Cost of Living Comparison Between Tuguegarao and Baguio Cost of Living Comparison Between Tuguegarao and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $631 in Tuguegarao versus $788 in Baguio.

Estimated couple costs with rent: $1,012 in Tuguegarao versus $1,154 in Baguio.

Monthly costs for a family of three with rent: $1,393 in Tuguegarao versus $1,520 in Baguio.

Living in Tuguegarao costs roughly 20% less than in Baguio, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tuguegarao 53% lower, Baguio 41% lower.

Currency
🍽 Eating Out
Tuguegarao
Baguio
Difference
Meal at Budget Restaurant
$1.74 ₱107
$3.57 ₱220
-51.26%
Three-Course Dinner for Two, Mid-Range
$13.16 ₱811
$13.38 ₱825
-1.64%
Fast Food Meal (McDonalds, etc)
$2.60 ₱160
$2.64 ₱162
-1.52%
Cappuccino
$2.34 ₱144
$2.36 ₱145
-0.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₱31.65
$0.65 ₱40.14
-21.54%
Water (0.33 liter bottle)
$0.33 ₱20.47
$0.38 ₱23.18
-13.16%
Local Beer (0.5 liter draught)
$1.38 ₱85.2
$1.39 ₱85.5
-0.72%
Imported Beer (0.33 liter bottle)
$1.93 ₱119
$1.89 ₱117
2.12%
🛒 Groceries & Markets
Tuguegarao
Baguio
Difference
Milk (1 liter)
$1.82 ₱112
$1.88 ₱116
-3.19%
White Bread (500g)
$1.25 ₱77.1
$1.19 ₱73.4
5.04%
Rice (white) (1kg)
$0.81 ₱50.1
$1.12 ₱68.8
-27.68%
Eggs
$2.27 ₱140
$2.22 ₱137
2.25%
Local Cheese (1kg)
$6.43 ₱397
$9.21 ₱568
-30.18%
Chicken Fillets (1kg)
$3.77 ₱232
$3.74 ₱231
0.80%
Beef Round Steak (1kg)
$8.62 ₱531
$8.33 ₱514
3.48%
Apples (1kg)
$2.74 ₱169
$2.74 ₱169
-
Banana (1kg)
$1.79 ₱110
$1.80 ₱111
-0.56%
Oranges (1kg)
$2.39 ₱147
$2.39 ₱147
-
Tomato (1kg)
$1.17 ₱72.0
$1.20 ₱74.3
-2.50%
Potato (1kg)
$1.81 ₱112
$1.81 ₱112
-
Onion (1kg)
$2.29 ₱141
$2.29 ₱141
-
Lettuce (1 head)
$0.72 ₱44.68
$0.73 ₱45.12
-1.37%
Water (1.5 liter bottle)
$0.71 ₱43.70
$0.72 ₱44.25
-1.39%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 ₱134
$3.26 ₱201
-33.13%
Wine (Bottle)
$8.81 ₱543
$9.08 ₱560
-2.97%
Local Beer (0.5 liter bottle)
$1.07 ₱66.2
$1.06 ₱65.5
0.94%
Imported Beer (0.33 liter bottle)
$2.25 ₱138
$2.31 ₱143
-2.60%
🚌 Getting Around
Tuguegarao
Baguio
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.93
$0.26 ₱15.91
-
Public Transport Monthly Pass (Regular Price)
-
$10.85 ₱669
-
Taxi Start (Normal Tariff)
$0.93 ₱57.3
$0.92 ₱57.0
1.09%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.89
$0.24 ₱14.88
-
Taxi 1hour Waiting (Normal Tariff)
$2.35 ₱145
$2.40 ₱148
-2.08%
Gasoline (1 liter)
$1.14 ₱70.6
$1.12 ₱69.0
1.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K ₱2.0M
$31.8K ₱2.0M
0.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K ₱1.3M
$20.3K ₱1.3M
0.07%
🧾 Monthly Utilities & Internet
Tuguegarao
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$35.99 ₱2,219
$147 ₱9,087
-75.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.56 ₱1,083
$35.37 ₱2,181
-50.35%
Internet (50+ Mbps, Unlimited Data)
$26.12 ₱1,611
$26.43 ₱1,630
-1.17%
🎉 Sport & Entertainment
Tuguegarao
Baguio
Difference
Gym Membership (Monthly)
$33.28 ₱2,052
$22.38 ₱1,380
48.70%
Tennis Court (1 Hour on Weekend)
$4.46 ₱275
$4.18 ₱257
6.70%
Cinema Ticket
$5.89 ₱363
$5.60 ₱346
5.18%
🧸 Childcare & Education
Tuguegarao
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$150 ₱9,263
$154 ₱9,495
-2.45%
International Primary School, 1 Child (Yearly)
$4,809 ₱296.5K
$4,706 ₱290.2K
2.18%
👕👟 Clothing & Footwear
Tuguegarao
Baguio
Difference
Jeans (Levis 501 Or Similar)
$49.65 ₱3,062
$47.79 ₱2,947
3.89%
Summer Dress (H&M, Zara, etc)
$27.18 ₱1,676
$27.10 ₱1,671
0.30%
Sport Shoes (Adidas, Nike)
$45.03 ₱2,777
$76.1 ₱4,690
-40.80%
Men's Leather Business Shoes
$27.05 ₱1,668
$45.80 ₱2,824
-40.94%
🏠 Accommodation & Living
Tuguegarao
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$261 ₱16.1K
$345 ₱21.3K
-24.42%
1-bedroom Apartment, Outside City Center (Monthly)
$179 ₱11.0K
$145 ₱8,959
22.95%
3-bedroom Apartment, City Center (Monthly)
$578 ₱35.7K
$549 ₱33.8K
5.34%
3-bedroom Apartment, Outside City Center (Monthly)
$399 ₱24.6K
$261 ₱16.1K
52.72%
Buy Apartment in City Center (m2)
-
$2,417 ₱149.1K
-
Buy Apartment Outside City Center (m2)
-
$933 ₱57.5K
-
💵 Salaries & Financials
Tuguegarao
Baguio
Difference
Average Monthly Net Salary (After Tax)
$212 ₱13.1K
$181 ₱11.2K
16.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
4.5
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuguegarao: May 31, 2026

Last update for Baguio: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Tuguegarao and $345 in Baguio. Housing cost is often the main lever when comparing two cities.

Tuguegarao pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Tuguegarao vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $196 vs $205 per month, with Tuguegarao cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuguegarao vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tuguegarao or Baguio?
Tuguegarao wins on cost – living expenses run 25% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Tuguegarao the obvious pick if budget is a priority.
Are salaries higher in Tuguegarao or Baguio?
Tuguegarao pays 17% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Tuguegarao vs Baguio?
Rent for a central apartment: $261 in Tuguegarao versus $345 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Tuguegarao or Baguio?
Supermarket bills run roughly 5% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Tuguegarao compared to Baguio?
All in, you'll spend $631 per month in Tuguegarao versus $788 in Baguio – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,200/month in Tuguegarao or Baguio?
Either city works on $1,200 a month, though Tuguegarao gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Tuguegarao or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Tuguegarao compared to Baguio?
Safety-wise, Tuguegarao and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tuguegarao gentler on the wallet – expenses run 25% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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