Cost of Living Comparison Between Ubud, Bali and Tuguegarao Cost of Living Comparison Between Ubud, Bali and Tuguegarao

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $624 in Tuguegarao, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,017 in Tuguegarao, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,411 in Tuguegarao, rent included.

Ubud, Bali costs about 126% more than Tuguegarao, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Tuguegarao is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$1.82 ₱112

89.56%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$13.26 ₱818

143.89%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$2.59 ₱160

86.87%

Cappuccino

$2.75 Rp 49.4K

$2.31 ₱142

19.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.52 ₱32.01

165.38%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.33 ₱20.59

127.27%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.43 ₱88.2

109.09%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.93 ₱119

99.48%

Milk (1 liter)

$1.74 Rp 31.2K

$1.83 ₱113

-4.92%

White Bread (500g)

$2.46 Rp 44.2K

$1.25 ₱77.1

96.80%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.78 ₱47.89

50.00%

Eggs

$2.43 Rp 43.7K

$2.20 ₱136

10.45%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.39 ₱394

126.92%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.84 ₱237

13.28%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.45 ₱521

41.78%

Apples (1kg)

$3.72 Rp 66.8K

$2.65 ₱163

40.38%

Banana (1kg)

$1.63 Rp 29.2K

$1.83 ₱113

-10.93%

Oranges (1kg)

$2.74 Rp 49.3K

$2.29 ₱141

19.65%

Tomato (1kg)

$2.24 Rp 40.3K

$1.20 ₱74.1

86.67%

Potato (1kg)

$1.92 Rp 34.5K

$1.83 ₱113

4.92%

Onion (1kg)

$2.28 Rp 40.9K

$2.28 ₱140

Lettuce (1 head)

$1.06 Rp 19.1K

$0.67 ₱41.07

58.21%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.71 ₱43.82

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.09 ₱129

57.42%

Wine (Bottle)

$23.19 Rp 416.8K

$8.76 ₱540

164.73%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.06 ₱65.5

162.26%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.36 ₱146

15.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.26 ₱15.91

3.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.92 ₱56.6

-47.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.22 ₱13.48

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$2.42 ₱149

157.02%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.10 ₱68.0

-26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$32.3K ₱2.0M

-17.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.5K ₱1.3M

57.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$34.77 ₱2,144

125.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.94 ₱1,106

-77.31%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$26.25 ₱1,619

-7.31%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$33.76 ₱2,082

192.09%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$4.49 ₱277

41.20%

Cinema Ticket

$3.99 Rp 71.6K

$5.68 ₱350

-29.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$151 ₱9,304

102.18%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,781 ₱294.8K

38.93%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$48.24 ₱2,975

12.23%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$27.50 ₱1,696

37.49%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$44.13 ₱2,722

96.78%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$27.10 ₱1,671

181.73%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$270 ₱16.6K

267.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$176 ₱10.8K

283.06%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$593 ₱36.6K

468.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$401 ₱24.7K

411.81%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$211 ₱13.0K

-20.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tuguegarao: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $270 in Tuguegarao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Tuguegarao, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $13.00 in Tuguegarao. Monthly groceries follow the same trend: $297 vs $195 – making Tuguegarao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tuguegarao: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $624 in Tuguegarao – roughly 126% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $936 in Tuguegarao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuguegarao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $624 in Tuguegarao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $151 in Tuguegarao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tuguegarao, where all-in costs run around $624, than in Ubud, Bali at $1,408. In Tuguegarao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $624 in Tuguegarao to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tuguegarao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.