Cost of Living Comparison Between Toulouse and Cergy Cost of Living Comparison Between Toulouse and Cergy

Monthly Cost of Living

A single person spends $1,963 per month in Toulouse vs $1,660 in Cergy, rent included.

A couple spends around $3,077 per month in Toulouse vs $2,536 in Cergy, rent included.

A family of three spends $4,191 per month in Toulouse vs $3,411 in Cergy, rent included.

Toulouse costs about 18% more than Cergy, driven mainly by Eating Out.

Both Toulouse and Cergy sit above the global median – Toulouse by 47%, Cergy by 24%.

Meal at Budget Restaurant

$17.23 €15.08

$9.32 €8.16

84.87%

Three-Course Dinner for Two, Mid-Range

$69.8 €61.1

$53.1 €46.42

31.59%

Fast Food Meal (McDonalds, etc)

$12.87 €11.26

$9.39 €8.22

37.06%

Cappuccino

$3.57 €3.12

$2.82 €2.47

26.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 €2.35

$1.43 €1.25

88.11%

Water (0.33 liter bottle)

$1.66 €1.45

$2.14 €1.87

-22.43%

Local Beer (0.5 liter draught)

$8.17 €7.15

$5.07 €4.43

61.14%

Imported Beer (0.33 liter bottle)

$5.67 €4.96

$5.83 €5.10

-2.74%

Milk (1 liter)

$1.41 €1.23

$1.29 €1.13

9.30%

White Bread (500g)

$2.10 €1.84

$1.79 €1.56

17.32%

Rice (white) (1kg)

$3.04 €2.66

$2.88 €2.52

5.56%

Eggs

$4.10 €3.59

$3.98 €3.48

3.02%

Local Cheese (1kg)

$25.25 €22.09

$22.72 €19.88

11.14%

Chicken Fillets (1kg)

$14.71 €12.87

$10.83 €9.48

35.83%

Beef Round Steak (1kg)

$17.95 €15.71

$23.48 €20.54

-23.55%

Apples (1kg)

$3.25 €2.85

$3.52 €3.08

-7.67%

Banana (1kg)

$2.92 €2.56

$2.23 €1.95

30.94%

Oranges (1kg)

$3.21 €2.81

$2.25 €1.97

42.67%

Tomato (1kg)

$3.52 €3.08

$2.15 €1.88

63.72%

Potato (1kg)

$2.82 €2.47

$2.00 €1.75

41.00%

Onion (1kg)

$3.15 €2.76

$2.13 €1.86

47.89%

Lettuce (1 head)

$1.82 €1.59

$1.57 €1.38

15.92%

Water (1.5 liter bottle)

$0.95 €0.83

$0.68 €0.60

39.71%

Cigarettes 20 Pack (Marlboro, Camel)

$14.66 €12.83

$13.12 €11.48

11.74%

Wine (Bottle)

$9.31 €8.15

$8.33 €7.28

11.76%

Local Beer (0.5 liter bottle)

$3.85 €3.37

$2.33 €2.04

65.24%

Imported Beer (0.33 liter bottle)

$3.00 €2.63

$4.30 €3.76

-30.23%

One-way Ticket (Public Transport)

$2.03 €1.77

$1.94 €1.70

4.64%

Public Transport Monthly Pass (Regular Price)

$65.9 €57.7

$48.05 €42.04

37.23%

Taxi Start (Normal Tariff)

$2.93 €2.56

$4.57 €4.00

-35.89%

Taxi (Normal Tariff) (1km)

$1.39 €1.21

$1.60 €1.40

-13.13%

Taxi 1hour Waiting (Normal Tariff)

$40.03 €35.02

$32.37 €28.32

23.66%

Gasoline (1 liter)

$2.11 €1.84

$2.03 €1.78

3.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €32.9K

$37.2K €32.6K

1.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K €35.0K

$37.4K €32.7K

7.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €166

$198 €173

-3.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.13 €19.36

$23.59 €20.64

-6.19%

Internet (50+ Mbps, Unlimited Data)

$36.22 €31.69

$23.21 €20.30

56.05%

Gym Membership (Monthly)

$39.67 €34.71

$37.52 €32.83

5.73%

Tennis Court (1 Hour on Weekend)

$26.55 €23.23

$17.97 €15.72

47.75%

Cinema Ticket

$14.08 €12.32

$14.22 €12.44

-0.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$871 €762

$576 €504

51.28%

International Primary School, 1 Child (Yearly)

$18.3K €16.0K

$8,596 €7,520

112.77%

Jeans (Levis 501 Or Similar)

$121 €106

$91.1 €79.7

33.13%

Summer Dress (H&M, Zara, etc)

$49.56 €43.36

$36.17 €31.64

37.02%

Sport Shoes (Adidas, Nike)

$126 €111

$85.3 €74.6

48.16%

Men's Leather Business Shoes

$165 €144

$104 €91.4

57.48%

1-bedroom Apartment, City Center (Monthly)

$874 €764

$771 €674

13.40%

1-bedroom Apartment, Outside City Center (Monthly)

$685 €599

$606 €530

12.97%

3-bedroom Apartment, City Center (Monthly)

$1,520 €1,330

$1,430 €1,251

6.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,177 €1,030

$1,086 €950

8.33%

Buy Apartment in City Center (m2)

$6,501 €5,688

$4,043 €3,538

60.78%

Buy Apartment Outside City Center (m2)

$3,289 €2,878

$3,027 €2,648

8.66%

Average Monthly Net Salary (After Tax)

$2,910 €2,546

$2,624 €2,296

10.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

3.5

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toulouse: July 14, 2026

Last update for Cergy: July 12, 2026

Cost Breakdown

A central one-bedroom costs $874 in Toulouse versus $771 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Toulouse, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Toulouse versus $53.0 in Cergy. Monthly groceries follow the same trend: $408 vs $363 – making Cergy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toulouse vs Cergy: Cost of Living - Frequently Asked Questions

Yes – Toulouse is pricier by about 18%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,944 per month in Toulouse and $2,490 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Toulouse and $53.0 in Cergy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,963 in Toulouse and $1,660 in Cergy. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,660, than in Toulouse at $1,963. In Cergy it covers expenses comfortably, while in Toulouse it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toulouse makes more sense. Both are solid long-term options with distinct trade-offs.