Cost of Living Comparison Between Ubud, Bali and Tuguegarao Cost of Living Comparison Between Ubud, Bali and Tuguegarao

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $442 in Tuguegarao, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $717 in Tuguegarao, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $992 in Tuguegarao, rent included.

Ubud, Bali costs about 209% more than Tuguegarao, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Tuguegarao is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.57 ₱98.2

119.11%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.41 ₱1,029

121.27%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.75 ₱173

107.64%

Cappuccino

$2.67 Rp 47.3K

$1.76 ₱110

51.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.44 ₱27.38

297.73%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.28 ₱17.46

210.71%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.04 ₱65.2

183.65%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.63 ₱102

177.30%

Milk (1 liter)

$1.62 Rp 28.7K

$1.69 ₱106

-4.14%

White Bread (500g)

$2.33 Rp 41.3K

$1.10 ₱69.3

111.82%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.69 ₱43.36

60.87%

Eggs

$2.20 Rp 39.0K

$2.00 ₱125

10.00%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.97 ₱312

255.94%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.44 ₱216

19.19%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.77 ₱487

56.76%

Apples (1kg)

$3.71 Rp 65.6K

$2.28 ₱143

62.72%

Banana (1kg)

$1.59 Rp 28.1K

$1.60 ₱100

-0.63%

Oranges (1kg)

$2.28 Rp 40.4K

$2.31 ₱145

-1.30%

Tomato (1kg)

$1.95 Rp 34.6K

$1.02 ₱63.9

91.18%

Potato (1kg)

$1.91 Rp 33.7K

$1.68 ₱106

13.69%

Onion (1kg)

$2.33 Rp 41.3K

$1.77 ₱111

31.64%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.67 ₱41.78

50.75%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.52 ₱32.91

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$1.94 ₱122

14.95%

Wine (Bottle)

$23.07 Rp 408.6K

$8.52 ₱534

170.77%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.93 ₱58.2

160.22%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.99 ₱125

50.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.81 ₱50.6

-40.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.23 ₱14.35

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.88 ₱118

200.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.14 ₱71.6

-29.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$21.7K ₱1.4M

14.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$19.0K ₱1.2M

66.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$31.31 ₱1,964

160.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$17.61 ₱1,105

-63.15%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$23.13 ₱1,451

-18.85%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$24.27 ₱1,522

134.32%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.89 ₱307

283.03%

Cinema Ticket

$4.54 Rp 80.4K

$5.31 ₱333

-14.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$132 ₱8,289

263.70%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.8K ₱677.4K

-47.12%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$28.35 ₱1,778

60.56%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.48 ₱1,222

84.19%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$40.39 ₱2,533

99.03%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$24.29 ₱1,523

223.88%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$127 ₱7,990

774.90%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$62.6 ₱3,928

1013.92%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$188 ₱11.8K

1835.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$125 ₱7,865

1285.35%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$203 ₱12.7K

-17.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Tuguegarao: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $127 in Tuguegarao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Tuguegarao, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $16.00 in Tuguegarao. Monthly groceries follow the same trend: $295 vs $173 – making Tuguegarao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tuguegarao: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $442 in Tuguegarao – roughly 209% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $663 in Tuguegarao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuguegarao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $442 in Tuguegarao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $132 in Tuguegarao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tuguegarao, where all-in costs run around $442, than in Ubud, Bali at $1,368. In Tuguegarao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $442 in Tuguegarao to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tuguegarao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.