 336.7K

23.57%

Gym Membership (Monthly)

$31.59 ₱2,013

$49.48 Rp 896.7K

-36.16%

Tennis Court (1 Hour on Weekend)

$5.24 ₱334

$17.65 Rp 319.8K

-70.31%

Cinema Ticket

$4.95 ₱315

$4.27 Rp 77.4K

15.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,386

$491 Rp 8.9M

-73.17%

International Primary School, 1 Child (Yearly)

$10.7K ₱680.5K

$5,674 Rp 102.8M

88.22%

Jeans (Levis 501 Or Similar)

$28.57 ₱1,821

$44.64 Rp 808.9K

-36.00%

Summer Dress (H&M, Zara, etc)

$19.15 ₱1,220

$34.95 Rp 633.4K

-45.21%

Sport Shoes (Adidas, Nike)

$39.08 ₱2,490

$79.9 Rp 1.4M

-51.09%

Men's Leather Business Shoes

$23.29 ₱1,484

$79.4 Rp 1.4M

-70.67%

1-bedroom Apartment, City Center (Monthly)

$246 ₱15.7K

$1,125 Rp 20.4M

-78.14%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.8K

$671 Rp 12.2M

-74.83%

3-bedroom Apartment, City Center (Monthly)

$482 ₱30.7K

$3,565 Rp 64.6M

-86.48%

3-bedroom Apartment, Outside City Center (Monthly)

$349 ₱22.2K

$1,723 Rp 31.2M

-79.77%

Buy Apartment in City Center (m2)

$2,480 ₱158.0K

$2,732 Rp 49.5M

-9.20%

Buy Apartment Outside City Center (m2)

$1,104 ₱70.3K

$2,284 Rp 41.4M

-51.67%

Average Monthly Net Salary (After Tax)

$201 ₱12.8K

$164 Rp 3.0M

22.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuguegarao: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tuguegarao

$170 29.8%

Ubud, Bali

$288 21.4% 69.5% $118

Accommodation & Living

Tuguegarao

$169 29.6%

Ubud, Bali

$672 49.8% 297% $502

Monthly Utilities & Internet

Tuguegarao

$71 12.5%

Ubud, Bali

$104 7.7% 45.8% $33

Eating Out

Tuguegarao

$52 9.2%

Ubud, Bali

$108 8% 105% $55

Clothing & Footwear

Tuguegarao

$50 8.7%

Ubud, Bali

$108 8% 117% $58

Sport & Entertainment

Tuguegarao

$41 7.3%

Ubud, Bali

$58 4.3% 39.9% $17

Getting Around

Tuguegarao

$16 2.9%

Ubud, Bali

$11 0.9% 29.9% $4.9

Cost Breakdown

A central one-bedroom costs $246 in Tuguegarao versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Tuguegarao, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $16 in Tuguegarao versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $170 vs $288 – making Tuguegarao the more affordable choice for daily food spending.

Good to know

🇵🇭 Tuguegarao

🇮🇩 Ubud, Bali

🕒 Local time

03:36 3:36 AM

Same time as Tuguegarao

🌤 Weather

👥 Population

166,334

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Tuguegarao Ubud, Bali 2,990 km ≈ 4 h 15 min nonstop flight

From you

Tuguegarao
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuguegarao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $570 in Tuguegarao, $1,349 in Ubud, Bali – Tuguegarao comes out roughly 58% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $856 per month in Tuguegarao and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuguegarao, especially for central apartments: a one-bedroom in the center costs $246 there versus $1,125 in Ubud, Bali.

Public transport costs about 42% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $132 per month in Tuguegarao and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Tuguegarao, where all-in costs run around $570, than in Ubud, Bali at $1,349. In Tuguegarao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tuguegarao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.