Last update: Oct 2026

Cost of Living Comparison Between Toulouse and Cergy

For one person, living is cheaper in Cergy: $1,707 a month against $2,004 in Toulouse, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Toulouse
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Toulouse Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Toulouse

🇫🇷 France

$2,004

/mo nomad

Cergy

🇫🇷 France

$1,707

/mo nomad

Monthly Cost of Living

How much you'll spend in Toulouse and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toulouse and in Cergy actually costs, broken down by who's living it.

A single person spends $2,004 per month in Toulouse vs $1,707 in Cergy, rent included.

Toulouse $2,004
Cergy $1,707

A couple spends around $3,072 per month in Toulouse vs $2,601 in Cergy, rent included.

Toulouse $3,072
Cergy $2,601

A family of three spends $4,140 per month in Toulouse vs $3,495 in Cergy, rent included.

Toulouse $4,140
Cergy $3,495

Toulouse costs about 17% more than Cergy, and outside of rent the biggest gap is in eating out.

Both Toulouse and Cergy sit above the global median – Toulouse by 47%, Cergy by 25%.

Meal at Budget Restaurant

$16.88 €15.06

$9.05 €8.07

86.52%

Three-Course Dinner for Two, Mid-Range

$79.4 €70.9

$50.9 €45.40

56.11%

Fast Food Meal (McDonalds, etc)

$13.44 €12.00

$8.88 €7.92

51.35%

Cappuccino

$4.50 €4.01

$2.75 €2.45

63.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.95 €3.52

$1.38 €1.23

186.23%

Water (0.33 liter bottle)

$2.95 €2.63

$1.67 €1.49

76.65%

Local Beer (0.5 liter draught)

$7.33 €6.54

$5.09 €4.54

44.01%

Imported Beer (0.33 liter bottle)

$6.86 €6.12

$5.70 €5.08

20.35%

Milk (1 liter)

$1.33 €1.19

$1.26 €1.12

5.56%

White Bread (500g)

$2.04 €1.82

$1.99 €1.77

2.51%

Rice (white) (1kg)

$2.59 €2.31

$2.76 €2.46

-6.16%

Eggs

$4.62 €4.12

$4.13 €3.68

11.86%

Local Cheese (1kg)

$23.00 €20.52

$21.10 €18.82

9.00%

Chicken Fillets (1kg)

$14.66 €13.08

$10.82 €9.66

35.49%

Beef Round Steak (1kg)

$21.29 €19.00

$22.98 €20.51

-7.35%

Apples (1kg)

$3.34 €2.98

$3.37 €3.01

-0.89%

Banana (1kg)

$2.59 €2.31

$2.17 €1.93

19.35%

Oranges (1kg)

$3.31 €2.95

$2.24 €2.00

47.77%

Tomato (1kg)

$3.57 €3.18

$2.14 €1.91

66.82%

Potato (1kg)

$2.48 €2.21

$1.83 €1.63

35.52%

Onion (1kg)

$2.79 €2.49

$1.98 €1.77

40.91%

Lettuce (1 head)

$1.50 €1.34

$1.77 €1.58

-15.25%

Water (1.5 liter bottle)

$0.96 €0.86

$0.62 €0.56

54.84%

Cigarettes 20 Pack (Marlboro, Camel)

$13.91 €12.41

$12.59 €11.24

10.48%

Wine (Bottle)

$8.80 €7.85

$8.49 €7.58

3.65%

Local Beer (0.5 liter bottle)

$3.51 €3.13

$2.38 €2.13

47.48%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$4.10 €3.65

-16.34%

One-way Ticket (Public Transport)

$2.21 €1.97

$2.04 €1.82

8.33%

Public Transport Monthly Pass (Regular Price)

$64.2 €57.3

$49.28 €43.97

30.24%

Taxi Start (Normal Tariff)

$8.19 €7.31

$2.21 €1.97

270.59%

Taxi (Normal Tariff) (1km)

$2.33 €2.08

$2.16 €1.93

7.87%

Taxi 1hour Waiting (Normal Tariff)

$37.97 €33.88

$23.99 €21.41

58.27%

Gasoline (1 liter)

$2.23 €1.99

$1.88 €1.67

18.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.4K

$35.3K €31.5K

-0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.8K

$37.9K €33.8K

-5.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €194

$207 €185

4.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.92 €12.42

$15.15 €13.52

-8.12%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.90

$21.98 €19.61

52.46%

Gym Membership (Monthly)

$35.27 €31.47

$35.28 €31.48

-0.03%

Tennis Court (1 Hour on Weekend)

$21.83 €19.48

Cinema Ticket

$13.23 €11.80

$14.27 €12.73

-7.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,002 €894

$613 €547

63.57%

International Primary School, 1 Child (Yearly)

$9,903 €8,835

$8,137 €7,260

21.70%

Jeans (Levis 501 Or Similar)

$113 €101

$87.5 €78.0

29.66%

Summer Dress (H&M, Zara, etc)

$52.5 €46.80

$41.18 €36.74

27.37%

Sport Shoes (Adidas, Nike)

$117 €105

$100 €89.4

17.26%

Men's Leather Business Shoes

$165 €147

$103 €91.9

60.12%

1-bedroom Apartment, City Center (Monthly)

$885 €790

$761 €679

16.40%

1-bedroom Apartment, Outside City Center (Monthly)

$672 €599

$641 €572

4.80%

3-bedroom Apartment, City Center (Monthly)

$1,507 €1,344

$1,402 €1,250

7.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,124 €1,003

$1,180 €1,053

-4.76%

Buy Apartment in City Center (m2)

$5,940 €5,300

$4,236 €3,779

40.24%

Buy Apartment Outside City Center (m2)

$3,403 €3,037

$3,137 €2,799

8.50%

Average Monthly Net Salary (After Tax)

$2,916 €2,602

$2,606 €2,325

11.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

3.5

8.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toulouse: October 26, 2026

Last update for Cergy: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toulouse

$672 33.5%

Cergy

$641 37.5% 4.6% $31

Groceries & Markets

Toulouse

$405 20.2%

Cergy

$357 20.9% 11.8% $48

Eating Out

Toulouse

$307 15.3%

Cergy

$181 10.6% 41.1% $126

Monthly Utilities & Internet

Toulouse

$265 13.2%

Cergy

$245 14.3% 7.6% $20

Clothing & Footwear

Toulouse

$202 10.1%

Cergy

$149 8.8% 26% $52

Getting Around

Toulouse

$93 4.6%

Cergy

$70 4.1% 24.1% $22

Sport & Entertainment

Toulouse

$62 3.1%

Cergy

$64 3.7% 3.4% $2.1

Cost Breakdown

A central one-bedroom costs $885 in Toulouse versus $761 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Toulouse, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Toulouse versus $51 in Cergy. Monthly groceries follow the same trend: $405 vs $357 – making Cergy the more affordable choice for daily food spending.

Good to know

🇫🇷 Toulouse

🇫🇷 Cergy

🕒 Local time

22:04 10:04 PM

Same time as Toulouse

🌤 Weather

👥 Population

504,078

68,348

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Toulouse Cergy 610 km ≈ 1 h 15 min nonstop flight

From you

Toulouse
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toulouse vs Cergy: Cost of Living - Frequently Asked Questions

Yes – Toulouse is pricier by about 17%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,007 per month in Toulouse and $2,560 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments: a one-bedroom in the center costs $761 there versus $885 in Toulouse.

A mid-range dinner for two costs $79 in Toulouse and $51 in Cergy. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,004 in Toulouse and $1,707 in Cergy. That makes Cergy about 15% cheaper.

$2,500 covers both cities comfortably – all-in costs are $2,004 in Toulouse and $1,707 in Cergy, leaving budget for savings and extras in both cases.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Cergy. If higher salaries or specific career opportunities are the priority, Toulouse makes more sense. Both are solid long-term options with distinct trade-offs.