Cost of Living Comparison Between Ubud, Bali and Tuguegarao Cost of Living Comparison Between Ubud, Bali and Tuguegarao

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $631 in Tuguegarao, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,012 in Tuguegarao, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,393 in Tuguegarao, rent included.

Ubud, Bali costs about 125% more than Tuguegarao, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Tuguegarao is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.74 ₱107

104.60%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$13.16 ₱811

148.71%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$2.60 ₱160

90.38%

Cappuccino

$2.71 Rp 48.4K

$2.34 ₱144

15.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.51 ₱31.65

162.75%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.33 ₱20.47

112.12%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.38 ₱85.2

111.59%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.93 ₱119

105.18%

Milk (1 liter)

$1.81 Rp 32.3K

$1.82 ₱112

-0.55%

White Bread (500g)

$2.52 Rp 45.0K

$1.25 ₱77.1

101.60%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.81 ₱50.1

43.21%

Eggs

$2.46 Rp 43.9K

$2.27 ₱140

8.37%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.43 ₱397

128.77%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.77 ₱232

14.59%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.62 ₱531

40.84%

Apples (1kg)

$3.84 Rp 68.6K

$2.74 ₱169

40.15%

Banana (1kg)

$1.56 Rp 27.8K

$1.79 ₱110

-12.85%

Oranges (1kg)

$2.83 Rp 50.6K

$2.39 ₱147

18.41%

Tomato (1kg)

$2.33 Rp 41.5K

$1.17 ₱72.0

99.15%

Potato (1kg)

$1.91 Rp 34.2K

$1.81 ₱112

5.52%

Onion (1kg)

$2.20 Rp 39.3K

$2.29 ₱141

-3.93%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.72 ₱44.68

40.28%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.71 ₱43.70

9.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.18 ₱134

52.29%

Wine (Bottle)

$23.74 Rp 423.9K

$8.81 ₱543

169.47%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.07 ₱66.2

160.75%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.25 ₱138

27.11%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.26 ₱15.93

3.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.93 ₱57.3

-50.54%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 ₱14.89

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.35 ₱145

159.57%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.14 ₱70.6

-30.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$31.8K ₱2.0M

-17.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.4K ₱1.3M

57.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$35.99 ₱2,219

122.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.56 ₱1,083

-76.88%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$26.12 ₱1,611

-9.95%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.28 ₱2,052

196.57%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.46 ₱275

48.65%

Cinema Ticket

$4.15 Rp 74.1K

$5.89 ₱363

-29.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$150 ₱9,263

102.34%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,809 ₱296.5K

37.52%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$49.65 ₱3,062

11.86%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$27.18 ₱1,676

40.95%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$45.03 ₱2,777

96.76%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$27.05 ₱1,668

187.87%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$261 ₱16.1K

285.65%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$179 ₱11.0K

278.06%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$578 ₱35.7K

495.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$399 ₱24.6K

411.68%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$212 ₱13.1K

-21.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Tuguegarao: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $261 in Tuguegarao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Tuguegarao, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $13.00 in Tuguegarao. Monthly groceries follow the same trend: $302 vs $196 – making Tuguegarao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tuguegarao: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $631 in Tuguegarao – roughly 125% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $946 in Tuguegarao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuguegarao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $631 in Tuguegarao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $150 in Tuguegarao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tuguegarao, where all-in costs run around $631, than in Ubud, Bali at $1,419. In Tuguegarao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $631 in Tuguegarao to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tuguegarao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.