Last update: Oct 2026

Cost of Living Comparison Between Tuguegarao and Makati

For one person, living is cheaper in Tuguegarao: $570 a month against $1,230 in Makati, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

Tuguegarao, Philippines
Makati, Philippines
Tuguegarao
🇵🇭 Philippines
$570
/mo nomad
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Monthly Cost of Living

How much you'll spend in Tuguegarao and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuguegarao and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $570 in Tuguegarao versus $1,230 in Makati.

  • Tuguegarao $570
  • Makati $1,230

Estimated couple costs with rent: $909 in Tuguegarao versus $2,137 in Makati.

  • Tuguegarao $909
  • Makati $2,137

Monthly costs for a family of three with rent: $1,249 in Tuguegarao versus $3,044 in Makati.

  • Tuguegarao $1,249
  • Makati $3,044

Living in Tuguegarao costs roughly 54% less than in Makati, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tuguegarao 58% lower, Makati 10% lower.

Currency
🍽 Eating Out
Tuguegarao
Makati
Difference
Meal at Budget Restaurant
$1.58 ₱101
$6.40 ₱409
-75.31%
Three-Course Dinner for Two, Mid-Range
$16.12 ₱1,030
$38.45 ₱2,457
-58.08%
Fast Food Meal (McDonalds, etc)
$2.68 ₱171
$4.78 ₱306
-43.93%
Cappuccino
$1.74 ₱111
$2.59 ₱166
-32.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ₱26.97
$1.09 ₱69.9
-61.47%
Water (0.33 liter bottle)
$0.28 ₱17.65
$0.49 ₱31.39
-42.86%
Local Beer (0.5 liter draught)
$1.02 ₱65.1
$2.39 ₱153
-57.32%
Imported Beer (0.33 liter bottle)
$1.53 ₱97.5
$3.18 ₱203
-51.89%
🛒 Groceries & Markets
Tuguegarao
Makati
Difference
Milk (1 liter)
$1.64 ₱105
$1.80 ₱115
-8.89%
White Bread (500g)
$1.15 ₱73.4
$1.26 ₱80.8
-8.73%
Rice (white) (1kg)
$0.68 ₱43.28
$1.03 ₱65.9
-33.98%
Eggs
$1.98 ₱126
$2.37 ₱151
-16.46%
Local Cheese (1kg)
$4.92 ₱314
$6.91 ₱441
-28.80%
Chicken Fillets (1kg)
$3.26 ₱209
$4.93 ₱315
-33.87%
Beef Round Steak (1kg)
$7.94 ₱508
$6.74 ₱431
17.80%
Apples (1kg)
$2.20 ₱141
$4.12 ₱263
-46.60%
Banana (1kg)
$1.51 ₱96.4
$1.90 ₱122
-20.53%
Oranges (1kg)
$2.25 ₱144
$3.19 ₱204
-29.47%
Tomato (1kg)
$1.02 ₱65.0
$2.25 ₱144
-54.67%
Potato (1kg)
$1.72 ₱110
$3.55 ₱227
-51.55%
Onion (1kg)
$1.74 ₱111
$3.50 ₱223
-50.29%
Lettuce (1 head)
$0.61 ₱39.24
$1.07 ₱68.1
-42.99%
Water (1.5 liter bottle)
$0.49 ₱31.17
$1.13 ₱71.9
-56.64%
Cigarettes 20 Pack (Marlboro, Camel)
$1.84 ₱117
$2.60 ₱166
-29.23%
Wine (Bottle)
$8.44 ₱539
$7.85 ₱502
7.52%
Local Beer (0.5 liter bottle)
$0.96 ₱61.5
$1.29 ₱82.6
-25.58%
Imported Beer (0.33 liter bottle)
$2.01 ₱129
$1.93 ₱124
4.15%
🚌 Getting Around
Tuguegarao
Makati
Difference
One-way Ticket (Public Transport)
$0.24 ₱15.16
$0.88 ₱56.4
-72.73%
Public Transport Monthly Pass (Regular Price)
$13.38 ₱855
$56.3 ₱3,595
-76.22%
Taxi Start (Normal Tariff)
$0.75 ₱47.83
$0.65 ₱41.59
15.38%
Taxi (Normal Tariff) (1km)
$0.24 ₱15.40
$0.21 ₱13.38
14.29%
Taxi 1hour Waiting (Normal Tariff)
$1.84 ₱117
$1.90 ₱122
-3.16%
Gasoline (1 liter)
$1.08 ₱68.8
$1.28 ₱81.6
-15.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ₱1.4M
$20.8K ₱1.3M
2.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.8K ₱1.2M
$18.9K ₱1.2M
-0.61%
🧾 Monthly Utilities & Internet
Tuguegarao
Makati
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$31.51 ₱2,013
$151 ₱9,669
-79.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.94 ₱1,082
$15.59 ₱996
8.66%
Internet (50+ Mbps, Unlimited Data)
$22.96 ₱1,467
$31.38 ₱2,005
-26.83%
🎉 Sport & Entertainment
Tuguegarao
Makati
Difference
Gym Membership (Monthly)
$31.59 ₱2,018
$53.3 ₱3,403
-40.70%
Tennis Court (1 Hour on Weekend)
$5.24 ₱335
$14.04 ₱897
-62.68%
Cinema Ticket
$4.95 ₱316
$7.22 ₱461
-31.44%
🧸 Childcare & Education
Tuguegarao
Makati
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 ₱8,409
$776 ₱49.6K
-83.04%
International Primary School, 1 Child (Yearly)
$10.7K ₱682.3K
$7,391 ₱472.2K
44.49%
👕👟 Clothing & Footwear
Tuguegarao
Makati
Difference
Jeans (Levis 501 Or Similar)
$28.57 ₱1,826
$59.9 ₱3,826
-52.29%
Summer Dress (H&M, Zara, etc)
$19.15 ₱1,223
$36.96 ₱2,361
-48.19%
Sport Shoes (Adidas, Nike)
$39.08 ₱2,497
$81.0 ₱5,177
-51.77%
Men's Leather Business Shoes
$23.29 ₱1,488
$101 ₱6,446
-76.92%
🏠 Accommodation & Living
Tuguegarao
Makati
Difference
1-bedroom Apartment, City Center (Monthly)
$246 ₱15.7K
$829 ₱53.0K
-70.34%
1-bedroom Apartment, Outside City Center (Monthly)
$169 ₱10.8K
$429 ₱27.4K
-60.56%
3-bedroom Apartment, City Center (Monthly)
$482 ₱30.8K
$2,151 ₱137.4K
-77.60%
3-bedroom Apartment, Outside City Center (Monthly)
$349 ₱22.3K
$1,308 ₱83.6K
-73.36%
Buy Apartment in City Center (m2)
$2,480 ₱158.5K
$5,714 ₱365.1K
-56.59%
Buy Apartment Outside City Center (m2)
$1,104 ₱70.5K
$3,568 ₱228.0K
-69.07%
💵 Salaries & Financials
Tuguegarao
Makati
Difference
Average Monthly Net Salary (After Tax)
$201 ₱12.9K
$587 ₱37.5K
-65.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
7.5
-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuguegarao: October 26, 2026

Last update for Makati: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Tuguegarao
$170
Makati
$227 33.5% $57
Accommodation & Living
Tuguegarao
$169
Makati
$429 154% $260
Monthly Utilities & Internet
Tuguegarao
$71
Makati
$198 178% $127
Eating Out
Tuguegarao
$52
Makati
$121 131% $69
Clothing & Footwear
Tuguegarao
$50
Makati
$125 153% $76
Sport & Entertainment
Tuguegarao
$41
Makati
$68 63.2% $26
Getting Around
Tuguegarao
$16
Makati
$61 278% $45

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Tuguegarao and $829 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $16 in Tuguegarao vs $38 in Makati for a mid-range dinner for two. Groceries echo the gap at $170 vs $227 per month, with Tuguegarao cheaper across the board.

Good to know
🇵🇭 Tuguegarao
🇵🇭 Makati
🕒 Local time
06:33 6:33 AM
06:33 6:33 AM
Same time as Tuguegarao
🌤 Weather
👥 Population
166,334
582,602
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Tuguegarao Makati 350 km
From you
  • Tuguegarao
  • Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuguegarao vs Makati: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tuguegarao or Makati?
Tuguegarao wins on cost – living expenses run 54% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Tuguegarao the obvious pick if budget is a priority.
Are salaries higher in Tuguegarao or in Makati?
On paper, salaries run 66% lower in Tuguegarao. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Tuguegarao compared to Makati?
Rent for a central apartment: $246 in Tuguegarao versus $829 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Tuguegarao compared to Makati?
All in, you’ll spend $570 per month in Tuguegarao versus $1,230 in Makati – Tuguegarao is about 54% cheaper, which adds up to real savings over time.
How expensive is transport in Tuguegarao compared to Makati?
A monthly transit pass in Tuguegarao runs roughly 76% less than in Makati. The price difference matters if you commute daily and watch your budget.
Can you live on $1,200/month in Tuguegarao or in Makati?
At $570 in Tuguegarao versus $1,230 in Makati, a $1,200 budget is realistic in Tuguegarao but tight or insufficient in Makati. The gap between the two cities makes Tuguegarao the clear choice for anyone on this budget.
Which city offers a better quality of life: Tuguegarao or Makati?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Tuguegarao compared to Makati?
Safety-wise, Tuguegarao and Makati are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Tuguegarao gentler on the wallet – expenses run 54% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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